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Upstart Holdings, Inc.

UPST
Exchange
Nasdaq
Industry
Finance Services
SEC CIK
0001647639

In the last 90 days, Upstart Holdings, Inc. insiders filed 1 open-market purchase and 8 sales; 370 institutions reported holding it in 13F filings for Q2 2026, worth $2.07B in total; Coatue Management is the only superinvestor holding it.

13F holders, Q4 2025

Institutional positions in Upstart Holdings, Inc. as of Dec 31, 2025. Investment managers with $100 million or more in US stocks report their long positions on Form 13F within 45 days after each quarter ends. How 13F works

Institutional holders
393
−11 vs. Q3 2025
Shares held
64.7M
+412.5K (+0.6%) vs. Q3 2025
Total value
$2.83B
−$438.8M (−13.4%) vs. Q3 2025
New holders
78
118 more added
Sold out
89
136 more reduced

8 institutions that held it in Q3 2025 haven't filed for Q4 2025 yet. Not filing isn't selling, so they aren't counted as sold out or in the changes above.

Compare with Q3 2025: new holders, sold out and not filed yet

Holders and value by quarter

Institutions reporting UPST on Form 13F each quarter since Q1 2021, and the total value they reported. Values are as of each quarter end, so they also move with the share price.

Institutional holdersQ4 2025: 393 institutions
Q1 2021: 132 institutionsQ2 2021: 254 institutionsQ3 2021: 428 institutionsQ4 2021: 480 institutionsQ1 2022: 496 institutionsQ2 2022: 347 institutionsQ3 2022: 306 institutionsQ4 2022: 267 institutionsQ1 2023: 266 institutionsQ2 2023: 303 institutionsQ3 2023: 291 institutionsQ4 2023: 334 institutionsQ1 2024: 278 institutionsQ2 2024: 275 institutionsQ3 2024: 349 institutionsQ4 2024: 391 institutionsQ1 2025: 387 institutionsQ2 2025: 421 institutionsQ3 2025: 412 institutionsQ4 2025: 393 institutionsQ1 2026: 340 institutionsQ2 2026: 370 institutions
Value heldQ4 2025: $2.83B
Q1 2021: $5.12BQ2 2021: $5.00BQ3 2021: $13.3BQ4 2021: $5.83BQ1 2022: $4.43BQ2 2022: $1.17BQ3 2022: $658.8MQ4 2022: $388.9MQ1 2023: $471.6MQ2 2023: $1.30BQ3 2023: $1.08BQ4 2023: $1.70BQ1 2024: $1.00BQ2 2024: $919.5MQ3 2024: $1.99BQ4 2024: $3.59BQ1 2025: $2.77BQ2 2025: $3.98BQ3 2025: $3.27BQ4 2025: $2.83BQ1 2026: $1.45BQ2 2026: $2.07B
Institutions holding UPST and their total value by quarter
QuarterHoldersValue
Q2 2026370$2.07B
Q1 2026340$1.45B
Q4 2025393$2.83B
Q3 2025412$3.27B
Q2 2025421$3.98B
Q1 2025387$2.77B
Q4 2024391$3.59B
Q3 2024349$1.99B
Q2 2024275$919.5M
Q1 2024278$1.00B
Q4 2023334$1.70B
Q3 2023291$1.08B
Q2 2023303$1.30B
Q1 2023266$471.6M
Q4 2022267$388.9M
Q3 2022306$658.8M
Q2 2022347$1.17B
Q1 2022496$4.43B
Q4 2021480$5.83B
Q3 2021428$13.3B
Q2 2021254$5.00B
Q1 2021132$5.12B

Institutions, Q4 2025

Shares, value and share of portfolio for each institution holding Upstart Holdings, Inc.; share changes are against Q3 2025.

Institutions holding UPST in Q4 2025
InstitutionSharesValue% of portfolioChange in sharesAction
Vanguard Group Inc8,073,659$353.1M0.01%−167,065−2.0%Reduced
BlackRock, Inc.7,088,760$310.0M0.01%+232,722+3.4%Added
Jericho Capital Asset Management L.P.5,011,809$219.2M2.50%+531,000+11.9%Added
Morgan Stanley4,206,615$184.0M0.01%+2,554,591+154.6%Added
Bank of America Corp2,538,426$111.0M0.01%+2,293,367+935.8%Added
Geode Capital Management, LLC2,068,515$90.5M0.01%+26,734+1.3%Added
Clear Street Group Inc.2,061,714$90.2M0.47%+1,490,502+260.9%Added
State Street Corp2,001,053$87.5M0.00%−50,299−2.5%Reduced
Goldman Sachs Group Inc1,652,624$72.3M0.01%+62,976+4.0%Added
Susquehanna International Group, LLP1,287,089$56.3M0.08%+324,209+33.7%Added
Mirae Asset Global ETFs Holdings Ltd.1,208,201$52.8M0.08%+29,524+2.5%Added
Marex Group plc1,178,997$51.6M0.56%−125,486−9.6%Reduced
Norges Bank1,141,425$49.9M0.01%+1,141,425New
Citadel Advisors LLC1,105,759$48.4M0.03%+809,601+273.4%Added
SG Americas Securities, LLC1,085,851$47.5M0.06%+878,429+423.5%Added
Fred Alger Management, LLC1,006,130$44.0M0.17%−121,438−10.8%Reduced
Azora Capital LP882,231$38.6M2.43%+882,231New
Barclays PLC864,102$37.8M0.02%+144,692+20.1%Added
Connor, Clark & Lunn Investment Management Ltd.850,839$37.2M0.10%−121,017−12.5%Reduced
Baillie Gifford & Co758,929$33.2M0.03%+758,929New
Charles Schwab Investment Management Inc745,836$32.6M0.01%+4,406+0.6%Added
Northern Trust Corp744,186$32.5M0.00%−41,126−5.2%Reduced
Capital Fund Management S.A.671,345$29.4M0.28%+109,237+19.4%Added
UBS Group AG642,137$28.1M0.01%−183,211−22.2%Reduced
Citigroup Inc563,645$24.6M0.02%+13,507+2.5%Added
Marshall Wace, LLP551,168$24.1M0.02%+60,587+12.4%Added
Kadensa Capital Ltd520,986$22.8M2.37%+65,836+14.5%Added
Wellington Management Group LLP489,219$21.4M0.00%+361,696+283.6%Added
Nishkama Capital, LLC487,060$21.3M2.88%+487,060New
Annex Advisory Services, LLC421,373$18.4M0.35%+214,279+103.5%Added
Halter Ferguson Financial Inc.415,321$18.2M4.00%+209,915+102.2%Added
JPMorgan Chase & Co410,608$18.0M0.00%−141,115−25.6%Reduced
Point72 Asset Management, L.P.370,179$16.2M0.03%+370,179New
Divisadero Street Capital Management, LP370,000$16.2M0.92%+370,000New
Voloridge Investment Management, LLC347,881$15.2M0.05%−622,425−64.1%Reduced
Pathstone Holdings, LLC336,186$14.7M0.06%−2,147−0.6%Reduced
First Trust Advisors LP318,547$13.9M0.01%+81,416+34.3%Added
Hidden Lake Asset Management LP316,586$13.8M7.54%+316,586New
Dimensional Fund Advisors LP278,590$12.2M0.00%+220,829+382.3%Added
D. E. Shaw & Co., Inc.273,487$12.0M0.01%+164,297+150.5%Added
Bank of New York Mellon Corp269,214$11.8M0.00%−3,570−1.3%Reduced
Catalytic Wealth RIA, LLC249,474$10.9M0.40%+19,402+8.4%Added
Carnegie Capital Asset Management, LLC238,163$10.4M0.19%+238,163New
Schonfeld Strategic Advisors LLC220,051$9.62M0.05%+172,925+366.9%Added
Millennium Management LLC218,753$9.57M0.01%−237,498−52.1%Reduced
J. Goldman & Co LP211,152$9.23M0.36%+211,152New
HSBC Holdings PLC210,145$9.21M0.01%−18,385−8.0%Reduced
Wells Fargo & Company210,164$9.19M0.00%−636,082−75.2%Reduced
Maxi Investments CY Ltd193,400$8.46M1.54%+193,400New
Nuveen, LLC189,632$8.29M0.00%−246,283−56.5%Reduced
Jane Street Group, LLC188,484$8.24M0.01%−786,213−80.7%Reduced
Optiver Holding B.V.172,305$7.53M0.14%−195,229−53.1%Reduced
Swiss National Bank170,800$7.47M0.00%+4,800+2.9%Added
UBS Asset Management Americas Inc157,432$6.88M0.00%−3,001−1.9%Reduced
Walleye Capital LLC149,769$6.55M0.04%+88,262+143.5%Added
Bank of Nova Scotia141,558$6.19M0.01%+31,970+29.2%Added
Neo Ivy Capital Management140,275$6.13M0.97%+76,919+121.4%Added
Qube Research & Technologies Ltd128,199$5.61M0.01%−439,674−77.4%Reduced
Credit Agricole S A115,801$5.06M0.01%+72,889+169.9%Added
Interval Partners, LP112,292$4.91M0.11%+112,292New
Landscape Capital Management, L.L.C.110,688$4.84M0.32%−171−0.2%Reduced
BNP PARIBAS ASSET MANAGEMENT Holding S.A.109,636$4.79M0.01%+108,811+13,189.2%Added
Rhumbline Advisers109,010$4.77M0.00%−18,169−14.3%Reduced
LPL Financial LLC106,681$4.67M0.00%−4,875−4.4%Reduced
PDT Partners, LLC100,041$4.37M0.28%+100,041New
Walleye Trading LLC98,970$4.33M0.07%−11,722−10.6%Reduced
Alliancebernstein L.P.98,810$4.32M0.00%−490−0.5%Reduced
Raymond James Financial Inc93,562$4.09M0.00%−28,723−23.5%Reduced
Invesco Ltd.90,987$3.98M0.00%−513,905−85.0%Reduced
Bank of Montreal90,652$3.96M0.00%+2,651+3.0%Added
Nordea Investment Management AB87,943$3.87M0.00%−10,450−10.6%Reduced
PEAK6 LLC87,617$3.83M0.10%+75,466+621.1%Added
SummitTX Capital, L.P.85,223$3.73M0.11%+66,752+361.4%Added
Legal & General Group Plc84,245$3.68M0.00%−6,449−7.1%Reduced
Dark Forest Capital Management LP84,080$3.68M0.17%+84,080New
California State Teachers Retirement System83,018$3.63M0.00%−110.0%Reduced
Bank Julius Baer & Co. Ltd, Zurich81,587$3.57M0.01%−7,012−7.9%Reduced
Price T Rowe Associates Inc80,379$3.52M0.00%−911,054−91.9%Reduced
Quantinno Capital Management LP79,368$3.47M0.01%−11,141−12.3%Reduced
Aquatic Capital Management LLC77,587$3.39M0.10%−48,895−38.7%Reduced
MML Investors Services, LLC75,690$3.31M0.01%+21,074+38.6%Added
Polar Asset Management Partners Inc.74,700$3.27M0.06%+74,700New
Deutsche Bank AG74,003$3.24M0.00%+3,575+5.1%Added
Liontrust Investment Partners LLP71,524$3.13M0.05%−91,156−56.0%Reduced
Private Advisor Group, LLC71,323$3.12M0.01%+55,591+353.4%Added
Quantbot Technologies LP70,310$3.07M0.10%−77,006−52.3%Reduced
Man Group plc70,235$3.07M0.01%−402,009−85.1%Reduced
Verition Fund Management LLC69,020$3.02M0.02%−92,283−57.2%Reduced
Jump Financial, LLC66,393$2.90M0.04%−404,398−85.9%Reduced
AQR Capital Management LLC60,309$2.64M0.00%+15,076+33.3%Added
BNP Paribas Arbitrage, SA60,062$2.63M0.00%+15,455+34.6%Added
State of New Jersey Common Pension Fund D56,894$2.49M0.01%+23,407+69.9%Added
Atom Investors LP52,694$2.30M0.18%+52,694New
Commonwealth Equity Services, LLC52,379$2.29M0.00%−12,919−19.8%Reduced
Universal- Beteiligungs- und Servicegesellschaft mbH50,382$2.25M0.00%+9,545+23.4%Added
Castle Hook Partners LP48,545$2.12M0.03%+48,545New
Simplex Trading, LLC48,172$2.11M0.06%+48,172New
MetLife Investment Management46,891$2.05M0.01%−2,557−5.2%Reduced
IMC-Chicago, LLC46,714$2.04M0.04%−131,649−73.8%Reduced
Creative Planning45,390$1.98M0.00%+17,435+62.4%Added