Upstart Holdings, Inc.
UPST- Exchange
- Nasdaq
- Industry
- Finance Services
- SEC CIK
- 0001647639
In the last 90 days, Upstart Holdings, Inc. insiders filed 1 open-market purchase and 8 sales; 372 institutions reported holding it in 13F filings for Q2 2026, worth $2.07B in total; Coatue Management is the only superinvestor holding it.
Key figures
- Market capClose on Nov 10, 2026
- $2.02B
- Insider buysLast 90 days, $1.28M in total
- 1
- Insider sellsLast 90 days, $4.37M in total
- 8
- 13F holdersQ2 2026, +35 vs. previous quarter
- 372
- 13F valueReported value at the end of Q2 2026
- $2.07B
- Superinvestors holdingAt the end of Q2 2026
- 1
Price chart
Financials
See financial statementsFrom SEC filings, in USD.
- Revenue, FY2025
- $1.04B
- +64.0% year over year
- Net income, FY2025
- $53.6M
- No comparable prior period
- Free cash flow, FY2025
- -$148.1M
- −179.8% year over year
- Revenue, Q3 FY2026
- $370.5M
- +33.7% year over year
Revenue flow, FY2025
Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue.
Short interest
See short dataFrom FINRA, settlement date Oct 15, 2026.
- Short interest
- 26.9M
- Shares sold short
- Change
- −1.68M
- −5.9% vs. previous
- Days to cover
- 6.41
- At average daily volume
Superinvestors holding UPST, Q2 2026
Go to the superinvestors tab1 superinvestor reports holding Upstart Holdings, Inc. on Form 13F. Percentages are the stock's share of each portfolio.
Coatue Management
Philippe Laffont
0.1%
Upstart Holdings, Inc.'s share of the portfolio
- Shares
- 870,947
- Value
- $30.9M
Latest insider trades
See all insider tradesOpen-market purchases and sales by Upstart Holdings, Inc. insiders from Form 4, newest first.
| Filed (ET) | Trade date | Filing delay | Insider | Transaction | Shares | Avg price | Value | Holding change | Flags |
|---|---|---|---|---|---|---|---|---|---|
| Sep 10, 2026 (view filing)7:13 PM ET | Sep 10 | Same day | Gu PaulChief Executive Officer | PPurchase | +50.0K | $25.55 | +$1.28M | +62.5%130.0K after | |
| Sep 10, 2026 (view filing)7:12 PM ET | Sep 8 | 2 days | Datta SanjayPresident, Capital& Enterprise | SSale | −116.0K | $27.29 | −$3.17M | −19.6%476.6K after | |
| Aug 27, 2026 (view filing)6:00 PM ET | Aug 25 | 2 days | Mirgorodskaya NataliaSee Remarks | SSale | −913 | $30.03 | −$27.4K | −2.5%35.9K after | 10b5-1 |
| Aug 21, 2026 (view filing)6:23 PM ET | Aug 19-20 | 2 days | Datta SanjayPresident, Capital& Enterprise | SSale | −18.9K | $29.87 | −$565.9K | −6.1%292.6K after | 2 lots |
| Aug 21, 2026 (view filing)6:23 PM ET | Aug 20 | 1 day | Darling ScottChief Legal Officer | SSale | −7.70K | $28.09 | −$216.2K | −9.5%73.3K after | |
| Aug 21, 2026 (view filing)6:23 PM ET | Aug 20 | 1 day | Mirgorodskaya NataliaSee Remarks | SSale | −586 | $28.09 | −$16.5K | −1.6%36.8K after | |
| Aug 19, 2026 (view filing)6:20 PM ET | Aug 17 | 2 days | Datta SanjayPresident, Capital& Enterprise | SSale | −2.03K | $29.36 | −$59.7K | −0.6%311.5K after | |
| Aug 19, 2026 (view filing)6:14 PM ET | Aug 17 | 2 days | Darling ScottChief Legal Officer | SSale | −814 | $29.36 | −$23.9K | −0.9%87.2K after | |
| Aug 19, 2026 (view filing)6:14 PM ET | Aug 17-19 | 2 days | Blankmeyer AndreaChief Financial Officer | SSale | −10.2K | $29.35 | −$298.6K | −6.3%152.2K after | 2 lots10b5-1 |
| Jun 11, 2026 (view filing) | Jun 9 | 2 days | Datta SanjayPresident, Capital& Enterprise | SSale | −15.0K | $30.41 | −$456.1K | −4.6%313.6K after |
Top 10 13F holders, Q2 2026
See all 372 holdersThe largest institutional positions in Upstart Holdings, Inc. at the end of Q2 2026; share changes are against Q1 2026.
| Institution | Shares | Value | % of portfolio | Change in shares | Action |
|---|---|---|---|---|---|
| BlackRock, Inc. | 7,878,717 | $279.1M | 0.00% | +475,638+6.4% | Added |
| Vanguard Portfolio Management LLC | 3,739,758 | $132.5M | 0.01% | −3,783−0.1% | Reduced |
| Vanguard Capital Management LLC | 3,698,553 | $131.0M | 0.00% | −53,497−1.4% | Reduced |
| Morgan Stanley | 2,414,712 | $85.6M | 0.00% | −1,560,347−39.3% | Reduced |
| Goldman Sachs Group Inc | 2,395,222 | $84.9M | 0.01% | +835,736+53.6% | Added |
| Marshall Wace, LLP | 2,370,690 | $84.0M | 0.07% | −909,420−27.7% | Reduced |
| Geode Capital Management, LLC | 2,228,631 | $79.0M | 0.00% | +104,553+4.9% | Added |
| State Street Corp | 2,118,467 | $75.1M | 0.00% | +65,381+3.2% | Added |
| Clear Street Group Inc. | 1,829,063 | $64.8M | 0.21% | +273,857+17.6% | Added |
| Halter Ferguson Financial Inc. | 1,748,119 | $61.9M | 10.08% | +280,759+19.1% | Added |
Politician trades
All politician trades in UPST1 member of Congress reported 4 trades in Upstart Holdings, Inc. since 2020. Newest filings:
| Filed | Politician | Type | Amount |
|---|---|---|---|
| May 20, 2022 |  Thomas R. Suozzi House · NY | Sell | $1K-$15K |
| May 20, 2022 | Thomas R. Suozzi House · NY | Buy | $15K-$50K |
| May 20, 2022 | Thomas R. Suozzi House · NY | Buy | $15K-$50K |
| May 20, 2022 | Thomas R. Suozzi House · NY | Sell | $1K-$15K |
House · NY · May 20, 2022
Sell$1K-$15K
House · NY · May 20, 2022
Buy$15K-$50K
House · NY · May 20, 2022
Buy$15K-$50K
House · NY · May 20, 2022
Sell$1K-$15K