Gradient Capital Advisors, LLC
- SEC CIK
- 0001727917
- Latest filing
- Jul 13, 2026
Holdings in Q4 2024
Holdings as of Dec 31, 2024, filed Jan 29, 2025. Long positions only; changes compare share counts with Q3 2024.
- Positions
- 152
- +4 vs. Q3 2024
- Portfolio value
- $310.2M
- +$8.21M (+2.7%) vs. Q3 2024
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares Core S&P 500 ETF464287200 | ETF | 50,379 | $29.7M | 9.6% | +204+0.4% | Added | – |
| AAPLApple Inc. | Stock | 79,556 | $19.9M | 6.4% | −1,891−2.3% | Reduced | History |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 155,889 | $12.2M | 3.9% | +11,230+7.8% | Added | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 334,459 | $11.4M | 3.7% | +18,416+5.8% | Added | – |
| TSLATesla, Inc. | Stock | 24,028 | $9.70M | 3.1% | +347+1.5% | Added | History |
| Schwab International Equity ETF808524805 | ETF | 487,703 | $9.02M | 2.9% | 00.0% | UnchangedConverted for a 2-for-1 split | – |
| Dimensional ETF Trust25434V864 | SHOR DUR FIX ETF | 187,466 | $8.79M | 2.8% | +30,718+19.6% | Added | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 304,508 | $8.44M | 2.7% | 00.0% | UnchangedConverted for a 3-for-1 split | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 135,626 | $7.55M | 2.4% | −409−0.3% | Reduced | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 152,606 | $7.39M | 2.4% | +10,713+7.6% | Added | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 133,554 | $6.73M | 2.2% | +1,600+1.2% | Added | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 283,488 | $6.57M | 2.1% | −6,801−2.3% | ReducedConverted for a 3-for-1 split | – |
| MSFTMicrosoft Corp | Stock | 14,633 | $6.17M | 2.0% | −98−0.7% | Reduced | History |
| JPMJPMorgan Chase & Co | Stock | 24,313 | $5.83M | 1.9% | −836−3.3% | Reduced | History |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 214,447 | $5.62M | 1.8% | +13,372+6.7% | Added | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 128,651 | $5.26M | 1.7% | −128−0.1% | Reduced | – |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 19,464 | $5.25M | 1.7% | 00.0% | Unchanged | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 103,069 | $4.93M | 1.6% | +9,068+9.6% | Added | – |
| Dimensional ETF Trust25434V823 | US REAL ESTA ETF | 184,165 | $4.29M | 1.4% | +5,393+3.0% | Added | – |
| Vanguard S&P 500 ETF922908363 | ETF | 7,789 | $4.20M | 1.4% | −282−3.5% | Reduced | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 10,156 | $4.17M | 1.3% | −245−2.4% | Reduced | – |
| GOOGLAlphabet Inc. | Stock | 21,959 | $4.16M | 1.3% | −709−3.1% | Reduced | History |
| iShares Tr464288646 | ISHS 1-5YR INVS | 77,652 | $4.01M | 1.3% | +13,298+20.7% | Added | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 15,183 | $4.01M | 1.3% | +370+2.5% | Added | – |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 65,519 | $3.86M | 1.2% | +1,422+2.2% | Added | – |
| NVDANVIDIA Corp | Stock | 28,548 | $3.83M | 1.2% | −391−1.4% | Reduced | History |
| BRK.BBerkshire Hathaway Inc | Stock | 8,287 | $3.76M | 1.2% | +37+0.4% | Added | History |
| METAMeta Platforms, Inc. | Stock | 6,261 | $3.67M | 1.2% | +108+1.8% | Added | History |
| Schwab US Dividend Equity ETF808524797 | ETF | 130,147 | $3.56M | 1.1% | 00.0% | UnchangedConverted for a 3-for-1 split | – |
| Dimensional ETF Trust25434V815 | US SMALL CAP ETF | 114,691 | $3.53M | 1.1% | +21,406+22.9% | Added | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 13,163 | $3.16M | 1.0% | −610−4.4% | Reduced | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 122,752 | $3.05M | 1.0% | +7,847+6.8% | Added | – |
| Vanguard Intl Equity Index F922042676 | GLB EX US ETF | 69,282 | $2.74M | 0.9% | +4,404+6.8% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 12,231 | $2.42M | 0.8% | +1,248+11.4% | Added | – |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 89,978 | $2.39M | 0.8% | +6,570+7.9% | Added | – |
| Dimensional ETF Trust25434V666 | US LARG VALU ETF | 79,161 | $2.38M | 0.8% | +13,542+20.6% | Added | – |
| AVGOBroadcom Inc. | Stock | 9,360 | $2.17M | 0.7% | −445−4.5% | Reduced | History |
| AMZNAmazon Com Inc | Stock | 9,354 | $2.05M | 0.7% | −66−0.7% | Reduced | History |
| Vanguard Morningstar Value ETF922908744 | ETF | 10,702 | $1.81M | 0.6% | +330+3.2% | Added | – |
| SPDR Series Trust78468R523 | ST STR BL 12 ETF | 17,937 | $1.78M | 0.6% | +14,804+472.5% | Added | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 77,553 | $1.76M | 0.6% | −705−0.9% | ReducedConverted for a 3-for-1 split | – |
| Dimensional Emerging Core Equity Market ETF25434V302 | ETF | 68,450 | $1.74M | 0.6% | +3,151+4.8% | Added | – |
| LRCXLam Research Corp | Stock | 22,883 | $1.65M | 0.5% | 00.0% | UnchangedConverted for a 10-for-1 split | History |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 31,702 | $1.65M | 0.5% | −1,257−3.8% | Reduced | History |
| iShares Russell 2000 ETF464287655 | ETF | 7,446 | $1.65M | 0.5% | −104−1.4% | Reduced | – |
| WPCW. P. Carey Inc. | COM | 29,812 | $1.62M | 0.5% | −1,630−5.2% | Reduced | History |
| CVXChevron Corp | Stock | 10,726 | $1.55M | 0.5% | −129−1.2% | Reduced | History |
| Vanguard Real Estate ETF922908553 | ETF | 17,038 | $1.52M | 0.5% | −234−1.4% | Reduced | – |
| American Centy ETF Tr025072802 | INTL SMCP VLU | 22,293 | $1.45M | 0.5% | +1,538+7.4% | Added | – |
| GLDSPDR Gold Trust | ETF | 5,743 | $1.39M | 0.4% | +42+0.7% | Added | History |
| QCOMQualcomm Inc | Stock | 8,697 | $1.34M | 0.4% | −57−0.7% | Reduced | History |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 4,238 | $1.23M | 0.4% | −150−3.4% | Reduced | – |
| AMDAdvanced Micro Devices Inc | Stock | 10,092 | $1.22M | 0.4% | +228+2.3% | Added | History |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 44,515 | $1.16M | 0.4% | −1,631−3.5% | ReducedConverted for a 3-for-1 split | – |
| Vanguard Ftse All-World Ex-US Index Fund922042775 | ETF | 19,594 | $1.12M | 0.4% | +129+0.7% | Added | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 5,620 | $1.10M | 0.4% | −111−1.9% | Reduced | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 11,241 | $1.09M | 0.3% | +21+0.2% | Added | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 40,070 | $1.04M | 0.3% | −2,956−6.9% | ReducedConverted for a 2-for-1 split | – |
| CSCOCisco Systems, Inc. | Stock | 17,216 | $1.02M | 0.3% | +11+0.1% | Added | History |
| BACBank of America Corp | Stock | 23,188 | $1.02M | 0.3% | +277+1.2% | Added | History |
| LMTLockheed Martin Corp | Stock | 2,038 | $990.2K | 0.3% | −8−0.4% | Reduced | History |
| HDHome Depot, Inc. | Stock | 2,416 | $940.0K | 0.3% | −55−2.2% | Reduced | History |
| Schwab U.S. REIT ETF808524847 | ETF | 43,110 | $907.9K | 0.3% | −527−1.2% | Reduced | – |
| State Street Consumer Staples Select Sector SPDR ETF81369Y308 | ETF | 11,195 | $880.0K | 0.3% | −34−0.3% | Reduced | – |
| AMGNAmgen Inc | Stock | 3,257 | $849.0K | 0.3% | −320−8.9% | Reduced | History |
| JNJJohnson & Johnson | Stock | 5,813 | $840.7K | 0.3% | −578−9.0% | Reduced | History |
| Vanguard Short-Term Bond ETF921937827 | ETF | 10,870 | $840.0K | 0.3% | −1,576−12.7% | Reduced | – |
| VVisa Inc. | Stock | 2,576 | $814.1K | 0.3% | +33+1.3% | Added | History |
| TSMTaiwan Semiconductor Manufacturing Co Ltd | ADR | 4,118 | $813.3K | 0.3% | +401+10.8% | Added | History |
| Vanguard Health Care ETF92204A504 | ETF | 3,165 | $803.0K | 0.3% | −59−1.8% | Reduced | – |
| iShares Ibonds Dec 2032 Term Corporate ETF46436E312 | ETF | 32,536 | $799.7K | 0.3% | +2,382+7.9% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 23,016 | $796.1K | 0.3% | +553+2.5% | Added | – |
| Schwab US Aggregate Bond ETF808524839 | ETF | 34,291 | $778.4K | 0.3% | −2,721−7.4% | ReducedConverted for a 2-for-1 split | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 17,513 | $771.3K | 0.2% | −2,034−10.4% | Reduced | – |
| iShares Ibonds Dec 2031 Term Corporate ETF46436E486 | ETF | 37,516 | $763.5K | 0.2% | +2,874+8.3% | Added | – |
| BXBlackstone Inc. | COM | 4,383 | $755.7K | 0.2% | −104−2.3% | Reduced | History |
| iShares Core S&P Small Cap ETF464287804 | ETF | 6,403 | $737.7K | 0.2% | +4+0.1% | Added | – |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 5,510 | $703.0K | 0.2% | +28+0.5% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 1,133 | $664.1K | 0.2% | −23−2.0% | Reduced | History |
| NFLXNetflix Inc | Stock | 719 | $640.9K | 0.2% | −4−0.6% | Reduced | History |
| State Street SPDR Portfolio Short Term Corporate Bond ETF78464A474 | ETF | 20,438 | $610.3K | 0.2% | +1,131+5.9% | Added | – |
| GOOGAlphabet Inc. | Stock | 3,121 | $594.3K | 0.2% | −261−7.7% | Reduced | History |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 22,962 | $593.5K | 0.2% | 00.0% | Unchanged | – |
| iShares Ibonds Dec 2030 Term Corporate ETF46436E726 | ETF | 27,647 | $590.5K | 0.2% | +2,517+10.0% | Added | – |
| Schwab US Tips ETF808524870 | ETF | 22,444 | $579.7K | 0.2% | 00.0% | UnchangedConverted for a 2-for-1 split | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 5,115 | $546.5K | 0.2% | −20.0% | Reduced | – |
| iShares S&P 500 Growth ETF464287309 | ETF | 5,352 | $543.4K | 0.2% | −134−2.4% | Reduced | – |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 10,821 | $536.9K | 0.2% | −5,156−32.3% | Reduced | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 1,005 | $514.0K | 0.2% | 00.0% | Unchanged | – |
| COSTCostco Wholesale Corp | Stock | 557 | $510.1K | 0.2% | −6−1.1% | Reduced | History |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 5,239 | $507.7K | 0.2% | 00.0% | Unchanged | – |
| LULUlululemon athletica inc. | Stock | 1,304 | $498.7K | 0.2% | −42−3.1% | Reduced | History |
| iShares S&P 500 Value ETF464287408 | ETF | 2,590 | $494.3K | 0.2% | −169−6.1% | Reduced | – |
| CATCaterpillar Inc | Stock | 1,305 | $473.5K | 0.2% | −18−1.4% | Reduced | History |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 15,883 | $463.8K | 0.1% | −209−1.3% | Reduced | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 6,458 | $453.9K | 0.1% | −6−0.1% | Reduced | – |
| BLKBlackRock, Inc. | Stock | 426 | $436.2K | 0.1% | +26+6.5% | Added | History |
| XOMExxonMobil Holdings Corp | COM | 4,003 | $430.6K | 0.1% | +4+0.1% | Added | History |
| ACNAccenture plc | Stock | 1,219 | $428.8K | 0.1% | −3−0.2% | Reduced | History |
| CRMSalesforce, Inc. | Stock | 1,249 | $417.7K | 0.1% | 00.0% | Unchanged | History |
Sold out since Q3 2024 (2)
Positions held at the end of Q3 2024 that are gone from this filing.
| Security | Class | Shares in Q3 2024 | Value in Q3 2024 | % of portfolio in Q3 2024 | History |
|---|---|---|---|---|---|
| Vanguard Whitehall FDS921946794 | INTL HIGH ETF | 3,368 | $247.3K | 0.1% | – |
| iShares Tr464287556 | ISHARES BIOTECH | 1,434 | $208.7K | 0.1% | – |