Gradient Capital Advisors, LLC
- SEC CIK
- 0001727917
- Latest filing
- Jul 13, 2026
Holdings in Q4 2024
Holdings as of Dec 31, 2024, filed Jan 29, 2025. Long positions only; changes compare share counts with Q3 2024.
- Positions
- 152
- +4 vs. Q3 2024
- Portfolio value
- $310.2M
- +$8.21M (+2.7%) vs. Q3 2024
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Immunoprecise Antibodies Ltd45257F200 | COM NEW | 26,808 | $11.0K | <0.1% | 00.0% | Unchanged | – |
| BMYBristol Myers Squibb Co | Stock | 3,549 | $200.7K | 0.1% | +3,549 | New | History |
| AXPAmerican Express Co | Stock | 686 | $203.7K | 0.1% | +686 | New | History |
| Invesco Exch TRD SLF Idx FD46138J445 | INVSC 30 MUNI BD | 9,381 | $203.8K | 0.1% | 00.0% | Unchanged | – |
| Invesco Actvely MNGD Etc FD46090F100 | OPTIMUM YIELD | 15,846 | $205.8K | 0.1% | +15,846 | New | – |
| J P Morgan Exchange Traded F46641Q274 | SHORT DURA CORE | 4,697 | $219.0K | 0.1% | +4,697 | New | – |
| iShares Tips Bond ETF464287176 | ETF | 2,070 | $220.6K | 0.1% | −49−2.3% | Reduced | – |
| State Street Utilities Select Sector SPDR ETF81369Y886 | ETF | 3,048 | $230.7K | 0.1% | 00.0% | Unchanged | – |
| iShares Tr464288638 | ISHS 5-10YR INVT | 4,518 | $232.7K | 0.1% | 00.0% | Unchanged | – |
| ABBVAbbVie Inc. | Stock | 1,326 | $235.7K | 0.1% | +1+0.1% | Added | History |
| WMTWalmart Inc. | Stock | 2,651 | $239.5K | 0.1% | −124−4.5% | Reduced | History |
| YUMYum Brands Inc | Stock | 1,825 | $244.8K | 0.1% | −500−21.5% | Reduced | History |
| BABoeing Co | Stock | 1,393 | $246.6K | 0.1% | 00.0% | Unchanged | History |
| iShares Select U.S. REIT ETF464287564 | ETF | 4,120 | $248.3K | 0.1% | 00.0% | Unchanged | – |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 10,323 | $248.4K | 0.1% | +597+6.1% | AddedConverted for a 2-for-1 split | – |
| State Street Financial Select Sector SPDR ETF81369Y605 | ETF | 5,199 | $251.3K | 0.1% | +10.0% | Added | – |
| iShares Tr46438G653 | IBONDS DEC 2034 | 9,923 | $252.5K | 0.1% | +2,288+30.0% | Added | – |
| CEGConstellation Energy Corp | Stock | 1,140 | $255.1K | 0.1% | +122+12.0% | Added | History |
| American Centy ETF Tr025072349 | US LARGE CAP VLU | 3,827 | $255.5K | 0.1% | −150−3.8% | Reduced | – |
| INTCIntel Corp | Stock | 12,783 | $256.3K | 0.1% | +85+0.7% | Added | History |
| FDXFedEx Corp | Stock | 924 | $259.9K | 0.1% | 00.0% | Unchanged | History |
| iShares Ibonds Dec 2033 Term Corporate ETF46436E130 | ETF | 10,699 | $268.5K | 0.1% | +2,316+27.6% | Added | – |
| Dimensional ETF Trust25434V583 | GLOB CO PLUS ETF | 5,142 | $271.7K | 0.1% | +5,142 | New | – |
| REGNRegeneron Pharmaceuticals, Inc. | COM | 384 | $273.5K | 0.1% | 00.0% | Unchanged | History |
| iShares Ibonds Dec 2027 Term Corporate ETF46435UAA9 | ETF | 11,486 | $275.2K | 0.1% | +207+1.8% | Added | – |
| iShares Tr464287721 | U.S. TECH ETF | 1,760 | $280.8K | 0.1% | 00.0% | Unchanged | – |
| State Street Energy Select Sector SPDR ETF81369Y506 | ETF | 3,358 | $287.7K | 0.1% | +3+0.1% | Added | – |
| PANWPalo Alto Networks Inc | Stock | 1,586 | $288.6K | 0.1% | −16−1.0% | ReducedConverted for a 2-for-1 split | History |
| WFCWells Fargo & Company | Stock | 4,126 | $289.8K | 0.1% | −152−3.6% | Reduced | History |
| iShares Ibonds Dec 2026 Term Corporate ETF46435GAA0 | ETF | 12,041 | $289.8K | 0.1% | +207+1.7% | Added | – |
| PGProcter & Gamble Co | Stock | 1,780 | $298.4K | 0.1% | +25+1.4% | Added | History |
| MRKMerck & Co., Inc. | Stock | 3,023 | $300.7K | 0.1% | +97+3.3% | Added | History |
| SBUXStarbucks Corp | Stock | 3,389 | $309.3K | 0.1% | −99−2.8% | Reduced | History |
| iShares Inc464286343 | US PWR INFRA ETF | 13,588 | $310.3K | 0.1% | −684−4.8% | Reduced | – |
| SPDR Series Trust78468R408 | ST TERM HIGH ETF | 12,452 | $314.4K | 0.1% | +1,211+10.8% | Added | – |
| GHYPGIM Global High Yield Fund, Inc. | COM | 25,764 | $317.4K | 0.1% | 00.0% | Unchanged | History |
| Dimensional ETF Trust25434V401 | US EQUI MARK ETF | 5,244 | $334.3K | 0.1% | −102−1.9% | Reduced | – |
| SPDR Series Trust78464A805 | ST STR PR SP1500 | 4,712 | $336.5K | 0.1% | −40−0.8% | Reduced | – |
| ADBEAdobe Inc. | Stock | 758 | $337.1K | 0.1% | −7−0.9% | Reduced | History |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 5,605 | $349.2K | 0.1% | −108−1.9% | Reduced | – |
| DISWalt Disney Co | Stock | 3,176 | $353.6K | 0.1% | −213−6.3% | Reduced | History |
| iShares MSCI Eafe ETF464287465 | ETF | 4,885 | $369.4K | 0.1% | 00.0% | Unchanged | – |
| INTUIntuit Inc. | Stock | 589 | $370.2K | 0.1% | +5+0.9% | Added | History |
| WisdomTree Tr97717W109 | US TOTAL DIVIDND | 4,934 | $374.3K | 0.1% | 00.0% | Unchanged | – |
| iShares Ibonds Dec 2029 Term Corporate ETF46436E205 | ETF | 17,077 | $389.4K | 0.1% | +2,368+16.1% | Added | – |
| PFEPfizer Inc | Stock | 14,943 | $396.4K | 0.1% | −7,544−33.5% | Reduced | History |
| American Centy ETF Tr025072125 | AVA MID EQU ETF | 6,191 | $402.4K | 0.1% | +6,191 | New | – |
| Schwab Emerging Markets Equity ETF808524706 | ETF | 15,136 | $403.1K | 0.1% | +258+1.7% | Added | – |
| J P Morgan Exchange Traded F46641Q654 | ULTRA SHT MUNCPL | 8,127 | $412.1K | 0.1% | +333+4.3% | Added | – |
| Invesco Exch TRD SLF Idx FD46138J411 | BULLETSHS 31 MUN | 19,704 | $412.4K | 0.1% | 00.0% | Unchanged | – |
| Invesco Exch Traded FD Tr II46138E354 | S&P500 LOW VOL | 5,958 | $417.1K | 0.1% | −180−2.9% | Reduced | – |
| IBMInternational Business Machines Corp | Stock | 1,897 | $417.1K | 0.1% | +70+3.8% | Added | History |
| CRMSalesforce, Inc. | Stock | 1,249 | $417.7K | 0.1% | 00.0% | Unchanged | History |
| ACNAccenture plc | Stock | 1,219 | $428.8K | 0.1% | −3−0.2% | Reduced | History |
| XOMExxonMobil Holdings Corp | COM | 4,003 | $430.6K | 0.1% | +4+0.1% | Added | History |
| BLKBlackRock, Inc. | Stock | 426 | $436.2K | 0.1% | +26+6.5% | Added | History |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 6,458 | $453.9K | 0.1% | −6−0.1% | Reduced | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 15,883 | $463.8K | 0.1% | −209−1.3% | Reduced | – |
| CATCaterpillar Inc | Stock | 1,305 | $473.5K | 0.2% | −18−1.4% | Reduced | History |
| iShares S&P 500 Value ETF464287408 | ETF | 2,590 | $494.3K | 0.2% | −169−6.1% | Reduced | – |
| LULUlululemon athletica inc. | Stock | 1,304 | $498.7K | 0.2% | −42−3.1% | Reduced | History |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 5,239 | $507.7K | 0.2% | 00.0% | Unchanged | – |
| COSTCostco Wholesale Corp | Stock | 557 | $510.1K | 0.2% | −6−1.1% | Reduced | History |
| Invesco QQQ Trust Series I46090E103 | ETF | 1,005 | $514.0K | 0.2% | 00.0% | Unchanged | – |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 10,821 | $536.9K | 0.2% | −5,156−32.3% | Reduced | – |
| iShares S&P 500 Growth ETF464287309 | ETF | 5,352 | $543.4K | 0.2% | −134−2.4% | Reduced | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 5,115 | $546.5K | 0.2% | −20.0% | Reduced | – |
| Schwab US Tips ETF808524870 | ETF | 22,444 | $579.7K | 0.2% | 00.0% | UnchangedConverted for a 2-for-1 split | – |
| iShares Ibonds Dec 2030 Term Corporate ETF46436E726 | ETF | 27,647 | $590.5K | 0.2% | +2,517+10.0% | Added | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 22,962 | $593.5K | 0.2% | 00.0% | Unchanged | – |
| GOOGAlphabet Inc. | Stock | 3,121 | $594.3K | 0.2% | −261−7.7% | Reduced | History |
| State Street SPDR Portfolio Short Term Corporate Bond ETF78464A474 | ETF | 20,438 | $610.3K | 0.2% | +1,131+5.9% | Added | – |
| NFLXNetflix Inc | Stock | 719 | $640.9K | 0.2% | −4−0.6% | Reduced | History |
| SPYSPDR S&P 500 ETF Trust | ETF | 1,133 | $664.1K | 0.2% | −23−2.0% | Reduced | History |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 5,510 | $703.0K | 0.2% | +28+0.5% | Added | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 6,403 | $737.7K | 0.2% | +4+0.1% | Added | – |
| BXBlackstone Inc. | COM | 4,383 | $755.7K | 0.2% | −104−2.3% | Reduced | History |
| iShares Ibonds Dec 2031 Term Corporate ETF46436E486 | ETF | 37,516 | $763.5K | 0.2% | +2,874+8.3% | Added | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 17,513 | $771.3K | 0.2% | −2,034−10.4% | Reduced | – |
| Schwab US Aggregate Bond ETF808524839 | ETF | 34,291 | $778.4K | 0.3% | −2,721−7.4% | ReducedConverted for a 2-for-1 split | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 23,016 | $796.1K | 0.3% | +553+2.5% | Added | – |
| iShares Ibonds Dec 2032 Term Corporate ETF46436E312 | ETF | 32,536 | $799.7K | 0.3% | +2,382+7.9% | Added | – |
| Vanguard Health Care ETF92204A504 | ETF | 3,165 | $803.0K | 0.3% | −59−1.8% | Reduced | – |
| TSMTaiwan Semiconductor Manufacturing Co Ltd | ADR | 4,118 | $813.3K | 0.3% | +401+10.8% | Added | History |
| VVisa Inc. | Stock | 2,576 | $814.1K | 0.3% | +33+1.3% | Added | History |
| Vanguard Short-Term Bond ETF921937827 | ETF | 10,870 | $840.0K | 0.3% | −1,576−12.7% | Reduced | – |
| JNJJohnson & Johnson | Stock | 5,813 | $840.7K | 0.3% | −578−9.0% | Reduced | History |
| AMGNAmgen Inc | Stock | 3,257 | $849.0K | 0.3% | −320−8.9% | Reduced | History |
| State Street Consumer Staples Select Sector SPDR ETF81369Y308 | ETF | 11,195 | $880.0K | 0.3% | −34−0.3% | Reduced | – |
| Schwab U.S. REIT ETF808524847 | ETF | 43,110 | $907.9K | 0.3% | −527−1.2% | Reduced | – |
| HDHome Depot, Inc. | Stock | 2,416 | $940.0K | 0.3% | −55−2.2% | Reduced | History |
| LMTLockheed Martin Corp | Stock | 2,038 | $990.2K | 0.3% | −8−0.4% | Reduced | History |
| BACBank of America Corp | Stock | 23,188 | $1.02M | 0.3% | +277+1.2% | Added | History |
| CSCOCisco Systems, Inc. | Stock | 17,216 | $1.02M | 0.3% | +11+0.1% | Added | History |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 40,070 | $1.04M | 0.3% | −2,956−6.9% | ReducedConverted for a 2-for-1 split | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 11,241 | $1.09M | 0.3% | +21+0.2% | Added | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 5,620 | $1.10M | 0.4% | −111−1.9% | Reduced | – |
| Vanguard Ftse All-World Ex-US Index Fund922042775 | ETF | 19,594 | $1.12M | 0.4% | +129+0.7% | Added | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 44,515 | $1.16M | 0.4% | −1,631−3.5% | ReducedConverted for a 3-for-1 split | – |
| AMDAdvanced Micro Devices Inc | Stock | 10,092 | $1.22M | 0.4% | +228+2.3% | Added | History |
Sold out since Q3 2024 (2)
Positions held at the end of Q3 2024 that are gone from this filing.
| Security | Class | Shares in Q3 2024 | Value in Q3 2024 | % of portfolio in Q3 2024 | History |
|---|---|---|---|---|---|
| Vanguard Whitehall FDS921946794 | INTL HIGH ETF | 3,368 | $247.3K | 0.1% | – |
| iShares Tr464287556 | ISHARES BIOTECH | 1,434 | $208.7K | 0.1% | – |