Gradient Capital Advisors, LLC
- SEC CIK
- 0001727917
- Latest filing
- Jul 13, 2026
Holdings in Q1 2025
Holdings as of Mar 31, 2025, filed May 5, 2025. Long positions only; changes compare share counts with Q4 2024.
- Positions
- 155
- +3 vs. Q4 2024
- Portfolio value
- $306.4M
- −$3.79M (−1.2%) vs. Q4 2024
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares Core S&P 500 ETF464287200 | ETF | 51,630 | $29.0M | 9.5% | +1,251+2.5% | Added | – |
| AAPLApple Inc. | Stock | 76,347 | $17.0M | 5.5% | −3,209−4.0% | Reduced | History |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 347,539 | $12.7M | 4.1% | +13,080+3.9% | Added | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 157,454 | $12.4M | 4.1% | +1,565+1.0% | Added | – |
| Dimensional ETF Trust25434V864 | SHOR DUR FIX ETF | 207,597 | $9.87M | 3.2% | +20,131+10.7% | Added | – |
| Schwab International Equity ETF808524805 | ETF | 478,404 | $9.46M | 3.1% | −9,299−1.9% | Reduced | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 316,415 | $8.29M | 2.7% | +11,907+3.9% | Added | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 151,012 | $7.54M | 2.5% | −1,594−1.0% | Reduced | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 139,304 | $7.17M | 2.3% | +3,678+2.7% | Added | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 124,383 | $6.30M | 2.1% | −9,171−6.9% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 276,630 | $6.11M | 2.0% | −6,858−2.4% | Reduced | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 230,507 | $6.10M | 2.0% | +16,060+7.5% | Added | – |
| JPMJPMorgan Chase & Co | Stock | 24,029 | $5.89M | 1.9% | −284−1.2% | Reduced | History |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 108,468 | $5.51M | 1.8% | +5,399+5.2% | Added | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 129,346 | $5.33M | 1.7% | +695+0.5% | Added | – |
| MSFTMicrosoft Corp | Stock | 14,186 | $5.33M | 1.7% | −447−3.1% | Reduced | History |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 19,413 | $4.99M | 1.6% | −51−0.3% | Reduced | – |
| TSLATesla, Inc. | Stock | 19,192 | $4.97M | 1.6% | −4,836−20.1% | Reduced | History |
| BRK.BBerkshire Hathaway Inc | Stock | 8,520 | $4.54M | 1.5% | +233+2.8% | Added | History |
| Dimensional ETF Trust25434V823 | US REAL ESTA ETF | 190,767 | $4.53M | 1.5% | +6,602+3.6% | Added | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 81,579 | $4.27M | 1.4% | +3,927+5.1% | Added | – |
| Vanguard S&P 500 ETF922908363 | ETF | 7,966 | $4.09M | 1.3% | +177+2.3% | Added | – |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 64,912 | $4.03M | 1.3% | −607−0.9% | Reduced | – |
| Dimensional ETF Trust25434V815 | US SMALL CAP ETF | 139,133 | $3.92M | 1.3% | +24,442+21.3% | Added | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 15,109 | $3.91M | 1.3% | −74−0.5% | Reduced | – |
| Schwab US Dividend Equity ETF808524797 | ETF | 135,954 | $3.80M | 1.2% | +5,807+4.5% | Added | – |
| METAMeta Platforms, Inc. | Stock | 6,114 | $3.52M | 1.2% | −147−2.3% | Reduced | History |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 132,400 | $3.47M | 1.1% | +9,648+7.9% | Added | – |
| GOOGLAlphabet Inc. | Stock | 21,907 | $3.39M | 1.1% | −52−0.2% | Reduced | History |
| Vanguard Morningstar Growth ETF922908736 | ETF | 9,089 | $3.37M | 1.1% | −1,067−10.5% | Reduced | – |
| Vanguard Intl Equity Index F922042676 | GLB EX US ETF | 75,537 | $3.06M | 1.0% | +6,255+9.0% | Added | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 13,239 | $2.94M | 1.0% | +76+0.6% | Added | – |
| NVDANVIDIA Corp | Stock | 26,990 | $2.93M | 1.0% | −1,558−5.5% | Reduced | History |
| Dimensional ETF Trust25434V666 | US LARG VALU ETF | 94,786 | $2.90M | 0.9% | +15,625+19.7% | Added | – |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 94,908 | $2.76M | 0.9% | +4,930+5.5% | Added | – |
| GLDSPDR Gold Trust | ETF | 9,001 | $2.59M | 0.8% | +3,258+56.7% | Added | History |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 12,165 | $2.27M | 0.7% | −66−0.5% | Reduced | – |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 31,771 | $1.97M | 0.6% | +69+0.2% | Added | History |
| Vanguard Morningstar Value ETF922908744 | ETF | 11,141 | $1.92M | 0.6% | +439+4.1% | Added | – |
| Dimensional Emerging Core Equity Market ETF25434V302 | ETF | 72,965 | $1.89M | 0.6% | +4,515+6.6% | Added | – |
| WPCW. P. Carey Inc. | COM | 29,261 | $1.85M | 0.6% | −551−1.8% | Reduced | History |
| AMZNAmazon Com Inc | Stock | 9,426 | $1.79M | 0.6% | +72+0.8% | Added | History |
| American Centy ETF Tr025072802 | INTL SMCP VLU | 24,032 | $1.68M | 0.5% | +1,739+7.8% | Added | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 77,430 | $1.67M | 0.5% | −123−0.2% | Reduced | – |
| CVXChevron Corp | Stock | 9,888 | $1.65M | 0.5% | −838−7.8% | Reduced | History |
| AVGOBroadcom Inc. | Stock | 9,700 | $1.62M | 0.5% | +340+3.6% | Added | History |
| Vanguard Real Estate ETF922908553 | ETF | 17,625 | $1.60M | 0.5% | +587+3.4% | Added | – |
| LRCXLam Research Corp | Stock | 21,574 | $1.57M | 0.5% | −1,309−5.7% | Reduced | History |
| iShares Russell 2000 ETF464287655 | ETF | 7,446 | $1.49M | 0.5% | 00.0% | Unchanged | – |
| SPDR Series Trust78468R523 | ST STR BL 12 ETF | 14,604 | $1.45M | 0.5% | −3,333−18.6% | Reduced | – |
| QCOMQualcomm Inc | Stock | 8,382 | $1.29M | 0.4% | −315−3.6% | Reduced | History |
| Vanguard Ftse All-World Ex-US Index Fund922042775 | ETF | 19,893 | $1.21M | 0.4% | +299+1.5% | Added | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 45,163 | $1.20M | 0.4% | +648+1.5% | Added | – |
| CSCOCisco Systems, Inc. | Stock | 17,643 | $1.09M | 0.4% | +427+2.5% | Added | History |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 3,959 | $1.09M | 0.4% | −279−6.6% | Reduced | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 5,532 | $1.07M | 0.4% | −88−1.6% | Reduced | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 11,241 | $979.9K | 0.3% | 00.0% | Unchanged | – |
| BACBank of America Corp | Stock | 23,262 | $970.7K | 0.3% | +74+0.3% | Added | History |
| AMDAdvanced Micro Devices Inc | Stock | 9,388 | $964.5K | 0.3% | −704−7.0% | Reduced | History |
| AMGNAmgen Inc | Stock | 3,094 | $964.0K | 0.3% | −163−5.0% | Reduced | History |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 40,113 | $939.8K | 0.3% | +43+0.1% | Added | – |
| Schwab U.S. REIT ETF808524847 | ETF | 43,308 | $931.6K | 0.3% | +198+0.5% | Added | – |
| JNJJohnson & Johnson | Stock | 5,616 | $931.4K | 0.3% | −197−3.4% | Reduced | History |
| State Street Consumer Staples Select Sector SPDR ETF81369Y308 | ETF | 11,197 | $914.4K | 0.3% | +20.0% | Added | – |
| VVisa Inc. | Stock | 2,592 | $908.4K | 0.3% | +16+0.6% | Added | History |
| HDHome Depot, Inc. | Stock | 2,369 | $868.4K | 0.3% | −47−1.9% | Reduced | History |
| TSMTaiwan Semiconductor Manufacturing Co Ltd | ADR | 5,087 | $844.4K | 0.3% | +969+23.5% | Added | History |
| Vanguard Short-Term Bond ETF921937827 | ETF | 10,761 | $842.4K | 0.3% | −109−1.0% | Reduced | – |
| LMTLockheed Martin Corp | Stock | 1,848 | $825.5K | 0.3% | −190−9.3% | Reduced | History |
| Schwab US Aggregate Bond ETF808524839 | ETF | 35,488 | $821.9K | 0.3% | +1,197+3.5% | Added | – |
| iShares Ibonds Dec 2031 Term Corporate ETF46436E486 | ETF | 39,388 | $817.3K | 0.3% | +1,872+5.0% | Added | – |
| iShares Ibonds Dec 2032 Term Corporate ETF46436E312 | ETF | 32,541 | $813.2K | 0.3% | +50.0% | Added | – |
| SPDR Index Shs FDS78463X202 | ST STR EU 50 ETF | 14,835 | $807.2K | 0.3% | +14,835 | New | – |
| Vanguard Health Care ETF92204A504 | ETF | 3,029 | $801.8K | 0.3% | −136−4.3% | Reduced | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 23,357 | $770.6K | 0.3% | +341+1.5% | Added | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 16,925 | $766.0K | 0.3% | −588−3.4% | Reduced | – |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 5,875 | $757.6K | 0.2% | +365+6.6% | Added | – |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 13,816 | $688.8K | 0.2% | +2,995+27.7% | Added | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 6,404 | $669.6K | 0.2% | +10.0% | Added | – |
| iShares Ibonds Dec 2030 Term Corporate ETF46436E726 | ETF | 29,435 | $639.3K | 0.2% | +1,788+6.5% | Added | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 22,962 | $637.7K | 0.2% | 00.0% | Unchanged | – |
| NFLXNetflix Inc | Stock | 657 | $612.7K | 0.2% | −62−8.6% | Reduced | History |
| BXBlackstone Inc. | COM | 4,383 | $612.7K | 0.2% | 00.0% | Unchanged | History |
| State Street SPDR Portfolio Short Term Corporate Bond ETF78464A474 | ETF | 20,311 | $611.4K | 0.2% | −127−0.6% | Reduced | – |
| Schwab US Tips ETF808524870 | ETF | 22,293 | $599.5K | 0.2% | −151−0.7% | Reduced | – |
| J P Morgan Exchange Traded F46641Q654 | ULTRA SHT MUNCPL | 11,064 | $562.6K | 0.2% | +2,937+36.1% | Added | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 5,048 | $548.6K | 0.2% | −67−1.3% | Reduced | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 976 | $546.1K | 0.2% | −157−13.9% | Reduced | History |
| American Centy ETF Tr025072125 | AVA MID EQU ETF | 8,594 | $532.7K | 0.2% | +2,403+38.8% | Added | – |
| COSTCostco Wholesale Corp | Stock | 563 | $532.2K | 0.2% | +6+1.1% | Added | History |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 5,239 | $518.2K | 0.2% | 00.0% | Unchanged | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 1,096 | $514.1K | 0.2% | +91+9.1% | Added | – |
| iShares S&P 500 Growth ETF464287309 | ETF | 5,352 | $496.8K | 0.2% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 15,883 | $496.0K | 0.2% | 00.0% | Unchanged | – |
| iShares S&P 500 Value ETF464287408 | ETF | 2,590 | $493.6K | 0.2% | 00.0% | Unchanged | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 6,458 | $488.5K | 0.2% | 00.0% | Unchanged | – |
| iShares Ibonds Dec 2029 Term Corporate ETF46436E205 | ETF | 21,086 | $487.7K | 0.2% | +4,009+23.5% | Added | – |
| IBMInternational Business Machines Corp | Stock | 1,901 | $472.6K | 0.2% | +4+0.2% | Added | History |
| XOMExxonMobil Holdings Corp | COM | 3,868 | $460.0K | 0.2% | −135−3.4% | Reduced | History |
| Invesco Exch Traded FD Tr II46138E354 | S&P500 LOW VOL | 5,958 | $445.2K | 0.1% | 00.0% | Unchanged | – |
Sold out since Q4 2024 (1)
Positions held at the end of Q4 2024 that are gone from this filing.