Gradient Capital Advisors, LLC
- SEC CIK
- 0001727917
- Latest filing
- Jul 13, 2026
Holdings in Q2 2025
Holdings as of Jun 30, 2025, filed Jul 16, 2025. Long positions only; changes compare share counts with Q1 2025.
- Positions
- 162
- +7 vs. Q1 2025
- Portfolio value
- $338.5M
- +$32.1M (+10.5%) vs. Q1 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares Core S&P 500 ETF464287200 | ETF | 52,248 | $32.4M | 9.6% | +618+1.2% | Added | – |
| AAPLApple Inc. | Stock | 73,967 | $15.2M | 4.5% | −2,380−3.1% | Reduced | History |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 336,622 | $13.6M | 4.0% | −10,917−3.1% | Reduced | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 146,340 | $11.6M | 3.4% | −11,114−7.1% | Reduced | – |
| Schwab International Equity ETF808524805 | ETF | 466,452 | $10.3M | 3.0% | −11,952−2.5% | Reduced | – |
| Dimensional ETF Trust25434V864 | SHOR DUR FIX ETF | 204,171 | $9.80M | 2.9% | −3,426−1.7% | Reduced | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 329,615 | $9.25M | 2.7% | +13,200+4.2% | Added | – |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 31,558 | $9.00M | 2.7% | +12,145+62.6% | Added | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 140,353 | $7.57M | 2.2% | +1,049+0.8% | Added | – |
| MSFTMicrosoft Corp | Stock | 14,413 | $7.17M | 2.1% | +227+1.6% | Added | History |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 140,069 | $7.04M | 2.1% | −10,943−7.2% | Reduced | – |
| JPMJPMorgan Chase & Co | Stock | 24,274 | $7.04M | 2.1% | +245+1.0% | Added | History |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 282,450 | $6.90M | 2.0% | +5,820+2.1% | Added | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 230,462 | $6.84M | 2.0% | −450.0% | Reduced | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 123,600 | $6.26M | 1.9% | −783−0.6% | Reduced | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 107,667 | $6.14M | 1.8% | −801−0.7% | Reduced | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 133,613 | $5.65M | 1.7% | +4,267+3.3% | Added | – |
| TSLATesla, Inc. | Stock | 17,747 | $5.64M | 1.7% | −1,445−7.5% | Reduced | History |
| Dimensional ETF Trust25434V815 | US SMALL CAP ETF | 172,432 | $5.07M | 1.5% | +33,299+23.9% | Added | – |
| Dimensional ETF Trust25434V823 | US REAL ESTA ETF | 197,705 | $4.64M | 1.4% | +6,938+3.6% | Added | – |
| METAMeta Platforms, Inc. | Stock | 6,244 | $4.61M | 1.4% | +130+2.1% | Added | History |
| BRK.BBerkshire Hathaway Inc | Stock | 9,386 | $4.56M | 1.3% | +866+10.2% | Added | History |
| Vanguard S&P 500 ETF922908363 | ETF | 7,961 | $4.52M | 1.3% | −5−0.1% | Reduced | – |
| NVDANVIDIA Corp | Stock | 27,710 | $4.38M | 1.3% | +720+2.7% | Added | History |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 62,437 | $4.31M | 1.3% | −2,475−3.8% | Reduced | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 15,120 | $4.23M | 1.2% | +11+0.1% | Added | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 9,596 | $4.21M | 1.2% | +507+5.6% | Added | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 133,749 | $3.93M | 1.2% | +1,349+1.0% | Added | – |
| GOOGLAlphabet Inc. | Stock | 22,204 | $3.91M | 1.2% | +297+1.4% | Added | History |
| iShares Tr464288646 | ISHS 1-5YR INVS | 72,664 | $3.83M | 1.1% | −8,915−10.9% | Reduced | – |
| Schwab US Dividend Equity ETF808524797 | ETF | 142,106 | $3.77M | 1.1% | +6,152+4.5% | Added | – |
| Vanguard Intl Equity Index F922042676 | GLB EX US ETF | 77,969 | $3.60M | 1.1% | +2,432+3.2% | Added | – |
| AVGOBroadcom Inc. | Stock | 12,704 | $3.50M | 1.0% | +3,004+31.0% | Added | History |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 13,497 | $3.20M | 0.9% | +258+1.9% | Added | – |
| Dimensional ETF Trust25434V666 | US LARG VALU ETF | 100,792 | $3.13M | 0.9% | +6,006+6.3% | Added | – |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 93,242 | $3.07M | 0.9% | −1,666−1.8% | Reduced | – |
| GLDSPDR Gold Trust | ETF | 9,832 | $3.00M | 0.9% | +831+9.2% | Added | History |
| SPDR Series Trust78468R523 | ST STR BL 12 ETF | 26,384 | $2.62M | 0.8% | +11,780+80.7% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 11,723 | $2.29M | 0.7% | −442−3.6% | Reduced | – |
| LRCXLam Research Corp | Stock | 22,420 | $2.18M | 0.6% | +846+3.9% | Added | History |
| AMZNAmazon Com Inc | Stock | 9,774 | $2.14M | 0.6% | +348+3.7% | Added | History |
| Dimensional Emerging Core Equity Market ETF25434V302 | ETF | 71,743 | $2.08M | 0.6% | −1,222−1.7% | Reduced | – |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 30,003 | $1.97M | 0.6% | −1,768−5.6% | Reduced | History |
| Vanguard Morningstar Value ETF922908744 | ETF | 11,063 | $1.96M | 0.6% | −78−0.7% | Reduced | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 78,425 | $1.87M | 0.6% | +995+1.3% | Added | – |
| American Centy ETF Tr025072802 | INTL SMCP VLU | 23,080 | $1.83M | 0.5% | −952−4.0% | Reduced | – |
| WPCW. P. Carey Inc. | COM | 28,552 | $1.78M | 0.5% | −709−2.4% | Reduced | History |
| CSCOCisco Systems, Inc. | Stock | 22,838 | $1.58M | 0.5% | +5,195+29.4% | Added | History |
| Vanguard Real Estate ETF922908553 | ETF | 17,278 | $1.54M | 0.5% | −347−2.0% | Reduced | – |
| Vanguard Ftse All-World Ex-US Index Fund922042775 | ETF | 20,633 | $1.39M | 0.4% | +740+3.7% | Added | – |
| CVXChevron Corp | Stock | 9,531 | $1.36M | 0.4% | −357−3.6% | Reduced | History |
| iShares Russell 2000 ETF464287655 | ETF | 6,231 | $1.34M | 0.4% | −1,215−16.3% | Reduced | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 14,143 | $1.29M | 0.4% | +2,902+25.8% | Added | – |
| QCOMQualcomm Inc | Stock | 7,828 | $1.25M | 0.4% | −554−6.6% | Reduced | History |
| TSMTaiwan Semiconductor Manufacturing Co Ltd | ADR | 5,394 | $1.22M | 0.4% | +307+6.0% | Added | History |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 43,157 | $1.19M | 0.4% | −2,006−4.4% | Reduced | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 3,926 | $1.19M | 0.4% | −33−0.8% | Reduced | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 5,562 | $1.14M | 0.3% | +30+0.5% | Added | – |
| AMDAdvanced Micro Devices Inc | Stock | 7,983 | $1.13M | 0.3% | −1,405−15.0% | Reduced | History |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 43,502 | $1.10M | 0.3% | +3,389+8.4% | Added | – |
| SPDR Index Shs FDS78463X202 | ST STR EU 50 ETF | 18,404 | $1.10M | 0.3% | +3,569+24.1% | Added | – |
| BACBank of America Corp | Stock | 22,791 | $1.08M | 0.3% | −471−2.0% | Reduced | History |
| VVisa Inc. | Stock | 2,620 | $930.2K | 0.3% | +28+1.1% | Added | History |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 25,497 | $913.8K | 0.3% | +2,140+9.2% | Added | – |
| Schwab U.S. REIT ETF808524847 | ETF | 43,047 | $910.9K | 0.3% | −261−0.6% | Reduced | – |
| State Street Consumer Staples Select Sector SPDR ETF81369Y308 | ETF | 11,199 | $906.8K | 0.3% | +20.0% | Added | – |
| NFLXNetflix Inc | Stock | 659 | $882.5K | 0.3% | +2+0.3% | Added | History |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 17,770 | $878.9K | 0.3% | +845+5.0% | Added | – |
| HDHome Depot, Inc. | Stock | 2,379 | $872.4K | 0.3% | +10+0.4% | Added | History |
| LMTLockheed Martin Corp | Stock | 1,843 | $853.6K | 0.3% | −5−0.3% | Reduced | History |
| AMGNAmgen Inc | Stock | 3,056 | $853.4K | 0.3% | −38−1.2% | Reduced | History |
| iShares Ibonds Dec 2031 Term Corporate ETF46436E486 | ETF | 39,388 | $828.7K | 0.2% | 00.0% | Unchanged | – |
| iShares Ibonds Dec 2032 Term Corporate ETF46436E312 | ETF | 32,548 | $823.0K | 0.2% | +70.0% | Added | – |
| JNJJohnson & Johnson | Stock | 5,374 | $820.9K | 0.2% | −242−4.3% | Reduced | History |
| American Centy ETF Tr025072125 | AVA MID EQU ETF | 11,911 | $788.4K | 0.2% | +3,317+38.6% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 9,963 | $784.1K | 0.2% | −798−7.4% | Reduced | – |
| Schwab US Aggregate Bond ETF808524839 | ETF | 33,721 | $783.7K | 0.2% | −1,767−5.0% | Reduced | – |
| BlackRock ETF Trust II092528108 | SHOR DURA HI ETF | 34,635 | $772.7K | 0.2% | +34,635 | New | – |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 5,652 | $753.4K | 0.2% | −223−3.8% | Reduced | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 22,962 | $713.9K | 0.2% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V583 | GLOB CO PLUS ETF | 12,824 | $698.8K | 0.2% | +7,682+149.4% | Added | – |
| SLViShares Silver Trust | ETF | 21,265 | $697.7K | 0.2% | +7,102+50.1% | Added | History |
| Vanguard Health Care ETF92204A504 | ETF | 2,795 | $694.2K | 0.2% | −234−7.7% | Reduced | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 6,325 | $691.3K | 0.2% | −79−1.2% | Reduced | – |
| BXBlackstone Inc. | COM | 4,383 | $655.6K | 0.2% | 00.0% | Unchanged | History |
| iShares Ibonds Dec 2030 Term Corporate ETF46436E726 | ETF | 29,435 | $647.0K | 0.2% | 00.0% | Unchanged | – |
| COSTCostco Wholesale Corp | Stock | 628 | $621.4K | 0.2% | +65+11.5% | Added | History |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 12,431 | $619.9K | 0.2% | −1,385−10.0% | Reduced | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 1,097 | $604.9K | 0.2% | +1+0.1% | Added | – |
| State Street SPDR Portfolio Short Term Corporate Bond ETF78464A474 | ETF | 19,814 | $598.2K | 0.2% | −497−2.4% | Reduced | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 964 | $595.8K | 0.2% | −12−1.2% | Reduced | History |
| Schwab US Tips ETF808524870 | ETF | 22,293 | $594.8K | 0.2% | 00.0% | Unchanged | – |
| iShares S&P 500 Growth ETF464287309 | ETF | 5,352 | $589.3K | 0.2% | 00.0% | Unchanged | – |
| IBMInternational Business Machines Corp | Stock | 1,948 | $574.1K | 0.2% | +47+2.5% | Added | History |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 15,883 | $549.1K | 0.2% | 00.0% | Unchanged | – |
| J P Morgan Exchange Traded F46641Q654 | ULTRA SHT MUNCPL | 10,767 | $548.3K | 0.2% | −297−2.7% | Reduced | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 4,983 | $546.2K | 0.2% | −65−1.3% | Reduced | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 6,342 | $529.4K | 0.2% | −116−1.8% | Reduced | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 5,208 | $516.6K | 0.2% | −31−0.6% | Reduced | – |
| iShares S&P 500 Value ETF464287408 | ETF | 2,590 | $506.2K | 0.1% | 00.0% | Unchanged | – |
Sold out since Q1 2025 (4)
Positions held at the end of Q1 2025 that are gone from this filing.
| Security | Class | Shares in Q1 2025 | Value in Q1 2025 | % of portfolio in Q1 2025 | History |
|---|---|---|---|---|---|
| MRKMerck & Co., Inc. | Stock | 3,024 | $271.4K | 0.1% | History |
| Invesco Actvely MNGD Etc FD46090F100 | OPTIMUM YIELD | 16,488 | $224.7K | 0.1% | – |
| LULUlululemon athletica inc. | Stock | 789 | $223.3K | 0.1% | History |
| BMYBristol Myers Squibb Co | Stock | 3,609 | $220.1K | 0.1% | History |