Waterford Advisors, LLC
- SEC CIK
- 0001960657
- Latest filing
- Aug 14, 2026
Holdings in Q4 2024
Holdings as of Dec 31, 2024, filed Feb 14, 2025. Long positions only; changes compare share counts with Q3 2024.
- Positions
- 46
- −4 vs. Q3 2024
- Portfolio value
- $196.4M
- +$403.8K (+0.2%) vs. Q3 2024
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares Core S&P 500 ETF464287200 | ETF | 86,138 | $50.7M | 25.8% | +3,568+4.3% | Added | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 60,296 | $24.7M | 12.6% | +1,198+2.0% | Added | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 135,279 | $22.9M | 11.7% | +4,687+3.6% | Added | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 359,510 | $17.2M | 8.8% | +20,823+6.1% | Added | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 626,777 | $16.2M | 8.3% | +626,777 | New | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 185,273 | $8.16M | 4.2% | +5,397+3.0% | Added | – |
| Schwab Fundamental Emerging Markets Equity ETF808524730 | ETF | 270,625 | $7.86M | 4.0% | +270,625 | New | – |
| iShares Tr46434V647 | GLOBAL REIT ETF | 285,271 | $6.84M | 3.5% | +15,602+5.8% | Added | – |
| Vanguard World FD921910873 | MEGA CAP INDEX | 25,946 | $5.52M | 2.8% | −401−1.5% | Reduced | – |
| Schwab International Equity ETF808524805 | ETF | 256,459 | $4.74M | 2.4% | 00.0% | UnchangedConverted for a 2-for-1 split | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 148,145 | $3.86M | 2.0% | 00.0% | UnchangedConverted for a 3-for-1 split | – |
| Invesco Exchange Traded FD T46137V357 | S&P500 EQL WGT | 16,232 | $2.84M | 1.4% | −80−0.5% | Reduced | – |
| CBUCommunity Financial System, Inc. | COM | 44,863 | $2.77M | 1.4% | 00.0% | Unchanged | History |
| AAPLApple Inc. | Stock | 8,367 | $2.10M | 1.1% | −30.0% | Reduced | History |
| BRK.ABerkshire Hathaway Inc | CL A | 300 | $2.04M | 1.0% | +300 | New | History |
| Vanguard Real Estate ETF922908553 | ETF | 21,329 | $1.90M | 1.0% | 00.0% | Unchanged | – |
| RTXRTX Corp | Stock | 14,947 | $1.73M | 0.9% | 00.0% | Unchanged | History |
| Schwab Emerging Markets Equity ETF808524706 | ETF | 52,821 | $1.41M | 0.7% | −2,450−4.4% | Reduced | – |
| MSFTMicrosoft Corp | Stock | 2,788 | $1.18M | 0.6% | +176+6.7% | Added | History |
| CARRCarrier Global Corp | Stock | 13,381 | $913.4K | 0.5% | 00.0% | Unchanged | History |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 3,665 | $880.6K | 0.4% | −132−3.5% | Reduced | – |
| APHAmphenol Corp | CL A | 10,284 | $714.2K | 0.4% | 00.0% | Unchanged | History |
| NVDANVIDIA Corp | Stock | 5,276 | $708.6K | 0.4% | −1,034−16.4% | Reduced | History |
| OTISOtis Worldwide Corp | Stock | 6,690 | $619.6K | 0.3% | 00.0% | Unchanged | History |
| iShares MSCI Eafe ETF464287465 | ETF | 7,737 | $585.0K | 0.3% | +145+1.9% | Added | – |
| iShares Inc464286392 | MSCI WORLD ETF | 3,688 | $573.5K | 0.3% | 00.0% | Unchanged | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 22,944 | $520.8K | 0.3% | 00.0% | UnchangedConverted for a 3-for-1 split | – |
| JPMJPMorgan Chase & Co | Stock | 2,157 | $517.1K | 0.3% | −100−4.4% | Reduced | History |
| HDHome Depot, Inc. | Stock | 1,320 | $513.5K | 0.3% | +12+0.9% | Added | History |
| SPYSPDR S&P 500 ETF Trust | ETF | 828 | $485.3K | 0.2% | −86−9.4% | Reduced | History |
| NFGNational Fuel Gas Co | Stock | 6,690 | $405.9K | 0.2% | 00.0% | Unchanged | History |
| VVisa Inc. | Stock | 1,280 | $404.5K | 0.2% | −25−1.9% | Reduced | History |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 12,580 | $350.6K | 0.2% | 00.0% | UnchangedConverted for a 4-for-1 split | – |
| Vanguard S&P 500 ETF922908363 | ETF | 607 | $327.1K | 0.2% | +15+2.5% | Added | – |
| MRKMerck & Co., Inc. | Stock | 3,208 | $319.1K | 0.2% | 00.0% | Unchanged | History |
| CATCaterpillar Inc | Stock | 877 | $318.1K | 0.2% | 00.0% | Unchanged | History |
| XOMExxonMobil Holdings Corp | COM | 2,802 | $301.5K | 0.2% | 00.0% | Unchanged | History |
| SHWSherwin Williams Co | COM | 873 | $296.8K | 0.2% | 00.0% | Unchanged | History |
| TSLATesla, Inc. | Stock | 688 | $277.8K | 0.1% | +688 | New | History |
| Schwab US Dividend Equity ETF808524797 | ETF | 9,987 | $272.8K | 0.1% | 00.0% | UnchangedConverted for a 3-for-1 split | – |
| AMGNAmgen Inc | Stock | 1,041 | $271.3K | 0.1% | 00.0% | Unchanged | History |
| METAMeta Platforms, Inc. | Stock | 460 | $269.3K | 0.1% | 00.0% | Unchanged | History |
| AMZNAmazon Com Inc | Stock | 1,137 | $249.4K | 0.1% | 00.0% | Unchanged | History |
| SOSouthern Co | Stock | 2,671 | $219.9K | 0.1% | 00.0% | Unchanged | History |
| PGProcter & Gamble Co | Stock | 1,278 | $214.3K | 0.1% | 00.0% | Unchanged | History |
| iShares Tr464287234 | MSCI EMG MKT ETF | 4,967 | $207.7K | 0.1% | 00.0% | Unchanged | – |
Sold out since Q3 2024 (8)
Positions held at the end of Q3 2024 that are gone from this filing.
| Security | Class | Shares in Q3 2024 | Value in Q3 2024 | % of portfolio in Q3 2024 | History |
|---|---|---|---|---|---|
| Vanguard Short-Term Bond ETF921937827 | ETF | 148,894 | $11.7M | 6.0% | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 106,093 | $7.97M | 4.1% | – |
| iShares Tr464288414 | NATIONAL MUN ETF | 40,639 | $4.41M | 2.3% | – |
| iShares Tr46434VBG4 | IBONDS DEC24 ETF | 111,944 | $2.82M | 1.4% | – |
| Ssga Active ETF Tr78467V848 | ST STR TOTAL ETF | 13,041 | $539.9K | 0.3% | – |
| iShares Ibonds Dec 2025 Term Corporate ETF46434VBD1 | ETF | 18,830 | $472.6K | 0.2% | – |
| iShares Tr46435U697 | IBONDS DEC | 13,538 | $353.3K | 0.2% | – |
| JNJJohnson & Johnson | Stock | 1,443 | $233.8K | 0.1% | History |