ERn Financial, LLC
- SEC CIK
- 0001768302
- Latest filing
- Jul 23, 2026
Holdings in Q4 2025
Holdings as of Dec 31, 2025, filed Jan 15, 2026. Long positions only; changes compare share counts with Q3 2025.
- Positions
- 146
- +6 vs. Q3 2025
- Portfolio value
- $531.9M
- +$25.4M (+5.0%) vs. Q3 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| State Street SPDR Portfolio S&P 500 Growth ETF78464A409 | ETF | 380,325 | $40.6M | 7.6% | −20,875−5.2% | Reduced | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 676,263 | $38.4M | 7.2% | +31,736+4.9% | Added | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 684,153 | $30.4M | 5.7% | +6,103+0.9% | Added | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 197,956 | $17.7M | 3.3% | +22,866+13.1% | Added | – |
| Victory Portfolios II92647N535 | SHORT TRM BD ETF | 315,306 | $16.0M | 3.0% | +14,292+4.7% | Added | – |
| State Street SPDR S&P 400 Mid Cap Value ETF78464A839 | ETF | 175,750 | $14.9M | 2.8% | −11,875−6.3% | Reduced | – |
| American Centy ETF Tr025072604 | AVANTIS EMGMKT | 167,024 | $12.9M | 2.4% | +3,557+2.2% | Added | – |
| SPDR Index Shs FDS78463X509 | ST PORT MARK ETF | 270,813 | $12.7M | 2.4% | −2,501−0.9% | Reduced | – |
| PIMCO ETF Tr72201R585 | MULTISECTOR BD | 438,407 | $11.7M | 2.2% | +40,212+10.1% | Added | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 56,958 | $11.3M | 2.1% | +408+0.7% | Added | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 22,224 | $10.8M | 2.0% | −264−1.2% | Reduced | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 324,812 | $10.6M | 2.0% | +2,615+0.8% | Added | – |
| Dimensional ETF Trust25434V872 | CORE FIXE IN ETF | 249,044 | $10.6M | 2.0% | +14,781+6.3% | Added | – |
| iShares Tr46434V647 | GLOBAL REIT ETF | 421,282 | $10.5M | 2.0% | +12,134+3.0% | Added | – |
| John Hancock Exchange Traded47804J107 | MLTFCTR LRG CAP | 131,506 | $10.5M | 2.0% | +14,020+11.9% | Added | – |
| Invesco Exch TRD SLF Idx FD46138J619 | RUSL 1000 DYNM | 167,428 | $10.2M | 1.9% | −91,324−35.3% | Reduced | – |
| State Street SPDR Portfolio Aggregate Bond ETF78464A649 | ETF | 352,597 | $9.08M | 1.7% | +33,673+10.6% | Added | – |
| SPDR Series Trust78464A656 | ST STR TIPS ETF | 345,832 | $8.97M | 1.7% | +35,433+11.4% | Added | – |
| SPDR Series Trust78464A821 | ST STR SP400GRW | 92,965 | $8.59M | 1.6% | +1,274+1.4% | Added | – |
| Hartford FDS Exchange Traded41653L503 | MUN OPORTUNITE | 208,888 | $8.17M | 1.5% | +550.0% | Added | – |
| American Centy ETF Tr025072810 | FOCUSED DYNAMIC | 64,111 | $8.13M | 1.5% | +5,798+9.9% | Added | – |
| First Tr Exch Traded FD III33739N108 | MANAGD MUN ETF | 158,806 | $8.12M | 1.5% | +9,246+6.2% | Added | – |
| State Street SPDR Portfolio S&P 500 ETF78464A854 | ETF | 97,067 | $7.79M | 1.5% | +1,282+1.3% | Added | – |
| iShares Tr464288521 | CRE U S REIT ETF | 128,841 | $7.34M | 1.4% | +2,320+1.8% | Added | – |
| Vanguard Scottsdale FDS92206C680 | VNG RUS1000GRW | 59,310 | $7.22M | 1.4% | −278−0.5% | Reduced | – |
| iShares MSCI Eafe ETF464287465 | ETF | 74,021 | $7.11M | 1.3% | +2,765+3.9% | Added | – |
| PIMCO ETF Tr72201R866 | INTER MUN BD ACT | 130,377 | $6.83M | 1.3% | +1,716+1.3% | Added | – |
| Vanguard S&P 500 ETF922908363 | ETF | 10,765 | $6.75M | 1.3% | +30.0% | Added | – |
| J P Morgan Exchange Traded F46654Q732 | U S TEC LEA ETF | 73,977 | $6.66M | 1.3% | +73,977 | New | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 62,891 | $6.41M | 1.2% | +251+0.4% | Added | – |
| Putnam ETF Trust746729300 | FOCUSED LAR CAP | 139,276 | $6.35M | 1.2% | +7,401+5.6% | Added | – |
| First Tr Exchng Traded FD VI33740F805 | SMITH OPPORT FXD | 136,125 | $6.03M | 1.1% | +5,841+4.5% | Added | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 44,993 | $5.41M | 1.0% | +588+1.3% | Added | – |
| J P Morgan Exchange Traded F46654Q716 | ACTIVE BOND ETF | 90,866 | $4.91M | 0.9% | +10,141+12.6% | Added | – |
| AAPLApple Inc. | Stock | 17,507 | $4.76M | 0.9% | −225−1.3% | Reduced | History |
| SPDR Series Trust78464A201 | ST STR SP600GRWO | 50,375 | $4.74M | 0.9% | −924−1.8% | Reduced | – |
| BlackRock ETF Trust09290C103 | ISHARES US EQUIT | 77,151 | $4.69M | 0.9% | +4,127+5.7% | Added | – |
| J P Morgan Exchange Traded F46641Q654 | ULTRA SHT MUNCPL | 91,152 | $4.64M | 0.9% | +3,721+4.3% | Added | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 111,151 | $4.24M | 0.8% | −6,650−5.6% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 6,121 | $4.19M | 0.8% | +75+1.2% | Added | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 20,105 | $3.84M | 0.7% | −95−0.5% | Reduced | – |
| John Hancock Exchange Traded47804J206 | MULTIFACTOR MI | 58,329 | $3.82M | 0.7% | +3,862+7.1% | Added | – |
| VanEck ETF Trust92189F130 | REAL ASSETS ETF | 98,341 | $3.44M | 0.6% | +98,341 | New | – |
| First Tr Exchng Traded FD VI33740F847 | FT VEST US EQT | 57,388 | $3.15M | 0.6% | +3,831+7.2% | Added | – |
| Dimensional ETF Trust25434V104 | US CORE EQT MKT | 62,074 | $2.91M | 0.5% | −919−1.5% | Reduced | – |
| First Tr Exchange-Traded FD33734H106 | SHS | 61,707 | $2.84M | 0.5% | +5,415+9.6% | Added | – |
| NVDANVIDIA Corp | Stock | 14,727 | $2.75M | 0.5% | −159−1.1% | Reduced | History |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 36,408 | $2.40M | 0.5% | +341+0.9% | Added | – |
| Vanguard Morningstar Mid-Cap Growth ETF922908538 | ETF | 8,468 | $2.36M | 0.4% | −73−0.9% | Reduced | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 8,042 | $2.33M | 0.4% | −142−1.7% | Reduced | – |
| First Tr Exchng Traded FD VI33740U307 | FT VEST US EQT | 44,926 | $2.32M | 0.4% | −1,426−3.1% | Reduced | – |
| FICOFair Isaac Corp | COM | 1,367 | $2.31M | 0.4% | −1−0.1% | Reduced | History |
| MSFTMicrosoft Corp | Stock | 4,693 | $2.27M | 0.4% | −4−0.1% | Reduced | History |
| BlackRock ETF Trust II iShares Larg Cap Added092528801 | ETF | 68,573 | $2.27M | 0.4% | +7,105+11.6% | Added | – |
| Schwab Fundamental Emerging Markets Equity ETF808524730 | ETF | 62,275 | $2.25M | 0.4% | +2,925+4.9% | Added | – |
| Pacer US Cash Cows 100 ETF69374H881 | ETF | 32,936 | $1.98M | 0.4% | −930−2.7% | Reduced | – |
| Capital Group Intl Focus EQT14019W109 | SHS CREAT UNIT | 64,220 | $1.90M | 0.4% | +9,310+17.0% | Added | – |
| First Tr Exchange-Traded FD33733E104 | CAP STRENGTH ETF | 19,961 | $1.85M | 0.3% | +220+1.1% | Added | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 2,960 | $1.82M | 0.3% | +228+8.3% | Added | – |
| Dimensional ETF Trust25434V773 | INTL SMALL CAP E | 52,995 | $1.75M | 0.3% | +1,953+3.8% | Added | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 27,743 | $1.73M | 0.3% | −127−0.5% | Reduced | – |
| Invesco S&P 500 Quality ETF46137V241 | ETF | 22,602 | $1.70M | 0.3% | +1,912+9.2% | Added | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 16,754 | $1.52M | 0.3% | −264−1.6% | Reduced | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 2,107 | $1.44M | 0.3% | −15−0.7% | Reduced | History |
| IAUiShares Gold Trust | ETF | 17,673 | $1.43M | 0.3% | +571+3.3% | Added | History |
| iShares Tr464287234 | MSCI EMG MKT ETF | 25,390 | $1.39M | 0.3% | −965−3.7% | Reduced | – |
| ORCLOracle Corp | Stock | 7,078 | $1.38M | 0.3% | +99+1.4% | Added | History |
| Fidelity High Dividend ETF316092840 | ETF | 23,409 | $1.33M | 0.2% | +1,895+8.8% | Added | – |
| iShares Inc46434G764 | MSCI EMRG CHN | 17,982 | $1.31M | 0.2% | −33−0.2% | Reduced | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 5,670 | $1.25M | 0.2% | −24−0.4% | Reduced | – |
| AMZNAmazon Com Inc | Stock | 5,151 | $1.19M | 0.2% | +502+10.8% | Added | History |
| WisdomTree Tr97717W315 | EMER MKT HIGH FD | 25,222 | $1.18M | 0.2% | +2,346+10.3% | Added | – |
| iShares MSCI USA Momentum Factor ETF46432F396 | ETF | 4,633 | $1.16M | 0.2% | +15+0.3% | Added | – |
| TSLATesla, Inc. | Stock | 2,558 | $1.15M | 0.2% | −62−2.4% | Reduced | History |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 27,877 | $1.10M | 0.2% | −123−0.4% | Reduced | – |
| J P Morgan Exchange Traded F46641Q332 | EQUITY PREMIUM | 18,994 | $1.09M | 0.2% | +1,589+9.1% | Added | – |
| First Tr Exchng Traded FD VI33740F862 | FT VEST US EQT | 19,708 | $1.04M | 0.2% | −459−2.3% | Reduced | – |
| iShares Tr46435G425 | ESG AWR MSCI USA | 6,983 | $1.04M | 0.2% | −119−1.7% | Reduced | – |
| Vanguard Morningstar Small-Cap Growth ETF922908595 | ETF | 3,410 | $1.03M | 0.2% | +10.0% | Added | – |
| METAMeta Platforms, Inc. | Stock | 1,475 | $973.9K | 0.2% | +1+0.1% | Added | History |
| iShares Tr46435G516 | ESG AW MSCI EAFE | 10,142 | $964.4K | 0.2% | −126−1.2% | Reduced | – |
| CACCCredit Acceptance Corp | COM | 2,100 | $931.3K | 0.2% | 00.0% | Unchanged | History |
| GOOGLAlphabet Inc. | Stock | 2,875 | $899.9K | 0.2% | −175−5.7% | Reduced | History |
| iShares Core S&P US Value ETF464287663 | ETF | 8,705 | $892.6K | 0.2% | +639+7.9% | Added | – |
| American Centy ETF Tr025072505 | DIVERSIFIED MU | 15,900 | $801.0K | 0.2% | +1,527+10.6% | Added | – |
| BRK.BBerkshire Hathaway Inc | Stock | 1,588 | $798.2K | 0.2% | +69+4.5% | Added | History |
| GOOGAlphabet Inc. | Stock | 2,499 | $784.1K | 0.1% | −7−0.3% | Reduced | History |
| State Street SPDR Portfolio S&P 400 Mid Cap ETF78464A847 | ETF | 12,940 | $749.4K | 0.1% | −52−0.4% | Reduced | – |
| XOMExxonMobil Holdings Corp | COM | 6,194 | $745.4K | 0.1% | +39+0.6% | Added | History |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 1,974 | $661.8K | 0.1% | +116+6.2% | Added | – |
| EXASExact Sciences Corp | COM | 6,479 | $658.0K | 0.1% | −4,345−40.1% | Reduced | History |
| LLYEli Lilly & Co | Stock | 608 | $653.2K | 0.1% | −4−0.7% | Reduced | History |
| AVGOBroadcom Inc. | Stock | 1,886 | $652.8K | 0.1% | −87−4.4% | Reduced | History |
| American Centy ETF Tr025072141 | AVANTIS EMERGING | 10,189 | $635.9K | 0.1% | +1,050+11.5% | Added | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 3,532 | $626.5K | 0.1% | −15−0.4% | Reduced | – |
| ANETArista Networks, Inc. | Stock | 4,644 | $608.5K | 0.1% | −53−1.1% | Reduced | History |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 2,782 | $589.2K | 0.1% | 00.0% | Unchanged | – |
| Invesco Exch TRD SLF Idx FD46138J593 | RUSL 2000 DYNM | 12,605 | $560.5K | 0.1% | −78−0.6% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 20,124 | $541.5K | 0.1% | +43+0.2% | Added | – |
| SHOPShopify Inc. | Stock | 3,290 | $529.6K | 0.1% | −51−1.5% | Reduced | History |
Sold out since Q3 2025 (2)
Positions held at the end of Q3 2025 that are gone from this filing.