Credit Acceptance Corp
CACC- Exchange
- Nasdaq
- Industry
- Personal Credit Institutions
- SEC CIK
- 0000885550
In the last 90 days, Credit Acceptance Corp insiders filed 1 open-market purchase and 0 sales; 301 institutions reported holding it in 13F filings for Q2 2026, worth $4.84B in total; no superinvestor holds it.
Key figures
- Market capClose on Nov 11, 2026
- $5.21B
- Insider buysLast 90 days, $1.46M in total
- 1
- Insider sellsOpen market, last 90 days
- 0
- 13F holdersQ2 2026, +43 vs. previous quarter
- 301
- 13F valueReported value at the end of Q2 2026
- $4.84B
- Superinvestors holdingAt the end of Q2 2026
- 0
Price chart
Financials
See financial statementsFrom SEC filings, in USD.
- Revenue, FY2025
- $2.32B
- +7.2% year over year
- Net income, FY2025
- $423.9M
- +71.0% year over year
- Free cash flow, FY2025
- $1.05B
- −7.3% year over year
- Revenue, Q3 FY2026
- $594.6M
- +2.1% year over year
Revenue flow, FY2025
Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue.
Short interest
See short dataFrom FINRA, settlement date Oct 30, 2026.
- Short interest
- 992.9K
- Shares sold short
- Change
- −17.4K
- −1.7% vs. previous
- Days to cover
- 9.81
- At average daily volume
Superinvestors holding CACC, Q2 2026
Go to the superinvestors tabNo superinvestor reported holding CACC at the end of Q2 2026.
Latest insider trades
See all insider tradesOpen-market purchases and sales by Credit Acceptance Corp insiders from Form 4, newest first.
| Filed (ET) | Trade date | Filing delay | Insider | Transaction | Shares | Avg price | Value | Holding change | Flags |
|---|---|---|---|---|---|---|---|---|---|
| Nov 4, 2026 (view filing)4:02 PM ET | Nov 2 | 2 days | Tryforos Thomas NDirector | PPurchase | +3.00K | $485.20 | +$1.46M | New position3.00K after | |
| Jul 20, 2026 (view filing)5:02 PM ET | Jul 16 | 4 days | Watson Jill Foss10% Owner | SSale | −1.44K | $640.52 | −$919.8K | −2.9%47.9K after | 3 lots |
| Jul 7, 2026 (view filing)4:20 PM ET | Jul 2 | 5 days | Watson Jill Foss10% Owner | SSale | −11.0K | $653.24 | −$7.19M | −18.2%49.3K after | 20 lots |
| Jun 30, 2026 (view filing) | Jun 26 | 4 days | Elliott Nicholas JChief Transformation Officer | SSale | −2.31K | $629.99 | −$1.45M | −9.9%20.9K after | 8 lots10b5-1 |
| Jun 30, 2026 (view filing) | Jun 26 | 4 days | Kerber Erin JChief Legal Officer | SSale | −5.72K | $629.80 | −$3.60M | −18.2%25.7K after | 8 lots10b5-1 |
| Jun 26, 2026 (view filing) | Jun 24 | 2 days | Lum JonathanChief Operating Officer | SSale | −6.00K | $600.00 | −$3.60M | −16.0%31.6K after | 10b5-1 |
| Jun 26, 2026 (view filing) | Jun 24 | 2 days | Martin Jay DChief Financial Officer | SSale | −3.00K | $601.04 | −$1.80M | −10.4%26.0K after | 4 lots10b5-1 |
| Jun 26, 2026 (view filing) | Jun 24-25 | 2 days | Elliott Nicholas JChief Transformation Officer | SSale | −4.67K | $607.60 | −$2.84M | −18.3%20.9K after | 9 lots10b5-1 |
| Jun 26, 2026 (view filing) | Jun 24-25 | 2 days | Kerber Erin JChief Legal Officer | SSale | −11.6K | $607.59 | −$7.04M | −31.1%25.7K after | 18 lots10b5-1 |
| Jun 17, 2026 (view filing) | Jun 15-17 | 2 days | Elliott Nicholas JChief Transformation Officer | SSale | −55 | $577.11 | −$31.7K | −0.3%20.9K after | 9 lots10b5-1 |
Top 10 13F holders, Q2 2026
See all 301 holdersThe largest institutional positions in Credit Acceptance Corp at the end of Q2 2026; share changes are against Q1 2026.
| Institution | Shares | Value | % of portfolio | Change in shares | Action |
|---|---|---|---|---|---|
| Prescott General Partners LLC | 1,436,951 | $915.0M | 46.75% | 00.0% | Unchanged |
| BlackRock, Inc. | 642,097 | $408.8M | 0.01% | +410,464+177.2% | Added |
| Boston Partners | 573,616 | $365.1M | 0.32% | +13,408+2.4% | Added |
| Gobi Capital LLC | 358,067 | $228.0M | 11.60% | 00.0% | Unchanged |
| Beck Mack & Oliver LLC | 305,983 | $194.8M | 3.80% | −3,001−1.0% | Reduced |
| Wellington Management Group LLP | 260,084 | $165.6M | 0.03% | +1,186+0.5% | Added |
| Dimensional Fund Advisors LP | 237,444 | $151.2M | 0.03% | +6,729+2.9% | Added |
| Vanguard Portfolio Management LLC | 225,244 | $143.4M | 0.01% | +52,857+30.7% | Added |
| Universal- Beteiligungs- und Servicegesellschaft mbH | 213,684 | $136.1M | 0.21% | −17,647−7.6% | Reduced |
| Vanguard Capital Management LLC | 208,412 | $132.7M | 0.00% | −4,619−2.2% | Reduced |
Holders of 5% or more of CACC
See all 6 holders and filingsHolders whose latest Schedule 13D or 13G filing reports 5% or more of Credit Acceptance Corp.
| Holder | Latest form | Stake | Change | First filed | Latest filing | Filing |
|---|---|---|---|---|---|---|
| Donald A. Foss 2009 Annuity Trust | 13D/A | 19.80%2.07M shares | −0.10 ppfrom 19.90% | Feb 12, 20217 filings | Jun 5, 2026 | SEC |
| Watson Jill Foss | 13D/A | 14.50%1.52M shares | – | Aug 20, 20214 filings | Jun 5, 2026 | SEC |
| Prescott General Partners LLC | 13D/A | 13.60%1.43M shares | +1.20 ppfrom 12.40% | May 9, 20223 filings | Jul 7, 2026 | SEC |
| Neary John P | 13G/A | 6.30%652.8K shares | −0.50 ppfrom 6.80% | Sep 26, 20228 filings | Aug 13, 2026 | SEC |
| BlackRock, Inc. | 13G | 6.00%629.7K shares | New | Jul 27, 20261 filing | Jul 27, 2026 | SEC |