ERn Financial, LLC
- SEC CIK
- 0001768302
- Latest filing
- Jul 23, 2026
Holdings in Q3 2025
Holdings as of Sep 30, 2025, filed Oct 30, 2025. Long positions only; changes compare share counts with Q2 2025.
- Positions
- 140
- −5 vs. Q2 2025
- Portfolio value
- $506.5M
- +$32.5M (+6.8%) vs. Q2 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| State Street SPDR Portfolio S&P 500 Growth ETF78464A409 | ETF | 401,200 | $41.9M | 8.3% | +6,031+1.5% | Added | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 644,527 | $35.7M | 7.0% | +64,828+11.2% | Added | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 678,050 | $29.0M | 5.7% | +10,168+1.5% | Added | – |
| State Street SPDR S&P 400 Mid Cap Value ETF78464A839 | ETF | 187,625 | $15.6M | 3.1% | −9,215−4.7% | Reduced | – |
| Invesco Exch TRD SLF Idx FD46138J619 | RUSL 1000 DYNM | 258,752 | $15.6M | 3.1% | −5,308−2.0% | Reduced | – |
| Victory Portfolios II92647N535 | SHORT TRM BD ETF | 301,014 | $15.3M | 3.0% | +19,442+6.9% | Added | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 175,090 | $15.3M | 3.0% | +8,038+4.8% | Added | – |
| SPDR Index Shs FDS78463X509 | ST PORT MARK ETF | 273,314 | $12.8M | 2.5% | −41,923−13.3% | Reduced | – |
| American Centy ETF Tr025072604 | AVANTIS EMGMKT | 163,467 | $12.3M | 2.4% | −9,434−5.5% | Reduced | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 56,550 | $11.0M | 2.2% | −799−1.4% | Reduced | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 22,488 | $10.8M | 2.1% | +50+0.2% | Added | – |
| PIMCO ETF Tr72201R585 | MULTISECTOR BD | 398,195 | $10.7M | 2.1% | +49,612+14.2% | Added | – |
| iShares Tr46434V647 | GLOBAL REIT ETF | 409,148 | $10.5M | 2.1% | −3,209−0.8% | Reduced | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 322,197 | $10.1M | 2.0% | −8,544−2.6% | Reduced | – |
| Dimensional ETF Trust25434V872 | CORE FIXE IN ETF | 234,263 | $10.0M | 2.0% | +34,971+17.5% | Added | – |
| John Hancock Exchange Traded47804J107 | MLTFCTR LRG CAP | 117,486 | $9.21M | 1.8% | +28,218+31.6% | Added | – |
| SPDR Series Trust78464A821 | ST STR SP400GRW | 91,691 | $8.40M | 1.7% | −5,094−5.3% | Reduced | – |
| State Street SPDR Portfolio Aggregate Bond ETF78464A649 | ETF | 318,924 | $8.24M | 1.6% | +74,825+30.7% | Added | – |
| SPDR Series Trust78464A656 | ST STR TIPS ETF | 310,399 | $8.17M | 1.6% | +49,204+18.8% | Added | – |
| Hartford FDS Exchange Traded41653L503 | MUN OPORTUNITE | 208,833 | $8.14M | 1.6% | +3,711+1.8% | Added | – |
| First Tr Exch Traded FD III33739N108 | MANAGD MUN ETF | 149,560 | $7.58M | 1.5% | +728+0.5% | Added | – |
| State Street SPDR Portfolio S&P 500 ETF78464A854 | ETF | 95,785 | $7.50M | 1.5% | +25,251+35.8% | Added | – |
| iShares Tr464288521 | CRE U S REIT ETF | 126,521 | $7.43M | 1.5% | −31,999−20.2% | Reduced | – |
| Vanguard Scottsdale FDS92206C680 | VNG RUS1000GRW | 59,588 | $7.18M | 1.4% | −3,210−5.1% | Reduced | – |
| American Centy ETF Tr025072810 | FOCUSED DYNAMIC | 58,313 | $7.02M | 1.4% | +2,787+5.0% | Added | – |
| PIMCO ETF Tr72201R866 | INTER MUN BD ACT | 128,661 | $6.73M | 1.3% | +11,293+9.6% | Added | – |
| iShares MSCI Eafe ETF464287465 | ETF | 71,256 | $6.65M | 1.3% | −2,293−3.1% | Reduced | – |
| Vanguard S&P 500 ETF922908363 | ETF | 10,762 | $6.59M | 1.3% | +249+2.4% | Added | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 62,640 | $6.23M | 1.2% | +1,073+1.7% | Added | – |
| First Tr Exchng Traded FD VI33740F805 | SMITH OPPORT FXD | 130,284 | $5.79M | 1.1% | +9,446+7.8% | Added | – |
| Putnam ETF Trust746729300 | FOCUSED LAR CAP | 131,875 | $5.63M | 1.1% | +987+0.8% | Added | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 44,405 | $5.28M | 1.0% | −4,364−8.9% | Reduced | – |
| SPDR Series Trust78464A201 | ST STR SP600GRWO | 51,299 | $4.84M | 1.0% | −7,966−13.4% | Reduced | – |
| AAPLApple Inc. | Stock | 17,732 | $4.52M | 0.9% | −2,983−14.4% | Reduced | History |
| J P Morgan Exchange Traded F46641Q654 | ULTRA SHT MUNCPL | 87,431 | $4.46M | 0.9% | +15,099+20.9% | Added | – |
| J P Morgan Exchange Traded F46654Q716 | ACTIVE BOND ETF | 80,725 | $4.37M | 0.9% | +6,588+8.9% | Added | – |
| BlackRock ETF Trust09290C103 | ISHARES US EQUIT | 73,024 | $4.32M | 0.9% | −363−0.5% | Reduced | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 117,801 | $4.28M | 0.8% | −3,761−3.1% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 6,046 | $4.05M | 0.8% | −479−7.3% | Reduced | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 20,200 | $3.77M | 0.7% | +35+0.2% | Added | – |
| John Hancock Exchange Traded47804J206 | MULTIFACTOR MI | 54,467 | $3.52M | 0.7% | −2,934−5.1% | Reduced | – |
| Dimensional ETF Trust25434V104 | US CORE EQT MKT | 62,993 | $2.88M | 0.6% | −3,633−5.5% | Reduced | – |
| First Tr Exchng Traded FD VI33740F847 | FT VEST US EQT | 53,557 | $2.83M | 0.6% | −2,318−4.1% | Reduced | – |
| NVDANVIDIA Corp | Stock | 14,886 | $2.78M | 0.5% | −1,213−7.5% | Reduced | History |
| First Tr Exchange-Traded FD33734H106 | SHS | 56,292 | $2.60M | 0.5% | +6,644+13.4% | Added | – |
| Vanguard Morningstar Mid-Cap Growth ETF922908538 | ETF | 8,541 | $2.51M | 0.5% | +10.0% | Added | – |
| MSFTMicrosoft Corp | Stock | 4,697 | $2.43M | 0.5% | −254−5.1% | Reduced | History |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 8,184 | $2.40M | 0.5% | −91−1.1% | Reduced | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 36,067 | $2.35M | 0.5% | −3,676−9.2% | Reduced | – |
| First Tr Exchng Traded FD VI33740U307 | FT VEST US EQT | 46,352 | $2.34M | 0.5% | −1,901−3.9% | Reduced | – |
| Schwab Fundamental Emerging Markets Equity ETF808524730 | ETF | 59,350 | $2.15M | 0.4% | +226+0.4% | Added | – |
| FICOFair Isaac Corp | COM | 1,368 | $2.05M | 0.4% | +1+0.1% | Added | History |
| BlackRock ETF Trust II iShares Larg Cap Added092528801 | ETF | 61,468 | $2.01M | 0.4% | +1,284+2.1% | Added | – |
| ORCLOracle Corp | Stock | 6,979 | $1.96M | 0.4% | −1,024−12.8% | Reduced | History |
| Pacer US Cash Cows 100 ETF69374H881 | ETF | 33,866 | $1.95M | 0.4% | −337−1.0% | Reduced | – |
| First Tr Exchange-Traded FD33733E104 | CAP STRENGTH ETF | 19,741 | $1.85M | 0.4% | +147+0.8% | Added | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 27,870 | $1.67M | 0.3% | −142−0.5% | Reduced | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 2,732 | $1.64M | 0.3% | −15−0.5% | Reduced | – |
| Capital Group Intl Focus EQT14019W109 | SHS CREAT UNIT | 54,910 | $1.63M | 0.3% | +10,390+23.3% | Added | – |
| Dimensional ETF Trust25434V773 | INTL SMALL CAP E | 51,042 | $1.61M | 0.3% | +3,292+6.9% | Added | – |
| Invesco S&P 500 Quality ETF46137V241 | ETF | 20,690 | $1.52M | 0.3% | +244+1.2% | Added | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 17,018 | $1.51M | 0.3% | −5,552−24.6% | Reduced | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 2,122 | $1.41M | 0.3% | −30−1.4% | Reduced | History |
| iShares Tr464287234 | MSCI EMG MKT ETF | 26,355 | $1.41M | 0.3% | −9,278−26.0% | Reduced | – |
| IAUiShares Gold Trust | ETF | 17,102 | $1.24M | 0.2% | +538+3.2% | Added | History |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 5,694 | $1.23M | 0.2% | −23−0.4% | Reduced | – |
| iShares Inc46434G764 | MSCI EMRG CHN | 18,015 | $1.22M | 0.2% | +20.0% | Added | – |
| Fidelity High Dividend ETF316092840 | ETF | 21,514 | $1.20M | 0.2% | −246−1.1% | Reduced | – |
| iShares MSCI USA Momentum Factor ETF46432F396 | ETF | 4,618 | $1.18M | 0.2% | −43−0.9% | Reduced | – |
| TSLATesla, Inc. | Stock | 2,620 | $1.17M | 0.2% | −13−0.5% | Reduced | History |
| METAMeta Platforms, Inc. | Stock | 1,474 | $1.08M | 0.2% | −270−15.5% | Reduced | History |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 28,000 | $1.08M | 0.2% | −438−1.5% | Reduced | – |
| WisdomTree Tr97717W315 | EMER MKT HIGH FD | 22,876 | $1.05M | 0.2% | +66+0.3% | Added | – |
| First Tr Exchng Traded FD VI33740F862 | FT VEST US EQT | 20,167 | $1.05M | 0.2% | +20,167 | New | – |
| iShares Tr46435G425 | ESG AWR MSCI USA | 7,102 | $1.03M | 0.2% | −182−2.5% | Reduced | – |
| AMZNAmazon Com Inc | Stock | 4,649 | $1.02M | 0.2% | −494−9.6% | Reduced | History |
| Vanguard Morningstar Small-Cap Growth ETF922908595 | ETF | 3,409 | $1.01M | 0.2% | +10.0% | Added | – |
| J P Morgan Exchange Traded F46641Q332 | EQUITY PREMIUM | 17,405 | $993.8K | 0.2% | +235+1.4% | Added | – |
| CACCCredit Acceptance Corp | COM | 2,100 | $980.6K | 0.2% | 00.0% | Unchanged | History |
| iShares Tr46435G516 | ESG AW MSCI EAFE | 10,268 | $954.7K | 0.2% | +355+3.6% | Added | – |
| iShares Core S&P US Value ETF464287663 | ETF | 8,066 | $806.1K | 0.2% | +238+3.0% | Added | – |
| BRK.BBerkshire Hathaway Inc | Stock | 1,519 | $763.7K | 0.2% | −241−13.7% | Reduced | History |
| State Street SPDR Portfolio S&P 400 Mid Cap ETF78464A847 | ETF | 12,992 | $743.0K | 0.1% | +347+2.7% | Added | – |
| GOOGLAlphabet Inc. | Stock | 3,050 | $741.5K | 0.1% | −255−7.7% | Reduced | History |
| American Centy ETF Tr025072505 | DIVERSIFIED MU | 14,373 | $722.0K | 0.1% | −5,758−28.6% | Reduced | – |
| XOMExxonMobil Holdings Corp | COM | 6,155 | $694.0K | 0.1% | −187−2.9% | Reduced | History |
| ANETArista Networks, Inc. | Stock | 4,697 | $684.4K | 0.1% | +150+3.3% | Added | History |
| AVGOBroadcom Inc. | Stock | 1,973 | $650.8K | 0.1% | −302−13.3% | Reduced | History |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 3,547 | $619.2K | 0.1% | −397−10.1% | Reduced | – |
| GOOGAlphabet Inc. | Stock | 2,506 | $610.2K | 0.1% | +85+3.5% | Added | History |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 1,858 | $609.7K | 0.1% | −36−1.9% | Reduced | – |
| EXASExact Sciences Corp | COM | 10,824 | $592.2K | 0.1% | +33+0.3% | Added | History |
| American Centy ETF Tr025072141 | AVANTIS EMERGING | 9,139 | $586.0K | 0.1% | +3,297+56.4% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 2,782 | $580.6K | 0.1% | 00.0% | Unchanged | – |
| Invesco Exch TRD SLF Idx FD46138J593 | RUSL 2000 DYNM | 12,683 | $557.9K | 0.1% | −274−2.1% | Reduced | – |
| NFLXNetflix Inc | Stock | 461 | $552.7K | 0.1% | −1−0.2% | Reduced | History |
| Invesco Exch Traded FD Tr II46138E198 | S&P MIDCP LOW | 8,377 | $532.4K | 0.1% | 00.0% | Unchanged | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 20,081 | $528.9K | 0.1% | +41+0.2% | Added | – |
| State Street SPDR Portfolio S&P 600 Small Cap ETF78468R853 | ETF | 11,294 | $523.1K | 0.1% | −1,043−8.5% | Reduced | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 2,053 | $522.0K | 0.1% | −4−0.2% | Reduced | – |
Sold out since Q2 2025 (12)
Positions held at the end of Q2 2025 that are gone from this filing.
| Security | Class | Shares in Q2 2025 | Value in Q2 2025 | % of portfolio in Q2 2025 | History |
|---|---|---|---|---|---|
| Hartford FDS Exchange Traded41653L404 | SCHRDRS TAX BD | 80,111 | $1.50M | 0.3% | – |
| DEDeere & Co | Stock | 2,036 | $1.04M | 0.2% | History |
| First Tr Exchng Traded FD VI33740F599 | FT VEST US EQT | 7,717 | $346.0K | 0.1% | – |
| UBERUber Technologies, Inc | Stock | 2,845 | $265.4K | 0.1% | History |
| First Tr Exchange Traded FD33741X102 | SMID RISNG ETF | 7,269 | $256.5K | 0.1% | – |
| PGProcter & Gamble Co | Stock | 1,470 | $234.2K | <0.1% | History |
| AXPAmerican Express Co | Stock | 692 | $220.7K | <0.1% | History |
| CRMSalesforce, Inc. | Stock | 803 | $219.1K | <0.1% | History |
| BKNGBooking Holdings Inc. | Stock | 36 | $208.2K | <0.1% | History |
| TAT&T Inc. | Stock | 7,154 | $207.0K | <0.1% | History |
| JNJJohnson & Johnson | Stock | 1,346 | $205.6K | <0.1% | History |
| MFGMizuho Financial Group Inc | SPONSORED ADR | 11,265 | $62.6K | <0.1% | History |