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Livermore
Livermore
ZHEN

M3F, Inc.

SEC CIK
0001511291
Latest filing
Aug 13, 2026

Holdings in Q3 2023

Holdings as of Sep 30, 2023, filed Nov 13, 2023. Long positions only; changes compare share counts with Q2 2023.

Institution overview
Positions
42
0 vs. Q2 2023
Portfolio value
$299.2M
−$18.9M (−5.9%) vs. Q2 2023
Filed
Nov 13, 2023
SEC
Holdings of M3F, Inc. in Q3 2023
SecurityClassSharesValue% of portfolioShare changeActionHistory
NWLINational Western Life Group, Inc.CL A70,316$30.8M10.3%−12,634−15.2%ReducedHistory
WLFCWillis Lease Finance CorpCOM623,973$26.4M8.8%+8,730+1.4%AddedHistory
EBCEastern Bankshares, Inc.COM1,387,022$17.4M5.8%+86,301+6.6%AddedHistory
PDLBPonce Financial Group, Inc.COMMON STOCK2,159,719$16.9M5.6%−20,000−0.9%ReducedHistory
PVBCProvident Bancorp, Inc.COM NEW1,592,539$15.4M5.2%−164,709−9.4%ReducedHistory
PBFSPioneer Bancorp, Inc.COM1,749,550$14.9M5.0%+71,264+4.2%AddedHistory
SNFCASecurity National Financial CorpCL A NEW1,802,504$14.1M4.7%+96,610+5.7%AddedHistory
WFCWells Fargo & CompanyStock335,000$13.7M4.6%−40,000−10.7%ReducedHistory
NECBNorthEast Community Bancorp, Inc.COM838,077$12.4M4.1%−424,742−33.6%ReducedHistory
SWK Holdings Corp78501P203COM NEW765,008$12.0M4.0%+93,529+13.9%Added–
BFINBankFinancial CORPCOM1,234,265$10.6M3.6%−27,500−2.2%ReducedHistory
SPFISouth Plains Financial, Inc.COM350,214$9.26M3.1%−10,993−3.0%ReducedHistory
PKBKParke Bancorp, Inc.COM554,456$9.03M3.0%00.0%UnchangedHistory
PROVProvident Financial Holdings IncCOM679,046$8.89M3.0%−5,952−0.9%ReducedHistory
FBIZFirst Business Financial Services, Inc.COM255,296$7.66M2.6%−640−0.3%ReducedHistory
HMNFHMN Financial IncCOM341,002$6.52M2.2%−7,969−2.3%ReducedHistory
RBKBRhinebeck Bancorp, Inc.COM951,547$6.44M2.2%+206,345+27.7%AddedHistory
TSBKTimberland Bancorp IncCOM233,048$6.32M2.1%−13,227−5.4%ReducedHistory
NODKNI Holdings, Inc.COM483,957$6.23M2.1%+58,481+13.7%AddedHistory
MGYRMagyar Bancorp, Inc.COM573,879$5.88M2.0%+7,184+1.3%AddedHistory
SFBCSound Financial Bancorp, Inc.COM134,873$4.99M1.7%−12,048−8.2%ReducedHistory
CWBCCommunity West BancsharesCOM353,079$4.59M1.5%00.0%UnchangedHistory
CMAComerica IncCOM100,000$4.16M1.4%00.0%UnchangedHistory
BSBKBogota Financial Corp.COM497,238$3.67M1.2%+7,069+1.4%AddedHistory
SHFSSHF Holdings, Inc.CLASS A COM4,638,790$3.67M1.2%+239,370+5.4%AddedHistory
OVLYOak Valley BancorpCOM141,155$3.54M1.2%00.0%UnchangedHistory
ISTRInvestar Holding CorpCOM324,270$3.43M1.1%−36,518−10.1%ReducedHistory
EBTCEnterprise Bancorp IncCOM110,410$3.02M1.0%00.0%UnchangedHistory
FSEAFirst Seacoast Bancorp, Inc.COM404,126$2.98M1.0%+40,622+11.2%AddedHistory
MTBM&T Bank CorpCOM21,000$2.65M0.9%−15,000−41.7%ReducedHistory
BHRBBurke & Herbert Financial Services Corp.COM53,183$2.47M0.8%−50,069−48.5%ReducedHistory
ICCHICC Holdings, Inc.COM102,037$1.61M0.5%00.0%UnchangedHistory
NSTSNSTS Bancorp, Inc.COM146,696$1.33M0.4%+90,325+160.2%AddedHistory
SRBKSR Bancorp, Inc.COM133,568$1.16M0.4%+133,568NewHistory
LSBKLake Shore Bancorp, Inc.COM111,778$1.14M0.4%+4,976+4.7%AddedHistory
PBHCPathfinder Bancorp, Inc.COM81,466$1.08M0.4%−2,000−2.4%ReducedHistory
HWBKHawthorn Bancshares, Inc.COM45,140$734.0K0.2%−20.0%ReducedHistory
BSRRSierra BancorpCOM35,199$667.0K0.2%−105,836−75.0%ReducedHistory
PLBCPlumas BancorpCOM16,121$550.0K0.2%−428−2.6%ReducedHistory
BLFYBlue Foundry BancorpCOM44,130$369.0K0.1%+44,130NewHistory
BCOW1895 Bancorp of Wisconsin, Inc.COM43,030$304.0K0.1%+1,608+3.9%AddedHistory
GBNYGenerations Bancorp NY, Inc.COM24,260$205.0K0.1%−69,289−74.1%ReducedHistory

Sold out since Q2 2023 (2)

Positions held at the end of Q2 2023 that are gone from this filing.

Positions of M3F, Inc. sold out since Q2 2023
SecurityClassShares in Q2 2023Value in Q2 2023% of portfolio in Q2 2023History
ZIONZions Bancorporation, National AssociationCOM175,000$4.70M1.5%History
TCBXThird Coast Bancshares, Inc.COM30,630$486.0K0.2%History