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Livermore
Livermore
ZHEN

M3F, Inc.

SEC CIK
0001511291
Latest filing
Aug 13, 2026

Holdings in Q4 2023

Holdings as of Dec 31, 2023, filed Feb 13, 2024. Long positions only; changes compare share counts with Q3 2023.

Institution overview
Positions
37
−5 vs. Q3 2023
Portfolio value
$314.9M
+$15.7M (+5.3%) vs. Q3 2023
Filed
Feb 13, 2024
SEC
Holdings of M3F, Inc. in Q4 2023
SecurityClassSharesValue% of portfolioShare changeActionHistory
WLFCWillis Lease Finance CorpCOM626,726$30.6M9.7%+2,753+0.4%AddedHistory
NWLINational Western Life Group, Inc.CL A60,782$29.4M9.3%−9,534−13.6%ReducedHistory
PDLBPonce Financial Group, Inc.COMMON STOCK2,110,719$20.6M6.5%−49,000−2.3%ReducedHistory
PBFSPioneer Bancorp, Inc.COM1,809,350$18.1M5.8%+59,800+3.4%AddedHistory
WFCWells Fargo & CompanyStock335,000$16.5M5.2%00.0%UnchangedHistory
SNFCASecurity National Financial CorpCL A NEW1,800,311$16.2M5.1%−2,193−0.1%ReducedHistory
PVBCProvident Bancorp, Inc.COM NEW1,532,539$15.4M4.9%−60,000−3.8%ReducedHistory
SWK Holdings Corp78501P203COM NEW770,770$13.5M4.3%+5,762+0.8%Added–
EBCEastern Bankshares, Inc.COM927,503$13.2M4.2%−459,519−33.1%ReducedHistory
BFINBankFinancial CORPCOM1,155,303$11.9M3.8%−78,962−6.4%ReducedHistory
PKBKParke Bancorp, Inc.COM547,624$11.1M3.5%−6,832−1.2%ReducedHistory
FBIZFirst Business Financial Services, Inc.COM219,341$8.80M2.8%−35,955−14.1%ReducedHistory
SPFISouth Plains Financial, Inc.COM295,225$8.55M2.7%−54,989−15.7%ReducedHistory
RBKBRhinebeck Bancorp, Inc.COM1,053,369$8.48M2.7%+101,822+10.7%AddedHistory
PROVProvident Financial Holdings IncCOM644,426$8.13M2.6%−34,620−5.1%ReducedHistory
HMNFHMN Financial IncCOM331,107$7.62M2.4%−9,895−2.9%ReducedHistory
NECBNorthEast Community Bancorp, Inc.COM422,343$7.49M2.4%−415,734−49.6%ReducedHistory
SHFSSHF Holdings, Inc.CLASS A COM5,000,000$7.10M2.3%+361,210+7.8%AddedHistory
TSBKTimberland Bancorp IncCOM218,569$6.88M2.2%−14,479−6.2%ReducedHistory
NODKNI Holdings, Inc.COM521,444$6.77M2.2%+37,487+7.7%AddedHistory
MGYRMagyar Bancorp, Inc.COM570,563$6.41M2.0%−3,316−0.6%ReducedHistory
CMAComerica IncCOM100,000$5.58M1.8%00.0%UnchangedHistory
MTBM&T Bank CorpCOM35,000$4.80M1.5%+14,000+66.7%AddedHistory
BSBKBogota Financial Corp.COM501,510$4.04M1.3%+4,272+0.9%AddedHistory
OVLYOak Valley BancorpCOM132,245$3.96M1.3%−8,910−6.3%ReducedHistory
CWBCCommunity West BancsharesCOM226,133$3.93M1.2%−126,946−36.0%ReducedHistory
SFBCSound Financial Bancorp, Inc.COM97,831$3.81M1.2%−37,042−27.5%ReducedHistory
ISTRInvestar Holding CorpCOM223,187$3.33M1.1%−101,083−31.2%ReducedHistory
FSEAFirst Seacoast Bancorp, Inc.COM411,625$3.17M1.0%+7,499+1.9%AddedHistory
EBTCEnterprise Bancorp IncCOM87,670$2.83M0.9%−22,740−20.6%ReducedHistory
ICCHICC Holdings, Inc.COM102,037$1.56M0.5%00.0%UnchangedHistory
SRBKSR Bancorp, Inc.COM153,115$1.46M0.5%+19,547+14.6%AddedHistory
LSBKLake Shore Bancorp, Inc.COM102,251$1.20M0.4%−9,527−8.5%ReducedHistory
PBHCPathfinder Bancorp, Inc.COM77,265$1.08M0.3%−4,201−5.2%ReducedHistory
CPBICentral Plains Bancshares, Inc.COM65,693$670.0K0.2%+65,693NewHistory
BCOW1895 Bancorp of Wisconsin, Inc.COM92,306$645.0K0.2%+49,276+114.5%AddedHistory
NSTSNSTS Bancorp, Inc.COM22,263$212.0K0.1%−124,433−84.8%ReducedHistory

Sold out since Q3 2023 (6)

Positions held at the end of Q3 2023 that are gone from this filing.

Positions of M3F, Inc. sold out since Q3 2023
SecurityClassShares in Q3 2023Value in Q3 2023% of portfolio in Q3 2023History
BHRBBurke & Herbert Financial Services Corp.COM53,183$2.47M0.8%History
HWBKHawthorn Bancshares, Inc.COM45,140$734.0K0.2%History
BSRRSierra BancorpCOM35,199$667.0K0.2%History
PLBCPlumas BancorpCOM16,121$550.0K0.2%History
BLFYBlue Foundry BancorpCOM44,130$369.0K0.1%History
GBNYGenerations Bancorp NY, Inc.COM24,260$205.0K0.1%History