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M3F, Inc.

SEC CIK
0001511291
Latest filing
Aug 13, 2026

Holdings in Q2 2023

Holdings as of Jun 30, 2023, filed Aug 11, 2023. Long positions only; changes compare share counts with Q1 2023.

Institution overview
Positions
42
+3 vs. Q1 2023
Portfolio value
$318.1M
+$13.7M (+4.5%) vs. Q1 2023
Filed
Aug 11, 2023
SEC
Holdings of M3F, Inc. in Q2 2023
SecurityClassSharesValue% of portfolioShare changeActionHistory
NWLINational Western Life Group, Inc.CL A82,950$34.5M10.8%+43,425+109.9%AddedHistory
WLFCWillis Lease Finance CorpCOM615,243$24.1M7.6%+15,242+2.5%AddedHistory
PDLBPonce Financial Group, Inc.COMMON STOCK2,179,719$18.9M6.0%+125,373+6.1%AddedHistory
NECBNorthEast Community Bancorp, Inc.COM1,262,819$18.8M5.9%+10,000+0.8%AddedHistory
WFCWells Fargo & CompanyStock375,000$16.0M5.0%−80,000−17.6%ReducedHistory
EBCEastern Bankshares, Inc.COM1,300,721$16.0M5.0%+407,012+45.5%AddedHistory
SNFCASecurity National Financial CorpCL A NEW1,705,894$15.1M4.8%−157,340−8.4%ReducedHistory
PBFSPioneer Bancorp, Inc.COM1,678,286$15.0M4.7%+77,593+4.8%AddedHistory
PVBCProvident Bancorp, Inc.COM NEW1,757,248$14.6M4.6%+165,628+10.4%AddedHistory
SWK Holdings Corp78501P203COM NEW671,479$11.2M3.5%+43,008+6.8%Added–
BFINBankFinancial CORPCOM1,261,765$10.3M3.2%+872+0.1%AddedHistory
PKBKParke Bancorp, Inc.COM554,456$9.42M3.0%+14,581+2.7%AddedHistory
PROVProvident Financial Holdings IncCOM684,998$8.73M2.7%−8,963−1.3%ReducedHistory
SPFISouth Plains Financial, Inc.COM361,207$8.13M2.6%+68,867+23.6%AddedHistory
FBIZFirst Business Financial Services, Inc.COM255,936$7.55M2.4%−26,553−9.4%ReducedHistory
BHRBBurke & Herbert Financial Services Corp.COM103,252$6.63M2.1%+103,252NewHistory
HMNFHMN Financial IncCOM348,971$6.54M2.1%+5,566+1.6%AddedHistory
NODKNI Holdings, Inc.COM425,476$6.32M2.0%−1,898−0.4%ReducedHistory
TSBKTimberland Bancorp IncCOM246,275$6.30M2.0%+37,260+17.8%AddedHistory
MGYRMagyar Bancorp, Inc.COM566,695$5.86M1.8%+19,628+3.6%AddedHistory
SFBCSound Financial Bancorp, Inc.COM146,921$5.22M1.6%−28,690−16.3%ReducedHistory
RBKBRhinebeck Bancorp, Inc.COM745,202$5.01M1.6%−160,388−17.7%ReducedHistory
ZIONZions Bancorporation, National AssociationCOM175,000$4.70M1.5%−45,000−20.5%ReducedHistory
MTBM&T Bank CorpCOM36,000$4.46M1.4%+36,000NewHistory
ISTRInvestar Holding CorpCOM360,788$4.37M1.4%+16,341+4.7%AddedHistory
CWBCCommunity West BancsharesCOM353,079$4.29M1.3%+16,913+5.0%AddedHistory
CMAComerica IncCOM100,000$4.24M1.3%00.0%UnchangedHistory
BSBKBogota Financial Corp.COM490,169$4.00M1.3%+14,167+3.0%AddedHistory
OVLYOak Valley BancorpCOM141,155$3.56M1.1%+6,891+5.1%AddedHistory
EBTCEnterprise Bancorp IncCOM110,410$3.19M1.0%+1,260+1.2%AddedHistory
FSEAFirst Seacoast Bancorp, Inc.COM363,504$2.92M0.9%+44,727+14.0%AddedHistory
BSRRSierra BancorpCOM141,035$2.39M0.8%+75,921+116.6%AddedHistory
SHFSSHF Holdings, Inc.CLASS A COM4,399,420$2.33M0.7%+4,399,420NewHistory
ICCHICC Holdings, Inc.COM102,037$1.62M0.5%−3,821−3.6%ReducedHistory
PBHCPathfinder Bancorp, Inc.COM83,466$1.16M0.4%+3,143+3.9%AddedHistory
LSBKLake Shore Bancorp, Inc.COM106,802$1.15M0.4%+106,802NewHistory
GBNYGenerations Bancorp NY, Inc.COM93,549$848.0K0.3%−27,820−22.9%ReducedHistory
HWBKHawthorn Bancshares, Inc.COM45,142$810.0K0.3%+2,715+6.4%AddedHistory
PLBCPlumas BancorpCOM16,549$591.0K0.2%+16,549NewHistory
NSTSNSTS Bancorp, Inc.COM56,371$515.0K0.2%+56,371NewHistory
TCBXThird Coast Bancshares, Inc.COM30,630$486.0K0.2%−287,524−90.4%ReducedHistory
BCOW1895 Bancorp of Wisconsin, Inc.COM41,422$310.0K0.1%+41,422NewHistory

Sold out since Q1 2023 (4)

Positions held at the end of Q1 2023 that are gone from this filing.

Positions of M3F, Inc. sold out since Q1 2023
SecurityClassShares in Q1 2023Value in Q1 2023% of portfolio in Q1 2023History
MCBMetropolitan Bank Holding Corp.COM441,515$15.0M4.9%History
CCitigroup IncStock98,000$4.59M1.5%History
BACBank of America CorpStock153,000$4.38M1.4%History
BLFYBlue Foundry BancorpCOM25,149$239.0K0.1%History