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Synchrony Financial

SYF
Exchange
NYSE
Industry
Finance Services
SEC CIK
0001601712

In the last 90 days, Synchrony Financial insiders filed 0 open-market purchases and 1 sale; 1,013 institutions reported holding it in 13F filings for Q2 2026, worth $26.2B in total; 3 superinvestors hold it, including Harris Associates (Oakmark) and Chou Associates.

Other share classesSYF.PASYF.PB

Four kinds of short-selling data, each measuring something different:

  • Short interest: shares sold short and not yet bought back, as of a settlement date. FINRA publishes it twice a month, about eight business days after the settlement date.
  • Daily short volume: shares sold short each day in off-exchange trades reported to FINRA. It counts trades, not open positions, and is published the next day.
  • Fails-to-deliver: shares not delivered by the settlement date. The SEC publishes them twice a month, about two weeks late.
  • ATS (dark pool) volume: weekly volume on alternative trading systems and other off-exchange venues. FINRA publishes it two to four weeks after the week.

More in the glossary.

Short interest

Shares sold short and not yet bought back, from FINRA, on every settlement date in the last two years.

Short interest
17.3M
Shares, settlement Oct 30, 2026
Change
+876.2K
+5.3% vs. Oct 15, 2026
Days to cover
4.77
Short interest ÷ average daily volume
Average daily volume
3.63M
Shares, as reported by FINRA
Short interest by settlement date
Oct 31, 2024: 10,740,432 sharesNov 15, 2024: 14,320,346 sharesNov 29, 2024: 12,693,784 sharesDec 13, 2024: 11,718,970 sharesDec 31, 2024: 10,776,942 sharesJan 15, 2025: 10,554,385 sharesJan 31, 2025: 9,342,080 sharesFeb 14, 2025: 12,447,986 sharesFeb 28, 2025: 14,535,996 sharesMar 14, 2025: 12,680,324 sharesMar 31, 2025: 12,341,465 sharesApr 15, 2025: 17,906,771 sharesApr 30, 2025: 17,084,687 sharesMay 15, 2025: 15,375,327 sharesMay 30, 2025: 15,466,844 sharesJun 13, 2025: 15,530,355 sharesJun 30, 2025: 14,169,114 sharesJul 15, 2025: 13,764,631 sharesJul 31, 2025: 12,318,847 sharesAug 15, 2025: 14,530,082 sharesAug 29, 2025: 15,168,874 sharesSep 15, 2025: 15,256,199 sharesSep 30, 2025: 15,791,552 sharesOct 15, 2025: 17,321,466 sharesOct 31, 2025: 19,393,535 sharesNov 14, 2025: 20,105,417 sharesNov 28, 2025: 19,152,016 sharesDec 15, 2025: 18,464,755 sharesDec 31, 2025: 16,633,689 sharesJan 15, 2026: 18,021,650 sharesJan 30, 2026: 13,143,709 sharesFeb 13, 2026: 14,348,854 sharesFeb 27, 2026: 14,731,523 sharesMar 13, 2026: 15,515,556 sharesMar 31, 2026: 14,495,914 sharesApr 15, 2026: 14,658,820 sharesApr 30, 2026: 20,808,305 sharesMay 15, 2026: 20,812,288 sharesMay 29, 2026: 22,942,347 sharesJun 15, 2026: 21,242,534 sharesJun 30, 2026: 18,154,332 sharesJul 15, 2026: 19,367,244 sharesJul 31, 2026: 18,945,815 sharesAug 14, 2026: 17,939,946 sharesAug 31, 2026: 17,840,145 sharesSep 15, 2026: 18,821,471 sharesSep 30, 2026: 17,451,121 sharesOct 15, 2026: 16,434,441 sharesOct 30, 2026: 17,310,618 shares
Short interest in SYF by settlement date
Settlement dateShort interestChangeChange %Avg. daily volumeDays to cover
Oct 30, 202617.3M+876.2K+5.3%3.63M4.77
Oct 15, 202616.4M−1.02M−5.8%2.99M5.49
Sep 30, 202617.5M−1.37M−7.3%3.08M5.67
Sep 15, 202618.8M+981.3K+5.5%2.73M6.89
Aug 31, 202617.8M−99.8K−0.6%3.75M4.76
Aug 14, 202617.9M−1.01M−5.3%2.56M7.02
Jul 31, 202618.9M−421.4K−2.2%4.26M4.44
Jul 15, 202619.4M+1.21M+6.7%3.88M4.99
Jun 30, 202618.2M−3.09M−14.5%3.81M4.76
Jun 15, 202621.2M−1.70M−7.4%3.26M6.51
May 29, 202622.9M+2.13M+10.2%4.25M5.40
May 15, 202620.8M+3.98K0.0%3.74M5.56
Apr 30, 202620.8M+6.15M+42.0%4.49M4.63
Apr 15, 202614.7M+162.9K+1.1%2.96M4.95
Mar 31, 202614.5M−1.02M−6.6%4.01M3.62
Mar 13, 202615.5M+784.0K+5.3%3.90M3.97
Feb 27, 202614.7M+382.7K+2.7%4.95M2.98
Feb 13, 202614.3M+1.21M+9.2%5.34M2.69
Jan 30, 202613.1M−4.88M−27.1%6.41M2.05
Jan 15, 202618.0M+1.39M+8.3%4.02M4.48
Dec 31, 202516.6M−1.83M−9.9%2.64M6.29
Dec 15, 202518.5M−687.3K−3.6%3.19M5.78
Nov 28, 202519.2M−953.4K−4.7%4.05M4.72
Nov 14, 202520.1M+711.9K+3.7%3.34M6.01
Oct 31, 202519.4M+2.07M+12.0%3.28M5.92
Oct 15, 202517.3M+1.53M+9.7%3.88M4.46
Sep 30, 202515.8M+535.4K+3.5%3.57M4.42
Sep 15, 202515.3M+87.3K+0.6%2.74M5.57
Aug 29, 202515.2M+638.8K+4.4%2.70M5.62
Aug 15, 202514.5M+2.21M+18.0%3.55M4.09
Jul 31, 202512.3M−1.45M−10.5%3.74M3.29
Jul 15, 202513.8M−404.5K−2.9%3.08M4.46
Jun 30, 202514.2M−1.36M−8.8%3.54M4.00
Jun 13, 202515.5M+63.5K+0.4%3.33M4.66
May 30, 202515.5M+91.5K+0.6%3.19M4.85
May 15, 202515.4M−1.71M−10.0%4.05M3.80
Apr 30, 202517.1M−822.1K−4.6%4.71M3.63
Apr 15, 202517.9M+5.57M+45.1%6.79M2.64
Mar 31, 202512.3M−338.9K−2.7%4.41M2.80
Mar 14, 202512.7M−1.86M−12.8%6.12M2.07
Feb 28, 202514.5M+2.09M+16.8%3.83M3.79
Feb 14, 202512.4M+3.11M+33.3%4.24M2.94
Jan 31, 20259.34M−1.21M−11.5%4.06M2.30
Jan 15, 202510.6M−222.6K−2.1%2.56M4.13
Dec 31, 202410.8M−942.0K−8.0%3.40M3.17
Dec 13, 202411.7M−974.8K−7.7%3.29M3.56
Nov 29, 202412.7M−1.63M−11.4%3.28M3.87
Nov 15, 202414.3M+3.58M+33.3%4.96M2.89
Oct 31, 202410.7M−1.85M−14.7%3.63M2.96

Fails-to-deliver

Shares that weren't delivered by the settlement date, from the SEC, for the last 30 dates with fails. The price is the previous day's closing price published by the SEC.

Fails-to-deliver in SYF by settlement date
Settlement dateSharesPriceValue
Oct 6, 202680$71.88$5.75K
Sep 25, 2026124$71.55$8.87K
Sep 24, 202647,112$70.67$3.33M
Sep 21, 202615,773$75.04$1.18M
Sep 15, 2026983$75.88$74.6K
Sep 8, 20267,013$79.92$560.5K
Aug 24, 2026300$79.47$23.8K
Aug 21, 202626,024$76.71$2.00M
Aug 20, 202626,529$79.62$2.11M
Aug 11, 202665$78.19$5.08K
Aug 10, 20265$78.59$392.95
Jul 20, 20263,366$73.62$247.8K
Jul 9, 202683,045$68.26$5.67M
Jun 30, 202634,667$78.37$2.72M
Jun 29, 2026849$78.66$66.8K
Jun 25, 2026688$76.32$52.5K
Jun 22, 202645,967$75.26$3.46M
Jun 17, 2026570$75.29$42.9K
Jun 15, 20263,331$73.36$244.4K
Jun 12, 202670,665$72.33$5.11M
Jun 9, 20262,498$70.55$176.2K
Jun 2, 202672,002$70.82$5.10M
May 26, 2026288$71.83$20.7K
May 20, 2026524$69.39$36.4K
May 15, 202678,948$71.26$5.63M
May 14, 20262,562$69.81$178.9K
May 4, 20266$75.76$454.56
Apr 22, 202670,408$77.63$5.47M
Apr 20, 20264,928$78.34$386.1K
Apr 16, 2026502$75.99$38.1K

Daily short volume

Off-exchange short-sale volume, not short interest: shares sold short each day in trades reported to FINRA, for the last 30 trading days.

The short volume ratio isn't a sentiment gauge: market makers sell short to fill buy orders and to hedge, so short sales are usually about half of off-exchange volume.

Off-exchange short volume in SYF by trade date
Trade dateShort volumeShort exemptOff-exchange volumeShort volume ratio
Nov 10, 20261,836,76922,540,65072.3%
Nov 9, 20261,552,0831,2082,130,03472.9%
Nov 6, 20261,318,321591,792,91473.5%
Nov 5, 20261,145,1477001,687,73067.9%
Nov 4, 20262,239,1099103,598,51962.2%
Nov 3, 2026519,39601,451,67135.8%
Nov 2, 2026585,7651172,359,17424.8%
Oct 30, 2026506,6333,954655,06277.3%
Oct 29, 2026679,31617,558938,74072.4%
Oct 28, 2026635,534304849,63274.8%
Oct 27, 2026668,356831810,03782.5%
Oct 26, 2026847,6251491,020,06783.1%
Oct 23, 2026894,6201,7631,559,97457.3%
Oct 22, 2026820,562921,069,20376.7%
Oct 21, 20261,256,9151,2191,467,72685.6%
Oct 20, 20261,618,6181522,257,81671.7%
Oct 19, 20261,514,4181,2142,034,88674.4%
Oct 16, 2026740,22901,144,31364.7%
Oct 15, 2026882,3088802,013,84343.8%
Oct 14, 2026717,3642522,016,15435.6%
Oct 13, 2026660,662760840,13178.6%
Oct 12, 2026552,82631840,79265.8%
Oct 9, 2026492,63201,200,42941.0%
Oct 8, 2026879,5903371,173,20875.0%
Oct 7, 2026665,1155,832856,61077.6%
Oct 6, 2026314,4042511,16961.5%
Oct 5, 2026410,581440802,98151.1%
Oct 2, 2026948,3166261,167,68681.2%
Oct 1, 2026807,71611,0101,060,18676.2%
Sep 30, 2026862,64601,053,00381.9%

ATS (dark pool) volume

Weekly volume on alternative trading systems (ATS) and other off-exchange (OTC) venues, from FINRA, for the last 12 weeks. ATS share is ATS volume ÷ (ATS + OTC volume), not a share of all trading.

Weekly ATS and OTC volume in SYF
Week ofTierATS sharesATS tradesOther OTC sharesOther OTC tradesATS share
Oct 19, 2026T17,078,465117,0021,710,54025,92080.5%
Oct 12, 2026T15,791,13980,0691,917,58119,38675.1%
Oct 5, 2026T13,315,54767,9201,844,17819,00064.3%
Sep 28, 2026T13,909,14571,6922,419,32619,60661.8%
Sep 21, 2026T13,962,11793,5471,826,56320,97768.4%
Sep 14, 2026T13,718,01985,6022,939,29318,74255.8%
Sep 7, 2026T13,339,14267,5301,073,62216,35175.7%
Aug 31, 2026T13,300,63576,6222,074,08820,43161.4%
Aug 24, 2026T14,409,94987,7682,399,38719,05964.8%
Aug 17, 2026T14,093,29682,7432,996,80822,64557.7%
Aug 10, 2026T12,296,89052,7991,097,09115,67067.7%
Aug 3, 2026T13,780,85381,0201,933,86818,97766.2%