Synchrony Financial
SYF- Exchange
- NYSE
- Industry
- Finance Services
- SEC CIK
- 0001601712
In the last 90 days, Synchrony Financial insiders filed 0 open-market purchases and 1 sale; 1,013 institutions reported holding it in 13F filings for Q2 2026, worth $26.2B in total; 3 superinvestors hold it, including Harris Associates (Oakmark) and Chou Associates.
Key figures
- Market capClose on Nov 9, 2026
- $22.8B
- Insider buysOpen market, last 90 days
- 0
- Insider sellsLast 90 days, $436.5K in total
- 1
- 13F holdersQ2 2026, +47 vs. previous quarter
- 1,013
- 13F valueReported value at the end of Q2 2026
- $26.2B
- Superinvestors holdingAt the end of Q2 2026
- 3
Price chart
Financials
See financial statementsFrom SEC filings, in USD.
- Revenue, FY2025
- $22.6B
- −0.2% year over year
- Net income, FY2025
- $3.55B
- +1.5% year over year
- Free cash flow, FY2025
- –
- No comparable prior period
- Revenue, Q3 FY2026
- $5.79B
- +1.0% year over year
Revenue flow, FY2025
Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue.
Short interest
See short dataFrom FINRA, settlement date Oct 15, 2026.
- Short interest
- 16.4M
- Shares sold short
- Change
- −1.02M
- −5.8% vs. previous
- Days to cover
- 5.49
- At average daily volume
Superinvestors holding SYF, Q2 2026
Go to the superinvestors tab3 superinvestors report holding Synchrony Financial on Form 13F. Percentages are the stock's share of each portfolio.
Harris Associates (Oakmark)
Bill Nygren
0.8%
Synchrony Financial's share of the portfolio
- Shares
- 7,446,335
- Value
- $566.3M
| Superinvestor | Weight | Value |
|---|---|---|
| Semper Augustus | <0.1% | $337.4K |
Latest insider trades
See all insider tradesOpen-market purchases and sales by Synchrony Financial insiders from Form 4, newest first.
| Filed (ET) | Trade date | Filing delay | Insider | Transaction | Shares | Avg price | Value | Holding change | Flags |
|---|---|---|---|---|---|---|---|---|---|
| Aug 17, 2026 (view filing)4:03 PM ET | Aug 13 | 4 days | Casellas AlbertoSee remarks | SSale | −5.46K | $80.00 | −$436.5K | −9.7%50.5K after | 10b5-1 |
| Aug 4, 2026 (view filing)4:08 PM ET | Aug 3 | 1 day | Owens DarrellSee remarks | SSale | −610 | $76.73 | −$46.8K | −3.6%16.4K after | 10b5-1 |
| Aug 4, 2026 (view filing)4:08 PM ET | Aug 3 | 1 day | Gentleman CourtneySee remarks | SSale | −721 | $76.73 | −$55.3K | −3.7%18.6K after | 10b5-1 |
| Aug 4, 2026 (view filing)4:08 PM ET | Aug 3 | 1 day | Coviello Arthur W JrDirector | SSale | −4.00K | $77.17 | −$308.7K | −13.3%26.1K after | 10b5-1 |
| May 19, 2026 (view filing) | May 15 | 4 days | Mothner Jonathan SSee remarks | SSale | −51.3K | $71.23 | −$3.65M | −27.9%132.7K after | 2 lots10b5-1 |
| May 5, 2026 (view filing) | May 1 | 4 days | Howse CurtisSee remarks | SSale | −8.44K | $76.55 | −$645.8K | −8.9%86.4K after | 10b5-1 |
| May 5, 2026 (view filing) | May 1 | 4 days | Casellas AlbertoSee remarks | SSale | −5.79K | $76.55 | −$443.5K | −10.3%50.3K after | 10b5-1 |
| May 5, 2026 (view filing) | May 1 | 4 days | Coviello Arthur W JrDirector | SSale | −4.00K | $76.55 | −$306.2K | −12.0%29.3K after | 10b5-1 |
| Mar 3, 2026 (view filing) | Mar 2 | 1 day | Gentleman CourtneySee remarks | SSale | −4.34K | $67.71 | −$293.7K | −17.9%19.8K after | 10b5-1 |
| Mar 3, 2026 (view filing) | Mar 2 | 1 day | Owens DarrellSee remarks | SSale | −3.87K | $67.71 | −$261.7K | −18.1%17.4K after | 10b5-1 |
Top 10 13F holders, Q2 2026
See all 1,013 holdersThe largest institutional positions in Synchrony Financial at the end of Q2 2026; share changes are against Q1 2026.
| Institution | Shares | Value | % of portfolio | Change in shares | Action |
|---|---|---|---|---|---|
| BlackRock, Inc. | 30,893,517 | $2.35B | 0.04% | +414,443+1.4% | Added |
| Vanguard Capital Management LLC | 22,013,925 | $1.67B | 0.04% | −583,891−2.6% | Reduced |
| Capital World Investors | 18,918,854 | $1.44B | 0.17% | −14,878,053−44.0% | Reduced |
| Vanguard Portfolio Management LLC | 18,090,018 | $1.38B | 0.06% | −414,699−2.2% | Reduced |
| State Street Corp | 17,733,198 | $1.35B | 0.04% | +8,5690.0% | Added |
| Bank of America Corp | 14,766,088 | $1.12B | 0.07% | −1,298,530−8.1% | Reduced |
| Goldman Sachs Group Inc | 10,093,347 | $767.6M | 0.08% | +498,884+5.2% | Added |
| Geode Capital Management, LLC | 9,853,708 | $759.6M | 0.04% | −94,991−1.0% | Reduced |
| First Trust Advisors LP | 7,698,248 | $585.5M | 0.34% | +2,360,138+44.2% | Added |
| Par Capital Management Inc | 7,612,137 | $578.9M | 14.36% | 00.0% | Unchanged |
Holders of 5% or more of SYF
See all 5 holders and filingsHolders whose latest Schedule 13D or 13G filing reports 5% or more of Synchrony Financial.
| Holder | Latest form | Stake | Change | First filed | Latest filing | Filing |
|---|---|---|---|---|---|---|
| BlackRock, Inc. | 13G/A | 9.00%35.2M shares | – | Feb 5, 20251 filing | Feb 5, 2025 | SEC |
| Vanguard Capital Management LLC | 13G | 7.53%26.2M shares | New | Apr 30, 20261 filing | Apr 30, 2026 | SEC |
| Capital World Investors | 13G/A | 5.60%19.0M shares | −4.10 ppfrom 9.70% | Feb 16, 20217 filings | Aug 12, 2026 | SEC |
| Vanguard Portfolio Management LLC | 13G | 5.36%18.7M shares | New | Apr 29, 20261 filing | Apr 29, 2026 | SEC |
| State Street Corp | 13G | 5.10%19.1M shares | New | Nov 10, 20251 filing | Nov 10, 2025 | SEC |
Politician trades
All politician trades in SYF11 members of Congress reported 20 trades in Synchrony Financial since 2020. Newest filings:
| Filed | Politician | Type | Amount |
|---|---|---|---|
| Jul 21, 2026 |  Alan Armstrong Senate · OK | Buy | $1K-$15K |
| May 19, 2026 |  Josh Gottheimer House · NJ | Sell | $15K-$50K |
| Jan 13, 2026 |  Julia Letlow House · LA | Buy | $1K-$15K |
| May 19, 2023 |  Daniel S. Goldman House · NY | Sell (partial) | $1K-$15K |
| Sep 14, 2022 |  Kathy E. Manning House · NC | Sell | $1K-$15K |
Senate · OK · Jul 21, 2026
Buy$1K-$15K
House · NJ · May 19, 2026
Sell$15K-$50K
House · LA · Jan 13, 2026
Buy$1K-$15K
House · NY · May 19, 2023
Sell (partial)$1K-$15K
House · NC · Sep 14, 2022
Sell$1K-$15K