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Livermore
Livermore
ZHEN

Clear Retirement Advice LLC

SEC CIK
0002112984
Latest filing
Jul 15, 2026

The latest 13F from Clear Retirement Advice LLC covers Q2 2026 (filed Jul 15, 2026): 54 long positions worth $146.0M. The top 10 holdings make up 68.8% of the portfolio, and the largest is Schwab Strategic Tr at 11.1%. Livermore has 3 filings on Form 13F from this institution, going back to Q4 2025.

What changed in Q2 2026

Share counts compared with Q1 2026: how many positions were new, added to, reduced or sold out, and the biggest buys and sells. Dollar amounts are estimated at the quarter-end prices implied by the filing.

Full comparison
New
0
Added
14
Est. +$9.62M
Reduced
16
Est. −$1.05M
Sold out
0

Top 5 holdings

Share of this quarter's portfolio value

  1. Schwab Strategic Tr808524862
    11.1%$16.2M
  2. State Street SPDR Portfolio Developed World Ex-US ETF78463X889
    10.7%$15.6M
  3. iShares Tr464287150
    10.2%$14.9M
  4. Invesco Exch Traded FD Tr II46138G888
    8.8%$12.9M
  5. Vanguard Morningstar Small-Cap Value ETF922908611
    5.8%$8.43M

Biggest buys

New and added positions, by estimated amount bought

  1. Schwab Strategic Tr808524862
    +$1.73MAdded
  2. State Street SPDR Portfolio Developed World Ex-US ETF78463X889
    +$1.38MAdded
  3. iShares Tr464287150
    +$1.17MAdded
  4. Invesco Exch Traded FD Tr II46138G888
    +$990.2KAdded
  5. iShares Tr464288646
    +$986.4KAdded

Largest weight increases

New and added positions, by percentage points of the portfolio gained

  1. iShares Tr464287150
    +0.86 pp9.3% → 10.2%
  2. State Street SPDR Portfolio Developed World Ex-US ETF78463X889
    +0.57 pp10.1% → 10.7%
  3. Vanguard Morningstar Small-Cap Growth ETF922908595
    +0.49 pp4.4% → 4.9%
  4. State Street SPDR Portfolio S&P 500 Growth ETF78464A409
    +0.25 pp2.9% → 3.1%
  5. Vanguard Ftse Emerging Markets ETF922042858
    +0.21 pp4.1% → 4.3%

Biggest sells

Reduced and sold-out positions, by estimated amount sold

  1. AAPLApple Inc.
    −$758.7KReducedHistory
  2. Vanguard Morningstar Growth ETF922908736
    −$74.3KReducedConverted for a 6-for-1 split
  3. Vanguard Ftse Developed Markets ETF921943858
    −$44.3KReduced
  4. Schwab International Equity ETF808524805
    −$34.9KReduced
  5. Schwab U.S. Large-Cap Growth ETF808524300
    −$26.1KReduced

Largest weight decreases

Reduced and sold-out positions, by percentage points of the portfolio lost

  1. AAPLApple Inc.
    −0.53 pp1.8% → 1.3%History
  2. IAUiShares Gold Trust
    −0.49 pp1.9% → 1.4%History
  3. Vanguard Scottsdale FDS92206C409
    −0.29 pp2.2% → 1.9%
  4. Vanguard Ftse Developed Markets ETF921943858
    −0.10 pp2.1% → 2.1%
  5. Schwab International Equity ETF808524805
    −0.06 pp1.7% → 1.7%

Metrics

13F metrics for Q2 2026, computed only from the numbers in the filings. Definitions below.

Portfolio value
$146.0M
+$18.7M (+14.7%) vs. prior quarter
Positions
54
0 vs. prior quarter
Top 10 concentration
68.8%
Top 10 as share of value
Turnover
0.8%
Q2 2026, one quarter
Average holding period
3.0 quarters
Weighted by value

How these are calculated

  • Portfolio value: the market value of all long positions in the 13F, as reported at quarter end, excluding options.
  • Top 10 concentration: the combined value of the 10 largest positions as a share of portfolio value.
  • Turnover: the smaller of this quarter's estimated purchases and estimated sales, divided by the average of this and last quarter's portfolio value. Estimates multiply the change in shares by the quarter-end price implied by the filing (market value divided by shares); new positions use this quarter's value and sold-out positions last quarter's. Only positions reported in shares count, and it is not calculated when the previous quarter was not filed.
  • Average holding period: how many consecutive quarters each current position has been held (including this one; a quarter without the position or without a filing starts the count over), weighted by this quarter's value. Counting starts with the first 13F in Livermore (Q4 2025), so positions held before then are understated.

13F filings by quarter

3 quarters, going back to Q4 2025. Bars show each quarter's 13F portfolio value; quarters without a filing are left blank.

Peak $146.0M (Q2 2026)

Q4 2025: $128.6MQ1 2026: $127.4MQ2 2026: $146.0M
Q4 2025Q2 2026
13F filings of Clear Retirement Advice LLC by quarter
QuarterFiledPositionsValueTop 3 holdingsChangesFiling
Q2 2026Jul 15, 202654$146.0MSchwab Strategic TrState Street SPDR Portfolio Developed World Ex-US ETFiShares Trvs. Q1 2026SEC
Q1 2026Apr 28, 202654$127.4MSchwab Strategic TrState Street SPDR Portfolio Developed World Ex-US ETFiShares Trvs. Q4 2025SEC
Q4 2025Feb 24, 202653$128.6MSchwab Strategic TrState Street SPDR Portfolio Developed World Ex-US ETFiShares Tr–SEC