Reality Financial Planning Services, LLC
- SEC CIK
- 0002110687
- Latest filing
- Aug 17, 2026
The latest 13F from Reality Financial Planning Services, LLC covers Q2 2026 (filed Aug 17, 2026): 18 long positions worth $103.6M. The top 10 holdings make up 92.3% of the portfolio, and the largest is Vanguard Morningstar Total Stock Market ETF at 19.7%. Livermore has 3 filings on Form 13F from this institution, going back to Q4 2025.
What changed in Q2 2026
Share counts compared with Q1 2026: how many positions were new, added to, reduced or sold out, and the biggest buys and sells. Dollar amounts are estimated at the quarter-end prices implied by the filing.
- New
- 0
- Added
- 5
- Est. +$1.15M
- Reduced
- 10
- Est. −$9.95M
- Sold out
- 2
- Est. −$928.5K
Top 5 holdings
Share of this quarter's portfolio value
- Vanguard Morningstar Total Stock Market ETF92290876919.7%$20.4M
- Vanguard Dividend Appreciation ETF92190884418.2%$18.8M
- Vanguard High Dividend Yield Index ETF92194640616.6%$17.2M
- iShares Core S&P 500 ETF4642872009.2%$9.50M
- WisdomTree Tr97717Y5277.8%$8.13M
Share of portfolio
Top 5 holdings and the other 13 positions, by share of portfolio value
- Vanguard Morningstar Total Stock Market ETF19.7%
- Vanguard Dividend Appreciation ETF18.2%
- Vanguard High Dividend Yield Index ETF16.6%
- iShares Core S&P 500 ETF9.2%
- WisdomTree Tr7.8%
- Other 13 positions28.5%
Biggest buys
New and added positions, by estimated amount bought
- WisdomTree Tr97717Y527+$951.3KAdded
- Schwab Strategic Tr808524862+$166.3KAdded
- Invesco Nasdaq 100 ETF46138G649+$20.6KAdded
- AAPLApple Inc.
- Vanguard S&P 500 ETF922908363+$4.12KAdded
Largest weight increases
New and added positions, by percentage points of the portfolio gained
- WisdomTree Tr97717Y527+0.92 pp6.9% → 7.8%
- Vanguard S&P 500 ETF922908363+0.46 pp3.1% → 3.5%
- Invesco Nasdaq 100 ETF46138G649+0.21 pp0.7% → 0.9%
- Schwab Strategic Tr808524862+0.15 pp1.6% → 1.7%
- AAPLApple Inc.
Biggest sells
Reduced and sold-out positions, by estimated amount sold
- Vanguard Morningstar Total Stock Market ETF922908769−$5.34MReduced
- Vanguard Star FDS921909768−$1.61MReduced
- Vanguard High Dividend Yield Index ETF921946406−$1.38MReduced
- PIMCO ETF Tr72201R866−$707.9KSold out
- Vanguard Total Bond Market ETF921937835−$319.5KReduced
Largest weight decreases
Reduced and sold-out positions, by percentage points of the portfolio lost
- Vanguard Morningstar Total Stock Market ETF922908769−1.84 pp21.5% → 19.7%
- Vanguard Star FDS921909768−1.26 pp2.7% → 1.5%
- PIMCO ETF Tr72201R866−0.68 pp0.7% → 0.0%
- Vanguard Utilities ETF92204A876−0.34 pp3.6% → 3.3%
- Vanguard Total Bond Market ETF921937835−0.33 pp7.4% → 7.1%
Metrics
13F metrics for Q2 2026, computed only from the numbers in the filings. Definitions below.
- Portfolio value
- $103.6M
- −$14.2K (0.0%) vs. prior quarter
- Positions
- 18
- −2 vs. prior quarter
- Top 10 concentration
- 92.3%
- Top 10 as share of value
- Turnover
- 1.1%
- Q2 2026, one quarter
- Average holding period
- 3.0 quarters
- Weighted by value
How these are calculated
- Portfolio value: the market value of all long positions in the 13F, as reported at quarter end, excluding options.
- Top 10 concentration: the combined value of the 10 largest positions as a share of portfolio value.
- Turnover: the smaller of this quarter's estimated purchases and estimated sales, divided by the average of this and last quarter's portfolio value. Estimates multiply the change in shares by the quarter-end price implied by the filing (market value divided by shares); new positions use this quarter's value and sold-out positions last quarter's. Only positions reported in shares count, and it is not calculated when the previous quarter was not filed.
- Average holding period: how many consecutive quarters each current position has been held (including this one; a quarter without the position or without a filing starts the count over), weighted by this quarter's value. Counting starts with the first 13F in Livermore (Q4 2025), so positions held before then are understated.
13F filings by quarter
3 quarters, going back to Q4 2025. Bars show each quarter's 13F portfolio value; quarters without a filing are left blank.
Peak $104.4M (Q4 2025)
| Quarter | Filed | Positions | Value | Top 3 holdings | Changes | Filing |
|---|---|---|---|---|---|---|
| Q2 2026 | Aug 17, 2026 | 18 | $103.6M | Vanguard Morningstar Total Stock Market ETFVanguard Dividend Appreciation ETFVanguard High Dividend Yield Index ETF | vs. Q1 2026 | SEC |
| Q1 2026 | Apr 24, 2026 | 20 | $103.6M | Vanguard Morningstar Total Stock Market ETFVanguard High Dividend Yield Index ETFVanguard Dividend Appreciation ETF | vs. Q4 2025 | SEC |
| Q4 2025 | Feb 12, 2026 | 20 | $104.4M | Vanguard Morningstar Total Stock Market ETFVanguard Dividend Appreciation ETFVanguard High Dividend Yield Index ETF | – | SEC |