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Livermore
Livermore
ZHEN

Retirement Wealth Solutions LLC

SEC CIK
0002044741
Latest filing
Jul 7, 2026

Holdings in Q4 2025

Holdings as of Dec 31, 2025, filed Jan 7, 2026. Long positions only; changes compare share counts with Q3 2025.

Institution overview
Positions
760
−71 vs. Q3 2025
Portfolio value
$158.2M
+$6.08M (+4.0%) vs. Q3 2025
Filed
Jan 7, 2026
SEC
Holdings of Retirement Wealth Solutions LLC in Q4 2025
SecurityClassSharesValue% of portfolioShare changeActionHistory
Vanguard S&P 500 ETF922908363ETF41,294$25.9M16.4%−79−0.2%Reduced–
Vanguard Ftse Developed Markets ETF921943858ETF246,011$15.4M9.7%−4,178−1.7%Reduced–
iShares Core S&P 500 ETF464287200ETF20,155$13.8M8.7%+1,122+5.9%Added–
Vanguard Ftse Emerging Markets ETF922042858ETF120,731$6.49M4.1%+458+0.4%Added–
BlackRock ETF Trust09290C103ISHARES US EQUIT102,723$6.25M3.9%+2,536+2.5%Added–
Vanguard Total International Bond ETF92203J407ETF128,154$6.19M3.9%+3,608+2.9%Added–
Vanguard Short-Term Bond ETF921937827ETF70,577$5.56M3.5%+1,871+2.7%Added–
iShares S&P 500 Value ETF464287408ETF25,485$5.40M3.4%+6,787+36.3%Added–
iShares S&P 500 Growth ETF464287309ETF42,432$5.23M3.3%+2,334+5.8%Added–
iShares Core MSCI Emerging Markets ETF46434G103ETF70,378$4.73M3.0%+13,236+23.2%Added–
iShares Tr464288877EAFE VALUE ETF62,582$4.47M2.8%+334+0.5%Added–
iShares S&P 100 ETF464287101ETF11,211$3.85M2.4%+240+2.2%Added–
Vanguard Index FDS922908652EXTEND MKT ETF17,357$3.63M2.3%−18−0.1%Reduced–
iShares Tr46434V613CORE UNIVRSL USD61,228$2.85M1.8%−4,034−6.2%Reduced–
BlackRock ETF Trust09290C806ISHA US THEM ETF68,193$2.63M1.7%+6,970+11.4%Added–
iShares MSCI USA Quality Factor ETF46432F339ETF13,164$2.61M1.7%−6,838−34.2%Reduced–
Vanguard Mortgage-Backed Securities ETF92206C771ETF54,221$2.55M1.6%+590+1.1%Added–
Vanguard Intermediate-Term Bond ETF921937819ETF31,727$2.47M1.6%+433+1.4%Added–
iShares Core U.S. Aggregate Bond ETF464287226ETF24,588$2.46M1.6%+2,171+9.7%Added–
Vanguard BD Index FDS921937793LONG TERM BOND34,452$2.40M1.5%+376+1.1%Added–
iShares Tr464288414NATIONAL MUN ETF16,494$1.77M1.1%−162−1.0%Reduced–
BlackRock ETF Trust09290C780ISHA I IN TE ETF51,723$1.72M1.1%+606+1.2%Added–
iShares Tr46428865310-20 YR TRS ETF15,453$1.57M1.0%−2,464−13.8%Reduced–
iShares MSCI USA Momentum Factor ETF46432F396ETF6,050$1.51M1.0%+2,181+56.4%Added–
iShares Core MSCI Eafe ETF46432F842ETF16,385$1.47M0.9%+894+5.8%Added–
MSFTMicrosoft CorpStock2,620$1.27M0.8%−9−0.3%ReducedHistory
iShares Tr464288760US AER DEF ETF5,692$1.22M0.8%+189+3.4%Added–
iShares Core S&P Mid-Cap ETF464287507ETF17,901$1.18M0.7%+821+4.8%Added–
BRK.BBerkshire Hathaway IncStock2,336$1.17M0.7%+23+1.0%AddedHistory
iShares Tr464287721U.S. TECH ETF5,712$1.14M0.7%+765+15.5%Added–
IAUiShares Gold TrustETF12,745$1.03M0.7%−1,049−7.6%ReducedHistory
iShares Tr464288885EAFE GRWTH ETF8,492$967.4K0.6%−1,473−14.8%Reduced–
Vanguard Morningstar Total Stock Market ETF922908769ETF2,602$872.4K0.6%+145+5.9%Added–
iShares Tr464288588MBS ETF8,513$810.6K0.5%−30−0.4%Reduced–
NVDANVIDIA CorpStock4,116$767.6K0.5%−50−1.2%ReducedHistory
Vanguard Total Bond Market ETF921937835ETF9,079$672.5K0.4%+335+3.8%Added–
iShares Tr46435G672CORE INTL AGGR12,949$647.6K0.4%−48−0.4%Reduced–
AAPLApple Inc.Stock2,303$626.0K0.4%+11+0.5%AddedHistory
iShares Flexible Income Active ETF092528603ETF11,338$598.3K0.4%−198−1.7%Reduced–
EXASExact Sciences CorpCOM5,830$592.1K0.4%+19+0.3%AddedHistory
Vanguard Star FDS921909768VG TL INTL STK F7,720$582.4K0.4%+519+7.2%Added–
AMZNAmazon Com IncStock1,943$448.5K0.3%−2−0.1%ReducedHistory
iShares Tr46435U853BROAD USD HIGH9,597$358.9K0.2%00.0%Unchanged–
SPDR Series Trust78468R721STATE STREET SPD7,205$329.3K0.2%+7,205New–
iShares Inc46434G764MSCI EMRG CHN4,137$300.7K0.2%00.0%Unchanged–
iShares Russell 2000 ETF464287655ETF1,127$277.5K0.2%+34+3.1%Added–
FISFidelity National Information Services, Inc.Stock4,170$277.2K0.2%−13−0.3%ReducedHistory
BlackRock ETF Trust II092528843ISH HIG MUN ETF4,341$211.3K0.1%−2,649−37.9%Reduced–
iShares MSCI USA Min Vol Factor ETF46429B697ETF2,125$200.1K0.1%+286+15.6%Added–
LLYEli Lilly & CoStock185$198.8K0.1%+21+12.8%AddedHistory
AVGOBroadcom Inc.Stock558$193.2K0.1%00.0%UnchangedHistory
iShares Tr464288281JPMORGAN USD EMG1,877$180.8K0.1%+3+0.2%Added–
HDHome Depot, Inc.Stock509$175.3K0.1%00.0%UnchangedHistory
iShares Tr46434V803HDG MSCI EAFE4,218$174.5K0.1%00.0%Unchanged–
Vanguard Morningstar Value ETF922908744ETF826$157.8K0.1%+3+0.4%Added–
MCDMcDonalds CorpStock479$146.5K0.1%+1+0.2%AddedHistory
Vanguard Morningstar Mid-Cap ETF922908629ETF492$142.9K0.1%+186+60.8%Added–
BMOBank of MontrealCOM1,086$141.0K0.1%00.0%UnchangedHistory
METAMeta Platforms, Inc.Stock191$126.1K0.1%−39−17.0%ReducedHistory
CSCOCisco Systems, Inc.Stock1,604$123.6K0.1%00.0%UnchangedHistory
GOOGLAlphabet Inc.Stock381$119.3K0.1%+7+1.9%AddedHistory
ORCLOracle CorpStock598$116.6K0.1%−98−14.1%ReducedHistory
MAMastercard IncStock204$116.3K0.1%00.0%UnchangedHistory
JNJJohnson & JohnsonStock523$108.3K0.1%+7+1.4%AddedHistory
Vanguard Mun BD FDS922907746TAX EXEMPT BD2,055$103.4K0.1%+23+1.1%Added–
JPMJPMorgan Chase & CoStock314$101.1K0.1%00.0%UnchangedHistory
URIUnited Rentals, Inc.COM121$97.9K0.1%−4−3.2%ReducedHistory
GOOGAlphabet Inc.Stock311$97.5K0.1%+115+58.7%AddedHistory
TSLATesla, Inc.Stock216$97.1K0.1%00.0%UnchangedHistory
Vanguard Morningstar Small-Cap ETF922908751ETF364$93.9K0.1%00.0%Unchanged–
Dimensional ETF Trust25434V807INTERNATNAL VAL1,849$92.3K0.1%00.0%Unchanged–
AMATApplied Materials IncStock346$88.9K0.1%+8+2.4%AddedHistory
iShares U.S. Treasury Bond ETF46429B267ETF3,675$84.6K0.1%+87+2.4%Added–
Vanguard Morningstar Growth ETF922908736ETF159$77.4K<0.1%+1+0.6%Added–
WMTWalmart Inc.Stock678$75.5K<0.1%00.0%UnchangedHistory
PMPhilip Morris International Inc.Stock467$74.9K<0.1%+2+0.4%AddedHistory
Dimensional U.S. Targeted Value ETF25434V609ETF1,237$73.7K<0.1%00.0%Unchanged–
iShares Tr46435U796SYSTEMATIC BD ET819$73.5K<0.1%+819New–
MRKMerck & Co., Inc.Stock679$71.5K<0.1%+4+0.6%AddedHistory
Vanguard Information Technology ETF92204A702ETF94$70.9K<0.1%00.0%Unchanged–
PEPPepsiCo IncStock487$69.9K<0.1%00.0%UnchangedHistory
PGProcter & Gamble CoStock482$69.1K<0.1%−68−12.4%ReducedHistory
iShares Tr464287150CORE S&P TTL STK450$66.9K<0.1%00.0%Unchanged–
PHParker-Hannifin CorpStock74$65.0K<0.1%00.0%UnchangedHistory
Vanguard Whitehall FDS921946794INTL HIGH ETF701$63.1K<0.1%00.0%Unchanged–
Dimensional ETF Trust25434V724US MKTWIDE VALUE1,343$62.6K<0.1%00.0%Unchanged–
INTUIntuit Inc.Stock90$59.8K<0.1%00.0%UnchangedHistory
CGCarlyle Group Inc.COM995$58.8K<0.1%+2+0.2%AddedHistory
LRCXLam Research CorpStock341$58.4K<0.1%00.0%UnchangedHistory
QCOMQualcomm IncStock340$58.2K<0.1%00.0%UnchangedHistory
IDXXIDEXX Laboratories IncCOM85$57.5K<0.1%−1−1.2%ReducedHistory
ORLYO Reilly Automotive IncStock630$57.5K<0.1%00.0%UnchangedHistory
Vanguard Malvern FDS922020748CORE BD ETF729$56.8K<0.1%00.0%Unchanged–
iShares Core High Dividend ETF46429B663ETF461$56.0K<0.1%00.0%Unchanged–
CATCaterpillar IncStock97$55.3K<0.1%00.0%UnchangedHistory
Dimensional Emerging Core Equity Market ETF25434V302ETF1,669$54.4K<0.1%00.0%Unchanged–
DISWalt Disney CoStock471$53.6K<0.1%−7−1.5%ReducedHistory
XOMExxonMobil Holdings CorpCOM431$51.9K<0.1%00.0%UnchangedHistory
BACBank of America CorpStock942$51.8K<0.1%00.0%UnchangedHistory
BLKBlackRock, Inc.Stock47$50.5K<0.1%00.0%UnchangedHistory

Sold out since Q3 2025 (115)

Positions held at the end of Q3 2025 that are gone from this filing.

The largest 100 of 115 by value last quarter.

Positions of Retirement Wealth Solutions LLC sold out since Q3 2025
SecurityClassShares in Q3 2025Value in Q3 2025% of portfolio in Q3 2025History
NFLXNetflix IncStock23$27.6K<0.1%History
TTETotalEnergies SESPONSORED ADS165$9.85K<0.1%History
CGNXCognex CorpCOM210$9.51K<0.1%History
CBTCabot CorpCOM109$8.32K<0.1%History
iShares Tr46435G250HIGH YLD SYSTM B171$8.18K<0.1%–
ULUnilever PLCSPON ADR NEW130$7.71K<0.1%History
WHWyndham Hotels & Resorts, Inc.COM93$7.43K<0.1%History
SHOEShoe Station Group IncCOM329$6.85K<0.1%History
MSTRStrategy IncStock21$6.77K<0.1%History
MSIMotorola Solutions, Inc.Stock11$5.03K<0.1%History
LYBLyondellBasell Industries N.V.SHS - A -63$3.09K<0.1%History
FUTUFutu Holdings LtdSPON ADS CL A12$2.09K<0.1%History
LNWOLight & Wonder, Inc.COM23$1.93K<0.1%History
FASTFastenal CoStock31$1.52K<0.1%History
SFNCSimmons First National CorpCL A $1 PAR78$1.50K<0.1%History
IXOrix CorpSPONSORED ADR57$1.49K<0.1%History
MTDRMatador Resources CoCOM32$1.44K<0.1%History
HONHoneywell International IncCOM6$1.26K<0.1%History
GRMNGarmin LtdSHS5$1.23K<0.1%History
DIODDiodes IncCOM23$1.22K<0.1%History
PKPark Hotels & Resorts Inc.COM100$1.11K<0.1%History
ESTCElastic N.V.ORD SHS13$1.10K<0.1%History
KBRKBR, Inc.COM23$1.09K<0.1%History
GBCIGlacier Bancorp, Inc.COM22$1.07K<0.1%History
ZLABZai Lab LtdADR29$983<0.1%History
CTVACorteva, Inc.Stock14$947<0.1%History
DEDeere & CoStock2$915<0.1%History
SAIASaia IncCOM3$899<0.1%History
TSTenaris SASPONSORED ADS25$895<0.1%History
MSAMSA Safety IncCOM5$861<0.1%History
DXCMDexcom IncCOM12$808<0.1%History
GISGeneral Mills IncStock16$807<0.1%History
PHMPultegroup IncCOM6$793<0.1%History
DORMDorman Products, Inc.COM5$780<0.1%History
CARTMaplebear Inc.COM21$772<0.1%History
EFXEquifax IncCOM3$770<0.1%History
FLUTFlutter Entertainment plcSHS3$762<0.1%History
LENLennar CorpCL A6$757<0.1%History
LOWLowes Companies IncStock3$754<0.1%History
KMBKimberly Clark CorpStock6$747<0.1%History
TSCOTractor Supply CoCOM13$740<0.1%History
SSNCSS&C Technologies Holdings IncCOM8$711<0.1%History
EMREmerson Electric CoStock5$681<0.1%History
BMYBristol Myers Squibb CoStock15$677<0.1%History
VMRKVivmark ResidentialSH BEN INT10$648<0.1%History
HEIHeico CorpCOM2$646<0.1%History
OMCOmnicom Group Inc.COM7$571<0.1%History
OCOwens CorningStock4$566<0.1%History
BROBrown & Brown, Inc.Stock6$563<0.1%History
IPInternational Paper CoCOM12$557<0.1%History
SMSM Energy CoCOM21$525<0.1%History
ASOAcademy Sports & Outdoors, Inc.COM10$501<0.1%History
BNTXBioNTech SESPONSORED ADS5$494<0.1%History
EXPOExponent IncCOM7$487<0.1%History
CDWCDW CorpCOM3$478<0.1%History
HUBSHubSpot IncCOM1$468<0.1%History
LWLamb Weston Holdings, Inc.Stock7$407<0.1%History
VRTSVirtus Investment Partners, Inc.COM2$381<0.1%History
LULUlululemon athletica inc.Stock2$356<0.1%History
EQIXEquinix IncCOM0$355<0.1%History
BALLBALL CorpCOM7$353<0.1%History
BAXBaxter International IncStock15$342<0.1%History
WEXWEX Inc.COM2$316<0.1%History
BRXBrixmor Property Group Inc.COM11$305<0.1%History
CCOICogent Communications Holdings, Inc.COM NEW8$298<0.1%History
CNCCentene CorpStock8$286<0.1%History
WTSWatts Water Technologies IncCL A1$280<0.1%History
PHGKoninklijke Philips NVNY REGIS SHS NEW10$273<0.1%History
NKENIKE, Inc.Stock4$261<0.1%History
SMRNuscale Power CorpCL A COM7$252<0.1%History
FMSFresenius Medical Care AGSPONSORED ADR9$237<0.1%History
TXNTexas Instruments IncStock1$229<0.1%History
KWRQuaker Chemical CorpCOM1$182<0.1%History
IPARInterparfums IncCOM1$134<0.1%History
MIDDMIDDLEBY CorpCOM1$133<0.1%History
ZTSZoetis Inc.Stock1$119<0.1%History
NTAPNetApp, Inc.Stock1$119<0.1%History
SUISun Communities IncCOM1$117<0.1%History
USPHU S Physical Therapy IncCOM1$113<0.1%History
WELLWelltower Inc.REIT1$100<0.1%History
CHDChurch & Dwight Co IncCOM1$88<0.1%History
CPTCamden Property TrustREIT1$76<0.1%History
OZKBank OZKCOM1$56<0.1%History
CIVICivitas Resources, Inc.EQUITY US CM2$56<0.1%History
SBACSba Communications CorpCL A0$55<0.1%History
SBUXStarbucks CorpStock1$54<0.1%History
NSPInsperity, Inc.COM1$54<0.1%History
KLICKulicke & Soffa Industries IncCOM1$53<0.1%History
TRNOTerreno Realty CorpCOM1$50<0.1%History
CABOCable One, Inc.COM0$44<0.1%History
SWKSSkyworks Solutions, Inc.Stock0$36<0.1%History
POWIPower Integrations IncCOM1$31<0.1%History
AMHAmerican Homes 4 RentCL A1$28<0.1%History
BXPBXP, Inc.COM0$26<0.1%History
NXRTNexPoint Residential Trust, Inc.COM1$23<0.1%History
ESIElement Solutions IncCOM1$23<0.1%History
AMTAmerican Tower CorpREIT0$22<0.1%History
HIWHighwoods Properties, Inc.COM1$21<0.1%History
HPHelmerich & Payne, Inc.COM1$21<0.1%History
CHRDChord Energy CorpCOM NEW0$21<0.1%History