Retirement Investment Advisors, Inc.
- SEC CIK
- 0001957886
- Latest filing
- Jul 15, 2026
The latest 13F from Retirement Investment Advisors, Inc. covers Q2 2026 (filed Jul 15, 2026): 66 long positions worth $1.40B. The top 10 holdings make up 93.5% of the portfolio, and the largest is Vanguard Morningstar Value ETF at 22.2%. Livermore has 14 filings on Form 13F from this institution, going back to Q4 2022.
What changed in Q2 2026
Share counts compared with Q1 2026: how many positions were new, added to, reduced or sold out, and the biggest buys and sells. Dollar amounts are estimated at the quarter-end prices implied by the filing.
- New
- 4
- Est. +$2.14M
- Added
- 30
- Est. +$65.7M
- Reduced
- 18
- Est. −$1.25M
- Sold out
- 5
- Est. −$5.64M
Top 5 holdings
Share of this quarter's portfolio value
- Vanguard Morningstar Value ETF92290874422.2%$312.0M
- Vanguard Morningstar Growth ETF92290873620.4%$286.6M
- iShares Core MSCI Eafe ETF46432F84214.7%$206.3M
- Vanguard Intermediate-Term Bond ETF9219378199.9%$138.2M
- iShares Core MSCI Emerging Markets ETF46434G1037.7%$108.6M
Share of portfolio
Top 5 holdings and the other 61 positions, by share of portfolio value
- Vanguard Morningstar Value ETF22.2%
- Vanguard Morningstar Growth ETF20.4%
- iShares Core MSCI Eafe ETF14.7%
- Vanguard Intermediate-Term Bond ETF9.9%
- iShares Core MSCI Emerging Markets ETF7.7%
- Other 61 positions25.0%
Biggest buys
New and added positions, by estimated amount bought
- Vanguard Morningstar Growth ETF922908736+$14.3MAddedConverted for a 6-for-1 split
- iShares Tr464288414+$12.7MAdded
- Vanguard Morningstar Value ETF922908744+$10.2MAdded
- Vanguard Intermediate-Term Bond ETF921937819+$8.23MAdded
- iShares Core MSCI Eafe ETF46432F842+$5.75MAdded
Largest weight increases
New and added positions, by percentage points of the portfolio gained
- Vanguard Morningstar Value ETF922908744+1.09 pp21.2% → 22.2%
- iShares Tr464288414+0.48 pp3.7% → 4.1%
- Vanguard Morningstar Small-Cap Growth ETF922908595+0.28 pp1.5% → 1.8%
- Vanguard Morningstar Small-Cap Value ETF922908611+0.15 pp6.7% → 6.9%
- SEI Exchange Traded Funds81589A874+0.11 pp0.0% → 0.1%
Biggest sells
Reduced and sold-out positions, by estimated amount sold
Largest weight decreases
Reduced and sold-out positions, by percentage points of the portfolio lost
Metrics
13F metrics for Q2 2026, computed only from the numbers in the filings. Definitions below.
- Portfolio value
- $1.40B
- +$160.2M (+12.9%) vs. prior quarter
- Positions
- 66
- −1 vs. prior quarter
- Top 10 concentration
- 93.5%
- Top 10 as share of value
- Turnover
- 0.5%
- Q2 2026, one quarter
- Average holding period
- 8.9 quarters
- Weighted by value
How these are calculated
- Portfolio value: the market value of all long positions in the 13F, as reported at quarter end, excluding options.
- Top 10 concentration: the combined value of the 10 largest positions as a share of portfolio value.
- Turnover: the smaller of this quarter's estimated purchases and estimated sales, divided by the average of this and last quarter's portfolio value. Estimates multiply the change in shares by the quarter-end price implied by the filing (market value divided by shares); new positions use this quarter's value and sold-out positions last quarter's. Only positions reported in shares count, and it is not calculated when the previous quarter was not filed.
- Average holding period: how many consecutive quarters each current position has been held (including this one; a quarter without the position or without a filing starts the count over), weighted by this quarter's value. Counting starts with the first 13F in Livermore (Q4 2022), so positions held before then are understated.
13F filings by quarter
14 quarters, going back to Q4 2022. Bars show each quarter's 13F portfolio value; quarters without a filing are left blank.
Peak $1.40B (Q2 2026)
| Quarter | Filed | Positions | Value | Top 3 holdings | Changes | Filing |
|---|---|---|---|---|---|---|
| Q2 2026 | Jul 15, 2026 | 66 | $1.40B | Vanguard Morningstar Value ETFVanguard Morningstar Growth ETFiShares Core MSCI Eafe ETF | vs. Q1 2026 | SEC |
| Q1 2026 | Apr 15, 2026 | 67 | $1.24B | Vanguard Morningstar Value ETFVanguard Morningstar Growth ETFiShares Core MSCI Eafe ETF | vs. Q4 2025 | SEC |
| Q4 2025 | Jan 21, 2026 | 65 | $1.24B | Vanguard Morningstar Value ETFVanguard Morningstar Growth ETFiShares Core MSCI Eafe ETF | vs. Q3 2025 | SEC |
| Q3 2025 | Oct 28, 2025 | 65 | $1.20B | Vanguard Morningstar Growth ETFVanguard Morningstar Value ETFiShares Core MSCI Eafe ETF | vs. Q2 2025 | SEC |
| Q2 2025 | Aug 7, 2025 | 61 | $1.11B | Vanguard Morningstar Growth ETFVanguard Morningstar Value ETFiShares Core MSCI Eafe ETF | vs. Q1 2025 | SEC |
| Q1 2025 | May 13, 2025 | 60 | $987.7M | Vanguard Morningstar Value ETFVanguard Morningstar Growth ETFiShares Core MSCI Eafe ETF | vs. Q4 2024 | SEC |
| Q4 2024 | Feb 12, 2025 | 62 | $948.3M | Vanguard Morningstar Growth ETFVanguard Morningstar Value ETFiShares Core MSCI Eafe ETF | vs. Q3 2024 | SEC |
| Q3 2024 | Nov 14, 2024 | 56 | $915.5M | Vanguard Morningstar Value ETFVanguard Morningstar Growth ETFiShares Core MSCI Eafe ETF | vs. Q2 2024 | SEC |
| Q2 2024 | Aug 12, 2024 | 54 | $823.6M | Vanguard Morningstar Growth ETFVanguard Morningstar Value ETFiShares Core MSCI Eafe ETF | – | SEC |
| Q4 2023 | Feb 8, 2024 | 51 | $698.6M | Vanguard Morningstar Value ETFVanguard Morningstar Growth ETFiShares Core MSCI Eafe ETF | vs. Q3 2023 | SEC |
| Q3 2023 | Nov 13, 2023 | 58 | $1.10B | Vanguard Morningstar Value ETFVanguard Morningstar Growth ETFiShares Core MSCI Eafe ETF | vs. Q2 2023 | SEC |
| Q2 2023 | Aug 14, 2023 | 67 | $833.9M | Vanguard Morningstar Growth ETFVanguard Morningstar Value ETFiShares Core MSCI Eafe ETF | vs. Q1 2023 | SEC |
| Q1 2023 | May 15, 2023 | 66 | $558.8M | Vanguard Morningstar Growth ETFVanguard Morningstar Value ETFiShares Core MSCI Eafe ETF | vs. Q4 2022 | SEC |
| Q4 2022 | Feb 15, 2023 | 48 | $154.5M | Vanguard Morningstar Growth ETFVanguard Morningstar Value ETFiShares Core MSCI Eafe ETF | – | SEC |