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Livermore
Livermore
ZHEN

Retirement Guys Formula LLC

SEC CIK
0001933059
Latest filing
Jul 30, 2026

Holdings in Q4 2025

Holdings as of Dec 31, 2025, filed Jan 23, 2026. Long positions only; changes compare share counts with Q3 2025.

Institution overview
Positions
150
−19 vs. Q3 2025
Portfolio value
$219.3M
−$64.9M (−22.8%) vs. Q3 2025
Filed
Jan 23, 2026
SEC
Holdings of Retirement Guys Formula LLC in Q4 2025
SecurityClassSharesValue% of portfolioShare changeActionHistory
JPMorgan Ultra-Short Income ETF46641Q837ETF178,301$9.02M4.1%+15,462+9.5%Added–
Listed FDS Tr53656F599SWAN HEDGED EQTY298,681$7.53M3.4%−9,365−3.0%Reduced–
Invesco QQQ Trust Series I46090E103ETF9,003$5.53M2.5%−740−7.6%Reduced–
Schwab U.S. Large-Cap Growth ETF808524300ETF161,628$5.27M2.4%−427,088−72.5%Reduced–
AAPLApple Inc.Stock17,932$4.88M2.2%−1,035−5.5%ReducedHistory
SPYSPDR S&P 500 ETF TrustETF6,804$4.64M2.1%−353−4.9%ReducedHistory
J P Morgan Exchange Traded F46641Q332EQUITY PREMIUM75,174$4.30M2.0%+1,853+2.5%Added–
Vanguard Morningstar Mid-Cap ETF922908629ETF14,409$4.18M1.9%+584+4.2%Added–
Vanguard Whitehall FDS921946810INTL DVD ETF43,021$3.93M1.8%+336+0.8%Added–
American Centy ETF Tr025072604AVANTIS EMGMKT50,341$3.88M1.8%−452−0.9%Reduced–
JPMorgan Nasdaq Equity Premium Income ETF46654Q203ETF63,499$3.69M1.7%+6,575+11.6%Added–
AAAUGoldman Sachs Physical Gold ETFUNIT82,560$3.51M1.6%−119,282−59.1%ReducedHistory
KOCoca Cola CoStock49,056$3.43M1.6%+14,130+40.5%AddedHistory
JNJJohnson & JohnsonStock16,335$3.38M1.5%+2,079+14.6%AddedHistory
J P Morgan Exchange Traded F46654Q724HEDG EQU LAD ETF50,881$3.38M1.5%−1,520−2.9%Reduced–
First Tr Exchange-Traded FD33739Q705FT VEST S&P 50062,912$3.09M1.4%+1,156+1.9%Added–
Vanguard Star FDS921909768VG TL INTL STK F40,847$3.08M1.4%−1,439−3.4%Reduced–
First Tr Exchange-Traded FD33734H106SHS66,471$3.06M1.4%+910+1.4%Added–
CORCencora, Inc.Stock8,871$3.00M1.4%+817+10.1%AddedHistory
NVDANVIDIA CorpStock14,876$2.77M1.3%−2,435−14.1%ReducedHistory
GOOGAlphabet Inc.Stock8,597$2.70M1.2%−2,755−24.3%ReducedHistory
AMZNAmazon Com IncStock10,849$2.50M1.1%−137−1.2%ReducedHistory
State Street Consumer Staples Select Sector SPDR ETF81369Y308ETF29,564$2.30M1.0%−1,095−3.6%Reduced–
LLYEli Lilly & CoStock2,120$2.28M1.0%−393−15.6%ReducedHistory
MSFTMicrosoft CorpStock4,651$2.25M1.0%+40+0.9%AddedHistory
First Tr Exchange Traded FD33738R605DORSEY WRT 5 ETF34,943$2.20M1.0%+599+1.7%Added–
METAMeta Platforms, Inc.Stock3,298$2.18M1.0%+95+3.0%AddedHistory
AMATApplied Materials IncStock8,293$2.13M1.0%−2,159−20.7%ReducedHistory
ETNEaton Corp plcStock6,534$2.08M0.9%+155+2.4%AddedHistory
Vanguard Information Technology ETF92204A702ETF2,741$2.07M0.9%−259−8.6%Reduced–
CMICummins IncStock4,041$2.06M0.9%−745−15.6%ReducedHistory
NFLXNetflix IncStock21,881$2.05M0.9%+1,041+5.0%AddedConverted for a 10-for-1 splitHistory
TJXTJX Companies IncStock13,349$2.05M0.9%−557−4.0%ReducedHistory
WMTWalmart Inc.Stock18,142$2.02M0.9%+5,549+44.1%AddedHistory
UNHUnitedHealth Group IncStock6,025$1.99M0.9%−4,267−41.5%ReducedHistory
ANETArista Networks, Inc.Stock14,701$1.93M0.9%−970−6.2%ReducedHistory
VVisa Inc.Stock5,384$1.89M0.9%−25−0.5%ReducedHistory
MAMastercard IncStock3,289$1.88M0.9%+45+1.4%AddedHistory
Vanguard Morningstar Growth ETF922908736ETF4,234$1.87M0.9%+31+0.7%Added–
ABBVAbbVie Inc.Stock8,148$1.86M0.8%+2,395+41.6%AddedHistory
iShares Core S&P Small Cap ETF464287804ETF15,476$1.85M0.8%+347+2.3%Added–
AVGOBroadcom Inc.Stock5,297$1.83M0.8%+1,401+36.0%AddedHistory
PANWPalo Alto Networks IncStock9,856$1.82M0.8%+3,734+61.0%AddedHistory
Dimensional ETF Trust25434V104US CORE EQT MKT37,645$1.76M0.8%−1,992−5.0%Reduced–
Innovator ETFs Trust45782C540US EQTY PWR BUF40,103$1.74M0.8%+40,103New–
GEVGE Vernova Inc.Stock2,661$1.74M0.8%+1,061+66.3%AddedHistory
Dimensional ETF Trust25434V666US LARG VALU ETF50,605$1.73M0.8%−1,220−2.4%Reduced–
UBERUber Technologies, IncStock20,763$1.70M0.8%+645+3.2%AddedHistory
Vanguard Morningstar Small-Cap ETF922908751ETF6,626$1.69M0.8%+671+11.3%Added–
CBOECboe Global Markets, Inc.COM6,713$1.68M0.8%+2,180+48.1%AddedHistory
WisdomTree Tr97717X669US QTLY DIV GRT18,684$1.67M0.8%−648−3.4%Reduced–
ORCLOracle CorpStock8,561$1.67M0.8%+96+1.1%AddedHistory
Vanguard Morningstar Value ETF922908744ETF8,973$1.66M0.8%+1,225+15.8%Added–
Dimensional U.S. Small Cap ETF25434V500ETF23,439$1.63M0.7%−651−2.7%Reduced–
BKRBaker Hughes CoCL A35,392$1.61M0.7%+11,378+47.4%AddedHistory
HDHome Depot, Inc.Stock4,394$1.51M0.7%+1,437+48.6%AddedHistory
Schwab U.S. Large-Cap Value ETF808524409ETF50,469$1.49M0.7%−226,987−81.8%Reduced–
VanEck ETF Trust92189F437FALLEN ANGEL HG50,245$1.48M0.7%−430−0.8%Reduced–
Aim ETF Products Trust00888H869ALLIANZIM US EQ42,081$1.44M0.7%−2,880−6.4%Reduced–
MCDMcDonalds CorpStock4,716$1.44M0.7%+211+4.7%AddedHistory
EOGEOG Resources IncStock13,716$1.44M0.7%−1,093−7.4%ReducedHistory
PGProcter & Gamble CoStock9,996$1.43M0.7%+6,725+205.6%AddedHistory
J P Morgan Exchange Traded F46641Q670CORE PLUS BD ETF29,471$1.40M0.6%−2,315−7.3%Reduced–
NOWServiceNow, Inc.Stock8,994$1.38M0.6%+3,464+62.6%AddedConverted for a 5-for-1 splitHistory
NVSNovartis AGADR9,655$1.33M0.6%+108+1.1%AddedHistory
Innovator ETFs Trust45784N536EQUITY DUAL DIRT64,648$1.33M0.6%+5,798+9.9%Added–
AEPAmerican Electric Power Co IncStock11,131$1.28M0.6%−364−3.2%ReducedHistory
VZVerizon Communications IncStock30,970$1.26M0.6%−1,747−5.3%ReducedHistory
HSYHershey CoCOM6,868$1.25M0.6%−66−1.0%ReducedHistory
Simplify Exchange Traded Fun82889N699MANAGED FUTURES44,514$1.21M0.6%−17,947−28.7%Reduced–
NEENextera Energy IncStock15,091$1.21M0.6%−236−1.5%ReducedHistory
TAT&T Inc.Stock48,122$1.20M0.5%+37,939+372.6%AddedHistory
DUKDuke Energy CORPStock10,163$1.19M0.5%−30−0.3%ReducedHistory
ECLEcolab Inc.Stock4,435$1.16M0.5%+34+0.8%AddedHistory
INTUIntuit Inc.Stock1,734$1.15M0.5%+1,013+140.5%AddedHistory
WMWaste Management IncStock5,165$1.13M0.5%−41−0.8%ReducedHistory
Schwab US Dividend Equity ETF808524797ETF41,350$1.13M0.5%+113+0.3%Added–
EZBCFranklin Templeton Digital Holdings TrustBITCOIN ETF SHS22,147$1.12M0.5%+4,441+25.1%AddedHistory
PEPPepsiCo IncStock7,774$1.12M0.5%−363−4.5%ReducedHistory
Vanguard World FD921910816MEGA GRWTH IND2,642$1.09M0.5%+196+8.0%Added–
Pacer FDS Tr69374H568SWAN SOS FD OF33,476$1.08M0.5%−432,972−92.8%Reduced–
COSTCostco Wholesale CorpStock1,243$1.07M0.5%−590−32.2%ReducedHistory
SOSouthern CoStock11,930$1.04M0.5%+5,391+82.4%AddedHistory
ATOAtmos Energy CorpCOM6,184$1.04M0.5%+3,177+105.7%AddedHistory
MKCMcCormick & Co IncStock14,853$1.01M0.5%−221−1.5%ReducedHistory
AWKAmerican Water Works Company, Inc.Stock7,638$996.8K0.5%−104−1.3%ReducedHistory
GISGeneral Mills IncStock21,244$987.9K0.5%−872−3.9%ReducedHistory
CLColgate Palmolive CoStock12,221$965.7K0.4%−478−3.8%ReducedHistory
ZTSZoetis Inc.Stock7,518$945.9K0.4%+785+11.7%AddedHistory
KMBKimberly Clark CorpStock9,352$943.6K0.4%+1,017+12.2%AddedHistory
ADPAutomatic Data Processing IncStock3,663$942.2K0.4%+207+6.0%AddedHistory
MDLZMondelez International, Inc.Stock17,206$926.2K0.4%+67+0.4%AddedHistory
ABTAbbott LaboratoriesStock7,338$919.3K0.4%−904−11.0%ReducedHistory
Invesco Exch Traded FD Tr II46138G615INVESCO PHLX SM16,352$912.0K0.4%−70,743−81.2%Reduced–
Vanguard BD Index FDS921937793LONG TERM BOND12,990$903.4K0.4%−2,248−14.8%Reduced–
CLXClorox CoStock8,732$880.5K0.4%+304+3.6%AddedHistory
Abrdn ETFs003261203BBRG ALL COMMDY27,371$847.4K0.4%−127,215−82.3%Reduced–
SPDR Index Shs FDS78463X202ST STR EU 50 ETF12,691$817.2K0.4%−57,540−81.9%Reduced–
GALTGalectin Therapeutics IncCOM NEW184,562$767.8K0.4%+18,569+11.2%AddedHistory
iShares Core S&P 500 ETF464287200ETF1,122$653.2K0.3%00.0%Unchanged–

Sold out since Q3 2025 (30)

Positions held at the end of Q3 2025 that are gone from this filing.

Positions of Retirement Guys Formula LLC sold out since Q3 2025
SecurityClassShares in Q3 2025Value in Q3 2025% of portfolio in Q3 2025History
Vanguard Ftse Emerging Markets ETF922042858ETF101,917$5.50M1.9%–
KKellanovaStock13,399$1.10M0.4%History
MOAltria Group, Inc.Stock13,780$903.9K0.3%History
DHIHorton D R IncCOM5,208$882.6K0.3%History
GDGeneral Dynamics CorpStock2,546$868.3K0.3%History
CATCaterpillar IncStock1,740$830.0K0.3%History
CVXChevron CorpStock5,154$800.4K0.3%History
XOMExxonMobil Holdings CorpCOM7,015$791.0K0.3%History
QCOMQualcomm IncStock4,723$779.5K0.3%History
ELVElevance Health, Inc.Stock1,984$640.9K0.2%History
SYKStryker CorpStock1,601$592.0K0.2%History
ULUnilever PLCSPON ADR NEW9,725$576.5K0.2%History
ADBEAdobe Inc.Stock1,605$566.2K0.2%History
HRLHormel Foods CorpCOM18,666$461.8K0.2%History
Invesco Exch TRD SLF Idx FD46138J635INVSCO BLSH 2611,771$275.5K0.1%–
Innovator ETFs Trust45782C292US EQT ULTRA BF7,333$263.0K0.1%–
CORTCorcept Therapeutics IncCOM2,946$244.8K0.1%History
Invesco Exch TRD SLF Idx FD46138J643INVSCO BLSH 2811,697$240.6K0.1%–
CXTCrane NXT, Co.COM3,467$232.5K0.1%History
KTBKontoor Brands, Inc.Stock2,860$228.2K0.1%History
Innovator ETFs Trust45782C326US EQTY BUFR MAY5,085$222.8K0.1%–
First Tr Exchng Traded FD VI33740F730FT VEST US EQT4,989$221.1K0.1%–
DKSDick's Sporting Goods, Inc.Stock958$213.0K0.1%History
Invesco Exch TRD SLF Idx FD46138J783BULSHS 2027 CB10,754$212.0K0.1%–
Invesco Exch TRD SLF Idx FD46138J791BULSHS 2026 CB10,801$211.3K0.1%–
STRLSterling Infrastructure, Inc.COM621$210.9K0.1%History
DOCSDoximity, Inc.CL A2,855$208.8K0.1%History
MGYMagnolia Oil & Gas CorpCL A8,508$203.1K0.1%History
CHWYChewy, Inc.CL A4,973$201.2K0.1%History
First Tr Exchange-Traded FD33733E104CAP STRENGTH ETF2,137$200.1K0.1%–