Howard Financial Services, Ltd.
- SEC CIK
- 0001768130
- Latest filing
- Jul 7, 2026
Holdings in Q4 2025
Holdings as of Dec 31, 2025, filed Jan 12, 2026. Long positions only; changes compare share counts with Q3 2025.
- Positions
- 205
- +6 vs. Q3 2025
- Portfolio value
- $855.1M
- +$37.8M (+4.6%) vs. Q3 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 507,751 | $100.8M | 11.8% | +2,581+0.5% | Added | – |
| Schwab US Dividend Equity ETF808524797 | ETF | 1,955,537 | $53.6M | 6.3% | −34,712−1.7% | Reduced | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 195,818 | $43.0M | 5.0% | +7,141+3.8% | Added | – |
| Invesco Exchange Traded FD T46137V431 | S&P 500 GARP ETF | 335,500 | $38.2M | 4.5% | −9,443−2.7% | Reduced | – |
| Invesco Exchange Traded FD T46137V357 | S&P500 EQL WGT | 191,639 | $36.7M | 4.3% | −4,763−2.4% | Reduced | – |
| AAPLApple Inc. | Stock | 130,295 | $35.4M | 4.1% | −1,958−1.5% | Reduced | History |
| Invesco Actively Managed Exc46090A804 | TOTAL RETURN | 741,142 | $35.1M | 4.1% | +16,215+2.2% | Added | – |
| Hartford FDS Exchange Traded41653L305 | TOTAL RTRN ETF | 926,744 | $31.6M | 3.7% | +27,704+3.1% | Added | – |
| WisdomTree Tr97717X669 | US QTLY DIV GRT | 349,177 | $31.2M | 3.7% | +7,327+2.1% | Added | – |
| Pgim ETF Tr69344A800 | TOTA RETU BD ETF | 732,998 | $30.8M | 3.6% | +55,578+8.2% | Added | – |
| SPDR Series Trust78468R408 | ST TERM HIGH ETF | 839,936 | $21.3M | 2.5% | −28,064−3.2% | Reduced | – |
| Ssga Active ETF Tr78467V848 | ST STR TOTAL ETF | 526,120 | $21.2M | 2.5% | +6,690+1.3% | Added | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 648,561 | $21.2M | 2.5% | +123,705+23.6% | Added | – |
| iShares Tr46434V456 | MSCI INTL QUALTY | 447,563 | $20.3M | 2.4% | +7,340+1.7% | Added | – |
| VanEck ETF Trust92189F437 | FALLEN ANGEL HG | 615,543 | $18.1M | 2.1% | +28,212+4.8% | Added | – |
| Schwab Fundamental International Equity ETF808524755 | ETF | 391,467 | $17.7M | 2.1% | +12,793+3.4% | Added | – |
| First Trust Rising Dividend Achievers ETF33738R506 | ETF | 243,410 | $16.9M | 2.0% | +14,444+6.3% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 24,546 | $16.7M | 2.0% | +673+2.8% | Added | History |
| Vanguard Whitehall FDS921946810 | INTL DVD ETF | 174,488 | $16.0M | 1.9% | +5,178+3.1% | Added | – |
| NVDANVIDIA Corp | Stock | 78,296 | $14.6M | 1.7% | −219−0.3% | Reduced | History |
| WisdomTree Tr97717X578 | EM EX ST-OWNED | 306,566 | $12.0M | 1.4% | +4,963+1.6% | Added | – |
| MSFTMicrosoft Corp | Stock | 22,905 | $11.1M | 1.3% | +1,345+6.2% | Added | History |
| Invesco QQQ Trust Series I46090E103 | ETF | 17,413 | $10.7M | 1.3% | +26+0.1% | Added | – |
| Pacer US Small Cap Cash Cows ETF69374H857 | ETF | 210,377 | $9.33M | 1.1% | −28,208−11.8% | Reduced | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 174,653 | $8.84M | 1.0% | +111,780+177.8% | Added | – |
| VanEck Morningstar Wide Moat ETF92189F643 | ETF | 84,591 | $8.76M | 1.0% | −234−0.3% | Reduced | – |
| BRK.BBerkshire Hathaway Inc | Stock | 14,677 | $7.38M | 0.9% | +369+2.6% | Added | History |
| AMZNAmazon Com Inc | Stock | 29,460 | $6.80M | 0.8% | +1,996+7.3% | Added | History |
| First Tr Exch Traded FD III33739E108 | PFD SECS INC ETF | 360,571 | $6.57M | 0.8% | −6,828−1.9% | Reduced | – |
| AVGOBroadcom Inc. | Stock | 15,274 | $5.29M | 0.6% | +112+0.7% | Added | History |
| SBRSabine Royalty Trust | UNIT BEN INT | 68,012 | $4.66M | 0.5% | +72+0.1% | Added | History |
| iShares Core S&P 500 ETF464287200 | ETF | 6,585 | $4.51M | 0.5% | +46+0.7% | Added | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 11,949 | $4.01M | 0.5% | +1,040+9.5% | Added | – |
| State Street SPDR Bloomberg 1-3 Month T-Bill ETF78468R663 | ETF | 42,092 | $3.85M | 0.4% | +23,809+130.2% | Added | – |
| EPDEnterprise Products Partners L.P. | Stock | 119,376 | $3.83M | 0.4% | +1,933+1.6% | Added | History |
| Lattice Strategies Tr518416102 | HARTFORD MLT ETF | 93,710 | $3.46M | 0.4% | +904+1.0% | Added | – |
| CMGChipotle Mexican Grill Inc | COM | 93,320 | $3.45M | 0.4% | +100.0% | Added | History |
| GOOGLAlphabet Inc. | Stock | 10,843 | $3.39M | 0.4% | +1,917+21.5% | Added | History |
| ETEnergy Transfer LP | COM UT LTD PTN | 188,175 | $3.10M | 0.4% | +623+0.3% | Added | History |
| Vanguard Malvern FDS922020755 | CORE-PLUS BD ETF | 37,210 | $2.91M | 0.3% | +30,483+453.1% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 35,779 | $2.82M | 0.3% | −2,203−5.8% | Reduced | – |
| TSLATesla, Inc. | Stock | 6,202 | $2.79M | 0.3% | +470+8.2% | Added | History |
| First Tr Exchng Traded FD VI33740F805 | SMITH OPPORT FXD | 62,065 | $2.75M | 0.3% | −42,571−40.7% | Reduced | – |
| Schwab Emerging Markets Equity ETF808524706 | ETF | 81,886 | $2.68M | 0.3% | +963+1.2% | Added | – |
| Schwab International Equity ETF808524805 | ETF | 101,712 | $2.45M | 0.3% | +759+0.8% | Added | – |
| XOMExxonMobil Holdings Corp | COM | 20,303 | $2.44M | 0.3% | +711+3.6% | Added | History |
| PLTRPalantir Technologies Inc. | Stock | 13,665 | $2.43M | 0.3% | +209+1.6% | Added | History |
| MPLXMPLX LP | COM UNIT REP LTD | 44,734 | $2.39M | 0.3% | +10,890+32.2% | Added | History |
| PEPPepsiCo Inc | Stock | 15,648 | $2.25M | 0.3% | −190−1.2% | Reduced | History |
| JPMJPMorgan Chase & Co | Stock | 6,241 | $2.01M | 0.2% | +103+1.7% | Added | History |
| iShares Tr464288646 | ISHS 1-5YR INVS | 36,524 | $1.93M | 0.2% | +22,351+157.7% | Added | – |
| SCHWSchwab Charles Corp | Stock | 17,434 | $1.74M | 0.2% | +1,389+8.7% | Added | History |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 19,379 | $1.73M | 0.2% | −143−0.7% | Reduced | – |
| GOOGAlphabet Inc. | Stock | 5,334 | $1.67M | 0.2% | +893+20.1% | Added | History |
| TSMTaiwan Semiconductor Manufacturing Co Ltd | ADR | 5,193 | $1.58M | 0.2% | +105+2.1% | Added | History |
| SSBSouthState Bank Corp | COM | 16,149 | $1.52M | 0.2% | 00.0% | Unchanged | History |
| MAMastercard Inc | Stock | 2,639 | $1.51M | 0.2% | +102+4.0% | Added | History |
| IBMInternational Business Machines Corp | Stock | 4,590 | $1.36M | 0.2% | +173+3.9% | Added | History |
| GEGeneral Electric Co | Stock | 4,323 | $1.33M | 0.2% | +2,916+207.2% | Added | History |
| WMTWalmart Inc. | Stock | 11,125 | $1.24M | 0.1% | +1,081+10.8% | Added | History |
| BSMBlack Stone Minerals, L.P. | COM UNIT | 92,064 | $1.22M | 0.1% | −150.0% | Reduced | History |
| VNOMViper Energy, Inc. | CL A | 31,666 | $1.22M | 0.1% | +7,286+29.9% | Added | History |
| TPLTexas Pacific Land Corp | Stock | 4,053 | $1.16M | 0.1% | 00.0% | UnchangedConverted for a 3-for-1 split | History |
| Schwab Fundamental U.S. Small Company ETF808524763 | ETF | 36,912 | $1.16M | 0.1% | +93+0.3% | Added | – |
| METAMeta Platforms, Inc. | Stock | 1,747 | $1.15M | 0.1% | +292+20.1% | Added | History |
| DMLPDorchester Minerals, L.P. | COM UNIT | 50,961 | $1.14M | 0.1% | +12,763+33.4% | Added | History |
| CADECadence Bancorporation | EQUITY US CM | 25,638 | $1.10M | 0.1% | −82−0.3% | Reduced | History |
| ProShares Tr74347X831 | ULTRAPRO QQQ | 20,250 | $1.07M | 0.1% | 00.0% | UnchangedConverted for a 2-for-1 split | – |
| GEVGE Vernova Inc. | Stock | 1,570 | $1.03M | 0.1% | +768+95.8% | Added | History |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 22,431 | $996.1K | 0.1% | 00.0% | Unchanged | – |
| NFLXNetflix Inc | Stock | 10,580 | $992.0K | 0.1% | +290+2.8% | AddedConverted for a 10-for-1 split | History |
| LLYEli Lilly & Co | Stock | 915 | $983.3K | 0.1% | +260+39.7% | Added | History |
| Goldman Sachs ETF Tr38149W622 | S&P 500 PREMIUM | 18,550 | $979.4K | 0.1% | +18,550 | New | – |
| LUVSouthwest Airlines Co | COM | 22,726 | $939.3K | 0.1% | +125+0.6% | Added | History |
| NLYAnnaly Capital Management Inc | REIT | 41,957 | $938.2K | 0.1% | +691+1.7% | Added | History |
| JNJJohnson & Johnson | Stock | 4,515 | $934.4K | 0.1% | +444+10.9% | Added | History |
| GHCGraham Holdings Co | COM CL B | 841 | $923.5K | 0.1% | +2+0.2% | Added | History |
| OKEONEOK Inc | COM | 12,555 | $922.8K | 0.1% | −975−7.2% | Reduced | History |
| GLDSPDR Gold Trust | ETF | 2,287 | $906.4K | 0.1% | −19−0.8% | Reduced | History |
| CRWDCrowdStrike Holdings, Inc. | Stock | 1,884 | $883.1K | 0.1% | +39+2.1% | Added | History |
| MRKMerck & Co., Inc. | Stock | 7,807 | $821.8K | 0.1% | +700+9.8% | Added | History |
| CSCOCisco Systems, Inc. | Stock | 10,661 | $821.2K | 0.1% | +1,619+17.9% | Added | History |
| NUVNuveen Municipal Value Fund Inc | COM | 90,060 | $815.9K | 0.1% | +90,060 | New | History |
| COSTCostco Wholesale Corp | Stock | 930 | $802.3K | 0.1% | −16−1.7% | Reduced | History |
| PMPhilip Morris International Inc. | Stock | 4,998 | $801.7K | 0.1% | +217+4.5% | Added | History |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 11,705 | $786.8K | 0.1% | −15−0.1% | Reduced | – |
| AGNCAGNC Investment Corp. | REIT | 72,721 | $779.6K | 0.1% | +1,825+2.6% | Added | History |
| BRK.ABerkshire Hathaway Inc | CL A | 1 | $754.8K | 0.1% | 00.0% | Unchanged | History |
| BKNGBooking Holdings Inc. | Stock | 140 | $749.7K | 0.1% | +2+1.4% | Added | History |
| ABBVAbbVie Inc. | Stock | 3,245 | $741.5K | 0.1% | +207+6.8% | Added | History |
| JPMorgan Nasdaq Equity Premium Income ETF46654Q203 | ETF | 12,393 | $720.3K | 0.1% | +40+0.3% | Added | – |
| iShares Tr46435G425 | ESG AWR MSCI USA | 4,765 | $709.9K | 0.1% | +9+0.2% | Added | – |
| JBIJanus International Group, Inc. | COMMON STOCK | 104,926 | $686.2K | 0.1% | 00.0% | Unchanged | History |
| CVXChevron Corp | Stock | 4,380 | $667.6K | 0.1% | −380−8.0% | Reduced | History |
| NOCNorthrop Grumman Corp | Stock | 1,143 | $651.5K | 0.1% | +16+1.4% | Added | History |
| VVisa Inc. | Stock | 1,851 | $649.1K | 0.1% | +336+22.2% | Added | History |
| MSMorgan Stanley | Stock | 3,579 | $635.5K | 0.1% | +58+1.6% | Added | History |
| AMGNAmgen Inc | Stock | 1,936 | $633.6K | 0.1% | +112+6.1% | Added | History |
| HDHome Depot, Inc. | Stock | 1,831 | $630.2K | 0.1% | +58+3.3% | Added | History |
| Vanguard S&P 500 ETF922908363 | ETF | 984 | $617.0K | 0.1% | −15−1.5% | Reduced | – |
Sold out since Q3 2025 (15)
Positions held at the end of Q3 2025 that are gone from this filing.
| Security | Class | Shares in Q3 2025 | Value in Q3 2025 | % of portfolio in Q3 2025 | History |
|---|---|---|---|---|---|
| SSBSouthState Bank Corp | COM | 16,149 | $1.60M | 0.2% | History |
| J P Morgan Exchange Traded F46641Q332 | EQUITY PREMIUM | 20,757 | $1.19M | 0.1% | – |
| VNOMViper Energy, Inc. | COM | 24,380 | $931.8K | 0.1% | History |
| HBIHanesbrands Inc. | COM | 42,268 | $278.5K | <0.1% | History |
| Two Harbors Investment Corp.90187B804 | COM | 25,871 | $255.3K | <0.1% | – |
| ETNEaton Corp plc | Stock | 656 | $245.5K | <0.1% | History |
| VSTVistra Corp. | Stock | 1,085 | $212.6K | <0.1% | History |
| iShares Trust iShares 0-1 Year Treasury Bond ETF464288679 | ETF | 1,876 | $207.2K | <0.1% | – |
| NOGNorthern Oil & Gas, Inc. | COM | 8,214 | $203.7K | <0.1% | History |
| MSTRStrategy Inc | Stock | 621 | $200.1K | <0.1% | History |
| Direxion Shs ETF Tr25460E232 | DAILY SM CP BEAR | 15,000 | $123.2K | <0.1% | – |
| UVIXVS Trust | ETF | 12,000 | $119.2K | <0.1% | History |
| Tidal Tr II88636J527 | YIELDMAX ULTRA O | 10,000 | $54.7K | <0.1% | – |
| PMNProMIS Neurosciences Inc. | COM | 26,042 | $11.1K | <0.1% | History |
| RWT Hldgs Inc749772AD1 | CONVERTIBLE BOND | – | $9.96K | <0.1% | – |