Howard Financial Services, Ltd.
- SEC CIK
- 0001768130
- Latest filing
- Jul 7, 2026
Holdings in Q3 2025
Holdings as of Sep 30, 2025, filed Oct 23, 2025. Long positions only; changes compare share counts with Q2 2025.
- Positions
- 199
- +16 vs. Q2 2025
- Portfolio value
- $817.3M
- +$56.7M (+7.5%) vs. Q2 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 505,170 | $98.3M | 12.0% | +8,224+1.7% | Added | – |
| Schwab US Dividend Equity ETF808524797 | ETF | 1,990,249 | $54.3M | 6.6% | −41,824−2.1% | Reduced | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 188,677 | $40.7M | 5.0% | +3,950+2.1% | Added | – |
| Invesco Exchange Traded FD T46137V431 | S&P 500 GARP ETF | 344,943 | $39.2M | 4.8% | −1,235−0.4% | Reduced | – |
| Invesco Exchange Traded FD T46137V357 | S&P500 EQL WGT | 196,402 | $37.3M | 4.6% | −2,343−1.2% | Reduced | – |
| Invesco Actively Managed Exc46090A804 | TOTAL RETURN | 724,927 | $34.4M | 4.2% | +13,200+1.9% | Added | – |
| AAPLApple Inc. | Stock | 132,253 | $33.7M | 4.1% | −267−0.2% | Reduced | History |
| Hartford FDS Exchange Traded41653L305 | TOTAL RTRN ETF | 899,040 | $30.8M | 3.8% | +13,179+1.5% | Added | – |
| WisdomTree Tr97717X669 | US QTLY DIV GRT | 341,850 | $30.4M | 3.7% | +7,471+2.2% | Added | – |
| Pgim ETF Tr69344A800 | TOTA RETU BD ETF | 677,420 | $28.6M | 3.5% | +12,571+1.9% | Added | – |
| SPDR Series Trust78468R408 | ST TERM HIGH ETF | 868,000 | $22.2M | 2.7% | +25,651+3.0% | Added | – |
| Ssga Active ETF Tr78467V848 | ST STR TOTAL ETF | 519,430 | $21.1M | 2.6% | −6,992−1.3% | Reduced | – |
| iShares Tr46434V456 | MSCI INTL QUALTY | 440,223 | $19.5M | 2.4% | −1,162−0.3% | Reduced | – |
| VanEck ETF Trust92189F437 | FALLEN ANGEL HG | 587,331 | $17.5M | 2.1% | +34,451+6.2% | Added | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 524,856 | $16.7M | 2.0% | +234,959+81.0% | Added | – |
| Schwab Fundamental International Equity ETF808524755 | ETF | 378,674 | $16.3M | 2.0% | +2,423+0.6% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 23,873 | $15.9M | 1.9% | +23+0.1% | Added | History |
| First Trust Rising Dividend Achievers ETF33738R506 | ETF | 228,966 | $15.4M | 1.9% | +16,742+7.9% | Added | – |
| Vanguard Whitehall FDS921946810 | INTL DVD ETF | 169,310 | $15.2M | 1.9% | −1,431−0.8% | Reduced | – |
| NVDANVIDIA Corp | Stock | 78,515 | $14.6M | 1.8% | +522+0.7% | Added | History |
| WisdomTree Tr97717X578 | EM EX ST-OWNED | 301,603 | $11.4M | 1.4% | −2,763−0.9% | Reduced | – |
| MSFTMicrosoft Corp | Stock | 21,560 | $11.2M | 1.4% | +510+2.4% | Added | History |
| Pacer US Small Cap Cash Cows ETF69374H857 | ETF | 238,585 | $10.4M | 1.3% | −50,480−17.5% | Reduced | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 17,387 | $10.4M | 1.3% | −80.0% | Reduced | – |
| VanEck Morningstar Wide Moat ETF92189F643 | ETF | 84,825 | $8.41M | 1.0% | −1,470−1.7% | Reduced | – |
| BRK.BBerkshire Hathaway Inc | Stock | 14,308 | $7.19M | 0.9% | +304+2.2% | Added | History |
| First Tr Exch Traded FD III33739E108 | PFD SECS INC ETF | 367,399 | $6.70M | 0.8% | −29,927−7.5% | Reduced | – |
| AMZNAmazon Com Inc | Stock | 27,464 | $6.03M | 0.7% | +348+1.3% | Added | History |
| SBRSabine Royalty Trust | UNIT BEN INT | 67,940 | $5.40M | 0.7% | +126+0.2% | Added | History |
| AVGOBroadcom Inc. | Stock | 15,162 | $5.00M | 0.6% | +958+6.7% | Added | History |
| First Tr Exchng Traded FD VI33740F805 | SMITH OPPORT FXD | 104,636 | $4.65M | 0.6% | −24,407−18.9% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 6,539 | $4.38M | 0.5% | +19+0.3% | Added | – |
| EPDEnterprise Products Partners L.P. | Stock | 117,443 | $3.67M | 0.4% | +1,458+1.3% | Added | History |
| CMGChipotle Mexican Grill Inc | COM | 93,310 | $3.66M | 0.4% | −190−0.2% | Reduced | History |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 10,909 | $3.58M | 0.4% | +22+0.2% | Added | – |
| Lattice Strategies Tr518416102 | HARTFORD MLT ETF | 92,806 | $3.30M | 0.4% | −810−0.9% | Reduced | – |
| ETEnergy Transfer LP | COM UT LTD PTN | 187,552 | $3.22M | 0.4% | −757−0.4% | Reduced | History |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 62,873 | $3.19M | 0.4% | +30.0% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 37,982 | $3.00M | 0.4% | −1,516−3.8% | Reduced | – |
| Schwab Emerging Markets Equity ETF808524706 | ETF | 80,923 | $2.70M | 0.3% | −1,331−1.6% | Reduced | – |
| TSLATesla, Inc. | Stock | 5,732 | $2.55M | 0.3% | −25−0.4% | Reduced | History |
| PLTRPalantir Technologies Inc. | Stock | 13,456 | $2.45M | 0.3% | −31−0.2% | Reduced | History |
| Schwab International Equity ETF808524805 | ETF | 100,953 | $2.35M | 0.3% | +790+0.8% | Added | – |
| PEPPepsiCo Inc | Stock | 15,838 | $2.22M | 0.3% | −265−1.6% | Reduced | History |
| XOMExxonMobil Holdings Corp | COM | 19,592 | $2.21M | 0.3% | −204−1.0% | Reduced | History |
| GOOGLAlphabet Inc. | Stock | 8,926 | $2.17M | 0.3% | +543+6.5% | Added | History |
| JPMJPMorgan Chase & Co | Stock | 6,138 | $1.94M | 0.2% | +74+1.2% | Added | History |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 19,522 | $1.70M | 0.2% | −60.0% | Reduced | – |
| MPLXMPLX LP | COM UNIT REP LTD | 33,844 | $1.69M | 0.2% | +168+0.5% | Added | History |
| State Street SPDR Bloomberg 1-3 Month T-Bill ETF78468R663 | ETF | 18,283 | $1.68M | 0.2% | −43−0.2% | Reduced | – |
| SSBSouthState Bank Corp | COM | 16,149 | $1.60M | 0.2% | +16,149 | New | History |
| SSBSouthState Bank Corp | COM | 16,149 | $1.60M | 0.2% | 00.0% | Unchanged | History |
| SCHWSchwab Charles Corp | Stock | 16,045 | $1.53M | 0.2% | +45+0.3% | Added | History |
| MAMastercard Inc | Stock | 2,537 | $1.44M | 0.2% | +31+1.2% | Added | History |
| TSMTaiwan Semiconductor Manufacturing Co Ltd | ADR | 5,088 | $1.42M | 0.2% | +65+1.3% | Added | History |
| TPLTexas Pacific Land Corp | Stock | 1,350 | $1.26M | 0.2% | 00.0% | Unchanged | History |
| IBMInternational Business Machines Corp | Stock | 4,417 | $1.25M | 0.2% | −632−12.5% | Reduced | History |
| NFLXNetflix Inc | Stock | 1,029 | $1.23M | 0.2% | +11+1.1% | Added | History |
| BSMBlack Stone Minerals, L.P. | COM UNIT | 92,079 | $1.21M | 0.1% | +197+0.2% | Added | History |
| J P Morgan Exchange Traded F46641Q332 | EQUITY PREMIUM | 20,757 | $1.19M | 0.1% | +56+0.3% | Added | – |
| Schwab Fundamental U.S. Small Company ETF808524763 | ETF | 36,819 | $1.15M | 0.1% | +68+0.2% | Added | – |
| GOOGAlphabet Inc. | Stock | 4,441 | $1.08M | 0.1% | +17+0.4% | Added | History |
| METAMeta Platforms, Inc. | Stock | 1,455 | $1.07M | 0.1% | −328−18.4% | Reduced | History |
| ProShares Tr74347X831 | ULTRAPRO QQQ | 10,125 | $1.05M | 0.1% | 00.0% | Unchanged | – |
| JBIJanus International Group, Inc. | COMMON STOCK | 104,926 | $1.04M | 0.1% | 00.0% | Unchanged | History |
| WMTWalmart Inc. | Stock | 10,044 | $1.04M | 0.1% | +293+3.0% | Added | History |
| DMLPDorchester Minerals, L.P. | COM UNIT | 38,198 | $989.0K | 0.1% | +4,007+11.7% | Added | History |
| GHCGraham Holdings Co | COM CL B | 839 | $988.0K | 0.1% | +1+0.1% | Added | History |
| OKEONEOK Inc | COM | 13,530 | $987.3K | 0.1% | +788+6.2% | Added | History |
| CADECadence Bancorporation | EQUITY US CM | 25,720 | $965.5K | 0.1% | +218+0.9% | Added | History |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 22,431 | $959.8K | 0.1% | 00.0% | Unchanged | – |
| VNOMViper Energy, Inc. | CL A | 24,380 | $931.8K | 0.1% | +24,380 | New | History |
| VNOMViper Energy, Inc. | COM | 24,380 | $931.8K | 0.1% | +4,118+20.3% | Added | History |
| CRWDCrowdStrike Holdings, Inc. | Stock | 1,845 | $904.8K | 0.1% | −17−0.9% | Reduced | History |
| COSTCostco Wholesale Corp | Stock | 946 | $875.6K | 0.1% | +3+0.3% | Added | History |
| NLYAnnaly Capital Management Inc | REIT | 41,266 | $834.0K | 0.1% | +777+1.9% | Added | History |
| GLDSPDR Gold Trust | ETF | 2,306 | $819.7K | 0.1% | −60−2.5% | Reduced | History |
| PMPhilip Morris International Inc. | Stock | 4,781 | $775.5K | 0.1% | +90+1.9% | Added | History |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 11,720 | $772.6K | 0.1% | −10.0% | Reduced | – |
| JNJJohnson & Johnson | Stock | 4,071 | $754.9K | 0.1% | +197+5.1% | Added | History |
| BRK.ABerkshire Hathaway Inc | CL A | 1 | $754.2K | 0.1% | 00.0% | Unchanged | History |
| iShares Tr464288646 | ISHS 1-5YR INVS | 14,173 | $751.6K | 0.1% | +4,075+40.4% | Added | – |
| BKNGBooking Holdings Inc. | Stock | 138 | $745.1K | 0.1% | −1−0.7% | Reduced | History |
| CVXChevron Corp | Stock | 4,760 | $739.2K | 0.1% | +426+9.8% | Added | History |
| LUVSouthwest Airlines Co | COM | 22,601 | $721.2K | 0.1% | +64+0.3% | Added | History |
| HDHome Depot, Inc. | Stock | 1,773 | $718.6K | 0.1% | +80+4.7% | Added | History |
| JPMorgan Nasdaq Equity Premium Income ETF46654Q203 | ETF | 12,353 | $710.6K | 0.1% | +38+0.3% | Added | – |
| ABBVAbbVie Inc. | Stock | 3,038 | $703.5K | 0.1% | +73+2.5% | Added | History |
| AGNCAGNC Investment Corp. | REIT | 70,896 | $694.1K | 0.1% | +1,858+2.7% | Added | History |
| iShares Tr46435G425 | ESG AWR MSCI USA | 4,756 | $692.5K | 0.1% | +11+0.2% | Added | – |
| NOCNorthrop Grumman Corp | Stock | 1,127 | $686.7K | 0.1% | +17+1.5% | Added | History |
| CSCOCisco Systems, Inc. | Stock | 9,042 | $618.6K | 0.1% | +74+0.8% | Added | History |
| Vanguard S&P 500 ETF922908363 | ETF | 999 | $611.6K | 0.1% | +52+5.5% | Added | – |
| MRKMerck & Co., Inc. | Stock | 7,107 | $596.5K | 0.1% | −5−0.1% | Reduced | History |
| UBERUber Technologies, Inc | Stock | 6,072 | $594.9K | 0.1% | +30+0.5% | Added | History |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 8,952 | $584.2K | 0.1% | +19+0.2% | Added | – |
| INTCIntel Corp | Stock | 17,055 | $572.2K | 0.1% | −670−3.8% | Reduced | History |
| iShares S&P 500 Growth ETF464287309 | ETF | 4,729 | $570.8K | 0.1% | +5+0.1% | Added | – |
| MSMorgan Stanley | Stock | 3,521 | $559.7K | 0.1% | +668+23.4% | Added | History |
| BXBlackstone Inc. | COM | 3,175 | $542.4K | 0.1% | +1,244+64.4% | Added | History |
Sold out since Q2 2025 (6)
Positions held at the end of Q2 2025 that are gone from this filing.
| Security | Class | Shares in Q2 2025 | Value in Q2 2025 | % of portfolio in Q2 2025 | History |
|---|---|---|---|---|---|
| Direxion Shs ETF Tr25460G161 | DAILY NYSE FANG | 3,028 | $647.1K | 0.1% | – |
| Ssga Active ETF Tr78467V608 | ST STR BL LN ETF | 11,480 | $477.5K | 0.1% | – |
| BFSTBusiness First Bancshares, Inc. | COM | 18,128 | $446.9K | 0.1% | History |
| Managed Portfolio Series56167N720 | TORTOISE NRAM PI | 10,726 | $383.2K | 0.1% | – |
| EATBrinker International, Inc | Stock | 1,264 | $227.9K | <0.1% | History |
| EZPWEzcorp Inc | CL A NON VTG | 10,000 | $138.8K | <0.1% | History |