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Livermore
Livermore
ZHEN

Summit Wealth & Retirement Planning, Inc.

SEC CIK
0001766995
Latest filing
Jul 27, 2026

The latest 13F from Summit Wealth & Retirement Planning, Inc. covers Q2 2026 (filed Jul 27, 2026): 113 long positions worth $471.9M. The top 10 holdings make up 68.0% of the portfolio, and the largest is Schwab U.S. Large-Cap Value ETF at 13.1%. Livermore has 23 filings on Form 13F from this institution, going back to Q1 2021.

What changed in Q2 2026

Share counts compared with Q1 2026: how many positions were new, added to, reduced or sold out, and the biggest buys and sells. Dollar amounts are estimated at the quarter-end prices implied by the filing.

Full comparison
New
8
Est. +$4.73M
Added
24
Est. +$8.27M
Reduced
43
Est. −$4.93M
Sold out
3
Est. −$737.1K

Top 5 holdings

Share of this quarter's portfolio value

  1. Schwab U.S. Large-Cap Value ETF808524409
    13.1%$61.9M
  2. Vanguard World FD921910873
    12.6%$59.4M
  3. Schwab U.S. Large-Cap Growth ETF808524300
    10.9%$51.5M
  4. Schwab International Equity ETF808524805
    6.9%$32.6M
  5. GLTRabrdn Precious Metals Basket ETF Trust
    5.0%$23.4MHistory

Share of portfolio

Top 5 holdings and the other 108 positions, by share of portfolio value

  1. Schwab U.S. Large-Cap Value ETF13.1%
  2. Vanguard World FD12.6%
  3. Schwab U.S. Large-Cap Growth ETF10.9%
  4. Schwab International Equity ETF6.9%
  5. GLTR5.0%
  6. Other 108 positions51.5%

Biggest buys

New and added positions, by estimated amount bought

  1. Ea Series Trust02072Q176
    +$3.21MNew
  2. Schwab U.S. Large-Cap Value ETF808524409
    +$1.84MAdded
  3. Dimensional ETF Trust25434V781
    +$1.19MAdded
  4. Ea Series Trust02072L565
    +$820.8KAdded
  5. Litman Gregory FDS Tr53700T827
    +$790.9KAdded

Largest weight increases

New and added positions, by percentage points of the portfolio gained

  1. Ea Series Trust02072Q176
    +0.68 pp0.0% → 0.7%
  2. Schwab U.S. Small-Cap ETF808524607
    +0.58 pp4.1% → 4.7%
  3. Schwab U.S. Large-Cap Value ETF808524409
    +0.56 pp12.5% → 13.1%
  4. Vanguard World FD921910873
    +0.44 pp12.2% → 12.6%
  5. Schwab U.S. Large-Cap Growth ETF808524300
    +0.37 pp10.5% → 10.9%

Biggest sells

Reduced and sold-out positions, by estimated amount sold

  1. iShares Tr464287234
    −$566.9KReduced
  2. Ea Series Trust02072Q853
    −$524.6KReduced
  3. AAPLApple Inc.
    −$461.8KReducedHistory
  4. Vanguard S&P 500 ETF922908363
    −$436.8KReduced
  5. iShares MSCI Eafe ETF464287465
    −$404.8KReduced

Largest weight decreases

Reduced and sold-out positions, by percentage points of the portfolio lost

  1. iShares MSCI Eafe ETF464287465
    −0.19 pp2.1% → 1.9%
  2. MSFTMicrosoft Corp
    −0.11 pp1.0% → 0.9%History
  3. Ea Series Trust02072Q853
    −0.11 pp0.3% → 0.2%
  4. XOMExxonMobil Holdings Corp
    −0.09 pp0.2% → 0.2%History
  5. AAPLApple Inc.
    −0.08 pp1.5% → 1.4%History

Metrics

13F metrics for Q2 2026, computed only from the numbers in the filings. Definitions below.

Portfolio value
$471.9M
+$52.9M (+12.6%) vs. prior quarter
Positions
113
+5 vs. prior quarter
Top 10 concentration
68.0%
Top 10 as share of value
Turnover
1.3%
Q2 2026, one quarter
Average holding period
18.8 quarters
Weighted by value

How these are calculated

  • Portfolio value: the market value of all long positions in the 13F, as reported at quarter end, excluding options.
  • Top 10 concentration: the combined value of the 10 largest positions as a share of portfolio value.
  • Turnover: the smaller of this quarter's estimated purchases and estimated sales, divided by the average of this and last quarter's portfolio value. Estimates multiply the change in shares by the quarter-end price implied by the filing (market value divided by shares); new positions use this quarter's value and sold-out positions last quarter's. Only positions reported in shares count, and it is not calculated when the previous quarter was not filed.
  • Average holding period: how many consecutive quarters each current position has been held (including this one; a quarter without the position or without a filing starts the count over), weighted by this quarter's value. Counting starts with the first 13F in Livermore (Q1 2021), so positions held before then are understated.

13F filings by quarter

22 quarters, going back to Q1 2021. Bars show each quarter's 13F portfolio value; quarters without a filing are left blank.

Peak $471.9M (Q2 2026)

Q1 2021: $269.1MQ2 2021: $270.3MQ3 2021: $273.2MQ4 2021: $292.5MQ1 2022: $283.1MQ2 2022: $260.5MQ3 2022: $251.3MQ4 2022: $245.9MQ1 2023: $267.4MQ2 2023: $254.2MQ3 2023: $248.6MQ4 2023: $236.7MQ1 2024: $280.5MQ2 2024: $293.7MQ3 2024: $313.3MQ4 2024: $323.1MQ1 2025: $326.3MQ2 2025: $372.5MQ3 2025: $406.9MQ4 2025: $424.7MQ1 2026: $419.1MQ2 2026: $471.9M
Q1 2021Q2 2026
13F filings of Summit Wealth & Retirement Planning, Inc. by quarter
QuarterFiledPositionsValueTop 3 holdingsChangesFiling
Q2 2026Jul 27, 2026113$471.9MSchwab U.S. Large-Cap Value ETFVanguard World FDSchwab U.S. Large-Cap Growth ETFvs. Q1 2026SEC
Q1 2026May 11, 2026108$419.1MSchwab U.S. Large-Cap Value ETFVanguard World FDSchwab U.S. Large-Cap Growth ETFvs. Q4 2025SEC
Q4 2025Feb 2, 2026112$424.7MVanguard World FDSchwab U.S. Large-Cap Value ETFSchwab U.S. Large-Cap Growth ETFvs. Q3 2025SEC
Q3 2025Nov 4, 2025106$406.9MVanguard World FDSchwab U.S. Large-Cap Growth ETFSchwab U.S. Large-Cap Value ETFvs. Q2 2025SEC
Q2 2025Aug 6, 2025101$372.5MVanguard World FDSchwab U.S. Large-Cap Value ETFSchwab U.S. Large-Cap Growth ETFvs. Q1 2025SEC
Q1 2025May 5, 202578$326.3MSchwab U.S. Large-Cap Value ETFVanguard World FDSchwab U.S. Large-Cap Growth ETFvs. Q4 2024SEC
Q4 2024Jan 28, 202575$323.1MVanguard World FDSchwab U.S. Large-Cap Growth ETFSchwab U.S. Large-Cap Value ETFvs. Q3 2024SEC
Q3 2024Nov 1, 202468$313.3MSchwab U.S. Large-Cap Value ETFSchwab U.S. Large-Cap Growth ETFVanguard World FDvs. Q2 2024SEC
Q2 2024Aug 7, 202464$293.7MSchwab U.S. Large-Cap Growth ETFSchwab U.S. Large-Cap Value ETFVanguard World FDvs. Q1 2024SEC
Q1 2024May 9, 202463$280.5MSchwab U.S. Large-Cap Value ETFSchwab U.S. Large-Cap Growth ETFVanguard World FDvs. Q4 2023SEC
Q4 2023Feb 1, 202454$236.7MSchwab U.S. Large-Cap Value ETFSchwab U.S. Large-Cap Growth ETFVanguard World FDvs. Q3 2023SEC
Q3 2023Oct 25, 202357$248.6MSchwab U.S. Large-Cap Value ETFSchwab U.S. Large-Cap Growth ETFVanguard World FDvs. Q2 2023SEC
Q2 2023Jul 26, 202359$254.2MSchwab U.S. Large-Cap Growth ETFSchwab U.S. Large-Cap Value ETFVanguard World FDvs. Q1 2023SEC
Q1 2023May 11, 2023104$267.4MSchwab U.S. Large-Cap Value ETFVanguard World FDSchwab U.S. Large-Cap Growth ETFvs. Q4 2022SEC
Q4 2022Feb 13, 2023Amended103$245.9MSchwab U.S. Large-Cap Value ETFVanguard World FDVanguard Intermediate-Term Bond ETFvs. Q3 2022SEC
Q3 2022Nov 14, 2022107$251.3MSchwab U.S. Large-Cap Growth ETFVanguard World FDVanguard Intermediate-Term Bond ETFvs. Q2 2022SEC
Q2 2022Aug 2, 2022112$260.5MSchwab U.S. Large-Cap Growth ETFVanguard World FDVanguard Intermediate-Term Bond ETFvs. Q1 2022SEC
Q1 2022May 12, 2022102$283.1MSchwab U.S. Large-Cap Growth ETFVanguard World FDVanguard Intermediate-Term Bond ETFvs. Q4 2021SEC
Q4 2021Feb 3, 202290$292.5MSchwab U.S. Large-Cap Growth ETFVanguard World FDVanguard Intermediate-Term Bond ETFvs. Q3 2021SEC
Q3 2021Nov 12, 202186$273.2MSchwab U.S. Large-Cap Growth ETFVanguard World FDVanguard Intermediate-Term Bond ETFvs. Q2 2021SEC
Q2 2021Aug 13, 202178$270.3MSchwab U.S. Large-Cap Growth ETFVanguard World FDVanguard Intermediate-Term Bond ETFvs. Q1 2021SEC
Q1 2021May 10, 202199$269.1MSchwab U.S. Large-Cap Growth ETFVanguard World FDVanguard Intermediate-Term Bond ETF–SEC