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Heritage Financial Services, LLC

SEC CIK
0001752035
Latest filing
Feb 2, 2026

The latest 13F from Heritage Financial Services, LLC covers Q4 2025 (filed Feb 2, 2026): 126 long positions worth $1.20B. The top 10 holdings make up 89.1% of the portfolio, and the largest is Vanguard Scottsdale FDS at 26.0%. Livermore has 17 filings on Form 13F from this institution, going back to Q4 2021.

What changed in Q4 2025

Share counts compared with Q3 2025: how many positions were new, added to, reduced or sold out, and the biggest buys and sells. Dollar amounts are estimated at the quarter-end prices implied by the filing.

Full comparison
New
6
Est. +$1.32M
Added
43
Est. +$88.1M
Reduced
56
Est. −$17.4M
Sold out
14
Est. −$3.70M

Top 5 holdings

Share of this quarter's portfolio value

  1. Vanguard Scottsdale FDS92206C706
    26.0%$311.8M
  2. iShares Tr46435G326
    22.6%$270.4M
  3. Dimensional U.S. Core Equity 2 ETF25434V708
    14.9%$179.0M
  4. J P Morgan Exchange Traded F46641Q159
    11.0%$131.9M
  5. Dimensional ETF Trust25434V732
    4.8%$57.6M

Biggest buys

New and added positions, by estimated amount bought

  1. Vanguard Scottsdale FDS92206C706
    +$47.5MAdded
  2. J P Morgan Exchange Traded F46641Q159
    +$25.1MAdded
  3. iShares Tr464288521
    +$5.09MAdded
  4. iShares Tr46435G326
    +$4.64MAdded
  5. American Centy ETF Tr025072877
    +$1.63MAdded

Largest weight increases

New and added positions, by percentage points of the portfolio gained

  1. Vanguard Scottsdale FDS92206C706
    +2.24 pp23.8% → 26.0%
  2. J P Morgan Exchange Traded F46641Q159
    +1.39 pp9.6% → 11.0%
  3. American Centy ETF Tr025072877
    +0.06 pp1.6% → 1.7%
  4. American Centy ETF Tr025072885
    +0.03 pp0.1% → 0.1%
  5. Dimensional ETF Trust25434V716
    +0.03 pp1.3% → 1.3%

Biggest sells

Reduced and sold-out positions, by estimated amount sold

  1. Dimensional U.S. Core Equity 2 ETF25434V708
    −$3.98MReduced
  2. NVDANVIDIA Corp
    −$3.15MReducedHistory
  3. Dimensional ETF Trust25434V732
    −$1.63MReduced
  4. iShares Tr464287150
    −$1.37MReduced
  5. AAPLApple Inc.
    −$784.3KReducedHistory

Largest weight decreases

Reduced and sold-out positions, by percentage points of the portfolio lost

  1. Dimensional U.S. Core Equity 2 ETF25434V708
    −1.08 pp16.0% → 14.9%
  2. Dimensional ETF Trust25434V732
    −0.35 pp5.2% → 4.8%
  3. NVDANVIDIA Corp
    −0.31 pp0.7% → 0.4%History
  4. iShares Tr464287150
    −0.20 pp1.7% → 1.5%
  5. JPMorgan Ultra-Short Income ETF46641Q837
    −0.10 pp1.2% → 1.1%

Metrics

13F metrics for Q4 2025, computed only from the numbers in the filings. Definitions below.

Portfolio value
$1.20B
+$85.4M (+7.7%) vs. prior quarter
Positions
126
−8 vs. prior quarter
Top 10 concentration
89.1%
Top 10 as share of value
Turnover
1.8%
Q4 2025, one quarter
Average holding period
14.7 quarters
Weighted by value

How these are calculated

  • Portfolio value: the market value of all long positions in the 13F, as reported at quarter end, excluding options.
  • Top 10 concentration: the combined value of the 10 largest positions as a share of portfolio value.
  • Turnover: the smaller of this quarter's estimated purchases and estimated sales, divided by the average of this and last quarter's portfolio value. Estimates multiply the change in shares by the quarter-end price implied by the filing (market value divided by shares); new positions use this quarter's value and sold-out positions last quarter's. Only positions reported in shares count, and it is not calculated when the previous quarter was not filed.
  • Average holding period: how many consecutive quarters each current position has been held (including this one; a quarter without the position or without a filing starts the count over), weighted by this quarter's value. Counting starts with the first 13F in Livermore (Q4 2021), so positions held before then are understated.

13F filings by quarter

17 quarters, going back to Q4 2021. Bars show each quarter's 13F portfolio value; quarters without a filing are left blank.

Peak $1.20B (Q4 2025)

Q4 2021: $127.7MQ1 2022: $153.0MQ2 2022: $179.4MQ3 2022: $164.8MQ4 2022: $395.0MQ1 2023: $458.8MQ2 2023: $499.7MQ3 2023: $512.2MQ4 2023: $587.8MQ1 2024: $672.1MQ2 2024: $697.1MQ3 2024: $752.1MQ4 2024: $753.0MQ1 2025: $1.01BQ2 2025: $1.04BQ3 2025: $1.11BQ4 2025: $1.20B
Q4 2021Q4 2025
13F filings of Heritage Financial Services, LLC by quarter
QuarterFiledPositionsValueTop 3 holdingsChangesFiling
Q4 2025Feb 2, 2026126$1.20BVanguard Scottsdale FDSiShares TrDimensional U.S. Core Equity 2 ETFvs. Q3 2025SEC
Q3 2025Oct 30, 2025134$1.11BVanguard Scottsdale FDSiShares TrDimensional U.S. Core Equity 2 ETFvs. Q2 2025SEC
Q2 2025Jul 18, 2025125$1.04BVanguard Scottsdale FDSiShares TrDimensional U.S. Core Equity 2 ETFvs. Q1 2025SEC
Q1 2025May 14, 2025120$1.01BVanguard Scottsdale FDSiShares TrDimensional U.S. Core Equity 2 ETFvs. Q4 2024SEC
Q4 2024Jan 23, 2025117$753.0MDimensional U.S. Core Equity 2 ETFVanguard Scottsdale FDSJ P Morgan Exchange Traded Fvs. Q3 2024SEC
Q3 2024Oct 23, 2024110$752.1MDimensional U.S. Core Equity 2 ETFVanguard Scottsdale FDSJ P Morgan Exchange Traded Fvs. Q2 2024SEC
Q2 2024Jul 23, 2024105$697.1MDimensional U.S. Core Equity 2 ETFVanguard Scottsdale FDSJ P Morgan Exchange Traded Fvs. Q1 2024SEC
Q1 2024May 14, 2024104$672.1MDimensional U.S. Core Equity 2 ETFVanguard Scottsdale FDSJ P Morgan Exchange Traded Fvs. Q4 2023SEC
Q4 2023Feb 2, 202499$587.8MDimensional U.S. Core Equity 2 ETFVanguard Scottsdale FDSJ P Morgan Exchange Traded Fvs. Q3 2023SEC
Q3 2023Oct 19, 202379$512.2MDimensional U.S. Core Equity 2 ETFVanguard Scottsdale FDSJ P Morgan Exchange Traded Fvs. Q2 2023SEC
Q2 2023Jul 31, 202381$499.7MDimensional U.S. Core Equity 2 ETFVanguard Scottsdale FDSJ P Morgan Exchange Traded Fvs. Q1 2023SEC
Q1 2023May 10, 202378$458.8MDimensional U.S. Core Equity 2 ETFVanguard Scottsdale FDSJ P Morgan Exchange Traded Fvs. Q4 2022SEC
Q4 2022Jan 27, 202374$395.0MDimensional U.S. Core Equity 2 ETFVanguard Scottsdale FDSJ P Morgan Exchange Traded Fvs. Q3 2022SEC
Q3 2022Nov 3, 202262$164.8MDimensional U.S. Core Equity 2 ETFiShares TriShares Trvs. Q2 2022SEC
Q2 2022Jul 19, 2022544$179.4MDimensional U.S. Core Equity 2 ETFiShares TriShares Trvs. Q1 2022SEC
Q1 2022Aug 30, 202279$153.0MDimensional U.S. Core Equity 2 ETFiShares TriShares Trvs. Q4 2021SEC
Q4 2021Aug 26, 202281$127.7MiShares TrDimensional U.S. Core Equity 2 ETFiShares Tr–SEC