Lutz Financial Services LLC
- SEC CIK
- 0001737112
- Latest filing
- Aug 5, 2026
Holdings in Q4 2024
Holdings as of Dec 31, 2024, filed Feb 4, 2025. Long positions only; changes compare share counts with Q3 2024.
- Positions
- 92
- +5 vs. Q3 2024
- Portfolio value
- $1.24B
- +$4.96M (+0.4%) vs. Q3 2024
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF922908363 | ETF | 247,736 | $133.5M | 10.8% | −2,284−0.9% | Reduced | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 2,211,625 | $113.1M | 9.1% | +3970.0% | Added | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 1,445,080 | $90.0M | 7.3% | −2,681−0.2% | Reduced | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 1,120,088 | $80.5M | 6.5% | +38,671+3.6% | Added | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 1,400,550 | $70.2M | 5.7% | +60,445+4.5% | Added | – |
| State Street SPDR S&P 400 Mid Cap Value ETF78464A839 | ETF | 694,697 | $55.7M | 4.5% | +3,705+0.5% | Added | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 673,979 | $52.6M | 4.3% | +34,214+5.3% | Added | – |
| Schwab US Tips ETF808524870 | ETF | 1,824,302 | $47.1M | 3.8% | +50,344+2.8% | AddedConverted for a 2-for-1 split | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 74,486 | $43.7M | 3.5% | −2,479−3.2% | Reduced | History |
| iShares Tr464288588 | MBS ETF | 455,033 | $41.7M | 3.4% | +42,329+10.3% | Added | – |
| iShares Tr464288414 | NATIONAL MUN ETF | 317,352 | $33.8M | 2.7% | +16,652+5.5% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 773,330 | $26.7M | 2.2% | +1,977+0.3% | Added | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 481,871 | $24.9M | 2.0% | +6,050+1.3% | Added | – |
| iShares S&P 500 Value ETF464287408 | ETF | 118,224 | $22.6M | 1.8% | −200−0.2% | Reduced | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 187,109 | $21.6M | 1.7% | −2,994−1.6% | Reduced | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 222,044 | $21.5M | 1.7% | +11,349+5.4% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 246,148 | $19.0M | 1.5% | +433+0.2% | Added | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 696,651 | $18.0M | 1.5% | +103,599+17.5% | Added | – |
| Dimensional ETF Trust25434V831 | US HIGH PROF ETF | 472,643 | $16.0M | 1.3% | +11,921+2.6% | Added | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 565,267 | $15.7M | 1.3% | 00.0% | UnchangedConverted for a 3-for-1 split | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 122,147 | $15.3M | 1.2% | −720−0.6% | Reduced | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 229,625 | $14.9M | 1.2% | +854+0.4% | Added | – |
| iShares Tips Bond ETF464287176 | ETF | 139,613 | $14.9M | 1.2% | +7,936+6.0% | Added | – |
| iShares Core S&P 500 ETF464287200 | ETF | 24,813 | $14.6M | 1.2% | +51+0.2% | Added | – |
| Vanguard S&P 500 Value ETF921932703 | ETF | 76,670 | $14.1M | 1.1% | −1,361−1.7% | Reduced | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 161,693 | $14.1M | 1.1% | −5,337−3.2% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 569,034 | $13.2M | 1.1% | −20,523−3.5% | ReducedConverted for a 3-for-1 split | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 67,304 | $12.0M | 1.0% | −342−0.5% | Reduced | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 73,153 | $11.8M | 1.0% | −200−0.3% | Reduced | – |
| Vanguard Admiral FDS Inc921932844 | MIDCP 400 VAL | 121,897 | $11.6M | 0.9% | −898−0.7% | Reduced | – |
| MDYSPDR S&P Midcap 400 ETF Trust | ETF | 19,208 | $10.9M | 0.9% | −310−1.6% | Reduced | History |
| iShares Core S&P US Value ETF464287663 | ETF | 113,319 | $10.5M | 0.8% | −953−0.8% | Reduced | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 54,745 | $9.27M | 0.7% | +764+1.4% | Added | – |
| American Centy ETF Tr025072703 | INTL EQT ETF | 144,535 | $8.87M | 0.7% | +92+0.1% | Added | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 328,270 | $8.49M | 0.7% | +1,802+0.6% | AddedConverted for a 2-for-1 split | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 144,092 | $8.02M | 0.6% | −1,798−1.2% | Reduced | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 75,703 | $7.31M | 0.6% | +10,200+15.6% | Added | – |
| iShares Tr46429B747 | 0-5 YR TIPS ETF | 59,486 | $5.98M | 0.5% | +5,399+10.0% | Added | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 137,155 | $5.61M | 0.5% | −322−0.2% | Reduced | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 50,997 | $5.38M | 0.4% | −2,718−5.1% | Reduced | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 197,014 | $5.16M | 0.4% | +16,502+9.1% | Added | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 105,335 | $5.10M | 0.4% | +508+0.5% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 24,612 | $4.88M | 0.4% | −146−0.6% | Reduced | – |
| PIMCO ETF Tr72201R205 | 1-5 US TIP IDX | 92,206 | $4.82M | 0.4% | −755−0.8% | Reduced | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 44,036 | $4.78M | 0.4% | −106−0.2% | Reduced | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 14,150 | $4.73M | 0.4% | 00.0% | Unchanged | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 89,037 | $4.65M | 0.4% | +3,307+3.9% | Added | – |
| iShares Tr46432F859 | CORE 1 5 YR USD | 90,702 | $4.33M | 0.4% | +210+0.2% | Added | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 80,457 | $3.54M | 0.3% | +8,044+11.1% | Added | – |
| BRK.BBerkshire Hathaway Inc | Stock | 4,410 | $2.00M | 0.2% | +582+15.2% | Added | History |
| Vanguard Real Estate ETF922908553 | ETF | 20,891 | $1.86M | 0.2% | −514−2.4% | Reduced | – |
| Vanguard Mortgage-Backed Securities ETF92206C771 | ETF | 36,322 | $1.65M | 0.1% | +13,505+59.2% | Added | – |
| NVDANVIDIA Corp | Stock | 11,542 | $1.55M | 0.1% | +845+7.9% | Added | History |
| AAPLApple Inc. | Stock | 6,151 | $1.54M | 0.1% | −235−3.7% | Reduced | History |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 31,596 | $1.51M | 0.1% | +8,385+36.1% | Added | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 4,973 | $1.31M | 0.1% | +562+12.7% | Added | – |
| MSFTMicrosoft Corp | Stock | 3,044 | $1.28M | 0.1% | −75−2.4% | Reduced | History |
| Schwab Fundamental International Equity ETF808524755 | ETF | 33,753 | $1.12M | 0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 3,535 | $1.02M | 0.1% | −129−3.5% | Reduced | – |
| Dimensional ETF Trust25434V807 | INTERNATNAL VAL | 28,558 | $1.01M | 0.1% | +86+0.3% | Added | – |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 3,591 | $968.4K | 0.1% | −200−5.3% | Reduced | – |
| State Street SPDR Portfolio S&P 400 Mid Cap ETF78464A847 | ETF | 16,769 | $917.1K | 0.1% | +7,196+75.2% | Added | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 3,592 | $863.1K | 0.1% | 00.0% | Unchanged | – |
| iShares Russell 2000 ETF464287655 | ETF | 3,727 | $823.5K | 0.1% | +114+3.2% | Added | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 28,076 | $782.5K | 0.1% | 00.0% | UnchangedConverted for a 4-for-1 split | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 3,760 | $736.3K | 0.1% | 00.0% | Unchanged | – |
| AMZNAmazon Com Inc | Stock | 3,288 | $721.4K | 0.1% | +18+0.6% | Added | History |
| iShares Russell 1000 Value ETF464287598 | ETF | 3,685 | $682.2K | 0.1% | 00.0% | Unchanged | – |
| WisdomTree Tr97717W307 | US LARGECAP DIVD | 7,456 | $580.0K | <0.1% | +3,410+84.3% | Added | – |
| iShares Tr464287630 | RUS 2000 VAL ETF | 3,518 | $577.5K | <0.1% | −11−0.3% | Reduced | – |
| GOOGLAlphabet Inc. | Stock | 2,417 | $457.5K | <0.1% | +197+8.9% | Added | History |
| METAMeta Platforms, Inc. | Stock | 774 | $453.2K | <0.1% | −32−4.0% | Reduced | History |
| Vanguard Total World Stock ETF922042742 | ETF | 3,448 | $405.0K | <0.1% | −168−4.6% | Reduced | – |
| GOOGAlphabet Inc. | Stock | 1,997 | $380.3K | <0.1% | +119+6.3% | Added | History |
| JPMJPMorgan Chase & Co | Stock | 1,571 | $376.6K | <0.1% | −14−0.9% | Reduced | History |
| SPDR Series Trust78468R770 | ST STR R1K YLD | 3,342 | $363.8K | <0.1% | +3,342 | New | – |
| iShares Russell Midcap ETF464287499 | ETF | 4,068 | $359.6K | <0.1% | 00.0% | Unchanged | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 4,084 | $327.8K | <0.1% | −108−2.6% | Reduced | – |
| SPDR Index Shs FDS78463X426 | MSCI EMRG MKTS | 5,015 | $286.2K | <0.1% | −12−0.2% | Reduced | – |
| Schwab International Equity ETF808524805 | ETF | 14,938 | $276.4K | <0.1% | +14,938 | New | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 539 | $275.6K | <0.1% | +539 | New | – |
| iShares Tr464287127 | MORNINGSTR US EQ | 3,356 | $272.4K | <0.1% | 00.0% | Unchanged | – |
| American Centy ETF Tr025072802 | INTL SMCP VLU | 4,174 | $271.6K | <0.1% | +4,174 | New | – |
| AVGOBroadcom Inc. | Stock | 1,126 | $261.1K | <0.1% | −228−16.8% | Reduced | History |
| iShares MSCI Eafe ETF464287465 | ETF | 3,356 | $253.8K | <0.1% | 00.0% | Unchanged | – |
| LLYEli Lilly & Co | Stock | 314 | $242.4K | <0.1% | −1−0.3% | Reduced | History |
| TSLATesla, Inc. | Stock | 581 | $234.6K | <0.1% | +581 | New | History |
| WMTWalmart Inc. | Stock | 2,518 | $227.5K | <0.1% | −169−6.3% | Reduced | History |
| VVisa Inc. | Stock | 710 | $224.4K | <0.1% | +710 | New | History |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 8,275 | $215.7K | <0.1% | 00.0% | UnchangedConverted for a 3-for-1 split | – |
| MAMastercard Inc | Stock | 404 | $212.7K | <0.1% | +404 | New | History |
| iShares Tr464288638 | ISHS 5-10YR INVT | 4,007 | $206.4K | <0.1% | 00.0% | Unchanged | – |
Sold out since Q3 2024 (2)
Positions held at the end of Q3 2024 that are gone from this filing.
| Security | Class | Shares in Q3 2024 | Value in Q3 2024 | % of portfolio in Q3 2024 | History |
|---|---|---|---|---|---|
| Vanguard Scottsdale FDS92206C102 | SHORT TERM TREAS | 6,794 | $401.0K | <0.1% | – |
| iShares Tr464288877 | EAFE VALUE ETF | 3,785 | $217.8K | <0.1% | – |