Lutz Financial Services LLC
- SEC CIK
- 0001737112
- Latest filing
- Aug 5, 2026
Holdings in Q3 2024
Holdings as of Sep 30, 2024, filed Oct 30, 2024. Long positions only; changes compare share counts with Q2 2024.
- Positions
- 87
- 0 vs. Q2 2024
- Portfolio value
- $1.23B
- +$84.2M (+7.3%) vs. Q2 2024
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF922908363 | ETF | 250,020 | $131.9M | 10.7% | −219−0.1% | Reduced | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 2,211,228 | $116.9M | 9.5% | +4,422+0.2% | Added | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 1,447,761 | $90.2M | 7.3% | +12,701+0.9% | Added | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 1,081,417 | $81.2M | 6.6% | +44,007+4.2% | Added | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 1,340,105 | $68.5M | 5.6% | +57,546+4.5% | Added | – |
| State Street SPDR S&P 400 Mid Cap Value ETF78464A839 | ETF | 690,992 | $54.9M | 4.5% | +14,917+2.2% | Added | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 639,765 | $50.8M | 4.1% | +27,696+4.5% | Added | – |
| Schwab US Tips ETF808524870 | ETF | 886,979 | $47.6M | 3.9% | +33,253+3.9% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 76,965 | $44.2M | 3.6% | −736−0.9% | Reduced | History |
| iShares Tr464288588 | MBS ETF | 412,704 | $39.5M | 3.2% | +40,737+11.0% | Added | – |
| iShares Tr464288414 | NATIONAL MUN ETF | 300,700 | $32.7M | 2.7% | +11,655+4.0% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 771,353 | $26.4M | 2.1% | +4,235+0.6% | Added | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 475,821 | $25.1M | 2.0% | −5,034−1.0% | Reduced | – |
| iShares S&P 500 Value ETF464287408 | ETF | 118,424 | $23.3M | 1.9% | −884−0.7% | Reduced | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 190,103 | $22.2M | 1.8% | +3,428+1.8% | Added | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 210,695 | $21.3M | 1.7% | +2,200+1.1% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 245,715 | $19.3M | 1.6% | +2,113+0.9% | Added | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 593,052 | $16.7M | 1.4% | +20,290+3.5% | Added | – |
| Dimensional ETF Trust25434V831 | US HIGH PROF ETF | 460,722 | $15.7M | 1.3% | +14,017+3.1% | Added | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 187,813 | $15.6M | 1.3% | −2,023−1.1% | Reduced | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 122,867 | $15.2M | 1.2% | −790−0.6% | Reduced | – |
| Vanguard S&P 500 Value ETF921932703 | ETF | 78,031 | $14.9M | 1.2% | −336−0.4% | Reduced | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 228,771 | $14.8M | 1.2% | +777+0.3% | Added | – |
| iShares Tips Bond ETF464287176 | ETF | 131,677 | $14.5M | 1.2% | −769−0.6% | Reduced | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 167,030 | $14.5M | 1.2% | −1,760−1.0% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 24,762 | $14.3M | 1.2% | −818−3.2% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 196,519 | $13.3M | 1.1% | −8,748−4.3% | Reduced | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 73,353 | $12.3M | 1.0% | −497−0.7% | Reduced | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 67,646 | $12.1M | 1.0% | −840−1.2% | Reduced | – |
| Vanguard Admiral FDS Inc921932844 | MIDCP 400 VAL | 122,795 | $11.8M | 1.0% | −2,279−1.8% | Reduced | – |
| MDYSPDR S&P Midcap 400 ETF Trust | ETF | 19,518 | $11.1M | 0.9% | −54−0.3% | Reduced | History |
| iShares Core S&P US Value ETF464287663 | ETF | 114,272 | $10.9M | 0.9% | −4,585−3.9% | Reduced | – |
| American Centy ETF Tr025072703 | INTL EQT ETF | 144,443 | $9.68M | 0.8% | +1,018+0.7% | Added | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 53,981 | $9.42M | 0.8% | −327−0.6% | Reduced | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 163,234 | $8.41M | 0.7% | −1,532−0.9% | Reduced | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 145,890 | $8.12M | 0.7% | −318−0.2% | Reduced | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 65,503 | $6.29M | 0.5% | +2,332+3.7% | Added | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 137,477 | $5.73M | 0.5% | −312−0.2% | Reduced | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 53,715 | $5.70M | 0.5% | −145−0.3% | Reduced | – |
| iShares Tr46429B747 | 0-5 YR TIPS ETF | 54,087 | $5.48M | 0.4% | +12,210+29.2% | Added | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 104,827 | $5.17M | 0.4% | −2,268−2.1% | Reduced | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 180,512 | $5.08M | 0.4% | +8,591+5.0% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 24,758 | $4.97M | 0.4% | −93−0.4% | Reduced | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 85,730 | $4.92M | 0.4% | −1,656−1.9% | Reduced | – |
| PIMCO ETF Tr72201R205 | 1-5 US TIP IDX | 92,961 | $4.91M | 0.4% | −3,226−3.4% | Reduced | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 44,142 | $4.75M | 0.4% | −223−0.5% | Reduced | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 14,150 | $4.62M | 0.4% | 00.0% | Unchanged | – |
| iShares Tr46432F859 | CORE 1 5 YR USD | 90,492 | $4.41M | 0.4% | +8,079+9.8% | Added | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 72,413 | $3.46M | 0.3% | −204−0.3% | Reduced | – |
| Vanguard Real Estate ETF922908553 | ETF | 21,405 | $2.09M | 0.2% | −913−4.1% | Reduced | – |
| BRK.BBerkshire Hathaway Inc | Stock | 3,828 | $1.76M | 0.1% | −250−6.1% | Reduced | History |
| AAPLApple Inc. | Stock | 6,386 | $1.49M | 0.1% | +345+5.7% | Added | History |
| MSFTMicrosoft Corp | Stock | 3,119 | $1.34M | 0.1% | +31+1.0% | Added | History |
| NVDANVIDIA Corp | Stock | 10,697 | $1.30M | 0.1% | +1,191+12.5% | Added | History |
| Schwab Fundamental International Equity ETF808524755 | ETF | 33,753 | $1.26M | 0.1% | 00.0% | Unchanged | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 23,211 | $1.23M | 0.1% | +2,653+12.9% | Added | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 4,411 | $1.16M | 0.1% | −25−0.6% | Reduced | – |
| Dimensional ETF Trust25434V807 | INTERNATNAL VAL | 28,472 | $1.08M | 0.1% | −42−0.1% | Reduced | – |
| Vanguard Mortgage-Backed Securities ETF92206C771 | ETF | 22,817 | $1.08M | 0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 3,664 | $1.04M | 0.1% | +190+5.5% | Added | – |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 3,791 | $998.1K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 3,592 | $852.1K | 0.1% | −24−0.7% | Reduced | – |
| iShares Russell 2000 ETF464287655 | ETF | 3,613 | $798.1K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 3,760 | $744.7K | 0.1% | 00.0% | Unchanged | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 7,019 | $731.3K | 0.1% | 00.0% | Unchanged | – |
| iShares Russell 1000 Value ETF464287598 | ETF | 3,685 | $699.4K | 0.1% | 00.0% | Unchanged | – |
| AMZNAmazon Com Inc | Stock | 3,270 | $609.3K | <0.1% | +217+7.1% | Added | History |
| iShares Tr464287630 | RUS 2000 VAL ETF | 3,529 | $588.7K | <0.1% | −12−0.3% | Reduced | – |
| State Street SPDR Portfolio S&P 400 Mid Cap ETF78464A847 | ETF | 9,573 | $523.5K | <0.1% | 00.0% | Unchanged | – |
| METAMeta Platforms, Inc. | Stock | 806 | $461.4K | <0.1% | −19−2.3% | Reduced | History |
| Vanguard Total World Stock ETF922042742 | ETF | 3,616 | $432.8K | <0.1% | −118−3.2% | Reduced | – |
| Vanguard Scottsdale FDS92206C102 | SHORT TERM TREAS | 6,794 | $401.0K | <0.1% | −4,197−38.2% | Reduced | – |
| GOOGLAlphabet Inc. | Stock | 2,220 | $368.2K | <0.1% | +209+10.4% | Added | History |
| iShares Russell Midcap ETF464287499 | ETF | 4,068 | $358.6K | <0.1% | 00.0% | Unchanged | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 4,192 | $351.1K | <0.1% | 00.0% | Unchanged | – |
| JPMJPMorgan Chase & Co | Stock | 1,585 | $334.2K | <0.1% | +27+1.7% | Added | History |
| WisdomTree Tr97717W307 | US LARGECAP DIVD | 4,046 | $317.9K | <0.1% | 00.0% | Unchanged | – |
| SPDR Index Shs FDS78463X426 | MSCI EMRG MKTS | 5,027 | $316.0K | <0.1% | −5−0.1% | Reduced | – |
| GOOGAlphabet Inc. | Stock | 1,878 | $314.0K | <0.1% | +167+9.8% | Added | History |
| iShares MSCI Eafe ETF464287465 | ETF | 3,356 | $280.7K | <0.1% | 00.0% | Unchanged | – |
| LLYEli Lilly & Co | Stock | 315 | $279.1K | <0.1% | −53−14.4% | Reduced | History |
| iShares Tr464287127 | MORNINGSTR US EQ | 3,356 | $265.9K | <0.1% | 00.0% | Unchanged | – |
| AVGOBroadcom Inc. | Stock | 1,354 | $233.6K | <0.1% | −46−3.3% | ReducedConverted for a 10-for-1 split | History |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 2,759 | $221.7K | <0.1% | 00.0% | Unchanged | – |
| iShares Tr464288877 | EAFE VALUE ETF | 3,785 | $217.8K | <0.1% | 00.0% | Unchanged | – |
| WMTWalmart Inc. | Stock | 2,687 | $217.0K | <0.1% | +2,687 | New | History |
| iShares Tr464288638 | ISHS 5-10YR INVT | 4,007 | $215.3K | <0.1% | −58−1.4% | Reduced | – |
Sold out since Q2 2024 (1)
Positions held at the end of Q2 2024 that are gone from this filing.
| Security | Class | Shares in Q2 2024 | Value in Q2 2024 | % of portfolio in Q2 2024 | History |
|---|---|---|---|---|---|
| Schwab U.S. REIT ETF808524847 | ETF | 14,776 | $295.1K | <0.1% | – |