Lutz Financial Services LLC
- SEC CIK
- 0001737112
- Latest filing
- Aug 5, 2026
Holdings in Q4 2023
Holdings as of Dec 31, 2023, filed Feb 8, 2024. Long positions only; changes compare share counts with Q3 2023.
- Positions
- 84
- +3 vs. Q3 2023
- Portfolio value
- $1.07B
- +$147.7M (+16.1%) vs. Q3 2023
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF922908363 | ETF | 254,751 | $111.3M | 10.4% | +6,845+2.8% | Added | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 2,207,137 | $102.9M | 9.7% | +100,849+4.8% | Added | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 284,064 | $78.7M | 7.4% | +9,880+3.6% | Added | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 995,245 | $73.2M | 6.9% | −35,998−3.5% | Reduced | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 1,051,209 | $53.7M | 5.0% | −213,458−16.9% | Reduced | – |
| State Street SPDR S&P 400 Mid Cap Value ETF78464A839 | ETF | 645,203 | $47.3M | 4.4% | +37,891+6.2% | Added | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 590,714 | $45.7M | 4.3% | +35,644+6.4% | Added | – |
| Schwab US Tips ETF808524870 | ETF | 825,023 | $43.1M | 4.0% | +65,480+8.6% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 78,824 | $37.5M | 3.5% | −167−0.2% | Reduced | History |
| iShares Tr464288414 | NATIONAL MUN ETF | 270,829 | $29.4M | 2.8% | +212,734+366.2% | Added | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 498,594 | $25.6M | 2.4% | −17,251−3.3% | Reduced | – |
| iShares S&P 500 Value ETF464287408 | ETF | 122,267 | $21.3M | 2.0% | −1,951−1.6% | Reduced | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 208,655 | $20.7M | 1.9% | +41,681+25.0% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 689,447 | $20.2M | 1.9% | +80,242+13.2% | Added | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 186,123 | $20.1M | 1.9% | +13,594+7.9% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 207,791 | $16.0M | 1.5% | +26,067+14.3% | Added | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 203,372 | $15.3M | 1.4% | +20,746+11.4% | Added | – |
| iShares Tips Bond ETF464287176 | ETF | 141,355 | $15.2M | 1.4% | −23,949−14.5% | Reduced | – |
| Vanguard S&P 500 Value ETF921932703 | ETF | 88,005 | $14.8M | 1.4% | −1,577−1.8% | Reduced | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 127,796 | $14.6M | 1.4% | −1,427−1.1% | Reduced | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 169,735 | $14.1M | 1.3% | −860−0.5% | Reduced | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 228,211 | $13.6M | 1.3% | +5,067+2.3% | Added | – |
| iShares Core S&P 500 ETF464287200 | ETF | 27,450 | $13.1M | 1.2% | +1,343+5.1% | Added | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 481,092 | $12.3M | 1.2% | +150,699+45.6% | Added | – |
| iShares Tr464288588 | MBS ETF | 129,422 | $12.2M | 1.1% | +129,422 | New | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 215,183 | $12.1M | 1.1% | +12,707+6.3% | Added | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 80,894 | $11.7M | 1.1% | +11,337+16.3% | Added | – |
| Vanguard Admiral FDS Inc921932844 | MIDCP 400 VAL | 133,982 | $11.7M | 1.1% | −975−0.7% | Reduced | – |
| iShares Core S&P US Value ETF464287663 | ETF | 131,227 | $11.1M | 1.0% | +520.0% | Added | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 71,441 | $10.5M | 1.0% | −631−0.9% | Reduced | – |
| Dimensional ETF Trust25434V831 | US HIGH PROF ETF | 350,311 | $10.0M | 0.9% | +142,345+68.4% | Added | – |
| MDYSPDR S&P Midcap 400 ETF Trust | ETF | 19,630 | $9.96M | 0.9% | −104−0.5% | Reduced | History |
| American Centy ETF Tr025072703 | INTL EQT ETF | 145,551 | $8.80M | 0.8% | +23,552+19.3% | Added | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 176,694 | $8.35M | 0.8% | +7,213+4.3% | Added | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 53,705 | $8.03M | 0.8% | +1,716+3.3% | Added | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 151,258 | $7.92M | 0.7% | +4,044+2.7% | Added | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 59,638 | $6.29M | 0.6% | −9,270−13.5% | Reduced | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 61,143 | $5.49M | 0.5% | +13,539+28.4% | Added | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 143,599 | $5.34M | 0.5% | −3,009−2.1% | Reduced | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 105,096 | $4.99M | 0.5% | −4,495−4.1% | Reduced | – |
| PIMCO ETF Tr72201R205 | 1-5 US TIP IDX | 97,127 | $4.97M | 0.5% | −5,563−5.4% | Reduced | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 97,302 | $4.92M | 0.5% | +10,664+12.3% | Added | – |
| iShares Tr46432F859 | CORE 1 5 YR USD | 98,982 | $4.71M | 0.4% | +4,674+5.0% | Added | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 45,406 | $4.68M | 0.4% | −616−1.3% | Reduced | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 25,819 | $4.65M | 0.4% | −255−1.0% | Reduced | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 15,253 | $4.18M | 0.4% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 137,158 | $3.42M | 0.3% | +24,711+22.0% | Added | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 72,755 | $2.99M | 0.3% | −110−0.2% | Reduced | – |
| Vanguard Real Estate ETF922908553 | ETF | 31,608 | $2.79M | 0.3% | −5,710−15.3% | Reduced | – |
| Vanguard Scottsdale FDS92206C102 | SHORT TERM TREAS | 47,596 | $2.78M | 0.3% | −41,315−46.5% | Reduced | – |
| iShares Tr46429B747 | 0-5 YR TIPS ETF | 25,252 | $2.49M | 0.2% | +17,384+220.9% | Added | – |
| BRK.BBerkshire Hathaway Inc | Stock | 4,588 | $1.64M | 0.2% | −582−11.3% | Reduced | History |
| Schwab Fundamental International Equity ETF808524755 | ETF | 34,746 | $1.17M | 0.1% | −455−1.3% | Reduced | – |
| AAPLApple Inc. | Stock | 5,789 | $1.11M | 0.1% | −546−8.6% | Reduced | History |
| MSFTMicrosoft Corp | Stock | 2,913 | $1.10M | 0.1% | −182−5.9% | Reduced | History |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 4,498 | $1.05M | 0.1% | +656+17.1% | Added | – |
| Dimensional ETF Trust25434V807 | INTERNATNAL VAL | 28,803 | $989.7K | 0.1% | −22−0.1% | Reduced | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 20,558 | $984.7K | 0.1% | +20,558 | New | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 3,527 | $836.8K | 0.1% | −1,262−26.4% | Reduced | – |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 3,791 | $827.0K | 0.1% | +2,724+255.3% | Added | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 3,616 | $771.5K | 0.1% | 00.0% | Unchanged | – |
| iShares Russell 2000 ETF464287655 | ETF | 3,613 | $725.2K | 0.1% | −81−2.2% | Reduced | – |
| iShares Tr464287630 | RUS 2000 VAL ETF | 4,494 | $698.1K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 3,760 | $640.7K | 0.1% | 00.0% | Unchanged | – |
| iShares Russell 1000 Value ETF464287598 | ETF | 3,825 | $632.1K | 0.1% | 00.0% | Unchanged | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 7,019 | $582.3K | 0.1% | 00.0% | Unchanged | – |
| Schwab U.S. REIT ETF808524847 | ETF | 22,768 | $471.5K | <0.1% | +5,170+29.4% | Added | – |
| State Street SPDR Portfolio S&P 400 Mid Cap ETF78464A847 | ETF | 9,573 | $466.4K | <0.1% | +9,573 | New | – |
| AMZNAmazon Com Inc | Stock | 2,996 | $455.2K | <0.1% | −467−13.5% | Reduced | History |
| Vanguard Total World Stock ETF922042742 | ETF | 4,010 | $412.5K | <0.1% | −329−7.6% | Reduced | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 4,075 | $331.2K | <0.1% | −426−9.5% | Reduced | – |
| NVDANVIDIA Corp | Stock | 641 | $317.4K | <0.1% | −102−13.7% | Reduced | History |
| iShares Russell Midcap ETF464287499 | ETF | 4,068 | $316.2K | <0.1% | −46−1.1% | Reduced | – |
| SPDR Index Shs FDS78463X426 | MSCI EMRG MKTS | 5,120 | $292.6K | <0.1% | 00.0% | Unchanged | – |
| METAMeta Platforms, Inc. | Stock | 825 | $292.0K | <0.1% | −68−7.6% | Reduced | History |
| JPMJPMorgan Chase & Co | Stock | 1,581 | $268.9K | <0.1% | +44+2.9% | Added | History |
| WisdomTree Tr97717W307 | US LARGECAP DIVD | 4,046 | $268.6K | <0.1% | 00.0% | Unchanged | – |
| AVGOBroadcom Inc. | Stock | 231 | $257.9K | <0.1% | −15−6.1% | Reduced | History |
| iShares Tr464288638 | ISHS 5-10YR INVT | 4,920 | $255.9K | <0.1% | −1,645−25.1% | Reduced | – |
| iShares MSCI Eafe ETF464287465 | ETF | 3,365 | $253.6K | <0.1% | 00.0% | Unchanged | – |
| GOOGLAlphabet Inc. | Stock | 1,743 | $243.5K | <0.1% | −142−7.5% | Reduced | History |
| LLYEli Lilly & Co | Stock | 381 | $222.1K | <0.1% | −11−2.8% | Reduced | History |
| iShares Tr464287127 | MORNINGSTR US EQ | 3,356 | $220.7K | <0.1% | +3,356 | New | – |
| GOOGAlphabet Inc. | Stock | 1,562 | $220.1K | <0.1% | −65−4.0% | Reduced | History |
Sold out since Q3 2023 (1)
Positions held at the end of Q3 2023 that are gone from this filing.
| Security | Class | Shares in Q3 2023 | Value in Q3 2023 | % of portfolio in Q3 2023 | History |
|---|---|---|---|---|---|
| Schwab Strategic Tr808524862 | SHT TM US TRES | 4,660 | $223.2K | <0.1% | – |