Lutz Financial Services LLC
- SEC CIK
- 0001737112
- Latest filing
- Aug 5, 2026
Holdings in Q3 2023
Holdings as of Sep 30, 2023, filed Nov 3, 2023. Long positions only; changes compare share counts with Q2 2023.
- Positions
- 81
- 0 vs. Q2 2023
- Portfolio value
- $918.2M
- −$11.5M (−1.2%) vs. Q2 2023
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF922908363 | ETF | 247,906 | $97.4M | 10.6% | +4,929+2.0% | Added | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 2,106,288 | $86.9M | 9.5% | +19,286+0.9% | Added | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 1,031,243 | $72.0M | 7.8% | +103,787+11.2% | Added | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 274,184 | $68.4M | 7.4% | +3,205+1.2% | Added | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 1,264,667 | $60.8M | 6.6% | +195,660+18.3% | Added | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 555,070 | $41.7M | 4.5% | +53,839+10.7% | Added | – |
| State Street SPDR S&P 400 Mid Cap Value ETF78464A839 | ETF | 607,312 | $39.4M | 4.3% | +13,968+2.4% | Added | – |
| Schwab US Tips ETF808524870 | ETF | 759,543 | $38.3M | 4.2% | +87,171+13.0% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 78,991 | $33.8M | 3.7% | −244−0.3% | Reduced | History |
| iShares Tr464288646 | ISHS 1-5YR INVS | 515,845 | $25.7M | 2.8% | +10,414+2.1% | Added | – |
| iShares S&P 500 Value ETF464287408 | ETF | 124,218 | $19.1M | 2.1% | −1,584−1.3% | Reduced | – |
| iShares Tips Bond ETF464287176 | ETF | 165,304 | $17.1M | 1.9% | −25,712−13.5% | Reduced | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 172,529 | $16.3M | 1.8% | +1,275+0.7% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 609,205 | $16.0M | 1.7% | +81,566+15.5% | Added | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 166,974 | $15.7M | 1.7% | −17,360−9.4% | Reduced | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 181,724 | $13.7M | 1.5% | +3,236+1.8% | Added | – |
| Vanguard S&P 500 Value ETF921932703 | ETF | 89,582 | $13.3M | 1.5% | −1,303−1.4% | Reduced | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 129,223 | $13.0M | 1.4% | −1,356−1.0% | Reduced | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 182,626 | $12.4M | 1.3% | +346+0.2% | Added | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 170,595 | $12.3M | 1.3% | −6,717−3.8% | Reduced | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 223,144 | $11.7M | 1.3% | −2,057−0.9% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 26,107 | $11.2M | 1.2% | −883−3.3% | Reduced | – |
| Vanguard Admiral FDS Inc921932844 | MIDCP 400 VAL | 134,957 | $10.5M | 1.1% | −4,085−2.9% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 202,476 | $10.2M | 1.1% | −27,847−12.1% | Reduced | – |
| iShares Core S&P US Value ETF464287663 | ETF | 131,175 | $9.79M | 1.1% | −11,320−7.9% | Reduced | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 72,072 | $9.50M | 1.0% | −963−1.3% | Reduced | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 69,557 | $9.11M | 1.0% | −1,214−1.7% | Reduced | – |
| MDYSPDR S&P Midcap 400 ETF Trust | ETF | 19,734 | $9.01M | 1.0% | −311−1.6% | Reduced | History |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 330,393 | $7.71M | 0.8% | +65,394+24.7% | Added | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 51,989 | $7.17M | 0.8% | −864−1.6% | Reduced | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 68,908 | $7.09M | 0.8% | −37,883−35.5% | Reduced | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 169,481 | $7.02M | 0.8% | −1,192−0.7% | Reduced | – |
| American Centy ETF Tr025072703 | INTL EQT ETF | 121,999 | $6.79M | 0.7% | +853+0.7% | Added | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 147,214 | $6.73M | 0.7% | +92+0.1% | Added | – |
| iShares Tr464288414 | NATIONAL MUN ETF | 58,095 | $5.96M | 0.6% | +5,090+9.6% | Added | – |
| Dimensional ETF Trust25434V831 | US HIGH PROF ETF | 207,966 | $5.34M | 0.6% | +91,811+79.0% | Added | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 109,591 | $5.18M | 0.6% | +1,834+1.7% | Added | – |
| PIMCO ETF Tr72201R205 | 1-5 US TIP IDX | 102,690 | $5.14M | 0.6% | −1,452−1.4% | Reduced | – |
| Vanguard Scottsdale FDS92206C102 | SHORT TERM TREAS | 88,911 | $5.12M | 0.6% | −20,908−19.0% | Reduced | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 146,608 | $4.99M | 0.5% | −2,148−1.4% | Reduced | – |
| iShares Tr46432F859 | CORE 1 5 YR USD | 94,308 | $4.37M | 0.5% | +6,120+6.9% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 26,074 | $4.16M | 0.5% | −328−1.2% | Reduced | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 86,638 | $4.12M | 0.4% | −1,461−1.7% | Reduced | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 46,022 | $4.11M | 0.4% | −413−0.9% | Reduced | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 15,253 | $3.74M | 0.4% | 00.0% | Unchanged | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 47,604 | $3.71M | 0.4% | +7,327+18.2% | Added | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 72,865 | $2.86M | 0.3% | 00.0% | Unchanged | – |
| Vanguard Real Estate ETF922908553 | ETF | 37,318 | $2.82M | 0.3% | −5,648−13.1% | Reduced | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 112,447 | $2.62M | 0.3% | +17,874+18.9% | Added | – |
| BRK.BBerkshire Hathaway Inc | Stock | 5,170 | $1.81M | 0.2% | +750+17.0% | Added | History |
| Schwab Fundamental International Equity ETF808524755 | ETF | 35,201 | $1.11M | 0.1% | −371−1.0% | Reduced | – |
| AAPLApple Inc. | Stock | 6,335 | $1.08M | 0.1% | −348−5.2% | Reduced | History |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 4,789 | $1.02M | 0.1% | −143−2.9% | Reduced | – |
| MSFTMicrosoft Corp | Stock | 3,095 | $977.2K | 0.1% | −131−4.1% | Reduced | History |
| Dimensional ETF Trust25434V807 | INTERNATNAL VAL | 28,825 | $940.3K | 0.1% | −23−0.1% | Reduced | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 3,842 | $800.1K | 0.1% | −3−0.1% | Reduced | – |
| iShares Tr46429B747 | 0-5 YR TIPS ETF | 7,868 | $762.6K | 0.1% | +5,538+237.7% | Added | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 3,616 | $683.7K | 0.1% | −1,183−24.7% | Reduced | – |
| iShares Russell 2000 ETF464287655 | ETF | 3,694 | $652.9K | 0.1% | −10.0% | Reduced | – |
| iShares Tr464287630 | RUS 2000 VAL ETF | 4,494 | $609.2K | 0.1% | −27−0.6% | Reduced | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 3,760 | $584.2K | 0.1% | 00.0% | Unchanged | – |
| iShares Russell 1000 Value ETF464287598 | ETF | 3,825 | $580.7K | 0.1% | 00.0% | Unchanged | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 7,019 | $510.4K | 0.1% | −275−3.8% | Reduced | – |
| AMZNAmazon Com Inc | Stock | 3,463 | $440.2K | <0.1% | +386+12.5% | Added | History |
| Vanguard Total World Stock ETF922042742 | ETF | 4,339 | $404.3K | <0.1% | −302−6.5% | Reduced | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 4,501 | $342.0K | <0.1% | 00.0% | Unchanged | – |
| NVDANVIDIA Corp | Stock | 743 | $323.2K | <0.1% | +44+6.3% | Added | History |
| iShares Tr464288638 | ISHS 5-10YR INVT | 6,565 | $319.4K | <0.1% | 00.0% | Unchanged | – |
| Schwab U.S. REIT ETF808524847 | ETF | 17,598 | $312.4K | <0.1% | −3,362−16.0% | Reduced | – |
| iShares Russell Midcap ETF464287499 | ETF | 4,114 | $284.9K | <0.1% | −221−5.1% | Reduced | – |
| SPDR Index Shs FDS78463X426 | MSCI EMRG MKTS | 5,120 | $276.6K | <0.1% | 00.0% | Unchanged | – |
| METAMeta Platforms, Inc. | Stock | 893 | $268.1K | <0.1% | +1+0.1% | Added | History |
| WisdomTree Tr97717W307 | US LARGECAP DIVD | 4,046 | $248.8K | <0.1% | 00.0% | Unchanged | – |
| GOOGLAlphabet Inc. | Stock | 1,885 | $246.7K | <0.1% | −551−22.6% | Reduced | History |
| iShares MSCI Eafe ETF464287465 | ETF | 3,365 | $231.9K | <0.1% | −96−2.8% | Reduced | – |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 4,660 | $223.2K | <0.1% | −281−5.7% | Reduced | – |
| JPMJPMorgan Chase & Co | Stock | 1,537 | $222.9K | <0.1% | +36+2.4% | Added | History |
| GOOGAlphabet Inc. | Stock | 1,627 | $214.5K | <0.1% | −565−25.8% | Reduced | History |
| LLYEli Lilly & Co | Stock | 392 | $210.6K | <0.1% | −38−8.8% | Reduced | History |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 1,067 | $208.8K | <0.1% | 00.0% | Unchanged | – |
| AVGOBroadcom Inc. | Stock | 246 | $204.3K | <0.1% | +246 | New | History |
Sold out since Q2 2023 (1)
Positions held at the end of Q2 2023 that are gone from this filing.
| Security | Class | Shares in Q2 2023 | Value in Q2 2023 | % of portfolio in Q2 2023 | History |
|---|---|---|---|---|---|
| iShares Tr464287127 | MORNINGSTR US EQ | 3,356 | $205.0K | <0.1% | – |