Lutz Financial Services LLC
- SEC CIK
- 0001737112
- Latest filing
- Aug 5, 2026
Holdings in Q4 2022
Holdings as of Dec 31, 2022, filed Feb 7, 2023. Long positions only; changes compare share counts with Q3 2022.
- Positions
- 75
- +4 vs. Q3 2022
- Portfolio value
- $814.2M
- +$82.2M (+11.2%) vs. Q3 2022
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF922908363 | ETF | 223,449 | $78.5M | 9.6% | +1,600+0.7% | Added | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 2,018,149 | $78.5M | 9.6% | +13,421+0.7% | Added | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 256,688 | $62.1M | 7.6% | +7,045+2.8% | Added | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 739,571 | $53.1M | 6.5% | +115,996+18.6% | Added | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 743,457 | $36.8M | 4.5% | +632,650+570.9% | Added | – |
| State Street SPDR S&P 400 Mid Cap Value ETF78464A839 | ETF | 553,196 | $35.8M | 4.4% | +28,243+5.4% | Added | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 464,845 | $35.0M | 4.3% | +20,577+4.6% | Added | – |
| Schwab US Tips ETF808524870 | ETF | 594,605 | $30.8M | 3.8% | −90,637−13.2% | Reduced | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 79,986 | $30.6M | 3.8% | −865−1.1% | Reduced | History |
| iShares Tr464288646 | ISHS 1-5YR INVS | 507,057 | $25.3M | 3.1% | −6,022−1.2% | Reduced | – |
| iShares Tips Bond ETF464287176 | ETF | 188,793 | $20.1M | 2.5% | +70,344+59.4% | Added | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 193,107 | $18.7M | 2.3% | −18,505−8.7% | Reduced | – |
| iShares S&P 500 Value ETF464287408 | ETF | 128,788 | $18.7M | 2.3% | −4,232−3.2% | Reduced | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 176,504 | $18.4M | 2.3% | −221,393−55.6% | Reduced | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 170,546 | $16.1M | 2.0% | +921+0.5% | Added | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 132,444 | $13.4M | 1.6% | −305−0.2% | Reduced | – |
| Vanguard S&P 500 Value ETF921932703 | ETF | 94,203 | $13.2M | 1.6% | −1,441−1.5% | Reduced | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 175,831 | $13.1M | 1.6% | −1,892−1.1% | Reduced | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 153,208 | $11.5M | 1.4% | +36,462+31.2% | Added | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 224,478 | $11.5M | 1.4% | +767+0.3% | Added | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 174,169 | $11.4M | 1.4% | −5,380−3.0% | Reduced | – |
| Vanguard Scottsdale FDS92206C102 | SHORT TERM TREAS | 196,093 | $11.3M | 1.4% | −66,272−25.3% | Reduced | – |
| Vanguard Admiral FDS Inc921932844 | MIDCP 400 VAL | 71,133 | $10.9M | 1.3% | −1,945−2.7% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 27,443 | $10.5M | 1.3% | −281−1.0% | Reduced | – |
| iShares Core S&P US Value ETF464287663 | ETF | 146,706 | $10.4M | 1.3% | −6,177−4.0% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 227,967 | $10.3M | 1.3% | +49,545+27.8% | Added | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 66,752 | $9.03M | 1.1% | +540+0.8% | Added | – |
| MDYSPDR S&P Midcap 400 ETF Trust | ETF | 20,060 | $8.88M | 1.1% | −21−0.1% | Reduced | History |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 65,901 | $7.51M | 0.9% | +23,895+56.9% | Added | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 48,271 | $6.78M | 0.8% | +7,845+19.4% | Added | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 148,256 | $6.52M | 0.8% | −1,057−0.7% | Reduced | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 159,687 | $6.47M | 0.8% | +6,740+4.4% | Added | – |
| American Centy ETF Tr025072703 | INTL EQT ETF | 114,814 | $6.11M | 0.8% | +114,814 | New | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 229,907 | $5.58M | 0.7% | +229,907 | New | – |
| iShares Tr464288414 | NATIONAL MUN ETF | 51,554 | $5.44M | 0.7% | −10,500−16.9% | Reduced | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 115,401 | $5.39M | 0.7% | −70,070−37.8% | Reduced | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 157,949 | $5.29M | 0.6% | −4,164−2.6% | Reduced | – |
| PIMCO ETF Tr72201R205 | 1-5 US TIP IDX | 90,334 | $4.50M | 0.6% | +59,446+192.5% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 28,191 | $4.48M | 0.5% | −469−1.6% | Reduced | – |
| Vanguard Real Estate ETF922908553 | ETF | 53,841 | $4.44M | 0.5% | −20,247−27.3% | Reduced | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 93,365 | $4.36M | 0.5% | −4,309−4.4% | Reduced | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 47,108 | $4.30M | 0.5% | −598−1.3% | Reduced | – |
| iShares Tr46432F859 | CORE 1 5 YR USD | 87,654 | $4.07M | 0.5% | −64,014−42.2% | Reduced | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 15,253 | $3.37M | 0.4% | 00.0% | Unchanged | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 74,422 | $2.90M | 0.4% | −34,047−31.4% | Reduced | – |
| BRK.BBerkshire Hathaway Inc | Stock | 8,461 | $2.61M | 0.3% | +2,919+52.7% | Added | History |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 115,956 | $2.59M | 0.3% | +115,956 | New | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 28,426 | $2.12M | 0.3% | +10,392+57.6% | Added | – |
| AAPLApple Inc. | Stock | 9,414 | $1.22M | 0.2% | −74−0.8% | Reduced | History |
| Schwab Fundamental International Equity ETF808524755 | ETF | 38,635 | $1.12M | 0.1% | −508−1.3% | Reduced | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 5,447 | $999.8K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 4,789 | $915.7K | 0.1% | −4,100−46.1% | Reduced | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 39,796 | $893.8K | 0.1% | +39,796 | New | – |
| Dimensional ETF Trust25434V807 | INTERNATNAL VAL | 28,946 | $880.0K | 0.1% | −1,477−4.9% | Reduced | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 4,221 | $860.4K | 0.1% | +3+0.1% | Added | – |
| iShares Russell 2000 ETF464287655 | ETF | 4,028 | $702.3K | 0.1% | 00.0% | Unchanged | – |
| Schwab U.S. REIT ETF808524847 | ETF | 35,366 | $682.2K | 0.1% | −3,564−9.2% | Reduced | – |
| MSFTMicrosoft Corp | Stock | 2,779 | $666.5K | 0.1% | +178+6.8% | Added | History |
| iShares Tr464287630 | RUS 2000 VAL ETF | 4,542 | $629.8K | 0.1% | 00.0% | Unchanged | – |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 12,407 | $598.5K | 0.1% | −2,350−15.9% | Reduced | – |
| iShares Russell 1000 Value ETF464287598 | ETF | 3,825 | $580.1K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 3,778 | $573.7K | 0.1% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V831 | US HIGH PROF ETF | 23,380 | $561.4K | 0.1% | +23,380 | New | – |
| Vanguard Total World Stock ETF922042742 | ETF | 5,664 | $488.2K | 0.1% | −343−5.7% | Reduced | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 7,293 | $405.2K | <0.1% | −339−4.4% | Reduced | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 4,900 | $379.8K | <0.1% | −4,357−47.1% | Reduced | – |
| iShares Tr464288638 | ISHS 5-10YR INVT | 6,620 | $327.7K | <0.1% | +6,620 | New | – |
| iShares Russell Midcap ETF464287499 | ETF | 4,313 | $290.9K | <0.1% | +35+0.8% | Added | – |
| iShares MSCI Eafe ETF464287465 | ETF | 4,306 | $282.7K | <0.1% | 00.0% | Unchanged | – |
| SPDR Index Shs FDS78463X426 | MSCI EMRG MKTS | 5,120 | $273.5K | <0.1% | +10.0% | Added | – |
| AMZNAmazon Com Inc | Stock | 3,083 | $259.0K | <0.1% | −65−2.1% | Reduced | History |
| WisdomTree Tr97717W307 | US LARGECAP DIVD | 4,046 | $250.7K | <0.1% | 00.0% | Unchanged | – |
| JNJJohnson & Johnson | Stock | 1,290 | $227.9K | <0.1% | +3+0.2% | Added | History |
| iShares Tr464287457 | 1 3 YR TREAS BD | 2,720 | $220.8K | <0.1% | −2,835−51.0% | Reduced | – |
| JPMJPMorgan Chase & Co | Stock | 1,507 | $202.1K | <0.1% | +1,507 | New | History |
Sold out since Q3 2022 (3)
Positions held at the end of Q3 2022 that are gone from this filing.