Lutz Financial Services LLC
- SEC CIK
- 0001737112
- Latest filing
- Aug 5, 2026
Holdings in Q3 2022
Holdings as of Sep 30, 2022, filed Oct 24, 2022. Long positions only; changes compare share counts with Q2 2022.
- Positions
- 71
- +4 vs. Q2 2022
- Portfolio value
- $731.9M
- −$22.1M (−2.9%) vs. Q2 2022
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF922908363 | ETF | 221,849 | $72.8M | 10.0% | +14,741+7.1% | Added | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 2,004,728 | $69.1M | 9.4% | +16,564+0.8% | Added | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 249,643 | $54.7M | 7.5% | +7,473+3.1% | Added | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 623,575 | $44.5M | 6.1% | +143,288+29.8% | Added | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 397,897 | $40.8M | 5.6% | +29,679+8.1% | Added | – |
| Schwab US Tips ETF808524870 | ETF | 685,242 | $35.5M | 4.8% | +26,804+4.1% | Added | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 444,268 | $33.0M | 4.5% | +33,998+8.3% | Added | – |
| State Street SPDR S&P 400 Mid Cap Value ETF78464A839 | ETF | 524,953 | $30.4M | 4.1% | +34,780+7.1% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 80,851 | $28.9M | 3.9% | −390−0.5% | Reduced | History |
| iShares Tr464288646 | ISHS 1-5YR INVS | 513,079 | $25.3M | 3.5% | −23,430−4.4% | Reduced | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 211,612 | $20.4M | 2.8% | −83,944−28.4% | Reduced | – |
| iShares S&P 500 Value ETF464287408 | ETF | 133,020 | $17.1M | 2.3% | −878−0.7% | Reduced | – |
| Vanguard Scottsdale FDS92206C102 | SHORT TERM TREAS | 262,365 | $15.2M | 2.1% | −1,741−0.7% | Reduced | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 169,625 | $14.8M | 2.0% | +13,300+8.5% | Added | – |
| iShares Tips Bond ETF464287176 | ETF | 118,449 | $12.4M | 1.7% | +3,641+3.2% | Added | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 132,749 | $11.9M | 1.6% | −841−0.6% | Reduced | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 177,723 | $11.9M | 1.6% | −4,068−2.2% | Reduced | – |
| Vanguard S&P 500 Value ETF921932703 | ETF | 95,644 | $11.9M | 1.6% | −2,037−2.1% | Reduced | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 179,549 | $10.9M | 1.5% | +1,173+0.7% | Added | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 223,711 | $10.4M | 1.4% | −2,436−1.1% | Reduced | – |
| Vanguard Admiral FDS Inc921932844 | MIDCP 400 VAL | 73,078 | $10.1M | 1.4% | −690−0.9% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 27,724 | $9.94M | 1.4% | +40+0.1% | Added | – |
| iShares Core S&P US Value ETF464287663 | ETF | 152,883 | $9.57M | 1.3% | −38,214−20.0% | Reduced | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 185,471 | $8.92M | 1.2% | −54,687−22.8% | Reduced | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 116,746 | $8.73M | 1.2% | −18,339−13.6% | Reduced | – |
| MDYSPDR S&P Midcap 400 ETF Trust | ETF | 20,081 | $8.07M | 1.1% | −30.0% | Reduced | History |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 66,212 | $8.06M | 1.1% | −5,612−7.8% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 178,422 | $7.56M | 1.0% | −24,698−12.2% | Reduced | – |
| iShares Tr46432F859 | CORE 1 5 YR USD | 151,668 | $6.99M | 1.0% | +20,514+15.6% | Added | – |
| iShares Tr464288414 | NATIONAL MUN ETF | 62,054 | $6.37M | 0.9% | +11,655+23.1% | Added | – |
| Vanguard Real Estate ETF922908553 | ETF | 74,088 | $5.94M | 0.8% | −12,316−14.3% | Reduced | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 149,313 | $5.82M | 0.8% | −4,541−3.0% | Reduced | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 152,947 | $5.78M | 0.8% | −12,561−7.6% | Reduced | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 110,807 | $5.33M | 0.7% | −25,117−18.5% | Reduced | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 40,426 | $4.99M | 0.7% | +37,284+1,186.6% | Added | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 162,113 | $4.80M | 0.7% | −3,466−2.1% | Reduced | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 42,006 | $4.37M | 0.6% | +2,067+5.2% | Added | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 97,674 | $4.20M | 0.6% | −38,903−28.5% | Reduced | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 28,660 | $4.11M | 0.6% | −1,507−5.0% | Reduced | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 108,469 | $3.96M | 0.5% | +283+0.3% | Added | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 47,706 | $3.93M | 0.5% | −83−0.2% | Reduced | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 15,253 | $3.16M | 0.4% | 00.0% | Unchanged | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 8,889 | $1.59M | 0.2% | +4,015+82.4% | Added | – |
| PIMCO ETF Tr72201R205 | 1-5 US TIP IDX | 30,888 | $1.53M | 0.2% | +30,888 | New | – |
| BRK.BBerkshire Hathaway Inc | Stock | 5,542 | $1.48M | 0.2% | +575+11.6% | Added | History |
| AAPLApple Inc. | Stock | 9,488 | $1.31M | 0.2% | +9,488 | New | History |
| American Centy ETF Tr025072877 | US SML CP VALU | 18,034 | $1.19M | 0.2% | +18,034 | New | – |
| Schwab Fundamental International Equity ETF808524755 | ETF | 39,143 | $984.0K | 0.1% | −149−0.4% | Reduced | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 5,447 | $931.0K | 0.1% | −25−0.5% | Reduced | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 4,218 | $793.0K | 0.1% | +20.0% | Added | – |
| Dimensional ETF Trust25434V807 | INTERNATNAL VAL | 30,423 | $784.0K | 0.1% | +787+2.7% | Added | – |
| Schwab U.S. REIT ETF808524847 | ETF | 38,930 | $728.0K | 0.1% | −124−0.3% | Reduced | – |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 14,757 | $712.0K | 0.1% | −1,326−8.2% | Reduced | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 9,257 | $701.0K | 0.1% | −4,488−32.7% | Reduced | – |
| iShares Russell 2000 ETF464287655 | ETF | 4,028 | $664.0K | 0.1% | 00.0% | Unchanged | – |
| MSFTMicrosoft Corp | Stock | 2,601 | $606.0K | 0.1% | +2,601 | New | History |
| iShares Tr464287630 | RUS 2000 VAL ETF | 4,542 | $586.0K | 0.1% | 00.0% | Unchanged | – |
| iShares Russell 1000 Value ETF464287598 | ETF | 3,825 | $520.0K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 3,778 | $511.0K | 0.1% | −112−2.9% | Reduced | – |
| Vanguard Total World Stock ETF922042742 | ETF | 6,007 | $474.0K | 0.1% | +594+11.0% | Added | – |
| iShares Tr464287457 | 1 3 YR TREAS BD | 5,555 | $451.0K | 0.1% | −626−10.1% | Reduced | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 7,632 | $426.0K | 0.1% | +341+4.7% | Added | – |
| AMZNAmazon Com Inc | Stock | 3,148 | $356.0K | <0.1% | +3,148 | New | History |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 8,505 | $309.0K | <0.1% | +3,026+55.2% | Added | – |
| iShares Russell Midcap ETF464287499 | ETF | 4,278 | $266.0K | <0.1% | 00.0% | Unchanged | – |
| SPDR Index Shs FDS78463X426 | MSCI EMRG MKTS | 5,119 | $260.0K | <0.1% | −54−1.0% | Reduced | – |
| iShares MSCI Eafe ETF464287465 | ETF | 4,306 | $241.0K | <0.1% | 00.0% | Unchanged | – |
| WisdomTree Tr97717W307 | US LARGECAP DIVD | 4,046 | $224.0K | <0.1% | 00.0% | Unchanged | – |
| GOOGAlphabet Inc. | Stock | 2,230 | $214.0K | <0.1% | +2,230 | New | History |
| JNJJohnson & Johnson | Stock | 1,287 | $210.0K | <0.1% | +1,287 | New | History |
| GOOGLAlphabet Inc. | Stock | 2,127 | $203.0K | <0.1% | +2,127 | New | History |
Sold out since Q2 2022 (4)
Positions held at the end of Q2 2022 that are gone from this filing.
| Security | Class | Shares in Q2 2022 | Value in Q2 2022 | % of portfolio in Q2 2022 | History |
|---|---|---|---|---|---|
| Vanguard Ftse All-World Ex-US Index Fund922042775 | ETF | 26,267 | $1.31M | 0.2% | – |
| State Street SPDR Portfolio Aggregate Bond ETF78464A649 | ETF | 22,369 | $589.0K | 0.1% | – |
| Schwab US Aggregate Bond ETF808524839 | ETF | 8,181 | $392.0K | 0.1% | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 2,289 | $252.0K | <0.1% | – |