Gradient Capital Advisors, LLC
- SEC CIK
- 0001727917
- Latest filing
- Jul 13, 2026
Holdings in Q3 2025
Holdings as of Sep 30, 2025, filed Oct 27, 2025. Long positions only; changes compare share counts with Q2 2025.
- Positions
- 167
- +5 vs. Q2 2025
- Portfolio value
- $373.1M
- +$34.6M (+10.2%) vs. Q2 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| URGUr-Energy Inc | COM | 10,000 | $17.9K | <0.1% | 00.0% | Unchanged | History |
| AMCAMC Entertainment Holdings, Inc. | CL A NEW | 10,004 | $29.0K | <0.1% | +10,004 | New | History |
| HYFTMindWalk Holdings Corp. | COM | 26,808 | $46.9K | <0.1% | +26,808 | New | History |
| Invesco Exch TRD SLF Idx FD46138J445 | INVSC 30 MUNI BD | 9,381 | $205.6K | 0.1% | 00.0% | Unchanged | – |
| SOSouthern Co | Stock | 2,180 | $206.6K | 0.1% | +2,180 | New | History |
| RTXRTX Corp | Stock | 1,253 | $209.7K | 0.1% | +1,253 | New | History |
| State Street SPDR S&P Regional Banking ETF78464A698 | ETF | 3,322 | $210.3K | 0.1% | +3,322 | New | – |
| TJXTJX Companies Inc | Stock | 1,484 | $214.5K | 0.1% | +1,484 | New | History |
| DIASPDR Dow Jones Industrial Average ETF Trust | UT SER 1 | 463 | $214.7K | 0.1% | 00.0% | Unchanged | History |
| REGNRegeneron Pharmaceuticals, Inc. | COM | 385 | $216.5K | 0.1% | +1+0.3% | Added | History |
| iShares Tr464288638 | ISHS 5-10YR INVT | 4,141 | $224.0K | 0.1% | −377−8.3% | Reduced | – |
| iShares Tr464288869 | MICRO-CAP ETF | 1,510 | $225.1K | 0.1% | +1,510 | New | – |
| FDXFedEx Corp | Stock | 965 | $227.6K | 0.1% | 00.0% | Unchanged | History |
| iShares Tips Bond ETF464287176 | ETF | 2,070 | $230.2K | 0.1% | 00.0% | Unchanged | – |
| AXPAmerican Express Co | Stock | 695 | $230.8K | 0.1% | +7+1.0% | Added | History |
| YUMYum Brands Inc | Stock | 1,529 | $232.4K | 0.1% | −296−16.2% | Reduced | History |
| J P Morgan Exchange Traded F46641Q274 | SHORT DURA CORE | 4,909 | $233.7K | 0.1% | 00.0% | Unchanged | – |
| ADBEAdobe Inc. | Stock | 682 | $240.6K | 0.1% | −75−9.9% | Reduced | History |
| iShares Ibonds Dec 2028 Term Corporate ETF46435U515 | ETF | 9,532 | $243.3K | 0.1% | 00.0% | Unchanged | – |
| iShares Select U.S. REIT ETF464287564 | ETF | 4,120 | $253.9K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Whitehall FDS921946794 | INTL HIGH ETF | 3,033 | $256.8K | 0.1% | −312−9.3% | Reduced | – |
| GSGoldman Sachs Group Inc | Stock | 330 | $262.8K | 0.1% | +2+0.6% | Added | History |
| American Centy ETF Tr025072349 | US LARGE CAP VLU | 3,653 | $264.0K | 0.1% | −174−4.5% | Reduced | – |
| State Street Utilities Select Sector SPDR ETF81369Y886 | ETF | 3,048 | $265.8K | 0.1% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V633 | CALIF MUN BD ETF | 5,386 | $268.4K | 0.1% | 00.0% | Unchanged | – |
| SBUXStarbucks Corp | Stock | 3,200 | $270.7K | 0.1% | +15+0.5% | Added | History |
| State Street Energy Select Sector SPDR ETF81369Y506 | ETF | 3,085 | $275.6K | 0.1% | −1,473−32.3% | Reduced | – |
| PANWPalo Alto Networks Inc | Stock | 1,387 | $282.4K | 0.1% | +10+0.7% | Added | History |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 11,650 | $284.3K | 0.1% | +1,035+9.8% | Added | – |
| PGProcter & Gamble Co | Stock | 1,852 | $284.5K | 0.1% | +31+1.7% | Added | History |
| WMTWalmart Inc. | Stock | 2,806 | $289.2K | 0.1% | +67+2.4% | Added | History |
| ORCLOracle Corp | Stock | 1,030 | $289.7K | 0.1% | +22+2.2% | Added | History |
| OFIXOrthofix Medical Inc. | COM | 20,000 | $292.8K | 0.1% | 00.0% | Unchanged | History |
| PLTRPalantir Technologies Inc. | Stock | 1,616 | $294.8K | 0.1% | +1,616 | New | History |
| SPDR Series Trust78468R408 | ST TERM HIGH ETF | 11,565 | $296.1K | 0.1% | 00.0% | Unchanged | – |
| ACNAccenture plc | Stock | 1,224 | $301.8K | 0.1% | +5+0.4% | Added | History |
| CRMSalesforce, Inc. | Stock | 1,275 | $302.1K | 0.1% | −23−1.8% | Reduced | History |
| iShares Ibonds Dec 2026 Term Corporate ETF46435GAA0 | ETF | 12,855 | $312.4K | 0.1% | 00.0% | Unchanged | – |
| INTCIntel Corp | Stock | 9,484 | $318.2K | 0.1% | −505−5.1% | Reduced | History |
| iShares Ibonds Dec 2027 Term Corporate ETF46435UAA9 | ETF | 13,097 | $318.8K | 0.1% | 00.0% | Unchanged | – |
| State Street Technology Select Sector SPDR ETF81369Y803 | ETF | 1,140 | $321.3K | 0.1% | +1,140 | New | – |
| ABBVAbbVie Inc. | Stock | 1,407 | $325.8K | 0.1% | +28+2.0% | Added | History |
| PFEPfizer Inc | Stock | 12,804 | $326.2K | 0.1% | +2,336+22.3% | Added | History |
| iShares Inc464286343 | US PWR INFRA ETF | 13,065 | $327.7K | 0.1% | 00.0% | Unchanged | – |
| GHYPGIM Global High Yield Fund, Inc. | COM | 25,764 | $331.8K | 0.1% | 00.0% | Unchanged | History |
| iShares Tr464287721 | U.S. TECH ETF | 1,760 | $344.7K | 0.1% | 00.0% | Unchanged | – |
| DISWalt Disney Co | Stock | 3,040 | $348.1K | 0.1% | +29+1.0% | Added | History |
| BABoeing Co | Stock | 1,617 | $349.0K | 0.1% | +22+1.4% | Added | History |
| iShares Ibonds Dec 2033 Term Corporate ETF46436E130 | ETF | 13,658 | $358.2K | 0.1% | 00.0% | Unchanged | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 5,605 | $365.8K | 0.1% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V401 | US EQUI MARK ETF | 5,184 | $375.5K | 0.1% | +21+0.4% | Added | – |
| SPDR Series Trust78464A805 | ST STR PR SP1500 | 4,712 | $380.1K | 0.1% | 00.0% | Unchanged | – |
| WFCWells Fargo & Company | Stock | 4,771 | $399.9K | 0.1% | +51+1.1% | Added | History |
| State Street Financial Select Sector SPDR ETF81369Y605 | ETF | 7,561 | $407.3K | 0.1% | +910+13.7% | Added | – |
| Invesco Exch TRD SLF Idx FD46138J411 | BULLETSHS 31 MUN | 19,704 | $414.0K | 0.1% | 00.0% | Unchanged | – |
| WisdomTree Tr97717W109 | US TOTAL DIVIDND | 4,934 | $414.5K | 0.1% | 00.0% | Unchanged | – |
| CEGConstellation Energy Corp | Stock | 1,264 | $416.1K | 0.1% | +3+0.2% | Added | History |
| XOMExxonMobil Holdings Corp | COM | 3,828 | $431.6K | 0.1% | +32+0.8% | Added | History |
| Invesco Exch Traded FD Tr II46138E354 | S&P500 LOW VOL | 6,040 | $443.8K | 0.1% | +82+1.4% | Added | – |
| iShares Tr46438G653 | IBONDS DEC 2034 | 16,847 | $445.9K | 0.1% | +1,688+11.1% | Added | – |
| iShares MSCI Eafe ETF464287465 | ETF | 4,885 | $456.1K | 0.1% | 00.0% | Unchanged | – |
| INTUIntuit Inc. | Stock | 712 | $486.2K | 0.1% | +104+17.1% | Added | History |
| Schwab Emerging Markets Equity ETF808524706 | ETF | 14,730 | $491.5K | 0.1% | −143−1.0% | Reduced | – |
| iShares Ibonds Dec 2029 Term Corporate ETF46436E205 | ETF | 21,086 | $494.9K | 0.1% | 00.0% | Unchanged | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 5,093 | $510.6K | 0.1% | −115−2.2% | Reduced | – |
| BLKBlackRock, Inc. | Stock | 439 | $511.8K | 0.1% | +3+0.7% | Added | History |
| iShares S&P 500 Value ETF464287408 | ETF | 2,590 | $535.0K | 0.1% | 00.0% | Unchanged | – |
| CATCaterpillar Inc | Stock | 1,125 | $536.6K | 0.1% | −8−0.7% | Reduced | History |
| J P Morgan Exchange Traded F46641Q654 | ULTRA SHT MUNCPL | 10,767 | $549.5K | 0.1% | 00.0% | Unchanged | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 4,947 | $551.5K | 0.1% | −36−0.7% | Reduced | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 6,342 | $553.7K | 0.1% | 00.0% | Unchanged | – |
| Schwab US Tips ETF808524870 | ETF | 20,818 | $561.0K | 0.2% | −1,475−6.6% | Reduced | – |
| IBMInternational Business Machines Corp | Stock | 2,004 | $565.4K | 0.2% | +56+2.9% | Added | History |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 15,771 | $573.3K | 0.2% | −112−0.7% | Reduced | – |
| State Street SPDR Portfolio Short Term Corporate Bond ETF78464A474 | ETF | 19,923 | $603.5K | 0.2% | +109+0.6% | Added | – |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 12,216 | $610.7K | 0.2% | −215−1.7% | Reduced | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 964 | $642.4K | 0.2% | 00.0% | Unchanged | History |
| iShares S&P 500 Growth ETF464287309 | ETF | 5,352 | $646.1K | 0.2% | 00.0% | Unchanged | – |
| BNYBank of New York Mellon Corp | Stock | 5,961 | $649.5K | 0.2% | +5,961 | New | History |
| iShares Ibonds Dec 2030 Term Corporate ETF46436E726 | ETF | 29,435 | $652.0K | 0.2% | 00.0% | Unchanged | – |
| GOOGAlphabet Inc. | Stock | 2,818 | $686.4K | 0.2% | −21−0.7% | Reduced | History |
| Vanguard Health Care ETF92204A504 | ETF | 2,688 | $697.8K | 0.2% | −107−3.8% | Reduced | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 9,255 | $730.3K | 0.2% | −708−7.1% | Reduced | – |
| Schwab US Aggregate Bond ETF808524839 | ETF | 31,134 | $730.7K | 0.2% | −2,587−7.7% | Reduced | – |
| BXBlackstone Inc. | COM | 4,390 | $750.0K | 0.2% | +7+0.2% | Added | History |
| iShares Core S&P Small Cap ETF464287804 | ETF | 6,327 | $751.8K | 0.2% | +20.0% | Added | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 22,962 | $752.9K | 0.2% | 00.0% | Unchanged | – |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 5,372 | $757.2K | 0.2% | −280−5.0% | Reduced | – |
| NFLXNetflix Inc | Stock | 670 | $803.3K | 0.2% | +11+1.7% | Added | History |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 15,294 | $828.6K | 0.2% | −2,476−13.9% | Reduced | – |
| iShares Ibonds Dec 2031 Term Corporate ETF46436E486 | ETF | 39,388 | $835.8K | 0.2% | 00.0% | Unchanged | – |
| iShares Ibonds Dec 2032 Term Corporate ETF46436E312 | ETF | 32,637 | $836.2K | 0.2% | +89+0.3% | Added | – |
| COSTCostco Wholesale Corp | Stock | 934 | $864.6K | 0.2% | +306+48.7% | Added | History |
| State Street Consumer Staples Select Sector SPDR ETF81369Y308 | ETF | 11,050 | $866.0K | 0.2% | −149−1.3% | Reduced | – |
| AMGNAmgen Inc | Stock | 3,086 | $870.8K | 0.2% | +30+1.0% | Added | History |
| VVisa Inc. | Stock | 2,651 | $905.0K | 0.2% | +31+1.2% | Added | History |
| Schwab U.S. REIT ETF808524847 | ETF | 42,015 | $906.3K | 0.2% | −1,032−2.4% | Reduced | – |
| LMTLockheed Martin Corp | Stock | 1,821 | $908.9K | 0.2% | −22−1.2% | Reduced | History |
| Invesco QQQ Trust Series I46090E103 | ETF | 1,542 | $925.6K | 0.2% | +445+40.6% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 24,530 | $946.1K | 0.3% | −967−3.8% | Reduced | – |
Sold out since Q2 2025 (5)
Positions held at the end of Q2 2025 that are gone from this filing.
| Security | Class | Shares in Q2 2025 | Value in Q2 2025 | % of portfolio in Q2 2025 | History |
|---|---|---|---|---|---|
| BlackRock ETF Trust II092528108 | SHOR DURA HI ETF | 34,635 | $772.7K | 0.2% | – |
| ISRGIntuitive Surgical Inc | COM NEW | 397 | $215.7K | 0.1% | History |
| J P Morgan Exchange Traded F46654Q104 | INFL MANA BD ETF | 4,152 | $200.3K | 0.1% | – |
| ATECAlphatec Holdings, Inc. | COM NEW | 15,000 | $166.5K | <0.1% | History |
| Immunoprecise Antibodies Ltd45257F200 | COM NEW | 26,808 | $28.4K | <0.1% | – |