Gradient Capital Advisors, LLC
- SEC CIK
- 0001727917
- Latest filing
- Jul 13, 2026
Holdings in Q1 2024
Holdings as of Mar 31, 2024, filed Apr 17, 2024. Long positions only; changes compare share counts with Q4 2023.
- Positions
- 139
- −3 vs. Q4 2023
- Portfolio value
- $272.4M
- +$9.75M (+3.7%) vs. Q4 2023
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares Core S&P 500 ETF464287200 | ETF | 52,158 | $27.4M | 10.1% | −3,002−5.4% | Reduced | – |
| AAPLApple Inc. | Stock | 88,721 | $15.2M | 5.6% | −5,849−6.2% | Reduced | History |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 290,634 | $10.4M | 3.8% | +2,673+0.9% | Added | – |
| Schwab International Equity ETF808524805 | ETF | 257,361 | $10.0M | 3.7% | −9,188−3.4% | Reduced | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 128,585 | $9.94M | 3.6% | +33,674+35.5% | Added | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 98,798 | $8.05M | 3.0% | −1,653−1.6% | Reduced | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 139,360 | $7.59M | 2.8% | −3,449−2.4% | Reduced | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 133,434 | $6.73M | 2.5% | −2,806−2.1% | Reduced | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 135,979 | $6.51M | 2.4% | +6,761+5.2% | Added | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 104,081 | $6.46M | 2.4% | −6,779−6.1% | Reduced | – |
| MSFTMicrosoft Corp | Stock | 15,272 | $6.43M | 2.4% | +413+2.8% | Added | History |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 130,352 | $5.33M | 2.0% | +379+0.3% | Added | – |
| JPMJPMorgan Chase & Co | Stock | 25,167 | $5.04M | 1.9% | −95−0.4% | Reduced | History |
| Vanguard S&P 500 ETF922908363 | ETF | 9,979 | $4.80M | 1.8% | −1,862−15.7% | Reduced | – |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 19,781 | $4.74M | 1.7% | −333−1.7% | Reduced | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 92,976 | $4.66M | 1.7% | −1,461−1.5% | Reduced | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 179,592 | $4.58M | 1.7% | +8,932+5.2% | Added | – |
| TSLATesla, Inc. | Stock | 25,924 | $4.56M | 1.7% | −3,330−11.4% | Reduced | History |
| Dimensional ETF Trust25434V864 | SHOR DUR FIX ETF | 91,703 | $4.31M | 1.6% | +15,849+20.9% | Added | – |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 66,721 | $4.02M | 1.5% | −889−1.3% | Reduced | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 11,008 | $3.79M | 1.4% | −209−1.9% | Reduced | – |
| Dimensional ETF Trust25434V823 | US REAL ESTA ETF | 165,466 | $3.70M | 1.4% | +6,286+3.9% | Added | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 14,735 | $3.68M | 1.4% | −364−2.4% | Reduced | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 14,735 | $3.37M | 1.2% | +20+0.1% | Added | – |
| BRK.BBerkshire Hathaway Inc | Stock | 7,972 | $3.35M | 1.2% | +619+8.4% | Added | History |
| GOOGLAlphabet Inc. | Stock | 21,245 | $3.21M | 1.2% | +290+1.4% | Added | History |
| Schwab US Dividend Equity ETF808524797 | ETF | 39,552 | $3.19M | 1.2% | +3,835+10.7% | Added | – |
| METAMeta Platforms, Inc. | Stock | 6,125 | $2.97M | 1.1% | +58+1.0% | Added | History |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 107,004 | $2.72M | 1.0% | +12,054+12.7% | Added | – |
| Vanguard Intl Equity Index F922042676 | GLB EX US ETF | 61,204 | $2.58M | 0.9% | −3,261−5.1% | Reduced | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 48,296 | $2.48M | 0.9% | +4,230+9.6% | Added | – |
| NVDANVIDIA Corp | Stock | 2,730 | $2.47M | 0.9% | −161−5.6% | Reduced | History |
| LRCXLam Research Corp | COM | 2,471 | $2.40M | 0.9% | −167−6.3% | Reduced | History |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 73,005 | $1.99M | 0.7% | +1,828+2.6% | Added | – |
| Dimensional ETF Trust25434V815 | US SMALL CAP ETF | 62,399 | $1.88M | 0.7% | +7,403+13.5% | Added | – |
| WPCW. P. Carey Inc. | COM | 32,894 | $1.86M | 0.7% | −1,286−3.8% | Reduced | History |
| CVXChevron Corp | Stock | 11,569 | $1.82M | 0.7% | −89−0.8% | Reduced | History |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 8,646 | $1.66M | 0.6% | −838−8.8% | Reduced | – |
| AMDAdvanced Micro Devices Inc | Stock | 9,075 | $1.64M | 0.6% | +461+5.4% | Added | History |
| AMZNAmazon Com Inc | Stock | 8,975 | $1.62M | 0.6% | −420−4.5% | Reduced | History |
| Schwab U.S. Broad Market ETF808524102 | ETF | 26,236 | $1.60M | 0.6% | +304+1.2% | Added | – |
| Dimensional Emerging Core Equity Market ETF25434V302 | ETF | 64,443 | $1.59M | 0.6% | −733−1.1% | Reduced | – |
| Vanguard Real Estate ETF922908553 | ETF | 17,903 | $1.55M | 0.6% | −297−1.6% | Reduced | – |
| QCOMQualcomm Inc | Stock | 9,048 | $1.53M | 0.6% | −51−0.6% | Reduced | History |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 33,233 | $1.46M | 0.5% | +900+2.8% | Added | History |
| American Centy ETF Tr025072802 | INTL SMCP VLU | 21,630 | $1.42M | 0.5% | −80−0.4% | Reduced | – |
| AVGOBroadcom Inc. | Stock | 1,022 | $1.36M | 0.5% | −19−1.8% | Reduced | History |
| Vanguard Ftse All-World Ex-US Index Fund922042775 | ETF | 23,035 | $1.35M | 0.5% | −2,023−8.1% | Reduced | – |
| Dimensional ETF Trust25434V666 | US LARG VALU ETF | 41,524 | $1.25M | 0.5% | +5,495+15.3% | Added | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 4,719 | $1.23M | 0.5% | +87+1.9% | Added | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 16,135 | $1.23M | 0.5% | −608−3.6% | Reduced | – |
| JNJJohnson & Johnson | Stock | 7,435 | $1.18M | 0.4% | −536−6.7% | Reduced | History |
| American Centy ETF Tr025072877 | US SML CP VALU | 12,050 | $1.13M | 0.4% | −673−5.3% | Reduced | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 6,866 | $1.12M | 0.4% | −27−0.4% | Reduced | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 22,501 | $1.11M | 0.4% | −399−1.7% | Reduced | – |
| GLDSPDR Gold Trust | ETF | 5,314 | $1.09M | 0.4% | +7+0.1% | Added | History |
| iShares Russell 2000 ETF464287655 | ETF | 5,142 | $1.08M | 0.4% | 00.0% | Unchanged | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 5,901 | $1.08M | 0.4% | +16+0.3% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 13,268 | $1.02M | 0.4% | −282−2.1% | Reduced | – |
| AMGNAmgen Inc | Stock | 3,560 | $1.01M | 0.4% | −10−0.3% | Reduced | History |
| HDHome Depot, Inc. | Stock | 2,513 | $963.9K | 0.4% | +8+0.3% | Added | History |
| Schwab US Aggregate Bond ETF808524839 | ETF | 20,427 | $939.6K | 0.3% | +98+0.5% | Added | – |
| CSCOCisco Systems, Inc. | Stock | 18,684 | $932.5K | 0.3% | +37+0.2% | Added | History |
| Vanguard Health Care ETF92204A504 | ETF | 3,400 | $919.9K | 0.3% | −87−2.5% | Reduced | – |
| State Street Consumer Staples Select Sector SPDR ETF81369Y308 | ETF | 11,950 | $912.5K | 0.3% | −164−1.4% | Reduced | – |
| Schwab U.S. REIT ETF808524847 | ETF | 44,627 | $905.9K | 0.3% | −1,844−4.0% | Reduced | – |
| LMTLockheed Martin Corp | Stock | 1,940 | $882.5K | 0.3% | −7−0.4% | Reduced | History |
| BACBank of America Corp | Stock | 22,739 | $862.3K | 0.3% | −1,813−7.4% | Reduced | History |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 20,047 | $837.4K | 0.3% | −1,883−8.6% | Reduced | – |
| LULUlululemon athletica inc. | Stock | 1,959 | $765.3K | 0.3% | −43−2.1% | Reduced | History |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 15,151 | $750.7K | 0.3% | −2,532−14.3% | Reduced | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 6,396 | $706.9K | 0.3% | +92+1.5% | Added | – |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 5,602 | $677.7K | 0.2% | +52+0.9% | Added | – |
| iShares Ibonds Dec 2031 Term Corporate ETF46436E486 | ETF | 32,827 | $672.6K | 0.2% | +6,639+25.4% | Added | – |
| J P Morgan Exchange Traded F46641Q654 | ULTRA SHT MUNCPL | 13,256 | $672.6K | 0.2% | −2,361−15.1% | Reduced | – |
| VVisa Inc. | Stock | 2,403 | $670.6K | 0.2% | +24+1.0% | Added | History |
| SPYSPDR S&P 500 ETF Trust | ETF | 1,280 | $669.4K | 0.2% | +24+1.9% | Added | History |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 20,753 | $663.0K | 0.2% | +1,202+6.1% | Added | – |
| State Street SPDR Portfolio Short Term Corporate Bond ETF78464A474 | ETF | 22,066 | $656.9K | 0.2% | +1,583+7.7% | Added | – |
| PFEPfizer Inc | Stock | 22,353 | $620.3K | 0.2% | +5,171+30.1% | Added | History |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 22,962 | $614.2K | 0.2% | 00.0% | Unchanged | – |
| iShares Ibonds Dec 2032 Term Corporate ETF46436E312 | ETF | 24,083 | $597.5K | 0.2% | +610+2.6% | Added | – |
| BXBlackstone Inc. | COM | 4,487 | $589.5K | 0.2% | 00.0% | Unchanged | History |
| Schwab US Tips ETF808524870 | ETF | 11,207 | $584.6K | 0.2% | −194−1.7% | Reduced | – |
| INTCIntel Corp | Stock | 13,206 | $583.3K | 0.2% | −2,106−13.8% | Reduced | History |
| GOOGAlphabet Inc. | Stock | 3,579 | $544.9K | 0.2% | −40−1.1% | Reduced | History |
| CATCaterpillar Inc | Stock | 1,483 | $543.3K | 0.2% | −146−9.0% | Reduced | History |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 4,751 | $517.5K | 0.2% | −239−4.8% | Reduced | – |
| iShares S&P 500 Value ETF464287408 | ETF | 2,759 | $515.3K | 0.2% | +66+2.5% | Added | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 5,140 | $503.4K | 0.2% | 00.0% | Unchanged | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 6,582 | $488.5K | 0.2% | −115−1.7% | Reduced | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 16,092 | $486.3K | 0.2% | 00.0% | Unchanged | – |
| TSMTaiwan Semiconductor Manufacturing Co Ltd | ADR | 3,554 | $483.5K | 0.2% | +99+2.9% | Added | History |
| DISWalt Disney Co | Stock | 3,789 | $463.7K | 0.2% | −186−4.7% | Reduced | History |
| NFLXNetflix Inc | Stock | 760 | $461.6K | 0.2% | −35−4.4% | Reduced | History |
| iShares Ibonds Dec 2030 Term Corporate ETF46436E726 | ETF | 21,490 | $459.9K | 0.2% | +5,868+37.6% | Added | – |
| WisdomTree Tr97717W109 | US TOTAL DIVIDND | 6,336 | $448.1K | 0.2% | 00.0% | Unchanged | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 1,005 | $446.3K | 0.2% | +30+3.1% | Added | – |
| XOMExxonMobil Holdings Corp | COM | 3,806 | $442.4K | 0.2% | −140−3.5% | Reduced | History |
| Invesco Exch Traded FD Tr II46138E354 | S&P500 LOW VOL | 6,693 | $440.9K | 0.2% | −11−0.2% | Reduced | – |
Sold out since Q4 2023 (5)
Positions held at the end of Q4 2023 that are gone from this filing.
| Security | Class | Shares in Q4 2023 | Value in Q4 2023 | % of portfolio in Q4 2023 | History |
|---|---|---|---|---|---|
| iShares Tr46434V613 | CORE UNIVRSL USD | 8,661 | $399.0K | 0.2% | – |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 5,609 | $271.8K | 0.1% | – |
| Dimensional ETF Trust25434V104 | US CORE EQT MKT | 7,199 | $239.4K | 0.1% | – |
| BMYBristol Myers Squibb Co | Stock | 4,534 | $232.6K | 0.1% | History |
| Schwab International Small-Cap Equity ETF808524888 | ETF | 6,547 | $228.4K | 0.1% | – |