Gradient Capital Advisors, LLC
- SEC CIK
- 0001727917
- Latest filing
- Jul 13, 2026
Holdings in Q3 2023
Holdings as of Sep 30, 2023, filed Oct 25, 2023. Long positions only; changes compare share counts with Q2 2023.
- Positions
- 136
- −3 vs. Q2 2023
- Portfolio value
- $239.2M
- −$10.2M (−4.1%) vs. Q2 2023
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares Core S&P 500 ETF464287200 | ETF | 56,040 | $24.1M | 10.1% | −734−1.3% | Reduced | – |
| AAPLApple Inc. | Stock | 98,588 | $16.9M | 7.1% | −3,693−3.6% | Reduced | History |
| Schwab International Equity ETF808524805 | ETF | 269,425 | $9.15M | 3.8% | −3,602−1.3% | Reduced | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 284,421 | $8.82M | 3.7% | +15,410+5.7% | Added | – |
| TSLATesla, Inc. | Stock | 29,288 | $7.33M | 3.1% | +83+0.3% | Added | History |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 149,542 | $7.07M | 3.0% | −11,391−7.1% | Reduced | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 140,751 | $7.06M | 3.0% | −8,177−5.5% | Reduced | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 93,019 | $6.99M | 2.9% | +10,582+12.8% | Added | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 99,723 | $6.75M | 2.8% | +3,216+3.3% | Added | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 139,771 | $6.39M | 2.7% | −1,674−1.2% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 115,459 | $5.84M | 2.4% | −4,591−3.8% | Reduced | – |
| Vanguard S&P 500 ETF922908363 | ETF | 13,455 | $5.28M | 2.2% | −2,885−17.7% | Reduced | – |
| MSFTMicrosoft Corp | Stock | 14,722 | $4.65M | 1.9% | +131+0.9% | Added | History |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 134,878 | $4.59M | 1.9% | +486+0.4% | Added | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 90,799 | $3.97M | 1.7% | −432−0.5% | Reduced | – |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 19,973 | $3.91M | 1.6% | −99−0.5% | Reduced | – |
| JPMJPMorgan Chase & Co | Stock | 25,375 | $3.68M | 1.5% | +734+3.0% | Added | History |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 156,701 | $3.65M | 1.5% | +10,082+6.9% | Added | – |
| Dimensional ETF Trust25434V864 | SHOR DUR FIX ETF | 77,814 | $3.61M | 1.5% | +3,467+4.7% | Added | – |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 66,409 | $3.55M | 1.5% | +226+0.3% | Added | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 15,321 | $3.19M | 1.3% | −21−0.1% | Reduced | – |
| Dimensional ETF Trust25434V823 | US REAL ESTA ETF | 158,403 | $3.09M | 1.3% | +10,971+7.4% | Added | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 11,211 | $3.05M | 1.3% | −86−0.8% | Reduced | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 14,722 | $2.78M | 1.2% | +130+0.9% | Added | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 51,345 | $2.56M | 1.1% | −2,203−4.1% | Reduced | – |
| GOOGLAlphabet Inc. | Stock | 19,240 | $2.52M | 1.1% | +2,061+12.0% | Added | History |
| Vanguard Intl Equity Index F922042676 | GLB EX US ETF | 64,611 | $2.52M | 1.1% | +192+0.3% | Added | – |
| BRK.BBerkshire Hathaway Inc | Stock | 6,959 | $2.44M | 1.0% | +302+4.5% | Added | History |
| Schwab US Dividend Equity ETF808524797 | ETF | 30,212 | $2.14M | 0.9% | +944+3.2% | Added | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 91,937 | $2.07M | 0.9% | −701−0.8% | Reduced | – |
| CVXChevron Corp | Stock | 11,717 | $1.98M | 0.8% | +3,105+36.1% | Added | History |
| WPCW. P. Carey Inc. | COM | 33,981 | $1.84M | 0.8% | −1,315−3.7% | Reduced | History |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 71,591 | $1.70M | 0.7% | +3,366+4.9% | Added | – |
| METAMeta Platforms, Inc. | Stock | 5,507 | $1.65M | 0.7% | +40+0.7% | Added | History |
| LRCXLam Research Corp | COM | 2,633 | $1.65M | 0.7% | +4+0.2% | Added | History |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 9,658 | $1.54M | 0.6% | −140−1.4% | Reduced | – |
| Dimensional ETF Trust25434V815 | US SMALL CAP ETF | 59,471 | $1.51M | 0.6% | +13,807+30.2% | Added | – |
| Dimensional Emerging Core Equity Market ETF25434V302 | ETF | 64,352 | $1.45M | 0.6% | +531+0.8% | Added | – |
| Vanguard Ftse All-World Ex-US Index Fund922042775 | ETF | 27,583 | $1.43M | 0.6% | −280−1.0% | Reduced | – |
| JNJJohnson & Johnson | Stock | 8,759 | $1.36M | 0.6% | +27+0.3% | Added | History |
| Vanguard Real Estate ETF922908553 | ETF | 17,514 | $1.33M | 0.6% | −76−0.4% | Reduced | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 26,134 | $1.30M | 0.5% | +335+1.3% | Added | – |
| NVDANVIDIA Corp | Stock | 2,912 | $1.27M | 0.5% | +483+19.9% | Added | History |
| AMZNAmazon Com Inc | Stock | 9,895 | $1.26M | 0.5% | +87+0.9% | Added | History |
| American Centy ETF Tr025072802 | INTL SMCP VLU | 21,137 | $1.22M | 0.5% | +27+0.1% | Added | – |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 30,878 | $1.13M | 0.5% | −1,116−3.5% | Reduced | History |
| QCOMQualcomm Inc | Stock | 10,053 | $1.12M | 0.5% | −1,062−9.6% | Reduced | History |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 16,886 | $1.09M | 0.5% | 00.0% | Unchanged | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 14,026 | $1.05M | 0.4% | +834+6.3% | Added | – |
| J P Morgan Exchange Traded F46641Q654 | ULTRA SHT MUNCPL | 20,415 | $1.03M | 0.4% | −1,298−6.0% | Reduced | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 4,770 | $1.01M | 0.4% | +97+2.1% | Added | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 12,723 | $991.8K | 0.4% | +96+0.8% | Added | – |
| AMGNAmgen Inc | Stock | 3,583 | $963.0K | 0.4% | +87+2.5% | Added | History |
| Vanguard Morningstar Value ETF922908744 | ETF | 6,893 | $950.8K | 0.4% | 00.0% | Unchanged | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 22,561 | $934.5K | 0.4% | −834−3.6% | Reduced | – |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 18,830 | $926.2K | 0.4% | −2,904−13.4% | Reduced | – |
| GLDSPDR Gold Trust | ETF | 5,371 | $920.9K | 0.4% | −94−1.7% | Reduced | History |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 5,866 | $911.4K | 0.4% | −70−1.2% | Reduced | – |
| iShares Russell 2000 ETF464287655 | ETF | 5,142 | $908.8K | 0.4% | 00.0% | Unchanged | – |
| Schwab US Aggregate Bond ETF808524839 | ETF | 20,464 | $905.1K | 0.4% | −233−1.1% | Reduced | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 21,986 | $862.1K | 0.4% | −1,076−4.7% | Reduced | – |
| State Street Consumer Staples Select Sector SPDR ETF81369Y308 | ETF | 12,483 | $858.9K | 0.4% | +642+5.4% | Added | – |
| Schwab U.S. REIT ETF808524847 | ETF | 48,369 | $858.5K | 0.4% | −4,604−8.7% | Reduced | – |
| Vanguard Health Care ETF92204A504 | ETF | 3,517 | $826.8K | 0.3% | +7+0.2% | Added | – |
| AVGOBroadcom Inc. | Stock | 986 | $819.3K | 0.3% | +11+1.1% | Added | History |
| LMTLockheed Martin Corp | Stock | 1,921 | $785.7K | 0.3% | +15+0.8% | Added | History |
| LULUlululemon athletica inc. | Stock | 2,002 | $772.0K | 0.3% | 00.0% | Unchanged | History |
| HDHome Depot, Inc. | Stock | 2,478 | $748.7K | 0.3% | +38+1.6% | Added | History |
| AMDAdvanced Micro Devices Inc | Stock | 6,811 | $700.3K | 0.3% | +4,568+203.7% | Added | History |
| BACBank of America Corp | Stock | 24,742 | $677.4K | 0.3% | +93+0.4% | Added | History |
| PFEPfizer Inc | Stock | 19,253 | $638.6K | 0.3% | −487−2.5% | Reduced | History |
| iShares Core S&P Small Cap ETF464287804 | ETF | 6,617 | $624.2K | 0.3% | −63−0.9% | Reduced | – |
| INTCIntel Corp | Stock | 17,085 | $607.4K | 0.3% | +3,008+21.4% | Added | History |
| CSCOCisco Systems, Inc. | Stock | 11,185 | $601.3K | 0.3% | +11,185 | New | History |
| State Street SPDR Portfolio Short Term Corporate Bond ETF78464A474 | ETF | 20,251 | $593.8K | 0.2% | −5,579−21.6% | Reduced | – |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 5,625 | $581.1K | 0.2% | −176−3.0% | Reduced | – |
| Schwab US Tips ETF808524870 | ETF | 11,226 | $566.8K | 0.2% | −461−3.9% | Reduced | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 1,289 | $551.0K | 0.2% | 00.0% | Unchanged | History |
| VVisa Inc. | Stock | 2,379 | $547.1K | 0.2% | +29+1.2% | Added | History |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 5,290 | $539.7K | 0.2% | −467−8.1% | Reduced | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 22,962 | $536.2K | 0.2% | 00.0% | Unchanged | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 19,911 | $521.7K | 0.2% | −1,429−6.7% | Reduced | – |
| GOOGAlphabet Inc. | Stock | 3,844 | $506.8K | 0.2% | −46−1.2% | Reduced | History |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 5,140 | $483.4K | 0.2% | −74−1.4% | Reduced | – |
| BXBlackstone Inc. | COM | 4,487 | $480.7K | 0.2% | 00.0% | Unchanged | History |
| CATCaterpillar Inc | Stock | 1,715 | $468.2K | 0.2% | −59−3.3% | Reduced | History |
| WisdomTree Tr97717W109 | US TOTAL DIVIDND | 7,686 | $462.5K | 0.2% | 00.0% | Unchanged | – |
| XOMExxonMobil Holdings Corp | COM | 3,785 | $445.0K | 0.2% | −686−15.3% | Reduced | History |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 6,697 | $430.9K | 0.2% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V666 | US LARG VALU ETF | 17,367 | $430.9K | 0.2% | +5,766+49.7% | Added | – |
| Schwab Emerging Markets Equity ETF808524706 | ETF | 17,933 | $429.3K | 0.2% | −1,457−7.5% | Reduced | – |
| Invesco Exch Traded FD Tr II46138E354 | S&P500 LOW VOL | 7,188 | $422.6K | 0.2% | −45−0.6% | Reduced | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 16,092 | $420.2K | 0.2% | 00.0% | Unchanged | – |
| iShares S&P 500 Value ETF464287408 | ETF | 2,693 | $414.3K | 0.2% | 00.0% | Unchanged | – |
| Invesco Exch TRD SLF Idx FD46138J411 | BULLETSHS 31 MUN | 19,704 | $394.3K | 0.2% | 00.0% | Unchanged | – |
| Invesco Exch TRD SLF Idx FD46138J429 | BULETSHS 2031 CP | 25,252 | $385.1K | 0.2% | 00.0% | Unchanged | – |
| ADBEAdobe Inc. | Stock | 741 | $377.8K | 0.2% | +7+1.0% | Added | History |
| iShares Ibonds Dec 2032 Term Corporate ETF46436E312 | ETF | 15,841 | $371.9K | 0.2% | 00.0% | Unchanged | – |
| iShares Inc464286343 | US PWR INFRA ETF | 14,261 | $367.8K | 0.2% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V401 | US EQUI MARK ETF | 7,844 | $365.1K | 0.2% | −2,610−25.0% | Reduced | – |
Sold out since Q2 2023 (5)
Positions held at the end of Q2 2023 that are gone from this filing.
| Security | Class | Shares in Q2 2023 | Value in Q2 2023 | % of portfolio in Q2 2023 | History |
|---|---|---|---|---|---|
| SPDR Series Trust78464A284 | ST NUVE HIGH ETF | 15,788 | $394.9K | 0.2% | – |
| iShares Tr46434V613 | CORE UNIVRSL USD | 6,541 | $297.4K | 0.1% | – |
| J P Morgan Exchange Traded F46641Q274 | SHORT DURA CORE | 6,160 | $282.1K | 0.1% | – |
| Invesco Exch TRD SLF Idx FD46138J445 | INVSC 30 MUNI BD | 9,381 | $206.1K | 0.1% | – |
| NKXNuveen California Amt-Free Quality Municipal Income Fund | COM | 14,354 | $165.6K | 0.1% | History |