Gradient Capital Advisors, LLC
- SEC CIK
- 0001727917
- Latest filing
- Jul 13, 2026
Holdings in Q4 2022
Holdings as of Dec 31, 2022, filed Feb 6, 2023. Long positions only; changes compare share counts with Q3 2022.
- Positions
- 133
- +4 vs. Q3 2022
- Portfolio value
- $220.1M
- +$10.7M (+5.1%) vs. Q3 2022
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares Core S&P 500 ETF464287200 | ETF | 56,064 | $21.5M | 9.8% | +1,524+2.8% | Added | – |
| AAPLApple Inc. | Stock | 104,684 | $13.6M | 6.2% | −1,550−1.5% | Reduced | History |
| Schwab International Equity ETF808524805 | ETF | 278,479 | $8.97M | 4.1% | +1,712+0.6% | Added | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 189,843 | $8.87M | 4.0% | −22,657−10.7% | Reduced | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 265,233 | $7.87M | 3.6% | +8,978+3.5% | Added | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 149,981 | $7.52M | 3.4% | −4,631−3.0% | Reduced | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 88,483 | $6.65M | 3.0% | +5,765+7.0% | Added | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 145,327 | $6.39M | 2.9% | −583−0.4% | Reduced | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 93,578 | $6.14M | 2.8% | +405+0.4% | Added | – |
| Vanguard S&P 500 ETF922908363 | ETF | 17,143 | $6.02M | 2.7% | −194−1.1% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 124,649 | $5.63M | 2.6% | +7,153+6.1% | Added | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 128,210 | $4.29M | 2.0% | +15,558+13.8% | Added | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 94,423 | $3.96M | 1.8% | +3,655+4.0% | Added | – |
| TSLATesla, Inc. | Stock | 28,491 | $3.51M | 1.6% | −1,460−4.9% | Reduced | History |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 19,692 | $3.43M | 1.6% | +736+3.9% | Added | – |
| JPMJPMorgan Chase & Co | Stock | 25,085 | $3.36M | 1.5% | −100.0% | Reduced | History |
| iShares Tr464288646 | ISHS 1-5YR INVS | 67,426 | $3.36M | 1.5% | +3,088+4.8% | Added | – |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 61,049 | $3.16M | 1.4% | −2,016−3.2% | Reduced | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 15,285 | $3.12M | 1.4% | +482+3.3% | Added | – |
| Dimensional ETF Trust25434V864 | SHOR DUR FIX ETF | 65,457 | $3.02M | 1.4% | +15,824+31.9% | Added | – |
| MSFTMicrosoft Corp | Stock | 12,097 | $2.90M | 1.3% | −85−0.7% | Reduced | History |
| Dimensional ETF Trust25434V823 | US REAL ESTA ETF | 135,082 | $2.86M | 1.3% | +15,437+12.9% | Added | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 14,898 | $2.73M | 1.2% | −436−2.8% | Reduced | – |
| WPCW. P. Carey Inc. | COM | 34,278 | $2.68M | 1.2% | +290+0.9% | Added | History |
| Vanguard Morningstar Growth ETF922908736 | ETF | 11,737 | $2.50M | 1.1% | −358−3.0% | Reduced | – |
| Vanguard Intl Equity Index F922042676 | GLB EX US ETF | 60,502 | $2.50M | 1.1% | +5,590+10.2% | Added | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 103,414 | $2.32M | 1.1% | +38,452+59.2% | Added | – |
| Schwab US Dividend Equity ETF808524797 | ETF | 24,919 | $1.88M | 0.9% | +4,828+24.0% | Added | – |
| BRK.BBerkshire Hathaway Inc | Stock | 6,074 | $1.88M | 0.9% | +5+0.1% | Added | History |
| J P Morgan Exchange Traded F46641Q654 | ULTRA SHT MUNCPL | 35,843 | $1.81M | 0.8% | −4,207−10.5% | Reduced | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 81,271 | $1.76M | 0.8% | +11,564+16.6% | Added | – |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 33,585 | $1.65M | 0.7% | −8,757−20.7% | Reduced | – |
| CVXChevron Corp | Stock | 8,966 | $1.61M | 0.7% | 00.0% | Unchanged | History |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 9,778 | $1.55M | 0.7% | −420−4.1% | Reduced | – |
| JNJJohnson & Johnson | Stock | 8,666 | $1.53M | 0.7% | +545+6.7% | Added | History |
| GOOGLAlphabet Inc. | Stock | 17,107 | $1.51M | 0.7% | −20−0.1% | Reduced | History |
| Dimensional Emerging Core Equity Market ETF25434V302 | ETF | 68,400 | $1.50M | 0.7% | −3,486−4.8% | Reduced | – |
| Vanguard Ftse All-World Ex-US Index Fund922042775 | ETF | 29,349 | $1.47M | 0.7% | +254+0.9% | Added | – |
| Vanguard Real Estate ETF922908553 | ETF | 17,368 | $1.43M | 0.7% | −275−1.6% | Reduced | – |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 60,056 | $1.33M | 0.6% | +9,001+17.6% | Added | – |
| American Centy ETF Tr025072802 | INTL SMCP VLU | 22,927 | $1.27M | 0.6% | +444+2.0% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 16,157 | $1.22M | 0.6% | −6,580−28.9% | Reduced | – |
| QCOMQualcomm Inc | Stock | 10,911 | $1.20M | 0.5% | +835+8.3% | Added | History |
| PFEPfizer Inc | Stock | 23,022 | $1.18M | 0.5% | +248+1.1% | Added | History |
| Schwab U.S. REIT ETF808524847 | ETF | 60,210 | $1.16M | 0.5% | −3,561−5.6% | Reduced | – |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 32,016 | $1.16M | 0.5% | +276+0.9% | Added | History |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 17,310 | $1.14M | 0.5% | −1,105−6.0% | Reduced | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 24,865 | $1.11M | 0.5% | +454+1.9% | Added | – |
| LRCXLam Research Corp | COM | 2,527 | $1.06M | 0.5% | +7+0.3% | Added | History |
| Schwab US Aggregate Bond ETF808524839 | ETF | 22,186 | $1.01M | 0.5% | −390−1.7% | Reduced | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 7,043 | $988.7K | 0.4% | −588−7.7% | Reduced | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 24,360 | $986.8K | 0.4% | +1,528+6.7% | Added | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 12,974 | $966.7K | 0.4% | −1,515−10.5% | Reduced | – |
| AMGNAmgen Inc | Stock | 3,590 | $942.8K | 0.4% | +17+0.5% | Added | History |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 23,737 | $925.3K | 0.4% | −2,159−8.3% | Reduced | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 6,065 | $920.9K | 0.4% | +13+0.2% | Added | – |
| State Street Consumer Staples Select Sector SPDR ETF81369Y308 | ETF | 12,154 | $906.1K | 0.4% | −101−0.8% | Reduced | – |
| State Street SPDR Portfolio Short Term Corporate Bond ETF78464A474 | ETF | 30,520 | $896.7K | 0.4% | +1,619+5.6% | Added | – |
| iShares Russell 2000 ETF464287655 | ETF | 5,142 | $896.6K | 0.4% | 00.0% | Unchanged | – |
| LMTLockheed Martin Corp | Stock | 1,832 | $891.1K | 0.4% | +85+4.9% | Added | History |
| Vanguard Health Care ETF92204A504 | ETF | 3,435 | $852.0K | 0.4% | +28+0.8% | Added | – |
| BACBank of America Corp | Stock | 25,581 | $847.2K | 0.4% | +87+0.3% | Added | History |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 4,358 | $833.2K | 0.4% | −1,129−20.6% | Reduced | – |
| AMZNAmazon Com Inc | Stock | 9,866 | $828.7K | 0.4% | +387+4.1% | Added | History |
| GLDSPDR Gold Trust | ETF | 4,795 | $813.4K | 0.4% | +9+0.2% | Added | History |
| HDHome Depot, Inc. | Stock | 2,454 | $775.3K | 0.4% | +11+0.5% | Added | History |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 6,812 | $718.2K | 0.3% | −287−4.0% | Reduced | – |
| METAMeta Platforms, Inc. | Stock | 5,785 | $696.2K | 0.3% | −2,023−25.9% | Reduced | History |
| LULUlululemon athletica inc. | Stock | 1,993 | $638.5K | 0.3% | +8+0.4% | Added | History |
| Dimensional ETF Trust25434V815 | US SMALL CAP ETF | 25,614 | $634.5K | 0.3% | +25,614 | New | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 6,678 | $632.0K | 0.3% | +30.0% | Added | – |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 5,751 | $622.3K | 0.3% | −326−5.4% | Reduced | – |
| Schwab US Tips ETF808524870 | ETF | 11,753 | $608.7K | 0.3% | −15−0.1% | Reduced | – |
| AVGOBroadcom Inc. | Stock | 958 | $535.5K | 0.2% | +6+0.6% | Added | History |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 5,408 | $524.5K | 0.2% | 00.0% | Unchanged | – |
| Schwab Emerging Markets Equity ETF808524706 | ETF | 22,157 | $524.5K | 0.2% | +729+3.4% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 1,358 | $519.3K | 0.2% | −52−3.7% | Reduced | History |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 22,962 | $513.2K | 0.2% | +12,609+121.8% | Added | – |
| VVisa Inc. | Stock | 2,339 | $486.0K | 0.2% | −9−0.4% | Reduced | History |
| Invesco Exch Traded FD Tr II46138E354 | S&P500 LOW VOL | 7,568 | $483.6K | 0.2% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V401 | US EQUI MARK ETF | 11,499 | $478.5K | 0.2% | +2,303+25.0% | Added | – |
| WisdomTree Tr97717W109 | US TOTAL DIVIDND | 7,686 | $466.2K | 0.2% | 00.0% | Unchanged | – |
| INTCIntel Corp | Stock | 17,041 | $450.4K | 0.2% | +1,824+12.0% | Added | History |
| CATCaterpillar Inc | Stock | 1,755 | $420.5K | 0.2% | 00.0% | Unchanged | History |
| iShares Tr46434V613 | CORE UNIVRSL USD | 9,311 | $418.3K | 0.2% | −8,639−48.1% | Reduced | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 6,721 | $414.3K | 0.2% | +10.0% | Added | – |
| Invesco Exch TRD SLF Idx FD46138J411 | BULLETSHS 31 MUN | 19,704 | $409.4K | 0.2% | +19,704 | New | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 16,092 | $402.9K | 0.2% | −11,038−40.7% | Reduced | – |
| Invesco Exch TRD SLF Idx FD46138J429 | BULETSHS 2031 CP | 25,252 | $397.7K | 0.2% | +25,252 | New | – |
| iShares S&P 500 Value ETF464287408 | ETF | 2,693 | $390.7K | 0.2% | −20−0.7% | Reduced | – |
| SPDR Series Trust78464A284 | ST NUVE HIGH ETF | 7,894 | $386.6K | 0.2% | 00.0% | Unchanged | – |
| GOOGAlphabet Inc. | Stock | 4,340 | $385.1K | 0.2% | 00.0% | Unchanged | History |
| NVDANVIDIA Corp | Stock | 2,435 | $355.9K | 0.2% | +25+1.0% | Added | History |
| BMYBristol Myers Squibb Co | Stock | 4,809 | $346.0K | 0.2% | −24−0.5% | Reduced | History |
| iShares Inc464286343 | US PWR INFRA ETF | 14,261 | $345.8K | 0.2% | −109−0.8% | Reduced | – |
| DISWalt Disney Co | Stock | 3,963 | $344.3K | 0.2% | −160−3.9% | Reduced | History |
| XOMExxonMobil Holdings Corp | COM | 3,044 | $335.7K | 0.2% | +2+0.1% | Added | History |
| BXBlackstone Inc. | COM | 4,487 | $332.9K | 0.2% | 00.0% | Unchanged | History |
| iShares MSCI Eafe ETF464287465 | ETF | 5,055 | $331.8K | 0.2% | −575−10.2% | Reduced | – |
| iShares Select U.S. REIT ETF464287564 | ETF | 5,889 | $323.0K | 0.1% | −200−3.3% | Reduced | – |
Options (1)
Puts and calls in the same filing. Amounts are the market value of the underlying shares, which is what 13F reports.
| Security | Class | Puts | Calls |
|---|---|---|---|
| JPMJPMorgan Chase & Co | Stock | – | $27 |
Sold out since Q3 2022 (4)
Positions held at the end of Q3 2022 that are gone from this filing.
| Security | Class | Shares in Q3 2022 | Value in Q3 2022 | % of portfolio in Q3 2022 | History |
|---|---|---|---|---|---|
| Schwab Strategic Tr808524862 | SHT TM US TRES | 9,215 | $445.0K | 0.2% | – |
| iShares Tr464288588 | MBS ETF | 4,810 | $440.0K | 0.2% | – |
| SPDR Index Shs FDS78463X749 | ST DOW GLOBA ETF | 6,305 | $244.0K | 0.1% | – |
| NACNuveen California Quality Municipal Income Fund | COM | 14,982 | $164.0K | 0.1% | History |