Financial Consulate, Inc
- SEC CIK
- 0001624510
- Latest filing
- Jul 23, 2026
Holdings in Q3 2025
Holdings as of Sep 30, 2025, filed Oct 21, 2025. Long positions only; changes compare share counts with Q2 2025.
- Positions
- 1,153
- +1,116 vs. Q2 2025
- Portfolio value
- $708.2M
- +$201.7M (+39.8%) vs. Q2 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Schwab U.S. Large-Cap ETF808524201 | ETF | 5,133,075 | $135.2M | 19.1% | +429,933+9.1% | Added | – |
| Dimensional ETF Trust25434V831 | US HIGH PROF ETF | 1,976,255 | $74.6M | 10.5% | +102,020+5.4% | Added | – |
| PIMCO Equity Ser72202L371 | RAFI DYN MULTI | 1,625,269 | $60.4M | 8.5% | −2,568−0.2% | Reduced | – |
| Schwab International Equity ETF808524805 | ETF | 1,814,057 | $42.2M | 6.0% | −15,847−0.9% | Reduced | – |
| Dimensional ETF Trust25434V765 | INTL HIGH PROFIT | 1,179,624 | $35.9M | 5.1% | +347,006+41.7% | Added | – |
| Schwab Strategic Tr808524789 | FUNDAMENTAL US B | 1,223,305 | $31.5M | 4.4% | −199,520−14.0% | Reduced | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 416,923 | $28.5M | 4.0% | +19,257+4.8% | Added | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 493,122 | $25.0M | 3.5% | +24,695+5.3% | Added | – |
| Schwab US Dividend Equity ETF808524797 | ETF | 788,071 | $21.5M | 3.0% | −11,401−1.4% | Reduced | – |
| Franklin Templeton ETF Tr35473P884 | US MID CP MLTFCT | 364,147 | $20.6M | 2.9% | +4,584+1.3% | Added | – |
| AAPLApple Inc. | Stock | 78,624 | $20.0M | 2.8% | +78,624 | New | History |
| T Rowe Price Exchange-Traded87283Q867 | CAP APPRECIATION | 456,491 | $17.2M | 2.4% | −58,270−11.3% | Reduced | – |
| Pgim ETF Tr69344A107 | PGIM ULTRA SH BD | 250,418 | $12.5M | 1.8% | +131,386+110.4% | Added | – |
| MKCMcCormick & Co Inc | Stock | 183,699 | $12.3M | 1.7% | +183,699 | New | History |
| Schwab Fundamental International Equity ETF808524755 | ETF | 239,681 | $10.3M | 1.5% | +51,846+27.6% | Added | – |
| State Street SPDR S&P Emerging Asia Pacific ETF78463X301 | ETF | 64,606 | $8.98M | 1.3% | −26,088−28.8% | Reduced | – |
| MSFTMicrosoft Corp | Stock | 16,190 | $8.39M | 1.2% | +16,190 | New | History |
| PATKPatrick Industries Inc | COM | 53,341 | $5.52M | 0.8% | +53,341 | New | History |
| PIMCO Equity Ser72202L363 | RAFI DYN ML US | 97,035 | $5.46M | 0.8% | +33,498+52.7% | Added | – |
| NVDANVIDIA Corp | Stock | 28,534 | $5.32M | 0.8% | +28,534 | New | History |
| Vanguard S&P 500 ETF922908363 | ETF | 6,022 | $3.69M | 0.5% | +106+1.8% | Added | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 120,210 | $3.09M | 0.4% | +2,876+2.5% | Added | – |
| SPDR Index Shs FDS78463X475 | ST STR MSCI GLB | 40,326 | $3.02M | 0.4% | −850−2.1% | Reduced | – |
| PNCPNC Financial Services Group, Inc. | Stock | 14,638 | $2.94M | 0.4% | +14,638 | New | History |
| AMZNAmazon Com Inc | Stock | 12,322 | $2.71M | 0.4% | +12,322 | New | History |
| iShares Core S&P 500 ETF464287200 | ETF | 3,815 | $2.55M | 0.4% | −52−1.3% | Reduced | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 39,038 | $2.27M | 0.3% | −25,279−39.3% | Reduced | – |
| Schwab Intermediate-Term US Treasury ETF808524854 | ETF | 86,422 | $2.17M | 0.3% | −1,503−1.7% | Reduced | – |
| GOOGAlphabet Inc. | Stock | 7,716 | $1.88M | 0.3% | +7,716 | New | History |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 58,254 | $1.86M | 0.3% | +33+0.1% | Added | – |
| TXG10x Genomics, Inc. | CL A COM | 156,457 | $1.83M | 0.3% | +156,457 | New | History |
| JPMJPMorgan Chase & Co | Stock | 5,511 | $1.74M | 0.2% | +5,511 | New | History |
| LMTLockheed Martin Corp | Stock | 3,431 | $1.71M | 0.2% | +3,431 | New | History |
| MAMastercard Inc | Stock | 2,811 | $1.60M | 0.2% | +2,811 | New | History |
| MLCIMount Logan Capital Inc. | COM | 201,898 | $1.57M | 0.2% | +201,898 | New | History |
| Vanguard Information Technology ETF92204A702 | ETF | 1,999 | $1.49M | 0.2% | 00.0% | Unchanged | – |
| GOOGLAlphabet Inc. | Stock | 5,995 | $1.46M | 0.2% | +442+8.0% | Added | History |
| RTXRTX Corp | Stock | 7,912 | $1.32M | 0.2% | +7,912 | New | History |
| iShares Tr464287150 | CORE S&P TTL STK | 9,020 | $1.31M | 0.2% | 00.0% | Unchanged | – |
| PGProcter & Gamble Co | Stock | 8,220 | $1.26M | 0.2% | +8,220 | New | History |
| COSTCostco Wholesale Corp | Stock | 1,283 | $1.19M | 0.2% | +1,283 | New | History |
| DOCUDocuSign, Inc. | Stock | 15,654 | $1.13M | 0.2% | +15,654 | New | History |
| CEGConstellation Energy Corp | Stock | 3,416 | $1.12M | 0.2% | +3,416 | New | History |
| VVisa Inc. | Stock | 3,265 | $1.11M | 0.2% | +3,265 | New | History |
| BRK.BBerkshire Hathaway Inc | Stock | 2,148 | $1.08M | 0.2% | −40−1.8% | Reduced | History |
| XOMExxonMobil Holdings Corp | COM | 9,545 | $1.08M | 0.2% | +9,545 | New | History |
| TSLATesla, Inc. | Stock | 2,418 | $1.08M | 0.2% | +2,418 | New | History |
| SCHWSchwab Charles Corp | Stock | 11,187 | $1.07M | 0.2% | +11,187 | New | History |
| SPDR Index Shs FDS78463X848 | ST STR ACWI ETF | 30,171 | $1.05M | 0.1% | 00.0% | Unchanged | – |
| CATCaterpillar Inc | Stock | 2,191 | $1.05M | 0.1% | +2,191 | New | History |
| FASTFastenal Co | Stock | 20,535 | $1.01M | 0.1% | +20,535 | New | History |
| Blackstone Mortgage Trust IN09257WAE0 | NOTE 5.500% 3/1 | 985,000 | $973.6K | 0.1% | +12,000+1.2% | Added | – |
| Pennymac Corp70932AAF0 | NOTE 5.500% 3/1 | 961,000 | $959.0K | 0.1% | 00.0% | Unchanged | – |
| LLYEli Lilly & Co | Stock | 1,229 | $937.7K | 0.1% | +1,229 | New | History |
| TJXTJX Companies Inc | Stock | 6,416 | $927.3K | 0.1% | +6,416 | New | History |
| Pebblebrook Hotel Tr70509VAA8 | NOTE 1.750%12/1 | 925,000 | $904.7K | 0.1% | +925,000 | New | – |
| FuboTV Inc.35953DAB0 | NOTE 3.250% 2/1 | 911,000 | $901.1K | 0.1% | +911,000 | New | – |
| UBERUber Technologies, Inc | Stock | 9,091 | $890.6K | 0.1% | +9,091 | New | History |
| HDHome Depot, Inc. | Stock | 2,109 | $854.6K | 0.1% | +2,109 | New | History |
| HEI.AHeico Corp | CL A | 3,180 | $808.0K | 0.1% | +3,180 | New | History |
| MGP Ingredients Inc55303JAB2 | NOTE 1.875%11/1 | 843,000 | $807.4K | 0.1% | +843,000 | New | – |
| UPSUnited Parcel Service Inc | Stock | 9,057 | $756.5K | 0.1% | +9,057 | New | History |
| BRK.ABerkshire Hathaway Inc | CL A | 1 | $754.2K | 0.1% | +1 | New | History |
| MRKMerck & Co., Inc. | Stock | 8,867 | $744.2K | 0.1% | +8,867 | New | History |
| DHRDanaher Corp | Stock | 3,753 | $744.0K | 0.1% | +3,753 | New | History |
| MCDMcDonalds Corp | Stock | 2,443 | $742.4K | 0.1% | +2,443 | New | History |
| ABBVAbbVie Inc. | Stock | 3,159 | $731.4K | 0.1% | +3,159 | New | History |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 23,212 | $688.0K | 0.1% | +23,212 | New | – |
| HPEHewlett Packard Enterprise Co | COM | 27,230 | $668.8K | 0.1% | +27,230 | New | History |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 1,991 | $653.5K | 0.1% | 00.0% | Unchanged | – |
| VEEVVeeva Systems Inc | Stock | 2,145 | $639.0K | 0.1% | +2,145 | New | History |
| Snap Inc83304AAF3 | NOTE 5/0 | 681,000 | $624.8K | 0.1% | +681,000 | New | – |
| JNJJohnson & Johnson | Stock | 3,364 | $623.8K | 0.1% | +3,364 | New | History |
| METAMeta Platforms, Inc. | Stock | 847 | $622.1K | 0.1% | +847 | New | History |
| VMCVulcan Materials CO | COM | 1,992 | $612.8K | 0.1% | +1,992 | New | History |
| CSXCSX Corp | Stock | 17,225 | $611.7K | 0.1% | +17,225 | New | History |
| TAT&T Inc. | Stock | 21,241 | $599.9K | 0.1% | +21,241 | New | History |
| TDGTransDigm Group INC | COM | 452 | $595.7K | 0.1% | +452 | New | History |
| Bandwidth Inc.05988JAD5 | NOTE 0.500% 4/0 | 693,000 | $591.2K | 0.1% | +693,000 | New | – |
| ACNBAcnb Corp | COM | 13,366 | $588.6K | 0.1% | +13,366 | New | History |
| MPWRMonolithic Power Systems, Inc. | COM | 639 | $588.3K | 0.1% | +639 | New | History |
| Summit Hotel Pptys Inc866082AA8 | NOTE 1.500% 2/1 | 599,000 | $584.9K | 0.1% | +599,000 | New | – |
| CVXChevron Corp | Stock | 3,690 | $573.0K | 0.1% | +3,690 | New | History |
| CDNSCadence Design Systems Inc | Stock | 1,618 | $568.3K | 0.1% | +1,618 | New | History |
| NOWServiceNow, Inc. | Stock | 611 | $562.3K | 0.1% | +611 | New | History |
| IBMInternational Business Machines Corp | Stock | 1,954 | $551.4K | 0.1% | +1,954 | New | History |
| CBRECbre Group, Inc. | CL A | 3,462 | $545.5K | 0.1% | +3,462 | New | History |
| Redfin Corp75737FAE8 | NOTE 0.500% 4/0 | 583,000 | $542.8K | 0.1% | +583,000 | New | – |
| VLTOVeralto Corp | Stock | 5,014 | $534.6K | 0.1% | +5,014 | New | History |
| ISRGIntuitive Surgical Inc | COM NEW | 1,183 | $529.1K | 0.1% | +1,183 | New | History |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 5,203 | $521.6K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Total International Bond ETF92203J407 | ETF | 10,526 | $520.6K | 0.1% | 00.0% | Unchanged | – |
| iShares Russell 1000 Growth ETF464287614 | ETF | 1,070 | $501.2K | 0.1% | 00.0% | Unchanged | – |
| PEPPepsiCo Inc | Stock | 3,504 | $492.2K | 0.1% | +3,504 | New | History |
| State Street Consumer Discretionary Select Sector SPDR ETF81369Y407 | ETF | 2,052 | $491.8K | 0.1% | −200−8.9% | Reduced | – |
| URIUnited Rentals, Inc. | COM | 504 | $481.1K | 0.1% | +504 | New | History |
| ASMLASML Holding NV | ADR | 496 | $480.2K | 0.1% | +496 | New | History |
| WCNWaste Connections, Inc. | COM | 2,678 | $470.8K | 0.1% | +2,678 | New | History |
| Vanguard Industrials ETF92204A603 | ETF | 1,574 | $466.4K | 0.1% | −175−10.0% | Reduced | – |
| Schwab US Aggregate Bond ETF808524839 | ETF | 19,168 | $449.9K | 0.1% | −40.0% | Reduced | – |
Sold out since Q2 2025 (1)
Positions held at the end of Q2 2025 that are gone from this filing.