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Livermore
Livermore
ZHEN

M3F, Inc.

SEC CIK
0001511291
Latest filing
Aug 13, 2026

Holdings in Q3 2021

Holdings as of Sep 30, 2021, filed Nov 12, 2021. Long positions only; changes compare share counts with Q2 2021.

Institution overview
Positions
52
−2 vs. Q2 2021
Portfolio value
$305.4M
+$23.4M (+8.3%) vs. Q2 2021
Filed
Nov 12, 2021
SEC
Holdings of M3F, Inc. in Q3 2021
SecurityClassSharesValue% of portfolioShare changeActionHistory
WFCWells Fargo & CompanyStock405,437$18.8M6.2%−149,563−26.9%ReducedHistory
WLFCWillis Lease Finance CorpCOM421,132$15.7M5.1%+23,560+5.9%AddedHistory
NECBNorthEast Community Bancorp, Inc.COM1,316,959$14.3M4.7%+1,316,959NewHistory
SNFCASecurity National Financial CorpCL A NEW1,740,527$14.3M4.7%+82,882+5.0%AddedHistory
PDL Community Bancorp69290X101COM955,677$13.6M4.4%+129,249+15.6%Added–
PBFSPioneer Bancorp, Inc.COM979,752$12.4M4.1%+26,009+2.7%AddedHistory
BSBKBogota Financial Corp.COM1,174,896$12.1M4.0%+17,442+1.5%AddedHistory
PVBCProvident Bancorp, Inc.COM NEW702,140$11.2M3.7%−83,581−10.6%ReducedHistory
EBCEastern Bankshares, Inc.COM533,701$10.8M3.5%+233,701+77.9%AddedHistory
PROVProvident Financial Holdings IncCOM585,505$9.87M3.2%+11,434+2.0%AddedHistory
BFINBankFinancial CORPCOM784,477$9.01M2.9%00.0%UnchangedHistory
FRBKRepublic First Bancorp IncCOM2,814,198$8.67M2.8%−41,520−1.5%ReducedHistory
PCSBPCSB Financial CorpCOM466,903$8.61M2.8%+5,224+1.1%AddedHistory
HMNFHMN Financial IncCOM343,231$7.93M2.6%+39,413+13.0%AddedHistory
HTBHomeTrust Bancshares, Inc.COM276,590$7.74M2.5%−15,753−5.4%ReducedHistory
SWK Holdings Corp78501P203COM NEW401,047$7.29M2.4%+156,365+63.9%Added–
ISTRInvestar Holding CorpCOM330,556$7.28M2.4%+86,421+35.4%AddedHistory
FBIZFirst Business Financial Services, Inc.COM242,219$6.95M2.3%+2,765+1.2%AddedHistory
SPFISouth Plains Financial, Inc.COM263,829$6.43M2.1%+129,231+96.0%AddedHistory
OBTOrange County Bancorp, Inc.COM175,945$6.18M2.0%+175,945NewHistory
HTHHilltop Holdings Inc.COM186,480$6.09M2.0%00.0%UnchangedHistory
MGYRMagyar Bancorp, Inc.COM529,396$6.06M2.0%+529,396NewHistory
RBKBRhinebeck Bancorp, Inc.COM510,319$5.56M1.8%+7,727+1.5%AddedHistory
NODKNI Holdings, Inc.COM288,308$5.06M1.7%+76,105+35.9%AddedHistory
OVLYOak Valley BancorpCOM288,018$5.05M1.7%+4,022+1.4%AddedHistory
EBTCEnterprise Bancorp IncCOM133,730$4.81M1.6%+40,393+43.3%AddedHistory
FFNWFirst Financial Northwest, Inc.COM289,906$4.75M1.6%−93,318−24.4%ReducedHistory
BRKLBrookline Bancorp IncCOM302,910$4.62M1.5%00.0%UnchangedHistory
RNDBRandolph Bancorp, Inc.COM197,516$4.26M1.4%+33,507+20.4%AddedHistory
RMBIRichmond Mutual Bancorporation, Inc.COM254,117$4.00M1.3%+1000.0%AddedHistory
TSBKTimberland Bancorp IncCOM136,088$3.93M1.3%+35,280+35.0%AddedHistory
ASRVAmeriserv Financial IncCOM991,000$3.85M1.3%+16,000+1.6%AddedHistory
ICCHICC Holdings, Inc.COM230,943$3.81M1.2%00.0%UnchangedHistory
SFBCSound Financial Bancorp, Inc.COM80,620$3.62M1.2%−11,326−12.3%ReducedHistory
HTLFHeartland Financial USA IncCOM64,364$3.10M1.0%+64,364NewHistory
GBNYGenerations Bancorp NY, Inc.COM240,816$2.76M0.9%−10.0%ReducedHistory
BCOW1895 Bancorp of Wisconsin, Inc.COM245,075$2.68M0.9%+245,075NewHistory
FNWBFirst Northwest BancorpCOM143,069$2.51M0.8%+6,173+4.5%AddedHistory
PWODPenns Woods Bancorp IncCOM102,043$2.44M0.8%+42,853+72.4%AddedHistory
ESXBCommunity Bankers Trust CorpCOM199,837$2.27M0.7%−406,868−67.1%ReducedHistory
CWBCCommunity West BancsharesCOM161,577$2.11M0.7%−233−0.1%ReducedHistory
CHMGChemung Financial CorpCOM42,512$1.93M0.6%00.0%UnchangedHistory
Prudential Bancorp, Inc.74431A101COM122,305$1.87M0.6%+20,974+20.7%Added–
NWLINational Western Life Group, Inc.CL A8,687$1.83M0.6%+8,687NewHistory
BCBPBCB Bancorp IncCOM102,847$1.52M0.5%+3,978+4.0%AddedHistory
FUNCFirst United CorpCOM63,526$1.18M0.4%−283−0.4%ReducedHistory
PBHCPathfinder Bancorp, Inc.COM68,113$1.10M0.4%00.0%UnchangedHistory
HWBKHawthorn Bancshares, Inc.COM46,660$1.08M0.4%+9,138+24.4%AddedHistory
HBCPHome Bancorp, Inc.COM21,388$827.0K0.3%−2,863−11.8%ReducedHistory
COFSChoiceone Financial Services IncCOM26,634$659.0K0.2%+300+1.1%AddedHistory
NWFLNorwood Financial CorpCOM19,459$496.0K0.2%−25,883−57.1%ReducedHistory
FSEAFirst Seacoast Bancorp, Inc.COM28,865$280.0K0.1%+28,865NewHistory

Sold out since Q2 2021 (9)

Positions held at the end of Q2 2021 that are gone from this filing.

Positions of M3F, Inc. sold out since Q2 2021
SecurityClassShares in Q2 2021Value in Q2 2021% of portfolio in Q2 2021History
MGYRMagyar Bancorp, Inc.COM487,219$6.66M2.4%History
MCBMetropolitan Bank Holding Corp.COM71,675$4.32M1.5%History
1895 Bancorp of Wis Inc28252W105COM185,196$2.78M1.0%–
GCBCGreene County Bancorp IncCOM30,785$866.0K0.3%History
FCCOFirst Community CorpCOM27,500$556.0K0.2%History
CVLYCodorus Valley Bancorp IncCOM24,683$495.0K0.2%History
ALRSAlerus Financial CorpCOM16,681$484.0K0.2%History
WVFCWVS Financial CorpCOM15,947$261.0K0.1%History
AUBNAuburn National Bancorporation, IncCOM6,839$243.0K0.1%History