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Livermore
Livermore
ZHEN

M3F, Inc.

SEC CIK
0001511291
Latest filing
Aug 13, 2026

Holdings in Q3 2021

Holdings as of Sep 30, 2021, filed Nov 12, 2021. Long positions only; changes compare share counts with Q2 2021.

Institution overview
Positions
52
−2 vs. Q2 2021
Portfolio value
$305.4M
+$23.4M (+8.3%) vs. Q2 2021
Filed
Nov 12, 2021
SEC
Holdings of M3F, Inc. in Q3 2021
SecurityClassSharesValue% of portfolioShare changeActionHistory
FSEAFirst Seacoast Bancorp, Inc.COM28,865$280.0K0.1%+28,865NewHistory
NWFLNorwood Financial CorpCOM19,459$496.0K0.2%−25,883−57.1%ReducedHistory
COFSChoiceone Financial Services IncCOM26,634$659.0K0.2%+300+1.1%AddedHistory
HBCPHome Bancorp, Inc.COM21,388$827.0K0.3%−2,863−11.8%ReducedHistory
HWBKHawthorn Bancshares, Inc.COM46,660$1.08M0.4%+9,138+24.4%AddedHistory
PBHCPathfinder Bancorp, Inc.COM68,113$1.10M0.4%00.0%UnchangedHistory
FUNCFirst United CorpCOM63,526$1.18M0.4%−283−0.4%ReducedHistory
BCBPBCB Bancorp IncCOM102,847$1.52M0.5%+3,978+4.0%AddedHistory
NWLINational Western Life Group, Inc.CL A8,687$1.83M0.6%+8,687NewHistory
Prudential Bancorp, Inc.74431A101COM122,305$1.87M0.6%+20,974+20.7%Added–
CHMGChemung Financial CorpCOM42,512$1.93M0.6%00.0%UnchangedHistory
CWBCCommunity West BancsharesCOM161,577$2.11M0.7%−233−0.1%ReducedHistory
ESXBCommunity Bankers Trust CorpCOM199,837$2.27M0.7%−406,868−67.1%ReducedHistory
PWODPenns Woods Bancorp IncCOM102,043$2.44M0.8%+42,853+72.4%AddedHistory
FNWBFirst Northwest BancorpCOM143,069$2.51M0.8%+6,173+4.5%AddedHistory
BCOW1895 Bancorp of Wisconsin, Inc.COM245,075$2.68M0.9%+245,075NewHistory
GBNYGenerations Bancorp NY, Inc.COM240,816$2.76M0.9%−10.0%ReducedHistory
HTLFHeartland Financial USA IncCOM64,364$3.10M1.0%+64,364NewHistory
SFBCSound Financial Bancorp, Inc.COM80,620$3.62M1.2%−11,326−12.3%ReducedHistory
ICCHICC Holdings, Inc.COM230,943$3.81M1.2%00.0%UnchangedHistory
ASRVAmeriserv Financial IncCOM991,000$3.85M1.3%+16,000+1.6%AddedHistory
TSBKTimberland Bancorp IncCOM136,088$3.93M1.3%+35,280+35.0%AddedHistory
RMBIRichmond Mutual Bancorporation, Inc.COM254,117$4.00M1.3%+1000.0%AddedHistory
RNDBRandolph Bancorp, Inc.COM197,516$4.26M1.4%+33,507+20.4%AddedHistory
BRKLBrookline Bancorp IncCOM302,910$4.62M1.5%00.0%UnchangedHistory
FFNWFirst Financial Northwest, Inc.COM289,906$4.75M1.6%−93,318−24.4%ReducedHistory
EBTCEnterprise Bancorp IncCOM133,730$4.81M1.6%+40,393+43.3%AddedHistory
OVLYOak Valley BancorpCOM288,018$5.05M1.7%+4,022+1.4%AddedHistory
NODKNI Holdings, Inc.COM288,308$5.06M1.7%+76,105+35.9%AddedHistory
RBKBRhinebeck Bancorp, Inc.COM510,319$5.56M1.8%+7,727+1.5%AddedHistory
MGYRMagyar Bancorp, Inc.COM529,396$6.06M2.0%+529,396NewHistory
HTHHilltop Holdings Inc.COM186,480$6.09M2.0%00.0%UnchangedHistory
OBTOrange County Bancorp, Inc.COM175,945$6.18M2.0%+175,945NewHistory
SPFISouth Plains Financial, Inc.COM263,829$6.43M2.1%+129,231+96.0%AddedHistory
FBIZFirst Business Financial Services, Inc.COM242,219$6.95M2.3%+2,765+1.2%AddedHistory
ISTRInvestar Holding CorpCOM330,556$7.28M2.4%+86,421+35.4%AddedHistory
SWK Holdings Corp78501P203COM NEW401,047$7.29M2.4%+156,365+63.9%Added–
HTBHomeTrust Bancshares, Inc.COM276,590$7.74M2.5%−15,753−5.4%ReducedHistory
HMNFHMN Financial IncCOM343,231$7.93M2.6%+39,413+13.0%AddedHistory
PCSBPCSB Financial CorpCOM466,903$8.61M2.8%+5,224+1.1%AddedHistory
FRBKRepublic First Bancorp IncCOM2,814,198$8.67M2.8%−41,520−1.5%ReducedHistory
BFINBankFinancial CORPCOM784,477$9.01M2.9%00.0%UnchangedHistory
PROVProvident Financial Holdings IncCOM585,505$9.87M3.2%+11,434+2.0%AddedHistory
EBCEastern Bankshares, Inc.COM533,701$10.8M3.5%+233,701+77.9%AddedHistory
PVBCProvident Bancorp, Inc.COM NEW702,140$11.2M3.7%−83,581−10.6%ReducedHistory
BSBKBogota Financial Corp.COM1,174,896$12.1M4.0%+17,442+1.5%AddedHistory
PBFSPioneer Bancorp, Inc.COM979,752$12.4M4.1%+26,009+2.7%AddedHistory
PDL Community Bancorp69290X101COM955,677$13.6M4.4%+129,249+15.6%Added–
SNFCASecurity National Financial CorpCL A NEW1,740,527$14.3M4.7%+82,882+5.0%AddedHistory
NECBNorthEast Community Bancorp, Inc.COM1,316,959$14.3M4.7%+1,316,959NewHistory
WLFCWillis Lease Finance CorpCOM421,132$15.7M5.1%+23,560+5.9%AddedHistory
WFCWells Fargo & CompanyStock405,437$18.8M6.2%−149,563−26.9%ReducedHistory

Sold out since Q2 2021 (9)

Positions held at the end of Q2 2021 that are gone from this filing.

Positions of M3F, Inc. sold out since Q2 2021
SecurityClassShares in Q2 2021Value in Q2 2021% of portfolio in Q2 2021History
MGYRMagyar Bancorp, Inc.COM487,219$6.66M2.4%History
MCBMetropolitan Bank Holding Corp.COM71,675$4.32M1.5%History
1895 Bancorp of Wis Inc28252W105COM185,196$2.78M1.0%–
GCBCGreene County Bancorp IncCOM30,785$866.0K0.3%History
FCCOFirst Community CorpCOM27,500$556.0K0.2%History
CVLYCodorus Valley Bancorp IncCOM24,683$495.0K0.2%History
ALRSAlerus Financial CorpCOM16,681$484.0K0.2%History
WVFCWVS Financial CorpCOM15,947$261.0K0.1%History
AUBNAuburn National Bancorporation, IncCOM6,839$243.0K0.1%History