Zions Bancorporation, National Association
ZION- Exchange
- Nasdaq
- Industry
- National Commercial Banks
- SEC CIK
- 0000109380
In the last 90 days, Zions Bancorporation, National Association insiders filed 0 open-market purchases and 1 sale; 604 institutions reported holding it in 13F filings for Q2 2026, worth $8.43B in total; no superinvestor holds it.
Other share classesZIONP
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Nov 8, 2026, 10:30 PM ET
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 20, 2026 | Jan 21, 2025 | Jan 22, 2024 | Jan 23, 2023 | Jan 24, 2022 |
| Revenue | $662.0M | $639.0M | $620.0M | $614.0M | $575.0M |
| Interest expense | – | – | $1.51B | $185.0M | $59.0M |
| Income tax | $276.0M | $228.0M | $206.0M | $245.0M | $317.0M |
| Net income | $899.0M | $784.0M | $680.0M | $907.0M | $1.13B |
| EPS, basic | $6.01 | $4.95 | $4.35 | $5.80 | $6.80 |
| EPS, diluted | $6.01 | $4.95 | $4.35 | $5.79 | $6.79 |
| Weighted shares, basic | 147.1M | 147.2M | 147.7M | 150.1M | 159.9M |
| Weighted shares, diluted | 147.2M | 147.2M | 147.8M | 150.3M | 160.2M |
| Margins and growth | |||||
| Net margin | 135.8% | 122.7% | 109.7% | 147.7% | 196.3% |
| Revenue growth, year over year | +3.6% | +3.1% | +1.0% | +6.8% | +4.7% |
| Net income growth, year over year | +14.7% | +15.3% | −25.0% | −19.7% | +109.5% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 20, 2026 | Jan 21, 2025 | Jan 22, 2024 | Jan 23, 2023 | Jan 24, 2022 |
| Goodwill | $1.06B | $1.03B | $1.03B | $1.03B | $1.01B |
| Intangible assets | $31.0M | $25.0M | $32.0M | $38.0M | $1.00M |
| Total assets | $89.0B | $88.8B | $87.2B | $89.5B | $93.2B |
| Short-term debt | $3.10B | $3.83B | $4.38B | $10.4B | $903.0M |
| Long-term debt | – | $946.0M | $542.0M | $651.0M | $1.01B |
| Total liabilities | $81.8B | $82.7B | $81.5B | $84.7B | $85.7B |
| Shareholders' equity | $7.18B | $6.12B | $5.69B | $4.89B | $7.46B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 20, 2026 | Jan 21, 2025 | Jan 22, 2024 | Jan 23, 2023 | Jan 24, 2022 |
| Operating cash flow | $1.07B | $1.15B | $885.0M | $1.47B | $629.0M |
| Capital expenditures | $121.0M | $97.0M | $113.0M | $190.0M | $206.0M |
| Free cash flow | $952.0M | $1.05B | $772.0M | $1.28B | $423.0M |
| Depreciation and amortization | $116.0M | $124.0M | $140.0M | $110.0M | -$14.0M |
| Stock-based compensation | $35.0M | $33.0M | $33.0M | $30.0M | $28.0M |
| Dividends paid | $267.0M | $289.0M | $282.0M | $269.0M | $261.0M |
| Share buybacks | $41.0M | $36.0M | $51.0M | $202.0M | $800.0M |
| Investing cash flow | $738.0M | -$1.64B | $2.37B | $1.41B | -$11.6B |
| Financing cash flow | -$1.78B | $427.0M | -$3.20B | -$2.81B | $11.0B |
| Net change in cash | $32.0M | -$65.0M | $59.0M | $62.0M | $52.0M |
| Ratio | |||||
| Stock-based compensation, % of revenue | 5.3% | 5.2% | 5.3% | 4.9% | 4.9% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Oct 30, 2026 | 144.9M | −1.8% | SEC |
| Jul 31, 2026 | 146.0M | −1.1% | SEC |
| Apr 30, 2026 | 147.1M | −0.3% | SEC |
| Feb 9, 2026 | 147.9M | 0.0% | SEC |
| Oct 31, 2025 | 147.6M | 0.0% | SEC |
| Jul 31, 2025 | 147.6M | 0.0% | SEC |
| Apr 30, 2025 | 147.6M | −0.1% | SEC |
| Feb 3, 2025 | 147.9M | −0.2% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.