World Acceptance Corp
WRLD- Exchange
- Nasdaq
- Industry
- Personal Credit Institutions
- SEC CIK
- 0000108385
In the last 90 days, World Acceptance Corp insiders filed 0 open-market purchases and 4 sales; 198 institutions reported holding it in 13F filings for Q2 2026, worth $1.00B in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Nov 10, 2026, 1:11 AM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Mar 31, 2026 | Mar 31, 2025 | Mar 31, 2024 | Mar 31, 2023 | Mar 31, 2022 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Apr 30, 2026 | Apr 29, 2025 | May 2, 2024 | May 4, 2023 | May 5, 2022 |
| Revenue | $585.2M | $564.8M | $573.2M | $616.5M | $582.4M |
| Selling, general and administrative | $301.9M | $240.9M | $268.6M | $279.5M | $297.2M |
| Interest expense | $49.4M | $42.7M | $48.2M | $50.5M | $33.4M |
| Income tax | $10.7M | $22.2M | $22.1M | $5.91M | $11.7M |
| Net income | $34.6M | $89.7M | $77.3M | $21.2M | $53.9M |
| EPS, basic | $7.00 | $16.54 | $13.45 | $3.69 | $8.88 |
| EPS, diluted | $6.88 | $16.30 | $13.19 | $3.60 | $8.47 |
| Weighted shares, basic | 4.94M | 5.43M | 5.75M | 5.75M | 6.07M |
| Weighted shares, diluted | 5.03M | 5.51M | 5.86M | 5.90M | 6.36M |
| Margins and growth | |||||
| Net margin | 5.9% | 15.9% | 13.5% | 3.4% | 9.3% |
| Revenue growth, year over year | +3.6% | −1.5% | −7.0% | +5.9% | +10.8% |
| Net income growth, year over year | −61.5% | +16.0% | +264.3% | −60.6% | −38.9% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Mar 31, 2026 | Mar 31, 2025 | Mar 31, 2024 | Mar 31, 2023 | Mar 31, 2022 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Apr 30, 2026 | Apr 29, 2025 | May 2, 2024 | May 4, 2023 | May 5, 2022 |
| Cash and equivalents | $6.07M | $9.73M | $11.8M | $16.5M | $19.2M |
| Property, plant and equipment | $17.4M | $19.8M | $22.9M | $23.9M | $24.5M |
| Goodwill | $7.37M | $7.37M | $7.37M | $7.37M | $7.37M |
| Intangible assets | $4.21M | $7.39M | $11.1M | $15.3M | $19.8M |
| Total assets | $1.05B | $1.01B | $1.06B | $1.12B | $1.22B |
| Long-term debt | $587.2M | $447.9M | $498.4M | $598.8M | $697.0M |
| Total liabilities | $703.1M | $568.1M | $631.9M | $732.1M | $845.3M |
| Shareholders' equity | $351.0M | $439.5M | $424.4M | $385.2M | $373.0M |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Mar 31, 2026 | Mar 31, 2025 | Mar 31, 2024 | Mar 31, 2023 | Mar 31, 2022 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Apr 30, 2026 | Apr 29, 2025 | May 2, 2024 | May 4, 2023 | May 5, 2022 |
| Operating cash flow | $259.4M | $254.2M | $265.8M | $291.6M | $281.5M |
| Capital expenditures | $3.88M | $3.68M | $5.93M | $5.83M | $6.07M |
| Free cash flow | $255.5M | $250.5M | $259.9M | $285.7M | $275.4M |
| Stock-based compensation | – | -$19.7M | -$1.68M | $9.05M | $17.6M |
| Share buybacks | $132.4M | $54.2M | $36.2M | $14.3M | $111.1M |
| Investing cash flow | -$232.9M | -$152.8M | -$135.1M | -$180.6M | -$460.9M |
| Financing cash flow | -$6.83M | -$103.5M | -$135.3M | -$113.7M | $182.9M |
| Net change in cash | $19.6M | -$2.11M | -$4.67M | -$2.73M | $3.49M |
| Ratio | |||||
| Stock-based compensation, % of revenue | – | -3.5% | -0.3% | 1.5% | 3.0% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Nov 3, 2026 | 4.44M | −12.0% | SEC |
| Jul 31, 2026 | 4.66M | −14.4% | SEC |
| May 27, 2026 | 4.64M | −12.6% | SEC |
| Feb 3, 2026 | 4.94M | −14.1% | SEC |
| Oct 31, 2025 | 5.04M | −12.4% | SEC |
| Aug 1, 2025 | 5.45M | −7.0% | SEC |
| May 19, 2025 | 5.31M | −9.2% | SEC |
| Jan 31, 2025 | 5.75M | −5.5% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.