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Wafd Inc

WAFD
Exchange
Nasdaq
Industry
National Commercial Banks
SEC CIK
0000936528

No open-market purchases or sales by Wafd Inc insiders were filed in the last 90 days; 289 institutions reported holding it in 13F filings for Q2 2026, worth $2.40B in total; no superinvestor holds it.

Other share classesWAFDP

Currency
USD
Source
SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
Updated
Oct 8, 2026, 12:01 PM ET

Income statement

Each column is one fiscal year, newest first.

Income statement of Wafd Inc, annual
Line itemFY2025FY2024FY2023FY2022FY2021
Period endSep 30, 2025Sep 30, 2024Sep 30, 2023Sep 30, 2022Sep 30, 2021
Filing10-K10-K10-K10-K10-K
ReportedOct 29, 2025Oct 18, 2024Oct 18, 2023Oct 14, 2022Oct 15, 2021
Revenue$29.6M$27.5M$26.1M$25.9M$24.7M
Interest expense––$352.7M$71.8M$86.5M
Income tax$63.6M$56.0M$67.7M$63.7M$49.5M
Net income$226.1M$200.0M$257.4M$236.3M$183.6M
EPS, basic$2.64$2.50$3.72$3.40$2.39
EPS, diluted$2.63$2.50$3.72$3.39$2.39
Weighted shares, basic80.2M74.2M65.2M65.3M72.5M
Weighted shares, diluted80.3M74.3M65.3M65.4M72.6M
Margins and growth
Net margin762.5%727.2%988.2%911.0%743.8%
Revenue growth, year over year+7.8%+5.6%+0.4%+5.1%+4.2%
Net income growth, year over year+13.0%−22.3%+8.9%+28.7%+5.9%

Balance sheet

Each column is one fiscal year, newest first.

Balance sheet of Wafd Inc, annual
Line itemFY2025FY2024FY2023FY2022FY2021
Period endSep 30, 2025Sep 30, 2024Sep 30, 2023Sep 30, 2022Sep 30, 2021
Filing10-K10-K10-K10-K10-K
ReportedOct 29, 2025Oct 18, 2024Oct 18, 2023Oct 14, 2022Oct 15, 2021
Cash and equivalents$657.3M$2.38B$980.6M$684.0M$2.09B
Property, plant and equipment$261.3M$247.9M$237.0M$243.1M$255.2M
Goodwill$414.7M$411.4M$304.8M$303.5M$303.5M
Intangible assets$27.4M$37.1M$5.87M$5.55M$6.56M
Total assets$26.7B$28.1B$22.5B$20.8B$19.7B
Total liabilities$23.7B$25.1B$20.0B$18.5B$17.5B
Shareholders' equity$3.04B$3.00B$2.43B$2.27B$2.13B

Cash flow statement

Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.

Cash flow statement of Wafd Inc, annual
Line itemFY2025FY2024FY2023FY2022FY2021
Period endSep 30, 2025Sep 30, 2024Sep 30, 2023Sep 30, 2022Sep 30, 2021
Filing10-K10-K10-K10-K10-K
ReportedOct 29, 2025Oct 18, 2024Oct 18, 2023Oct 14, 2022Oct 15, 2021
Operating cash flow$237.0M$439.2M$214.0M$268.5M$314.5M
Capital expenditures$28.7M$24.7M$15.1M$11.8M$29.5M
Free cash flow$208.2M$414.6M$198.9M$256.7M$285.0M
Depreciation and amortization$9.72M$134.1M–––
Stock-based compensation$8.52M$9.18M$7.91M$6.81M$6.38M
Dividends paid$84.6M$74.3M$63.8M$61.6M$65.9M
Share buybacks$101.9M$27.1M$30.5M$3.26M$348.7M
Investing cash flow-$318.4M$3.29B-$1.38B-$2.49B-$579.7M
Financing cash flow-$1.64B-$2.33B$1.46B$817.9M$653.1M
Net change in cash-$1.72B$1.40B$296.7M-$1.41B$387.8M
Ratio
Stock-based compensation, % of revenue28.7%33.4%30.4%26.2%25.8%

Shares outstanding

Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.

Shares outstanding for Wafd Inc by cover date
Cover dateShares outstandingChange in a yearFiling
Jul 31, 202674.0M−6.1%SEC
Apr 30, 202673.9M−7.8%SEC
Feb 2, 202675.9M−7.0%SEC
Nov 14, 202576.7M−5.7%SEC
Jul 31, 202578.8M−3.0%SEC
Apr 30, 202580.2M−1.5%SEC
Jan 31, 202581.6M+26.0%SEC
Nov 18, 202481.4M+25.5%SEC

Notes and known gaps

How these numbers are put together, and what they can't tell you.

  • Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
  • Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.

Known gaps

  • Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
  • EPS and share counts are as reported at the time, not adjusted for later stock splits.
  • For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
  • For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
  • Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
  • Depreciation and amortization is missing for some companies that report it under their own XBRL tags.