United Fire Group Inc
UFCS- Exchange
- Nasdaq
- Industry
- Fire, Marine & Casualty Insurance
- SEC CIK
- 0000101199
In the last 90 days, United Fire Group Inc insiders filed 1 open-market purchase and 1 sale; 232 institutions reported holding it in 13F filings for Q2 2026, worth $918.7M in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Nov 5, 2026, 12:04 AM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 11, 2026 | Feb 11, 2025 | Feb 13, 2024 | Feb 15, 2023 | Feb 15, 2022 |
| Revenue | $1.39B | $1.25B | $1.10B | $980.3M | $1.07B |
| Interest expense | $11.3M | $7.28M | $3.26M | $3.19M | $3.19M |
| Income tax | $29.7M | $15.1M | -$10.0M | -$2.95M | $16.2M |
| Net income | $118.2M | $62.0M | -$29.7M | $15.0M | $80.6M |
| EPS, basic | $4.64 | $2.45 | – | – | – |
| EPS, diluted | $4.48 | $2.39 | – | – | – |
| Weighted shares, basic | 25.5M | 25.3M | 25.2M | 25.2M | 25.1M |
| Weighted shares, diluted | 26.4M | 25.9M | 25.2M | 25.3M | 25.5M |
| Margins and growth | |||||
| Net margin | 8.5% | 4.9% | -2.7% | 1.5% | 7.6% |
| Revenue growth, year over year | +10.6% | +14.4% | +11.7% | −8.1% | −0.2% |
| Net income growth, year over year | +90.8% | – | −297.6% | −81.3% | – |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 11, 2026 | Feb 11, 2025 | Feb 13, 2024 | Feb 15, 2023 | Feb 15, 2022 |
| Cash and equivalents | $156.3M | $200.9M | $102.0M | $96.7M | $132.1M |
| Property, plant and equipment | $132.6M | $136.0M | $134.2M | $133.1M | $137.7M |
| Goodwill | – | – | $0 | $0 | $0 |
| Intangible assets | $3.20M | $3.91M | $4.62M | $5.32M | $6.03M |
| Total assets | $3.84B | $3.49B | $3.14B | $2.88B | $3.01B |
| Total liabilities | $2.90B | $2.71B | $2.41B | $2.14B | $2.13B |
| Shareholders' equity | $941.2M | $781.5M | $733.7M | $740.1M | $879.1M |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 11, 2026 | Feb 11, 2025 | Feb 13, 2024 | Feb 15, 2023 | Feb 15, 2022 |
| Operating cash flow | $269.7M | $340.3M | $171.7M | -$1.25M | $29.9M |
| Depreciation and amortization | $10.8M | $10.9M | $10.5M | $7.67M | $6.57M |
| Stock-based compensation | $9.03M | $5.52M | $3.25M | $2.83M | $3.44M |
| Dividends paid | $16.3M | $16.2M | $16.2M | $15.9M | $15.1M |
| Share buybacks | – | – | $0 | $0 | $2.01M |
| Investing cash flow | -$326.0M | -$292.5M | -$149.9M | -$19.2M | $31.7M |
| Financing cash flow | $11.6M | $51.1M | -$16.5M | -$15.0M | -$17.5M |
| Net change in cash | -$44.6M | $98.9M | $5.40M | -$35.5M | $44.2M |
| Ratio | |||||
| Stock-based compensation, % of revenue | 0.7% | 0.4% | 0.3% | 0.3% | 0.3% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Oct 30, 2026 | 25.7M | +0.8% | SEC |
| Jul 29, 2026 | 25.7M | +0.8% | SEC |
| May 1, 2026 | 25.7M | +0.8% | SEC |
| Feb 17, 2026 | 25.5M | +0.6% | SEC |
| Nov 3, 2025 | 25.5M | +0.7% | SEC |
| Aug 4, 2025 | 25.5M | +0.6% | SEC |
| May 1, 2025 | 25.5M | +0.6% | SEC |
| Feb 18, 2025 | 25.4M | +0.4% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.