Truist Financial Corp
TFC- Exchange
- NYSE
- Industry
- National Commercial Banks
- SEC CIK
- 0000092230
In the last 90 days, Truist Financial Corp insiders filed 2 open-market purchases and 0 sales; 1,715 institutions reported holding it in 13F filings for Q2 2026, worth $46.7B in total; Harris Associates (Oakmark) is the only superinvestor holding it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Oct 29, 2026, 1:10 AM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 21, 2026 | Jan 17, 2025 | Jan 18, 2024 | Jan 19, 2023 | Jan 18, 2022 |
| Revenue | $24.5B | $25.1B | $24.5B | $16.6B | $13.8B |
| Interest expense | – | – | $9.86B | $2.32B | $768.0M |
| Income tax | $1.04B | -$556.0M | $862.0M | $1.40B | $1.56B |
| Net income | $5.31B | $4.84B | -$1.05B | $6.27B | $6.44B |
| EPS, basic | $3.87 | $3.36 | $-1.09 | $4.46 | $4.51 |
| EPS, diluted | $3.82 | $3.36 | $-1.09 | $4.43 | $4.47 |
| Weighted shares, basic | 1.29B | 1.33B | 1.33B | 1.33B | 1.34B |
| Weighted shares, diluted | 1.30B | 1.33B | 1.33B | 1.34B | 1.35B |
| Margins and growth | |||||
| Net margin | 21.6% | 19.3% | -4.3% | 37.7% | 46.7% |
| Revenue growth, year over year | −2.1% | +2.5% | +47.0% | +20.8% | −11.4% |
| Net income growth, year over year | +9.6% | – | −116.7% | −2.6% | +43.3% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 21, 2026 | Jan 17, 2025 | Jan 18, 2024 | Jan 19, 2023 | Jan 18, 2022 |
| Cash and equivalents | – | – | – | – | $20.3B |
| Property, plant and equipment | $3.17B | $3.23B | $3.37B | $3.60B | $3.70B |
| Goodwill | $17.1B | $17.1B | $20.9B | $27.0B | $26.1B |
| Intangible assets | $1.26B | $1.55B | $3.16B | $3.67B | $3.41B |
| Total assets | $547.5B | $531.2B | $535.3B | $555.3B | $541.2B |
| Short-term debt | $27.8B | $29.2B | $24.8B | $23.4B | $5.29B |
| Long-term debt | $42.0B | $35.0B | $38.9B | $43.2B | $35.9B |
| Total liabilities | $482.3B | $467.5B | $476.1B | $494.7B | $472.0B |
| Shareholders' equity | $65.2B | $63.7B | $59.3B | $60.5B | $69.3B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 21, 2026 | Jan 17, 2025 | Jan 18, 2024 | Jan 19, 2023 | Jan 18, 2022 |
| Operating cash flow | $5.74B | $2.16B | $8.63B | $11.1B | $7.89B |
| Capital expenditures | – | – | – | $564.0M | $442.0M |
| Free cash flow | – | – | – | $10.5B | $7.45B |
| Stock-based compensation | $317.0M | $292.0M | $320.0M | $318.0M | $320.0M |
| Dividends paid | $2.67B | $2.77B | $2.77B | $2.66B | $2.48B |
| Share buybacks | $2.50B | $1.00B | $0 | $250.0M | $1.62B |
| Investing cash flow | -$17.8B | $18.6B | $22.9B | -$30.0B | -$32.1B |
| Financing cash flow | $8.63B | -$11.6B | -$22.3B | $20.0B | $25.6B |
| Net change in cash | -$3.39B | $9.12B | $9.22B | $1.13B | $1.43B |
| Ratio | |||||
| Stock-based compensation, % of revenue | 1.3% | 1.2% | 1.3% | 1.9% | 2.3% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Sep 30, 2026 | 1.20B | −6.3% | SEC |
| Jun 30, 2026 | 1.22B | −5.3% | SEC |
| Mar 31, 2026 | 1.25B | −4.9% | SEC |
| Jan 31, 2026 | 1.25B | −4.3% | SEC |
| Sep 30, 2025 | 1.28B | −3.6% | SEC |
| Jun 30, 2025 | 1.29B | −3.7% | SEC |
| Mar 31, 2025 | 1.31B | −2.1% | SEC |
| Jan 31, 2025 | 1.31B | −2.2% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.