Sound Financial Bancorp, Inc.
SFBC- Exchange
- Nasdaq
- Industry
- Savings Institution, Federally Chartered
- SEC CIK
- 0001541119
In the last 90 days, Sound Financial Bancorp, Inc. insiders filed 0 open-market purchases and 1 sale; 44 institutions reported holding it in 13F filings for Q2 2026, worth $50.6M in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Oct 8, 2026, 1:28 PM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 28, 2026 | Jan 30, 2025 | Jan 29, 2024 | Jan 30, 2023 | Jan 31, 2022 |
| Revenue | $57.6M | $57.4M | $50.6M | $39.8M | $33.9M |
| Selling, general and administrative | $5.97M | $5.89M | $6.09M | $5.81M | $5.76M |
| Interest expense | – | – | $16.8M | $4.50M | $3.95M |
| Income tax | $1.51M | $1.01M | $1.56M | $2.07M | $2.27M |
| Net income | $7.16M | $4.64M | $7.44M | $8.80M | $9.16M |
| EPS, basic | $2.79 | $1.81 | $2.88 | $3.39 | $3.52 |
| EPS, diluted | $2.77 | $1.80 | $2.86 | $3.35 | $3.46 |
| Weighted shares, basic | 2.56M | 2.54M | 2.56M | 2.58M | 2.58M |
| Weighted shares, diluted | 2.58M | 2.57M | 2.58M | 2.61M | 2.63M |
| Margins and growth | |||||
| Net margin | 12.4% | 8.1% | 14.7% | 22.1% | 27.0% |
| Revenue growth, year over year | +0.3% | +13.4% | +27.2% | +17.5% | −3.0% |
| Net income growth, year over year | +54.3% | −37.6% | −15.5% | −3.8% | +2.5% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 28, 2026 | Jan 30, 2025 | Jan 29, 2024 | Jan 30, 2023 | Jan 31, 2022 |
| Cash and equivalents | $138.5M | $43.6M | $49.7M | $57.8M | $183.6M |
| Property, plant and equipment | $4.24M | $4.70M | $5.24M | $5.51M | $5.82M |
| Goodwill | $777.0K | $777.0K | – | – | – |
| Total assets | $1.09B | $993.6M | $995.2M | $976.4M | $919.7M |
| Total liabilities | $982.8M | $890.0M | $894.6M | $878.6M | $826.3M |
| Shareholders' equity | $109.4M | $103.7M | $100.7M | $97.7M | $93.4M |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 28, 2026 | Jan 30, 2025 | Jan 29, 2024 | Jan 30, 2023 | Jan 31, 2022 |
| Operating cash flow | $7.16M | $2.93M | $6.89M | $10.1M | $19.1M |
| Capital expenditures | $170.0K | $76.0K | $444.0K | $398.0K | $225.0K |
| Free cash flow | $6.99M | $2.86M | $6.44M | $9.66M | $18.8M |
| Depreciation and amortization | $491.0K | $619.0K | $717.0K | $704.0K | $676.0K |
| Stock-based compensation | $303.0K | $390.0K | $450.0K | $475.0K | $360.0K |
| Dividends paid | $1.95M | $1.95M | $1.91M | $2.03M | $2.04M |
| Share buybacks | $0 | $65.0K | $2.14M | $1.73M | $152.0K |
| Investing cash flow | -$2.50M | -$3.94M | -$26.3M | -$185.6M | -$77.9M |
| Financing cash flow | $90.2M | -$5.04M | $11.3M | $49.8M | $48.6M |
| Net change in cash | $94.8M | -$6.05M | -$8.15M | -$125.8M | -$10.2M |
| Ratio | |||||
| Stock-based compensation, % of revenue | 0.5% | 0.7% | 0.9% | 1.2% | 1.1% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Aug 7, 2026 | 2.57M | +0.1% | SEC |
| May 9, 2026 | 2.57M | 0.0% | SEC |
| Mar 3, 2026 | 2.57M | 0.0% | SEC |
| Nov 6, 2025 | 2.57M | +0.1% | SEC |
| Aug 8, 2025 | 2.57M | +0.1% | SEC |
| May 9, 2025 | 2.57M | +0.3% | SEC |
| Mar 13, 2025 | 2.57M | +0.3% | SEC |
| Nov 8, 2024 | 2.56M | −0.2% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.