Royal Bank of Canada
RY- Exchange
- NYSE
- Industry
- Commercial Banks, NEC
- SEC CIK
- 0001000275
No open-market purchases or sales by Royal Bank of Canada insiders were filed in the last 90 days; 994 institutions reported holding it in 13F filings for Q2 2026, worth $129.6B in total; no superinvestor holds it.
Other share classesRYLBF
- Currency
- CAD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Oct 8, 2026, 12:04 PM ET
Amounts are in CAD, the currency Royal Bank of Canada reports in. Lines marked ≈ US$ convert key figures to US dollars.
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Oct 31, 2025 | Oct 31, 2024 | Oct 31, 2023 | Oct 31, 2022 | Oct 31, 2021 |
| Filing | 40-F | 40-F | 40-F | 40-F | 40-F |
| Reported | – | – | – | – | – |
| Revenue | CAD 66.6B≈ US$47.6B | CAD 57.3B≈ US$42.1B | CAD 56.1B≈ US$41.6B | CAD 49.0B≈ US$38.1B | CAD 49.7B≈ US$39.5B |
| Interest expense | CAD 70.8B | CAD 77.0B | CAD 61.9B | CAD 18.1B | CAD 8.14B |
| Income tax | CAD 5.28B | CAD 3.62B | CAD 3.60B | CAD 4.30B | CAD 4.58B |
| Net income | CAD 20.4B≈ US$14.5B | CAD 16.2B≈ US$11.9B | CAD 14.9B≈ US$11.0B | CAD 15.8B≈ US$12.3B | CAD 16.1B≈ US$12.8B |
| EPS, basic | CAD 14.10 | CAD 11.27 | CAD 10.51 | CAD 11.08 | CAD 11.08 |
| EPS, diluted | CAD 14.07 | CAD 11.25 | CAD 10.50 | CAD 11.06 | CAD 11.06 |
| Weighted shares, basic | 1.41B | 1.41B | 1.39B | 1.40B | 1.42B |
| Weighted shares, diluted | 1.41B | 1.41B | 1.39B | 1.41B | 1.43B |
| Margins and growth | |||||
| Net margin | 30.6% | 28.3% | 26.5% | 32.3% | 32.3% |
| Revenue growth, year over year | +16.1% | +2.2% | +14.6% | −1.4% | +5.3% |
| Net income growth, year over year | +25.4% | +9.2% | −6.0% | −1.5% | +40.3% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Oct 31, 2025 | Oct 31, 2024 | Oct 31, 2023 | Oct 31, 2022 | Oct 31, 2021 |
| Filing | 40-F | 40-F | 40-F | 40-F | 40-F |
| Reported | – | – | – | – | – |
| Cash and equivalents | CAD 37.0B | CAD 56.7B | CAD 62.0B | CAD 72.4B | CAD 113.8B |
| Property, plant and equipment | CAD 6.82B | CAD 6.85B | CAD 6.75B | CAD 7.21B | CAD 7.42B |
| Goodwill | CAD 19.4B | CAD 19.3B | CAD 12.6B | CAD 12.3B | CAD 10.9B |
| Intangible assets | CAD 7.40B | CAD 7.80B | CAD 5.91B | CAD 6.08B | CAD 4.47B |
| Total assets | CAD 2.33T≈ US$1.66T | CAD 2.17T≈ US$1.56T | CAD 2.00T≈ US$1.44T | CAD 1.92T≈ US$1.41T | CAD 1.71T≈ US$1.38T |
| Short-term debt | CAD 2.80B | – | CAD 4.51B | CAD 9.61B | – |
| Total liabilities | CAD 2.19T | CAD 2.04T | CAD 1.89T | CAD 1.81T | CAD 1.61T |
| Shareholders' equity | CAD 139.2B | CAD 127.2B | CAD 117.8B | CAD 108.2B | CAD 98.8B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Oct 31, 2025 | Oct 31, 2024 | Oct 31, 2023 | Oct 31, 2022 | Oct 31, 2021 |
| Filing | 40-F | 40-F | 40-F | 40-F | 40-F |
| Reported | – | – | – | – | – |
| Operating cash flow | CAD 55.2B≈ US$39.4B | CAD 23.1B≈ US$17.0B | CAD 26.1B≈ US$19.3B | CAD 21.9B≈ US$17.1B | CAD 61.0B≈ US$48.6B |
| Depreciation and amortization | CAD 3.04B | CAD 2.91B | CAD 2.76B | CAD 2.63B | CAD 2.56B |
| Dividends paid | – | – | – | CAD 6.96B | CAD 6.42B |
| Share buybacks | – | – | – | CAD 5.70B | CAD 4.74B |
| Investing cash flow | CAD -68.6B | CAD -20.9B | CAD -28.3B | CAD -57.1B | CAD -57.3B |
| Financing cash flow | CAD -6.71B | CAD -8.15B | CAD -9.83B | CAD -2.19B | CAD -5.93B |
| Net change in cash | CAD -19.7B | CAD -5.27B | CAD -10.4B | CAD -41.4B | CAD -5.04B |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
- ≈ US$ figures convert CAD at FRED H.10 exchange rates (Federal Reserve): the average rate over the period for income and cash flow, and the rate on the period-end date, or the last business day before it, for the balance sheet.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.