Regional Management Corp.
RM- Exchange
- NYSE
- Industry
- Personal Credit Institutions
- SEC CIK
- 0001519401
In the last 90 days, Regional Management Corp. insiders filed 1 open-market purchase and 8 sales; 123 institutions reported holding it in 13F filings for Q2 2026, worth $337.3M in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Oct 31, 2026, 1:13 AM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 4, 2026 | Feb 5, 2025 | Feb 7, 2024 | Feb 8, 2023 | Feb 9, 2022 |
| Revenue | $645.6M | $588.5M | $551.4M | $507.2M | $428.4M |
| Selling, general and administrative | $257.6M | $247.7M | $243.1M | $222.5M | $195.5M |
| Interest expense | – | – | – | – | $31.3M |
| Income tax | $13.4M | $12.8M | $4.83M | $14.1M | $23.8M |
| Net income | $44.4M | $41.2M | $16.0M | $51.2M | $88.7M |
| EPS, basic | $4.71 | $4.28 | $1.70 | $5.51 | $8.84 |
| EPS, diluted | $4.45 | $4.14 | $1.66 | $5.30 | $8.33 |
| Weighted shares, basic | 9.43M | 9.64M | 9.40M | 9.30M | 10.0M |
| Weighted shares, diluted | 9.98M | 9.96M | 9.59M | 9.66M | 10.6M |
| Margins and growth | |||||
| Net margin | 6.9% | 7.0% | 2.9% | 10.1% | 20.7% |
| Revenue growth, year over year | +9.7% | +6.7% | +8.7% | +18.4% | +14.6% |
| Net income growth, year over year | +7.7% | +158.3% | −68.8% | −42.2% | +231.8% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 4, 2026 | Feb 5, 2025 | Feb 7, 2024 | Feb 8, 2023 | Feb 9, 2022 |
| Cash and equivalents | $3.82M | $3.95M | $4.51M | $3.87M | $10.5M |
| Property, plant and equipment | $13.2M | $13.7M | $13.8M | $14.5M | $12.9M |
| Goodwill | – | – | – | $716.0K | $716.0K |
| Intangible assets | $31.8M | $24.5M | $15.8M | $11.4M | $8.80M |
| Total assets | $2.10B | $1.91B | $1.79B | $1.72B | $1.46B |
| Long-term debt | $1.64B | $1.47B | $1.40B | $1.35B | $1.10B |
| Total liabilities | $1.73B | $1.55B | $1.47B | $1.42B | $1.18B |
| Shareholders' equity | $373.1M | $357.1M | $322.3M | $308.6M | $282.7M |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 4, 2026 | Feb 5, 2025 | Feb 7, 2024 | Feb 8, 2023 | Feb 9, 2022 |
| Operating cash flow | $309.1M | $268.9M | $249.2M | $224.3M | $189.0M |
| Capital expenditures | $4.76M | $5.05M | $4.69M | $5.87M | $3.59M |
| Free cash flow | $304.3M | $263.9M | $244.5M | $218.5M | $185.4M |
| Depreciation and amortization | $16.2M | $14.1M | $14.6M | $12.7M | $11.7M |
| Stock-based compensation | $11.9M | $11.2M | $11.8M | $10.8M | $7.40M |
| Share buybacks | $24.0M | $3.54M | – | $20.6M | $67.4M |
| Investing cash flow | -$471.2M | -$315.4M | -$278.7M | -$447.3M | -$355.1M |
| Financing cash flow | $124.5M | $53.4M | $26.4M | $205.6M | $243.4M |
| Net change in cash | -$37.6M | $6.96M | -$3.13M | -$17.4M | $77.3M |
| Ratio | |||||
| Stock-based compensation, % of revenue | 1.8% | 1.9% | 2.1% | 2.1% | 1.7% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Oct 27, 2026 | 8.95M | −7.9% | SEC |
| Jul 29, 2026 | 9.23M | −5.9% | SEC |
| Apr 29, 2026 | 9.21M | −7.2% | SEC |
| Feb 17, 2026 | 9.40M | −4.4% | SEC |
| Nov 3, 2025 | 9.71M | −4.4% | SEC |
| Jul 30, 2025 | 9.80M | −3.5% | SEC |
| Apr 30, 2025 | 9.92M | +0.2% | SEC |
| Feb 19, 2025 | 9.83M | +0.7% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.