Oceanfirst Financial Corp
OCFC- Exchange
- Nasdaq
- Industry
- National Commercial Banks
- SEC CIK
- 0001004702
In the last 90 days, Oceanfirst Financial Corp insiders filed 3 open-market purchases and 2 sales; 230 institutions reported holding it in 13F filings for Q2 2026, worth $1.57B in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Nov 8, 2026, 10:36 PM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 22, 2026 | Jan 23, 2025 | Jan 18, 2024 | Jan 19, 2023 | Jan 27, 2022 |
| Revenue | $642.5M | $642.2M | $608.0M | $431.2M | $342.1M |
| Operating expenses | $296.2M | $245.9M | $248.9M | $234.9M | $226.9M |
| Interest expense | – | – | $238.2M | $53.7M | $36.8M |
| Income tax | $21.5M | $30.3M | $32.7M | $46.6M | $32.2M |
| Net income | $71.0M | $100.1M | $104.0M | $146.6M | $110.1M |
| EPS, basic | $1.17 | $1.65 | $1.70 | $2.43 | $1.79 |
| EPS, diluted | $1.17 | $1.65 | $1.70 | $2.42 | $1.78 |
| Weighted shares, basic | 57.4M | 58.3M | 58.9M | 58.7M | 59.4M |
| Weighted shares, diluted | 57.4M | 58.3M | 59.0M | 58.9M | 59.6M |
| Margins and growth | |||||
| Net margin | 11.0% | 15.6% | 17.1% | 34.0% | 32.2% |
| Revenue growth, year over year | 0.0% | +5.6% | +41.0% | +26.0% | −9.9% |
| Net income growth, year over year | −29.1% | −3.8% | −29.0% | +33.2% | +73.9% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 22, 2026 | Jan 23, 2025 | Jan 18, 2024 | Jan 19, 2023 | Jan 27, 2022 |
| Goodwill | $517.5M | $523.3M | $506.1M | $506.1M | $500.3M |
| Intangible assets | $9.05M | $12.7M | $9.51M | $13.5M | $18.2M |
| Total assets | $14.6B | $13.4B | $13.5B | $13.1B | $11.7B |
| Long-term debt | $255.2M | $197.5M | $196.5M | $195.4M | $229.1M |
| Total liabilities | $12.9B | $11.7B | $11.9B | $11.5B | $10.2B |
| Shareholders' equity | $1.66B | $1.70B | $1.66B | $1.59B | $1.52B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 22, 2026 | Jan 23, 2025 | Jan 18, 2024 | Jan 19, 2023 | Jan 27, 2022 |
| Operating cash flow | $87.2M | $92.2M | $124.3M | $250.4M | $160.0M |
| Capital expenditures | $7.70M | $7.57M | $7.71M | $16.1M | $42.0M |
| Free cash flow | $79.5M | $84.7M | $116.6M | $234.3M | $117.9M |
| Depreciation and amortization | $10.3M | $10.9M | $12.3M | $11.7M | $9.36M |
| Stock-based compensation | $4.87M | $6.08M | $5.85M | $6.64M | $5.42M |
| Dividends paid | $48.2M | $50.9M | $51.3M | $47.5M | $44.5M |
| Share buybacks | $24.9M | $21.5M | $0 | $7.40M | $36.1M |
| Investing cash flow | -$1.18B | $106.4M | -$488.0M | -$1.32B | -$1.48B |
| Financing cash flow | $1.10B | -$228.7M | $349.5M | $1.01B | $224.0M |
| Net change in cash | $11.5M | -$30.1M | -$14.3M | -$56.8M | -$1.09B |
| Ratio | |||||
| Stock-based compensation, % of revenue | 0.8% | 0.9% | 1.0% | 1.5% | 1.6% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Nov 2, 2026 | 96.7M | +68.5% | SEC |
| Aug 3, 2026 | 96.6M | +68.4% | SEC |
| Apr 27, 2026 | 57.6M | −1.3% | SEC |
| Feb 19, 2026 | 57.4M | −2.0% | SEC |
| Oct 29, 2025 | 57.4M | −1.8% | SEC |
| Jul 30, 2025 | 57.4M | −1.9% | SEC |
| Apr 28, 2025 | 58.4M | −0.6% | SEC |
| Feb 21, 2025 | 58.6M | −0.7% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.