Lake Shore Bancorp, Inc.
LSBK- Exchange
- Nasdaq
- Industry
- Savings Institution, Federally Chartered
- SEC CIK
- 0002059653
No open-market purchases or sales by Lake Shore Bancorp, Inc. insiders were filed in the last 90 days; 32 institutions reported holding it in 13F filings for Q2 2026, worth $39.4M in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Oct 8, 2026, 3:21 PM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 21, 2026 | Jan 24, 2025 | Jan 31, 2024 | Jan 31, 2023 | Feb 2, 2022 |
| Revenue | $36.3M | $34.8M | $33.8M | $1.10M | $1.05M |
| Interest expense | – | – | $9.40M | $2.42M | $2.67M |
| Income tax | $1.48M | $935.0K | $1.40M | $1.16M | $1.29M |
| Net income | $7.27M | $4.93M | $4.82M | $5.71M | $6.19M |
| EPS, basic | $0.97 | $0.88 | $0.82 | $0.97 | $1.05 |
| EPS, diluted | $0.97 | $0.88 | $0.82 | $0.97 | $1.05 |
| Weighted shares, basic | 7.51M | 5.62M | 5.86M | 5.88M | 5.89M |
| Weighted shares, diluted | 7.52M | 5.62M | 5.86M | 5.88M | 5.89M |
| Margins and growth | |||||
| Net margin | 20.0% | 14.2% | 14.3% | 517.0% | 589.8% |
| Revenue growth, year over year | +4.2% | +3.1% | +2,957.5% | +5.2% | +19.5% |
| Net income growth, year over year | +47.4% | +2.3% | −15.6% | −7.7% | +35.7% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 21, 2026 | Jan 24, 2025 | Jan 31, 2024 | Jan 31, 2023 | Feb 2, 2022 |
| Cash and equivalents | $64.3M | $33.1M | $53.7M | $9.63M | $67.6M |
| Property, plant and equipment | $7.05M | $7.22M | $7.87M | $8.29M | $8.74M |
| Total assets | $727.3M | $685.5M | $725.1M | $699.9M | $713.7M |
| Short-term debt | – | – | – | $12.6M | $0 |
| Long-term debt | $0 | $10.3M | $35.3M | $24.9M | – |
| Total liabilities | $585.7M | $595.6M | $638.8M | $618.7M | $625.8M |
| Shareholders' equity | $141.6M | $89.9M | $86.3M | $81.2M | $88.0M |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 21, 2026 | Jan 24, 2025 | Jan 31, 2024 | Jan 31, 2023 | Feb 2, 2022 |
| Operating cash flow | $8.00M | $2.51M | $6.21M | $8.14M | $8.55M |
| Capital expenditures | – | – | $391.0K | $406.0K | $627.0K |
| Free cash flow | – | – | $5.81M | $7.73M | $7.92M |
| Dividends paid | $1.68M | $1.08M | – | $1.44M | $1.08M |
| Share buybacks | $53.0K | $20.0K | $58.0K | $85.0K | $2.25M |
| Investing cash flow | -$8.13M | $21.1M | $19.5M | -$57.2M | -$5.74M |
| Financing cash flow | $31.3M | -$44.2M | $18.4M | -$8.88M | $21.8M |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Aug 6, 2026 | 7.85M | +0.4% | SEC |
| May 7, 2026 | 7.86M | +36.5% | SEC |
| Mar 11, 2026 | 7.84M | +36.7% | SEC |
| Nov 6, 2025 | 7.83M | +36.4% | SEC |
| Aug 8, 2025 | 7.83M | +36.4% | SEC |
| May 12, 2025 | 5.76M | +0.4% | SEC |
| Mar 10, 2025 | 5.73M | +0.8% | SEC |
| Nov 6, 2024 | 5.74M | +0.8% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.