Lloyds Banking Group plc
LLOBF- Exchange
- OTC
- Industry
- Commercial Banks, NEC
- SEC CIK
- 0001160106
No open-market purchases or sales by Lloyds Banking Group plc insiders were filed in the last 90 days; no institution reported holding it in 13F filings for Q2 2026; no superinvestor holds it.
- Currency
- GBP
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Oct 8, 2026, 12:34 PM ET
Amounts are in GBP, the currency Lloyds Banking Group plc reports in. Lines marked ≈ US$ convert key figures to US dollars.
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 20-F | 20-F | 20-F | 20-F | 20-F |
| Reported | – | – | – | – | – |
| Revenue | GBP 19.4B≈ US$25.6B | GBP 34.3B≈ US$43.8B | GBP 35.4B≈ US$44.0B | GBP 5.81B≈ US$7.19B | GBP 37.4B≈ US$51.5B |
| Operating expenses | GBP 12.0B | GBP 11.6B | GBP 10.8B | GBP 9.76B | GBP 10.8B |
| Interest expense | GBP 17.5B | GBP 19.0B | GBP 14.8B | GBP 3.69B | GBP 3.89B |
| Income tax | GBP 1.90B | GBP 1.49B | GBP 1.99B | GBP 1.37B | GBP 1.02B |
| Net income | GBP 4.76B≈ US$6.28B | GBP 4.48B≈ US$5.72B | GBP 5.52B≈ US$6.86B | GBP 5.55B≈ US$6.87B | GBP 5.88B≈ US$8.10B |
| EPS, basic | GBP 0.07 | GBP 0.063 | GBP 0.076 | GBP 0.073 | GBP 0.075 |
| EPS, diluted | GBP 0.069 | GBP 0.062 | GBP 0.075 | GBP 0.072 | GBP 0.075 |
| Weighted shares, basic | 59.8B | 62.4B | 65.0B | 68.8B | 70.9B |
| Weighted shares, diluted | 60.5B | 63.1B | 65.8B | 69.7B | 71.8B |
| Margins and growth | |||||
| Net margin | 24.5% | 13.1% | 15.6% | 95.6% | 15.7% |
| Revenue growth, year over year | −43.3% | −3.2% | +509.6% | −84.5% | +28.4% |
| Net income growth, year over year | +6.3% | −18.9% | −0.7% | −5.6% | +324.3% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 20-F | 20-F | 20-F | 20-F | 20-F |
| Reported | – | – | – | – | – |
| Cash and equivalents | GBP 60.6B | GBP 70.8B | GBP 88.8B | GBP 95.8B | GBP 76.4B |
| Property, plant and equipment | – | – | – | GBP 10.7B | GBP 11.6B |
| Goodwill | – | – | – | GBP 2.65B | GBP 2.32B |
| Intangible assets | GBP 8.59B | GBP 8.19B | GBP 8.31B | GBP 4.79B | GBP 4.20B |
| Total assets | GBP 944.1B≈ US$1.27T | GBP 906.7B≈ US$1.14T | GBP 881.5B≈ US$1.12T | GBP 877.8B≈ US$1.06T | GBP 886.5B≈ US$1.20T |
| Total liabilities | GBP 896.2B | GBP 860.8B | GBP 834.1B | GBP 830.3B | GBP 833.4B |
| Shareholders' equity | GBP 47.9B | GBP 45.9B | GBP 47.4B | GBP 47.5B | GBP 53.2B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 20-F | 20-F | 20-F | 20-F | 20-F |
| Reported | – | – | – | – | – |
| Operating cash flow | GBP 5.70B≈ US$7.52B | GBP -4.39B≈ US-$5.61B | GBP 6.81B≈ US$8.47B | GBP 22.0B≈ US$27.2B | GBP 6.62B≈ US$9.11B |
| Capital expenditures | GBP 5.07B | GBP 4.36B | GBP 5.46B | GBP 3.85B | GBP 3.23B |
| Free cash flow | GBP 630.0M≈ US$831.1M | GBP -8.76B≈ US-$11.2B | GBP 1.35B≈ US$1.69B | GBP 18.2B≈ US$22.5B | GBP 3.39B≈ US$4.67B |
| Depreciation and amortization | GBP 3.48B | GBP 3.43B | GBP 2.90B | GBP 2.40B | GBP 2.83B |
| Investing cash flow | GBP -10.2B | GBP -7.69B | GBP -9.82B | GBP 510.0M | GBP -2.54B |
| Financing cash flow | GBP -5.36B | GBP -5.93B | GBP -3.50B | GBP -6.61B | GBP -3.23B |
| Net change in cash | GBP -10.2B | GBP -18.0B | GBP -6.99B | GBP 16.6B | GBP 912.0M |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
- ≈ US$ figures convert GBP at FRED H.10 exchange rates (Federal Reserve): the average rate over the period for income and cash flow, and the rate on the period-end date, or the last business day before it, for the balance sheet.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.