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KB Financial Group Inc.

KB
Exchange
NYSE
Industry
Commercial Banks, NEC
SEC CIK
0001445930

No open-market purchases or sales by KB Financial Group Inc. insiders were filed in the last 90 days; 369 institutions reported holding it in 13F filings for Q2 2026, worth $2.43B in total; Harris Associates (Oakmark) is the only superinvestor holding it.

Currency
KRW
Source
SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
Updated
Oct 8, 2026, 1:10 PM ET

Amounts are in KRW, the currency KB Financial Group Inc. reports in. Lines marked ≈ US$ convert key figures to US dollars.

Income statement

Each column is one fiscal year, newest first.

Income statement of KB Financial Group Inc., annual
Line itemFY2024FY2023FY2022FY2021FY2020
Period endDec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020
Filing20-F20-F20-F20-F20-F
Reported–––––
RevenueKRW 12.8T≈ US$9.41BKRW 16.2T≈ US$12.4BKRW 15.0T≈ US$11.7BKRW 14.5T≈ US$12.7BKRW 12.5T≈ US$10.6B
Selling, general and administrativeKRW 6.94TKRW 6.65TKRW 7.54TKRW 7.20TKRW 6.83T
Operating incomeKRW 8.05TKRW 6.44TKRW 5.64TKRW 6.10TKRW 4.62T
Interest expenseKRW 17.7TKRW 17.0TKRW 7.68TKRW 3.98TKRW 4.76T
Income taxKRW 1.96TKRW 1.61TKRW 1.62TKRW 1.70TKRW 1.26T
Net incomeKRW 5.03T≈ US$3.69BKRW 4.56T≈ US$3.49BKRW 4.17T≈ US$3.24BKRW 4.38T≈ US$3.83BKRW 3.50T≈ US$2.97B
EPS, basicKRW 12,880.00KRW 11,580.00KRW 10,955.00KRW 11,134.00KRW 8,809.00
EPS, dilutedKRW 12,726.00KRW 11,312.00KRW 10,705.00KRW 10,890.00KRW 8,697.00
Weighted shares, basic378.8M384.0M389.6M389.6M389.6M
Weighted shares, diluted383.4M393.3M398.9M398.6M394.8M
Margins and growth
Operating margin62.7%39.7%37.6%42.1%36.9%
Net margin39.2%28.1%27.8%30.3%28.0%
Revenue growth, year over year−21.0%+8.1%+3.7%+15.9%+9.3%
Net income growth, year over year+10.2%+9.3%−4.8%+25.2%+5.7%

Balance sheet

Each column is one fiscal year, newest first.

Balance sheet of KB Financial Group Inc., annual
Line itemFY2024FY2023FY2022FY2021FY2020
Period endDec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020
Filing20-F20-F20-F20-F20-F
Reported–––––
Cash and equivalentsKRW 24.6TKRW 25.8TKRW 26.2TKRW 9.11TKRW 8.69T
Property, plant and equipmentKRW 5.39TKRW 4.95TKRW 4.99TKRW 5.24TKRW 5.43T
GoodwillKRW 874.0BKRW 867.0BKRW 845.2BKRW 806.4BKRW 763.6B
Intangible assetsKRW 1.97TKRW 1.95TKRW 3.20TKRW 3.27TKRW 3.35T
Total assetsKRW 757.8T≈ US$512.8BKRW 715.7T≈ US$554.4BKRW 701.2T≈ US$556.4BKRW 663.9T≈ US$558.6BKRW 610.7T≈ US$562.3B
Long-term debtKRW 11.5TKRW 10.3TKRW 9.83TKRW 9.95T–
Total liabilitiesKRW 698.0TKRW 656.9TKRW 651.5TKRW 615.6TKRW 567.3T
Shareholders' equityKRW 59.8TKRW 58.9TKRW 49.6TKRW 48.3TKRW 43.4T

Cash flow statement

Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.

Cash flow statement of KB Financial Group Inc., annual
Line itemFY2024FY2023FY2022FY2021FY2020
Period endDec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020
Filing20-F20-F20-F20-F20-F
Reported–––––
Operating cash flowKRW 4.02T≈ US$2.95BKRW 4.11T≈ US$3.15BKRW 5.69T≈ US$4.42BKRW -6.70T≈ US-$5.86BKRW -11.5T≈ US-$9.79B
Capital expendituresKRW 337.2BKRW 350.1BKRW 296.9BKRW 286.6BKRW 424.9B
Free cash flowKRW 3.68T≈ US$2.70BKRW 3.76T≈ US$2.88BKRW 5.39T≈ US$4.18BKRW -6.99T≈ US-$6.11BKRW -12.0T≈ US-$10.1B
Depreciation and amortizationKRW 916.3BKRW 865.9BKRW 878.8BKRW 850.6BKRW 874.9B
Stock-based compensationKRW 140.5BKRW 69.7BKRW 58.3BKRW 101.9BKRW 49.4B
Dividends paidKRW 1.69TKRW 1.34TKRW 1.56TKRW 1.05TKRW 884.0B
Share buybacksKRW 820.0BKRW 571.7B––KRW 0
Investing cash flowKRW -3.83TKRW -3.52TKRW -20.3TKRW -3.86TKRW -11.0T
Financing cash flowKRW -1.98TKRW -1.24TKRW 15.3TKRW 10.8TKRW 25.3T
Net change in cashKRW -1.22TKRW -708.2BKRW 889.3BKRW 423.4BKRW 2.56T
Ratio
Stock-based compensation, % of revenue1.1%0.4%0.4%0.7%0.4%

Shares outstanding

Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.

Shares outstanding for KB Financial Group Inc. by cover date
Cover dateShares outstandingChange in a yearFiling
Dec 31, 2025358.6M−4.0%SEC
Dec 31, 2024373.6M−1.3%SEC
Dec 31, 2023378.7M−2.8%SEC
Dec 31, 2022389.6M0.0%SEC
Dec 31, 2021389.6M0.0%SEC
Dec 31, 2020389.6M0.0%SEC
Dec 31, 2019389.6M−1.5%SEC
Dec 31, 2018395.6M−0.9%SEC

Notes and known gaps

How these numbers are put together, and what they can't tell you.

  • Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
  • Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
  • ≈ US$ figures convert KRW at FRED H.10 exchange rates (Federal Reserve): the average rate over the period for income and cash flow, and the rate on the period-end date, or the last business day before it, for the balance sheet.

Known gaps

  • Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
  • EPS and share counts are as reported at the time, not adjusted for later stock splits.
  • For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
  • For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
  • Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
  • Depreciation and amortization is missing for some companies that report it under their own XBRL tags.