Intercorp Financial Services Inc.
IFS- Exchange
- NYSE
- Industry
- Commercial Banks, NEC
- SEC CIK
- 0001615903
No open-market purchases or sales by Intercorp Financial Services Inc. insiders were filed in the last 90 days; 119 institutions reported holding it in 13F filings for Q2 2026, worth $949.9M in total; no superinvestor holds it.
- Currency
- PEN
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Oct 8, 2026, 1:43 PM ET
Amounts are in PEN, the currency Intercorp Financial Services Inc. reports in. Lines marked ≈ US$ convert key figures to US dollars.
Revenue flow, FY2024
Where the revenue went in FY2024, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 |
| Filing | 20-F | 20-F | 20-F | 20-F | 20-F |
| Reported | – | – | – | – | – |
| Revenue | PEN 4.55B | PEN 4.53B | PEN 4.21B | PEN 3.55B | PEN 3.47B |
| Operating expenses | PEN 2.90B | PEN 2.75B | PEN 2.68B | PEN 2.26B | PEN 1.91B |
| Selling, general and administrative | PEN 1.34B | PEN 1.29B | PEN 1.18B | PEN 965.5M | PEN 748.6M |
| Operating income | PEN 1.65B | PEN 1.35B | PEN 2.17B | PEN 2.39B | PEN 356.3M |
| Interest expense | PEN 2.48B | PEN 2.59B | PEN 1.66B | PEN 1.06B | PEN 1.19B |
| Income tax | PEN 314.4M | PEN 275.6M | PEN 462.5M | PEN 502.1M | PEN -72.9M |
| Net income | PEN 1.31B | PEN 1.08B | PEN 1.67B | PEN 1.80B | PEN 383.5M |
| EPS, basic | PEN 11.38 | PEN 9.33 | – | – | – |
| EPS, diluted | PEN 11.38 | PEN 9.33 | – | – | – |
| Weighted shares, basic | 114.3M | 115.0M | 115.4M | 115.4M | 115.4M |
| Weighted shares, diluted | 114.3M | 115.0M | 115.4M | 115.4M | 115.4M |
| Margins and growth | |||||
| Operating margin | 36.2% | 29.7% | 51.6% | 67.4% | 10.3% |
| Net margin | 28.7% | 23.8% | 39.7% | 50.7% | 11.0% |
| Revenue growth, year over year | +0.5% | +7.6% | +18.6% | +2.2% | +1.0% |
| Net income growth, year over year | +21.1% | −35.4% | −7.2% | +369.3% | −73.6% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 |
| Filing | 20-F | 20-F | 20-F | 20-F | 20-F |
| Reported | – | – | – | – | – |
| Cash and equivalents | PEN 12.6B | PEN 9.82B | PEN 13.2B | PEN 17.1B | PEN 18.8B |
| Property, plant and equipment | PEN 814.4M | PEN 804.8M | PEN 791.4M | PEN 815.1M | PEN 844.4M |
| Intangible assets | PEN 1.67B | PEN 1.69B | PEN 1.63B | PEN 1.04B | PEN 1.04B |
| Total assets | PEN 95.5B | PEN 89.6B | PEN 87.5B | PEN 90.0B | PEN 88.2B |
| Total liabilities | PEN 84.5B | PEN 79.6B | PEN 77.4B | PEN 80.4B | PEN 79.3B |
| Shareholders' equity | PEN 11.0B | PEN 10.0B | PEN 10.0B | PEN 9.56B | PEN 8.95B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 |
| Filing | 20-F | 20-F | 20-F | 20-F | 20-F |
| Reported | – | – | – | – | – |
| Operating cash flow | PEN 2.91B | PEN 2.88B | PEN -1.01B | PEN 1.35B | PEN 13.0B |
| Capital expenditures | PEN 104.7M | PEN 147.6M | PEN 135.0M | PEN 87.3M | PEN 52.4M |
| Free cash flow | PEN 2.81B | PEN 2.73B | PEN -1.15B | PEN 1.26B | PEN 12.9B |
| Depreciation and amortization | PEN 413.1M | PEN 379.0M | PEN 336.2M | PEN 279.7M | PEN 268.8M |
| Dividends paid | PEN 427.4M | PEN 511.8M | PEN 751.5M | PEN 633.9M | PEN 698.2M |
| Share buybacks | PEN 122.7M | PEN 80.9M | – | PEN 594.0K | PEN 2.57M |
| Investing cash flow | PEN -7.04M | PEN -3.53B | PEN -1.39B | PEN -2.33B | PEN -4.05B |
| Financing cash flow | PEN -12.3M | PEN -3.01B | PEN -1.28B | PEN -861.7M | PEN -552.8M |
| Net change in cash | PEN 2.89B | PEN -3.67B | PEN -3.68B | PEN -1.84B | PEN 8.39B |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
- Exchange rates for PEN aren't loaded, so amounts are shown in PEN only.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.